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(Click for frequent words.) 51 Richard Klipin 51 Mark Rantall 47 Advisers AFA 47 CFP 46 ASFA 45 IFSA 45 FRC 45 Superannuation Funds 45 Toni Belfield 44 SMSF 44 NAPFA 44 Dan Moisand 43 IFAs 43 Aifa 43 superannuation 43 ASIC 43 Pauline Vamos 43 Anne Weyman 43 ASPPA 42 NAPF 42 www.fpanet.org 42 SPAA 42 Finsia 42 TISA 42 FSCP 42 AMPFP 42 FOFA reforms 42 Australia ASFA 41 IFAonline 41 Tax Incentivised Savings 41 HESTA 41 Cofunds 41 fpa 41 ISA 41 PIS 41 Financial Planner 41 AFIC 41 Asisa 41 RESOLVE 41 PMA 40 Baigrie Davies 40 Torquil Clark 40 Foster Denovo 40 fpa formerly 40 Anna Sofat 40 Lifeplan 40 MFS 40 MySuper 40 Infertility Treatment Authority 40 SecurePath 40 IFA 40 Mortgage Intermediaries 40 RetireInvest 40 Advocis 40 FINSIA 40 Chartered Secretaries Australia 40 AIRMIC 40 MFAA 40 FSRA 39 Apcims 39 Haintz 39 Hostplus 39 FSA 39 CommInsure 39 Consulting Actuaries 39 R certificants 39 IMA 39 Ssas 39 QSuper 39 ipac 39 CFPs 39 ACA 39 SMSFs 39 CFP ® 39 Flexible Lifetime 39 NICSA 39 PowerShares Active 39 LCP 39 SEQUAL 39 Association IFSA 39 SIPP 39 advisers IFAs 39 F Squared 39 IAPF 38 Di Turpin 38 Fidelity FundsNetwork 38 Nigel Peaple 38 FMA 38 RDR 38 FHSA 38 Praemium 38 SimplyBiz 38 FundsNetwork 38 NZNO 38 Towry Law 38 Klipin 38 Defined Contribution 38 AustralianSuper 38 Delia Rickard 38 Financial Advisers AIFA 38 & Pensions Moneyfacts 38 FPSB 38 Centric Wealth 38 NAAIM 38 AEEMA 38 AHIA 38 Mortgage Intermediaries AMI 38 Independent Broker Dealers 38 David Tittsworth 38 KiwiSaver Scheme 38 FSSC 38 BondWave 38 Keith Churchouse 38 AIMA 38 Focal Plane Array 37 Stewardship Code 37 paraplanner 37 Westscheme 37 Ipac 37 Ross Hollyman 37 AMP 37 SMSF trustees 37 MTAA Super 37 Vine Lott 37 ICOB 37 Unit Trusts 37 LifeSearch 37 Valorie Seyfert 37 Bernie Ripoll 37 CFP Board 37 GESB 37 Retirement Income 37 CoreData 37 IMLA 37 Joanne De Laurentiis 37 MFPC 37 AXA Winterthur Wealth Management 37 Icas 37 Fred Reish 37 AXA Wealth 37 VCTs 37 decumulation 37 Hillross 37 UniSuper 37 Vanguard Quantitative 37 Kondinin Group 37 HBF 37 Axa Wealth 37 GFSC 36 Superannuation Guarantee 36 CIH 36 ASRM 36 Voluntary Euthanasia Society 36 Alan Lakey 36 Commissioner Diana Crossan 36 Intermediary Services 36 Ameriprise 36 CIFs 36 MacarthurCook 36 KiwiSaver schemes 36 SDBA 36 Managed Funds 36 BISYS 36 Securitor 36 POF 36 HOSTPLUS 36 Weaven 36 NAVA 36 CFP designation 36 NAIFA 36 RMA 36 Asteron 36 SuperRatings 36 Garry Weaven 36 AAMI 36 HFMA 36 CFA 36 Scottish Equitable 36 RMIF 36 Financial Planner CFP 36 ACNM 36 Screen Producers 36 ILPA 36 OANZ 36 CBK Colchester 36 CFA Institute 36 SACGHS 36 PLANSPONSOR 36 AIOFP 36 professional indemnity PI 36 Bob Bullivant 36 AMA 36 MPPI 36 BVCA 36 AEU 36 Managed Portfolios 36 InTech 36 MGM Advantage 36 NCWNZ 36 Lifesearch 36 Actuarial Profession 36 AdvisorOne 36 Collective Investments 36 AITC 36 Christine Roke 36 APRA 36 NZX 35 2plan 35 Oeic 35 AFPC 35 Pension Funds NAPF 35 FirstChoice 35 Fiduciary Standard 35 British Insurers ABI 35 Tony Hobman 35 MultiManager 35 Fiduciaries 35 Reform Act FSRA 35 AIFA 35 VFMC 35 Review RDR 35 Airmic 35 Philippa Gee 35 Superannuation Bill Shorten 35 Fertility Society 35 Sunsuper 35 7IM 35 Invesco Trimark 35 van Eyk Research 35 FRSB 35 MTAA 35 ICMA RC 35 Adrian Shandley 35 CVY 35 AMII 35 PSCA 35 TWG 35 Investment Fiduciary 35 INVEST Financial 35 NACFB 35 threesixty 35 SIFMA 35 Openwork 35 Thinc 35 DCSPA 35 Moisand 35 Punter Southall Financial 35 PIC 35 ICAA 35 Mr D' Aloisio 35 BetaPro 35 Ripoll Inquiry 35 RANZCOG 35 Brookfield Multiplex Capital 35 UCIS 35 Helen Szoke 35 Opra 35 Advisers 35 IAPD 35 Positive Ageing 35 HD Vest 35 CISI 35 CFAL 35 Securian Retirement 35 Mick McAteer 35 IFA Promotion 35 MBF 35 ILMA 35 UITFs 35 HLB Mann Judd 35 NAIC 35 AAFP 35 Transamerica Asset Management 35 asset allocation 35 Performance Standards GIPS 35 NCOIL 35 OppenheimerFunds 35 MMA Praxis 35 Huljich Wealth Management 35 RACGP 35 Towergate Financial 35 America marketFLEX 35 Greypower 35 life assurers 35 Lone Fathers 35 Informed Choice 35 Julie Littlechild 35 EFAMA 35 Glenn Byres 35 InvestorWeb 35 incorporate ADVISOR 35 JennisonDryden 35 Citri 35 Architas Multi Manager 35 BestInvest 35 DoH 34 fi# 34 Jesse Slome 34 Institutional Wealth 34 FINRA 34 MFDA 34 Greg Tanzer 34 Bissaker 34 RDR compliant 34 BWN 34 Scotia DBG 34 Dietitians Association 34 Superannuation Trustees 34 UCITS Undertakings 34 Wealth Advisor 34 Cushing MLP 34 Donor Conception 34 Genesys Wealth 34 CAIA 34 IPFA 34 Superannuation Trustees AIST 34 Professor Allan Fels 34 Sifma 34 Adrian Lowcock 34 2plan Wealth Management 34 Selestia 34 MLC 34 IBs 34 CFDG 34 NAPIT 34 Hawker Britton 34 Australasia Finsia 34 CBCN 34 Insurance Commissioners NAIC 34 ChFC ® 34 Baronsmead 34 Midwives 34 BDO Kendalls 34 Huljich KiwiSaver 34 PLANADVISER 34 FGI 34 WA SEA 34 SponsorMatch 34 NCSEA 34 Yasaar 34 GPC negotiator 34 New Retirement Mindscape 34 Business Teleclass Series 34 Authority APRA 34 Brian Atchinson 34 Diana Crossan 34 Philip Piccio 34 NFP 34 WAFarmers 34 van Eyk 34 LV = Asset Management 34 AIBIM 34 Consulting Actuaries ACA 34 Tolhurst Noall 34 Parmenion 34 Ascentric 34 FPA Perennial Fund 34 Gordon Earll 34 COSBOA 34 Rydex 34 SfL 34 ASCP 34 Isa 34 Hartford Mutual Funds 34 Dr Katherine Rake 34 Variable Universal 34 FirstStep 34 SFE 34 tele underwriting 34 Superannuation Investors 34 ICSM 34 Mike Kellard 34 NZS 34 INGIM 34 DKN Financial 34 EdgePoint 34 Federal Sex Discrimination 34 NAPSLO 34 Craig Meller 34 SuperStream 34 IEHN 34 AIPP 34 NHS Pension Scheme 34 VicSuper 34 Peter Chadborn 34 IWL 34 Marlene Shalton 34 Isas 34 SIPPs 34 NZSA 34 Consumer Panel FSCP 34 actuarial profession 34 UKSIF 34 Qualified Default 34 Critical Illness Insurance 34 Comsec 34 DTI 34 Schwab 34 Axa Elevate 34 JPMAM 34 Marriage Equality AME 34 Meredith Hellicar 34 ASISA 34 Sammy Makove 34 Diversified Alternatives 34 professional indemnity 34 Futuregrowth 34 Wealth Management 34 Residential Fire Sprinkler 34 SmartSource Rentals 34 Mr Morschel 34 KiwiSaver 34 CRC 34 ACLI 34 GuideStone Funds 34 QCF level 34 PCID 34 Sheila Nicoll 34 LPHI 34 Abortion Supervisory 34 BAAF 34 CIAB 34 Laudus 34 GGOF 34 Equititrust 34 NAMP 34 Planners CFP 34 IncomeFlex 34 MCOB 33 Mike Emmott CIPD 33 AGIC 33 HealthMetrix Research 33 paraplanners 33 GLRL 33 Connexions Personal 33 CAQ 33 CTFA 33 SteelPath 33 BEAMA 33 AJG 33 Swip 33 PMFM 33 deferred variable annuities 33 SEI 33 Promoting Physical Activity 33 Van Der Wielen 33 PPF levy 33 FPC 33 AHRI 33 ACON 33 recordkeepers 33 Direct Selling 33 Bluedoor 33 MGMA 33 Andrew Gawith 33 BPIF 33 Fertility 33 NEEA 33 Ucits funds 33 AIRB 33 Buz Livingston 33 Pengana 33 Inalytics 33 WICT 33 FOFA 33 Investa 33 BISA 33 Sheryle Moon 33 NICEIC 33 RidgeWorth 33 FAIS Act 33 FPH 33 REBC 33 TIPAAA 33 Veterinary Medicines Authority APVMA 33 Balanced Managed 33 iCapital 33 Individual Retirement 33 JOHCM 33 Mariner Wealth Advisors 33 RAFI 33 ITCRA 33 HFA Accelerator Plus 33 FundSource 33 GIVF 33 OFR 33 IFFP 33 CTFs 33 Assirt 33 Lonsec 33 NASRA 33 CPWA 33 TPAS 33 AVCAL 33 NZEI 33 WSAA 33 AOPO 33 CPA PFS CFP 33 LIMRA 33 IFAs AIFA 33 Nedgroup 33 Hedgeweek 33 FPR 33 UMAs 33 Clerical Medical 33 PCG 33 AHLA 33 NHHRC 33 GuidedChoice 33 PFA 33 FEMM 33 Mutual Funds 33 Croner Reward 33 Intermediary Mortgage Lenders 33 CFSA 33 Arch cru 33 Fidelity WealthCentral 33 chairman Vanni Treves 33 LLMA 33 Christine Farnish 33 AIJAC 33 Frater Asset Management 33 APSCo 33 Naoumidis 33 general Uschi Schreiber 33 Cautious Managed 33 SCLAA 33 PPMA 33 LTCP 33 ISA wrapper 33 Peggy Romberg 33 AICD 33 deferred variable annuity 33 AREF 33 Qtrade 33 InvestorDaily 33 FSCS 33 AXA Rosenberg 33 AMPD 33 Employee Benefit Assets 33 Licence AFSL 33 Superannuation 33 CERTIFIED FINANCIAL PLANNER TM 33 EAAB 33 Fresh Produce Consortium 33 GPAM 33 AXA Advisors 33 lifestyling 33 Mortgage Brokers 33 LMA 33 Berren 33 Insurance Supervisors IAIS 33 Tiburon Strategic 33 Wealth Strategies 33 Hemant Rustagi CEO 33 CTF 33 Wol Kolade 33 HDMF 33 Honister Partners 33 PlanSponsor 33 AWM 33 Infertility Network 33 Scottish Widows 33 Smart#k 33 Insurance Brokers Association 33 Mr Weaven 33 Dairy InSight 33 INTECH Investment Management 33 Dr. Susan Mangiero 33 NAPW 33 Allan Pacey secretary 33 AWPA 33 Philippines PMAP 33 SBB Mutual 33 PIFC 33 Annabel Brodie Smith 33 Katherine Woodthorpe 33 Annuity Direct 33 LAPFF 33 TheCityUK 33 CFSI 33 AFBA 33 Cbus 33 NZMA 33 Keith Skeoch 33 Ucits compliant 33 HFEA 33 AXA Framlington 33 Motor Vehicle Dealers 33 Mark Panitz 33 Hmar Students 33 Jane Diplock 33 UCITS III 33 CLU ChFC CFP 33 SunGard WealthStation 33 Morningstar Principia 33 FCSI 33 FSCS levies 33 Peter Montagnon 33 Subadviser 33 CLHIA 33 Gerhard Joubert 33 Variable Annuities 33 Occupational Pensions Regulatory Authority 33 Simon Botherway 33 IIF 33 Rydex Funds 33 AdvisorBenchmarking 33 COAG Reform 33 Nigel Jenney 33 Electoral Lobby 33 Katherine Rake 33 FPB 33 Fiduciary Liability 33 Taxation CIOT 33 multimanager 33 Automotive Parts Remanufacturers 33 PDSs 33 UKTFA 33 ABCUL 33 Ontario IBAO 33 BMA 33 Rydex SGI 33 Veterinary Medicines Authority 33 CFS 33 IBAO 33 Arch Cru 33 Keith Skeoch chief 33 Analyst CAIA 33 Fundsmith 33 ASMP 33 AIF 33 MPMA 33 Komen Advocacy 33 Investment Adviser 33 FNZ 33 PAAMCO 33 ALFI 33 IFNA 33 GUD Holdings Limited 33 Organics Aotearoa 33 RoadSafe 33 AEMC 33 Dame Deirdre 33 Rochte 33 Financial Advisors NAPFA 33 GMWB rider 33 IFIC 33 CIFSC 33 NYLIM 33 Oakmark Funds 33 CEDIA 33 HFWG 33 Colonial Geared 33 Dexion 33 Derayah 33 MAAKL 33 Wealth Strategist 33 EQL 33 Towry 33 Cliffwater 33 RPSGB 33 TAVMA 33 Absolute Return 33 Intermediaries 33 Cautious Managed sector 33 Curian Capital 33 RAMSI Participating Police 33 Quadravest Capital Management 33 Punter Southall 32 SFC 32 MLI 32 FOS 32 Commission PENCOM 32 REALTORS ® CAR 32 FICS 32 IncomePlus 32 PATCA 32 NALS 32 Wealth2k 32 Thinc Destini 32 CLU ® 32 BMO Mutual Funds 32 DoL 32 AMFI 32 broker dealer 32 Wirehouse 32 NACM 32 Groupama Insurances 32 AlphaDEX 32 Health Underwriters TAHU 32 CCGG 32 LUCRF 32 Volunteer Fire Brigades 32 OAMPS 32 NEHA 32 Youi 32 DKN 32 Annuities 32 Brett Himbury 32 Harsant 32 CFP certification 32 ISAs 32 planner CFP 32 visit www.CFP.net 32 Minter Ellison Rudd 32 KWFT 32 AMIF 32 RRSP 32 NatRoad 32 AIFMD 32 BoQ 32 CANNEX 32 Highclere Financial 32 Westpoint 32 Global Thematic 32 Crisis Pregnancy Agency 32 OCSTA 32 Workplace Agency EOWA 32 broker dealers 32 Fiducian 32 Ann Yerger 32 Guaranteed Lifetime 32 Lawyers Professional Liability 32 Nick Everington 32 PruHealth 32 Bowmark 32 USAllianz 32 EOWA 32 Litman Gregory 32 RIABiz 32 Axa Winterthur 32 Model Adviser 32 Lifecycle Funds 32 NRMLA 32 Krembil 32 HBA 32 Residential Lettings Agents 32 Corporate Directors NACD 32 TPMA 32 Connie Stefankiewicz 32 PMETB 32 Fixed Maturity 32 Defined Contribution DC 32 firm Minter Ellison 32 Secure Retirement 32 AWD Chase 32 CTW 32 AXA Elevate 32 Leon Campher 32 GSAM 32 TD Ameritrade Institutional 32 Cazalet Consulting 32 SFAA 32 Defined Contribution Plan 32 Sesame Bankhall Group 32 Rowanmoor 32 IMH Secured Loan 32 Ameriprise Financial 32 Equity Indexed Annuity 32 PayItGreen 32 HBAA 32 Raewyn Fox 32 Gabrielle Caswell 32 utilizing BLUWOOD ™ 32 Polyurethane Foam Association 32 NAHU 32 ONEF 32 Oye Hassan Odukale 32 Javier Echarri 32 Ceros 32 OMSCo 32 Rhonda Galbally 32 Ms Hellicar 32 NASAA 32 SelectingSuper 32 HRPA 32 FAIS 32 CFALA 32 QHRB 32 Socially Responsible Investment 32 Dianah Worman CIPD 32 Tony D' Aloisio 32 FUA 32 CSAG 32 LowCVP 32 APMI 32 AmBank Group 32 Himbury 32 XShares Advisors 32 Religare Macquarie 32 DSAM 32 Medshield 32 DCAF 32 Whitechurch Securities 32 NFJ 32 Equalities Review 32 Andrew Mohl 32 Failaka Islamic 32 Investment Advisor 32 Lilia Bautista 32 Whittaker Macnaught 32 specie transfers 32 Stephanie Poggi 32 SRI 32 Vice Chancellors Committee 32 Rob Haultain 32 AlphaSector 32 Federated Farmers Dairy 32 AHAA 32 WSROC 32 NHSLA 32 Mackenzie Cundill Value 32 Insurance Legislators NCOIL 32 Ovulation Method 32 Pension Funds 32 Boardroom Bound 32 PENCOM 32 SPADA 32 POPCOM 32 SEI Wealth 32 ACCI 32 Appraisal Vendor 32 Mr Shafron 32 NZBio 32 Friends Prov 32 wirehouse channel 32 Advisers Act 32 Exweb 32 CESB 32 PSigma 32 Connal Townsend 32 Huntswood 32 PPFA 32 Foord Asset Management 32 Brett Spork 32 MAAM 32 FMB 32 Financial Advisers Aifa 32 Planned Parenthood Federation IPPF 32 GMHBA 32 NACADA 32 NPTA 32 TAEN 32 CCLA 32 CfC 32 PSIS 32 Smokefree Coalition 32 LifeYield 32 Skeoch 32 VALIC 32 HEMIC 32 Fund SERV 32 ERISA Fiduciary 32 Transamerica Retirement Services 32 IntelliFlo 32 IDIT 32 ALSP 32 Agforce 32 chairman Stewart Baseley 32 SagePoint Financial 32 Richard Wastcoat 32 OMIGSA 32 LongView 32 Damien Tudehope 32 Van Kampen Equity 32 ERO 32 AIMR 32 planholders 32 Elissa Freeman 32 Multimanager 32 PLANSPONSOR Magazine 32 BRBA 32 Platform GWP 32 OCERS 32 Insured Retirement Institute 32 Rismark 32 Employee Benefits 32 ITRS 32 iSectors 32 CSAM 32 ABI 32 INREV 32 Qrops 32 Sandeep Kothari 32 Roth IRA Conversion 32 ANIC 32 Jill Michelson 32 Tom Kmak 32 Residential Letting Agents ARLA 32 Otto Thoresen 32 NWPC 32 Development Authority MinDA 32 Estate Planners 32 Insured Retirement Solutions 32 PMAP 32 Don Wildmon founder 32 AXA Rosenberg Investment 32 AIM Investments 32 Hatzistergos 32 AUSVEG 32 Kenya Insurers AKI 32 Setzfand 32 paraplanning 32 LTC 32 ILIM 32 Dynamic Wealth 32 NURS 32 AWGA 32 RIA Benchmarking Study 32 NACD 32 HRPAO 32 Securitized Debt 32 Rismark International 32 NZSF 32 Self Directed 32 BetaPro Management 32 FIVE STAR Wealth 32 Mutual Fund 32 Privacy Professionals IAPP 32 Teng Chee Wai 32 Secondary Principals Council 32 PRAG 32 FWAG 32 SMSF trustee 32 Hwang DBS Investment 32 Equitable 32 visit www.principal.com 32 Clive Briault managing 32 AFS 32 Peter Melchett Soil 32 National Nutritional Foods 32 Ms Plibersek 32 HSA 32 Aged Care 32 Edhec Risk Institute 32 Association IMLA 32 Graduate Careers 32 Perpetual Trustees 32 NPWH 32 Tan Sri Zarinah Anwar 32 Reusable Packaging Association 32 Fiduciary Benchmarks 32 RightPath 32 Building Societies 32 Digital Screenmedia Association 32 Growcom 32 Annuitants 32 Reproductive Health 32 MDIC 32 AFIF 32 Pension Funds Adjudicator 32 NCVO 32 TriDelta Financial Partners 32 APVMA 32 ARHP 31 OSFI 31 Makaseb 31 Dana Hovig 31 James Hardie 31 IQ Hedge 31 activist Rodney Croome 31 LPTs 31 superannuants 31 UNEP FI 31 NBPCA 31 officer Catherine Wolthuizen 31 ACPM 31 Ringler Associates 31 Lesley Titcomb 31 VECCI 31 Program Participation SIPP 31 Blemain Group 31 AFGC 31 MortgageStream 31 Amerivest 31 Hermes BPK 31 ADvantage 31 FFVA 31 Fauchier Partners 31 Superpartners 31 Prudential IncomeFlex 31 David van Gend 31 GPPs 31 PrimeAg 31 AFS licensees 31 Physicians 31 NASCUS 31 Marie Stopes International 31 CAPTRUST 31 Minister Stirling Hinchliffe 31 ScotiaFunds 31 Vanguard Managed Payout 31 LLUK 31 BIBA 31 HSBC Amanah Malaysia 31 MLSA 31 Fiduciary Warranty 31 Bill Muehlenberg