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(Click for frequent words.) 66 Commission EQC 51 WHRS 50 Waimakariri District 50 TWIA 49 ECan 49 Accident Compensation Corporation 48 Transfund 48 Thames Coromandel District 48 RACQ Insurance 48 NZTA 48 adjustors 47 resource consents 47 Disaster Response Organisation 46 Ecan 46 FSCS 46 professional indemnity PI 46 BrickStreet 46 Wel Networks 45 Unitywater 45 Roading 45 Seqwater 45 NFIP 45 Environment Waikato 45 Suncorp 45 Canterbury Earthquake 45 policyholders 44 adjustor 44 BRANZ 44 Northern Grampians Shire 44 NFU Mutual 44 Transpower 44 Waitangi Tribunal 44 BDO Spicers 44 Workcover 44 Bellwin scheme 43 WorkCover Queensland 43 underinsurance 43 Environment Canterbury ECan 43 cyclone Yasi 43 Waitaki catchment 43 LTCCP 43 ACTPLA 43 secured debenture holders 43 ClaimCenter 43 Waitaki District 42 PDAP 42 MRCF 42 Mr Frazis 42 Cyclone Larry 42 NHSLA 42 Valuer General 42 Retail Deposit Guarantee 42 GBRMPA 42 AFS licensees 42 CCRIF 42 Clutha District 42 JRPP 42 weathertight 42 NDRRA 42 Narromine Shire Council 42 WorkCover 42 CCIQ 42 Texas Windstorm Insurance 42 NRMA Insurance 42 Powerco 42 TrustPower 42 Treaty Settlements 42 insurance adjusters 41 Mr Achterstraat 41 IFSRA 41 SunWater 41 Matamata Piako District 41 GWM Water 41 Cr Bellingham 41 Ergon Energy 41 FHCF 41 Ngati Whatua o Orakei 41 VAT PAYE 41 DISMAC 41 Thoroughbred Racing NZTR 41 NZLS 41 NZRFU 41 Cr Schier 41 Mortgagees 41 Electricity Ashburton 41 LGNZ 41 insurance adjustors 41 FEMA 41 Kapiti Coast District 41 Mr Tamihere 41 administrator Ferrier Hodgson 41 Weathertight Homes Tribunal 41 adjusters 41 Eurobodalla Shire Council 41 GWRC 41 reinsurers 40 LTNZ 40 rateable 40 Ngati Apa 40 Federated Farmers 40 Moree Plains Shire 40 Goulburn Mulwaree Council 40 Cowra Shire 40 ActewAGL 40 Gisborne 40 Wingecarribee Shire 40 cyclone Ului 40 MPPI 40 Watercare 40 Powercor 40 HIH collapse 40 ARPANSA 40 Policyholders 40 EQIP 40 KiwiSaver schemes 40 Bellwin 40 rateable properties 40 claimants 40 MainPower 40 QLDC 40 GeoVera 40 ETSA Utilities 40 DoIR 40 policyholder 40 Colac Otway Shire 40 QBE 40 IBNR 40 adjuster 40 Opuha Dam 40 CommInsure 40 Palerang 40 ratepayers 40 MidCoast Water 40 submitters 40 Whitsunday Regional 39 Wattle Range Council 39 Waipareira Trust 39 BNZ 39 British Insurers ABI 39 KiwiSaver 39 Queenstown Lakes District 39 WINZ 39 Marac 39 Dr NICK SMITH 39 Mayor Meng Foon 39 ACTEW 39 Mr Sartor 39 Insurance adjusters 39 Tararua District 39 Damien Batey 39 Wannon Water 39 CGU 39 Equitable policyholders 39 Paymentshield 39 NZQA 39 Mr D' Ascenzo 39 CCIWA 39 Urbus 39 Butch Kinerney 39 Winz 39 OIR 39 Kaipara District 39 Tropical Cyclone Yasi 39 Kiwisaver 39 Provincial Disaster Assistance 39 Waipa District 39 Employers Liability Compulsory 39 Guyra Shire Council 39 Mr Schwarten 39 Bellingen Shire Council 39 Competition Authority QCA 39 LINZ 39 Cooma Monaro 39 Cabonne Council 39 householders 39 Marryatt 39 Jemena 39 Insurance adjustors 39 David Caygill 39 FNPF 38 GEERS 38 Source Keoghs 38 assessors 38 Single Payment 38 geotechnical engineers 38 NZSF 38 Consumer Guarantees 38 DECCW 38 IDWR 38 DEEDI 38 QBE Insurance 38 Abandoned Mine Lands 38 Cr Katos 38 Australand 38 Crown Solicitor 38 Mr Botherway 38 windstorm 38 UDIA 38 tenancy deposit 38 usaa.com 38 NZEI 38 ASIC 38 ANZO 38 Mayor Clive Geddes 38 Cowra Shire Council 38 FSCO 38 Agricorp 38 professional indemnity 38 Lands Tribunal 38 Renkenberger 38 valuers 38 European Windstorm Xynthia 38 RPDC 38 AgForce 38 Quotable Value 38 Ms Dalziel 38 ODEQ 38 Equitable Life policyholders 38 runanga 38 Wingecarribee Shire Council 38 James Hardie asbestos 38 Pipfruit 38 PIRSA 38 Guidewire ClaimCenter 38 GeoSmart 38 Trustees Executors 38 Insurers 38 James Hardie 38 Cyclone Yasi 38 smash repairers 38 Landholders 38 Centrelink 38 Actew 38 GeoVera Insurance 38 Flood Insurance 38 EDDC 38 GCCF 38 CENTROC 38 RMA 38 Compensation Scheme FSCS 38 Craig Bauld 38 Octaviar 38 InternetNZ 38 insurance adjustor 38 IBNR reserves 38 AFFCO 38 Break O'Day 38 Mr Castrilli 37 Coliban Water 37 Ken Enscoe Nationwide 37 SGIC 37 ENERGEX 37 Hurricane Catastrophe Fund 37 MDEQ 37 Cheltenham Borough 37 Tweed Shire Council 37 SEPP 37 Naida Glavish 37 Transmission Gully 37 Baycorp 37 AustralianSuper 37 Googong 37 Aucklanders 37 Greg Eyerly 37 Tewkesbury Borough Council 37 Xactimate 37 Mr Hartcher 37 lodgement 37 Native Title 37 Minister Rodney Hide 37 SUNZ 37 FIGA 37 Glenn Byres 37 insurers 37 administrator Kenneth Feinberg 37 Pipfruit NZ 37 Thames Coromandel 37 Weddin Shire Council 37 Vice Chancellors Committee 37 nonlife insurers 37 Carbon Conscious 37 NZX 37 Copeland Borough 37 WaterSecure 37 AIOFP 37 Suncorp Metway Ltd 37 Ratepayers 37 energywatch 37 Mr Sayed Khaiyum 37 auDA 37 landholders 37 claims adjusters 37 Floodplain 37 windstorm deductibles 37 LGAQ 37 FEMA Kinerney 37 Peseta Sam Lotu Iiga 37 reinsurance recoveries 37 Equitas 37 Malcolm Tarling 37 Promina 37 GWMWater 37 AOFM 37 CIRMA 37 Rous Water 37 VicRoads 37 Mr Shafron 37 QRU 37 LandCorp 37 BoM 37 Treasurer Terry Mackenroth 37 MfE 37 Earthquake 37 Willmott Forests 37 European windstorm Xynthia 37 enforceable undertakings 37 PPF levy 37 supercity 37 Trustpower 37 Gabrielle Kibble 37 www.geico.com 37 Xactware 37 Professor Garnaut 37 Mr Foon 37 TruExposure 37 OPUC 37 Tony Marryatt 37 Kempsey Shire Council 37 Palanacki 37 Whangamata Marina Society 37 NZ Superannuation Fund 37 Awatea St stadium 37 La Bonté 37 conveyancers 37 Canegrowers 37 Hutt Mana 37 Mr Kotobalavu 37 DairyNZ 37 APRA regulated 37 Inland Revenue 37 KiwiSaver Scheme 37 WALGA 37 Mr Sowman 37 Vicroads 37 WorkCover NSW 37 BDO Kendalls 37 rateable values 37 Baycorp Advantage 37 Mazourek 37 missold 37 Performance Certificates 37 AVCs 37 OFGEM 37 superannuation 37 Ed Domansky spokesman 37 CIGA 37 Kristin Milam 37 WorkSafe 36 Watercare Services 36 catastrophe reinsurance 36 Cyclone Ului 36 Mr Schinck 36 BuRec 36 NZICA 36 BIBA 36 Goulburn Mulwaree 36 insurance 36 Allstate Floridian 36 Credit Ombud 36 DIPNR 36 DERM 36 Patrick Snowball 36 KiwiSaver scheme 36 Lynne McChristian 36 PHOs 36 Opes creditors 36 Ross Garnaut 36 John Kuczwanski 36 RACQ 36 Warrs 36 Te Apiti 36 GTBS 36 Pensions Ombudsman 36 Noosa Shire 36 ACFID 36 Allconnex Water 36 Cr Scheu 36 HIH 36 Traveston 36 Te Tau Ihu 36 Bunstock 36 hazard mitigation 36 Wananga 36 REIQ 36 PLRB 36 Service FOS 36 Cyclone Bola 36 Uninsured Motorist 36 ratepayer 36 AgriStability 36 ACMA 36 Claims Facility 36 BPPG 36 Allerdale Borough Council 36 Jerry Hagins 36 unpaid PAYE 36 Florida Hurricane Catastrophe 36 Mike Geeslin 36 Mrs Annear 36 insureds 36 GBP#.#b 36 NZTR 36 OFWAT 36 OPUD 36 Mrs Tolley 36 AutoClaims Direct 36 Alec Neill 36 Westpac 36 Alex Familton 36 Claims Tribunal 36 statutory consultees 36 DEQ 36 reinsurance 36 deductable 36 Monasavu Dam 36 SMSF 36 Cyclone Mick 36 EPBC 36 APCHA 36 dilapidations 36 CMUD 36 annuitants 36 DIER 36 ADEQ 36 Meredith Hellicar 36 Socso 36 Upper Lachlan 36 Macedon Ranges Shire 36 ERRP 36 GESB 36 Corangamite Shire Council 36 Mr Aird 36 NSW Irrigators Council 36 Cr Blumel 36 Ms Hellicar 36 UKTFA 36 TPAS 36 ETSA 36 AustMag 36 NRMA 36 Te Uri 36 Ngati Tama 36 Siemienas 36 Stephen Haddrill 35 RLPB 35 Beaconsfield mine 35 spokesman Dick Luedke 35 Wendy Machin 35 ANAO 35 FINEOS 35 VLCT 35 Cr McCaffery 35 Miell 35 subbies 35 Vasse MLA Troy Buswell 35 Collie Shire 35 BoQ 35 Bentleys MRI 35 IPUC 35 FSCP 35 Hazard Mitigation 35 Ms Saffin 35 Ngāti Apa 35 APRA 35 mayor Clive Geddes 35 FEMA Helpline 35 Quantity surveyors 35 contractual entitlements 35 Tricia Sandahl 35 George Frazis 35 Subsidence 35 nonrenewal notices 35 SCVO 35 Guglielmana 35 kerbside rubbish 35 Balmain Trilogy 35 Mr Marles 35 Superannuation 35 Tugun bypass 35 Dyoll 35 Bernie Ripoll 35 TransGrid 35 COSBOA 35 Cr Seccombe 35 Ofwat 35 Forests NSW 35 Cr Blackmore 35 Marlborough Lines 35 Cr Pyefinch 35 Workers Compensation Insurance 35 insured 35 demutualization 35 RenaissanceRe 35 workers comp 35 Moira Shire 35 Traveston dam 35 mine subsidence 35 Cr Dyne 35 retrocessional 35 NHBRC 35 NZX Discipline 35 QCAT 35 OIO 35 MATT WORDSWORTH 35 AHIA 35 NOPSA 35 NPDES 35 Cyclone Heta 35 Les Probert 35 Ratu Peni 35 VicUrban 35 leaky condo 35 Menindee 35 AIK Comp 35 profits annuitants 35 Greypower 35 pleural plaques 35 Illinois Mine Subsidence 35 Mr Shorten 35 operator Transpower 35 Michelann Ooten 35 Ravensdown 35 Rebuild Iowa 35 IAG 35 Equitable Life Payments 35 Medibank Private 35 Financial Regulator 35 Ohariu 35 underinsured motorist coverage 35 multiperil 35 mana whenua 35 INZ 35 tenderers 35 Austraclear 35 Mr Symond 35 Weddin Shire 35 Maman Susanto 35 Lloyd syndicates 35 General Employee Entitlements 35 Matlock Moor 35 Ms Tizard 35 Insurance Regulation OIR 35 Chorley Borough 35 Mr Mackenroth 35 LAQC 35 ILW 35 Redland Shire Council 35 Mayor Col Meng 35 Mr Terenzini 35 NZMA 35 Uninsured motorist 35 DeSoto Disaster Recovery 35 instructing solicitors 35 NBCR risks 35 Taum Sauk Reservoir 35 ISO HomeValue 35 hazard mitigation grant 35 Lisanbys 35 servicers 35 Queenstown Lakes 35 SSVEC 35 Charles Sturt 35 NOIE 35 chairman Ray Haffenden 35 Poolman 35 Cr Polglase 35 Maori Statutory 35 assured shorthold tenancy 35 Mayor Sukhi Turner 35 Prevented planting 35 LFASS 35 Allconnex 35 ILMB 35 Sickness Benefit 35 Engine Repower Council 35 levelized billing 35 Errol Millar 35 Ms Spottiswoode 35 reinstatement premiums 35 Mr Macfarlane 35 Whittaker Macnaught 35 Ken Feinberg 35 Mayor Val Schier 35 Kiwibank 35 ECan councilors 35 Raj Bhansaly 35 Australian Prudential Regulation 35 ATCOG 35 Kiwifruit Growers 35 Ms Gago 35 BPay 35 floodplain 35 kiwifruit growers 35 EPBC Act 35 FirstMac 35 Deloittes 35 Cartel Client 35 Bourke Shire 35 insurance adjuster 35 Evanitski 35 Comalco 35 Mayor Alistair Sowman 35 Brezany 35 floodplain mapping 34 AIRB 34 Planning Stirling Hinchliffe 34 Cr Hampson 34 Rowanmoor 34 VBRRA 34 outwards reinsurance 34 Beresfords 34 Southern Grampians Shire 34 recoverables 34 Eileen Mallow 34 NZDF 34 Maroochy 34 rateable value 34 Grassmueck 34 FEMA Hazard Mitigation 34 Lotane 34 DHHR 34 landslips 34 IPART 34 NRCS 34 Ms Fitzsimons 34 NEOC 34 Insurable 34 consultees 34 sewerage reticulation 34 ATSIC 34 Insurance Brokers Association 34 Datamail 34 Insureds 34 Prudential Regulation 34 Prime Minster Kevin Rudd 34 DLGF 34 Warringah Council 34 SRDP 34 Busselton shire 34 NHHRC 34 Flagstone Re 34 GIO 34 quantity surveyors 34 Michael Widomski 34 Eric Ripper 34 Mayor Janie Annear 34 Alinta 34 liquidators 34 Bushfires Royal Commission 34 AIRMIC 34 HelpPoint #-#-#-# 34 CivicCorp 34 Caribbean Catastrophe Risk 34 Ms Bligh 34 windpool 34 Cyclone Ami 34 NZRFG 34 FSA 34 Kinerney 34 CPRS Carbon Pollution 34 ATO 34 RACV 34 misselling 34 RMBS 34 GREG COMBET 34 Mokihinui 34 ki Whangaroa 34 Mulwaree Shire 34 Moorabool Shire 34 Guyra Shire 34 Stefan Lippe 34 New Zealand Winegrowers 34 Pensions Regulator TPR 34 Traveston Crossing Dam 34 East Gippsland Shire 34 Cr Ticehurst 34 claimant 34 Transgrid 34 DLCD 34 Wimmera Mallee Pipeline 34 mayor Alistair Sowman 34 Russell McVeagh 34 Mr Vatuloka 34 CPUC 34 CITB ConstructionSkills 34 superannuitants 34 Mudgee Merriwa 34 Turitea Wind Farm 34 PIQ 34 ClaimHub ™ 34 NorthWestern 34 OSCR 34 Insurance Facility CCRIF 34 RIANZ 34 LRNRD 34 Ilkley Parish 34 PEHP 34 cedant 34 Minter Ellison 34 Insurancewide.com 34 Barrhill Chertsey 34 probity auditor 34 Hepburn Shire 34 COAG Reform 34 TFGA 34 Cr Hoban 34 Growcom 34 Huntlee 34 Opposition Leader Jeff Seeney 34 Māori Trustee 34 homeowners 34 NRAC 34 APVMA 34 Berri Barmera 34 Professor McKibbin 34 SAFCA 34 precautions Cavazos 34 seismically retrofitted 34 repairers 34 Rich Halberg 34 Barwon Water 34 Ivorys 34 Comcare 34 Compensation Scheme 34 Wimmera Mallee pipeline 34 Nabalarua 34 VicForests 34 UPPCO 34 CDERA 34 valuer 34 AmAssurance 34 SAFEcontractor 34 NZ Superannuation 34 COAG 34 ADEM 34 Mr Allert 34 Cr Vendy 34 shire 34 Redditch Borough Council 34 Puget Sound Energy 34 Program NFIP 34 KCPL 34 NZCS 34 Mellander 34 Elizabeth Nosworthy 34 Christopher Goetcheus 34 AAMI 34 Andrew Mohl 34 Brett Le Mesurier 34 CNMP 34 reassessment notices 34 Rhonda Hoban 34 Eysink 34 LPMA 34 insolvency practitioner 34 Cr Hobson 34 Chilean Earthquake 34 Waihi Beach 34 TUANZ 34 spokesman Fraser Engerman 34 ERO 34 deployed Guidewire ClaimCenter 34 REPs 34 Valuation Tribunal 34 Max Hadlow 34 manager Graeme Purches 34 LAPFF 34 GRDC 34 Calliden 34 SuperStream 34 Leaky Homes 34 #Value 34 Phil Halse 34 ASX 34 Michael Siemienas 34 ACandS 34 Earthquake Reinsurance 34 Mr Senibulu 34 conveyancing 34 Mrs Awatere Huata 34 RACT 34 EnergyAustralia 34 Hadi Baksh Kalhoro Thatta 34 NAIC 34 Trevor Moeke 34 TCPA 34 Metrowater 34 Mississippi Windstorm Underwriting 34 Grampians Wimmera Mallee 34 CCC Pathways 34 WaterVoice 34 ILUA 34 RBNZ 34 Disaster Assistance Program 34 Wellingtonians 34 Disaster Unemployment 34 Qualifications Authority 34 CORGI registered 34 remnant vegetation 34 Mr Krukziener 34 Tablelands Regional 34 SMSF trustees 34 Lord Penrose 34 PMBs 34 ICHEIC 34 CrisisResponse 34 Mediclaim policy 34 HMRC 34 lawyer Kenneth Feinberg 34 Insurance Regulatory Commission 34 CDBG grant 33 Waitaki River 33 unreinforced masonry buildings 33 Eurobodalla Shire 33 Tillegra Dam 33 Ngati Kuia 33 FSCS levy 33 Moyne Shire 33 IRDA 33 NZCC 33 PEIA 33 Te Puni Kōkiri 33 nonrenewals 33 MTAS 33 SEIRPC 33 chairman Meredith Hellicar 33 procuration fee 33 Solicitor General Walter Sofronoff 33 KENNETH FEINBERG 33 HANZ 33 subsidence 33 Prudential Regulatory Authority 33 Adelaide Oval redevelopment 33 guaranty associations 33 Claims adjusters 33 Electric Cooperatives 33 NHPAU 33 advocate Clare Spottiswoode 33 NZIA 33 Cr Brunker 33 APCo 33 Treasurer Wayne Swan 33 liquidator 33 Mr Shadbolt 33 Queensland Motorways 33 Cr Newman 33 Mr Moeke 33 insurer HIH 33 Broomleigh 33 CompSource Oklahoma 33 HWU 33 Mayor Garry Daniell 33 overclaimed 33 QCIRG 33 Tillegra 33 Hume Shire 33 BDO Kendalls Corporate 33 HMGP 33 UELS 33 AISLIC 33 compulsory superannuation 33 Landsbanki Guernsey 33 Audatex Estimating 33 Responsible Entity 33 actuarially justified 33 HM Land Registry 33 Gene Fadness 33 Fireman Fund 33 LHFA 33 shire councils 33 ecoENERGY Retrofit Homes 33 Mr Tikolevu 33 PIDM 33 actuarially sound rates 33 WAFarmers 33 Pendle Council 33 xxxi adverse tax 33 Livestock Indemnity Program 33 Producer Registry NIPR 33 RenRe 33 effluent disposal 33 WCIRB 33 PacifiCorp 33 urupa 33 Bunnings 33 Swiss Re 33 IPND 33 Mr Sogavare 33 TDEC 33 PPI mis 33 Randy Dallke 33 FAIR Plan 33 Opes Prime Stockbroking 33 reinsurer 33 bandings 33 NGER 33 ClimateWise 33 NZRL chairman 33 NPSs 33 Sallie Hillmon 33 Cr Tully 33 NZSE 33 IAAO 33 Medical Schemes 33 Mr Margaretic 33 Accommodation Supplement 33 Ms Barriball 33 Gerry LaCavera wildfire 33 conveyancer 33 Councillor Glenda Fryer 33 Cairns Lockie 33 Andy Haste 33 Cr Abbot 33 Joe Vallarian 33 MRRT 33 Insurance SSDI benefits 33 Individual Assistance 33 SMSFs 33 claimant solicitors 33 Chief Executive Cameron Clyne 33 Claimants 33 insurer 33 actuarially sound 33 merchant chargebacks 33 LITRG 33 Cr Doull 33 BankWest 33 EQECAT 33 NZSA 33 Crop Disaster Assistance 33 Senator Ronaldson 33 Mrs Fardell 33 Fund PPF 33 John Castrilli 33 Cr Lalich 33 Hauraki Maori 33 leaseholders 33 Takeovers Panel 33 Ageas Insurance 33 OANZ 33 Official Assignee 33 Mr Kraehe 33 Weisses misrepresented 33 Wyatt Creech 33 indemnifiable 33 RACs 33 Peceli Vocea 33 landowning units 33 monolithic cladding 33 AMP demerger 33 claims adjustors 33 WorkDirections 33 Roy Hemmingway 33 Insured Losses 33 WSIB 33 Waitaki 33 RDOS 33 Flagstone 33 Mr Natapei 33 De Larosière 33 Dr Bollard 33 canegrowers 33 Wonboyn Lake 33 DAFF 33 Jim Ridling 33 Lower Waitaki 33 ConnectEast 33 Mr McKillen 33 Paul Walbran 33 NBNCo 33 czar Kenneth Feinberg 33 RWNZ 33 BER 33 OZ Minerals 33 BERR 33 Coliban 33 David Fukutomi 33 council amalgamations 33 FEGLI 33 ADNFCR 33 Elegeert 33 Donnybrook Balingup Shire 33 Canopius 33 rego 33 Unions QCU 33 uninsured underinsured motorist 33 Cr McMullin 33 Hohnen 33 Australian Competition Tribunal