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(Click for frequent words.) 78 Partially offsetting 76 Offsetting 73 Somewhat offsetting these 67 partially offset 65 primarily attributable 65 partially mitigated 63 Partly offsetting 63 partly offset 61 principally attributable 56 favorably impacted 56 partially offsetting 56 adjusted capitalization 55 Slightly offsetting 54 somewhat mitigated 53 Largely offsetting 51 unfavorably impacted 51 Somewhat offsetting 50 Partially mitigating 50 Partially offset 49 OREO valuation 49 Negative Outlook reflects 49 reinsurance recoverables 48 Mapfre Re 48 incentive accruals 48 Strength IFS rating 48 Somewhat mitigating 48 DAC unlocking 47 ceded reinsurance 47 Catastrophe losses 47 BBB counterparty 47 pension curtailment 47 Subsea Projects 47 b Excludes 47 negatively impacted 46 Insurer Financial 46 Revises Rating Outlook 46 ICRs 46 Currency translation 46 reflecting 46 LIFO adjustments 46 ceding commissions 46 unfavorable variances 46 bbb + 46 offset 46 currency translation 46 FAFLIC 45 credit ratings ICR 45 rating affirmations 45 AFUDC 45 Partnered Brands segment 45 intangible impairment 45 reinsurance recoverable 45 LAE reserves 45 A.M. Best Assigns Ratings 45 + Stable/- 45 Montpelier Reinsurance Ltd. 45 LIFO inventory reserve 45 XLFA 45 b Includes 45 compensation accruals 45 rating ICR 44 c Excludes 44 Folksamerica Reinsurance Company 44 c Represents 44 reinstatement premiums 44 ratings FSR 44 SHKPI 44 affirmations reflect 44 Lloyd Syndicate 44 principally 44 geographic concentration 44 f Represents 44 IFS rating 44 Negatively impacting 44 SBLIC 44 Sequentially 44 Ansvar 44 noninterest expenses 44 asset impairments 44 d Represents 44 primarily 44 A.M. Best Revises Outlook 44 HDI Industrie 43 Financial Strength Rating 43 Best Capital Adequacy 43 Best Affirms 43 reinsures 43 Strength IFS 43 Bosna Re 43 GMDB 43 recoverables 43 c Reflects 43 noninterest income 43 intercompany loans 43 inventory obsolescence 43 Stable Outlook reflects 43 debt extinguishments 43 Counterparty credit 43 g Represents 43 attributable 43 frac spreads 43 affirmation reflects 43 identifiable intangible 43 d Reflects 43 Pretax 43 Polymer Additives segment 43 MSR valuation 43 Selects Guidewire 43 AFBS formerly Therics 43 disciplined underwriting 43 Earned premiums 43 variable annuity guarantees 43 policyholder dividends 43 currency remeasurement 43 IDR BBB 43 Excluding 43 affecting mortality morbidity 43 c Includes 42 Newsstand Distribution Services 42 Incurred losses 42 governmental payors 42 Reinsurance recoverables 42 Arlon Coated Materials 42 Rating Outlook 42 Noninterest expenses 42 LIFO inventory valuation 42 BBB + Stable/A-2 42 Kingsway Reinsurance Corporation 42 intercompany reinsurance 42 viii 42 intangible asset impairments 42 b Represents 42 Ratio BCAR 42 Excluding goodwill impairment 42 xxxii 42 wildfire MacCracken 42 Unfavorable 42 NBV margin 42 MLIC 42 Fine Chemicals segment 42 Issuer Default Rating IDR 42 LAE ratio 42 Octane Additives 42 PTOI 42 AM Best Affirms 42 Included 42 LIFO reserve 42 Electro Re 42 Earned Premiums 42 OREO write downs 42 Revises Outlook 42 unrealized derivative 42 Indemnity Ltd. 42 premiums ceded 42 reinsurance reinstatement 42 b Reflects 42 ONEOK Partners segment 42 positively impacted 42 DPAC amortization 42 Purified Phosphoric Acid 42 adversely impacted 42 c Relates 42 Commodity Margin 41 non recurring 41 Scantron segments 41 Unitrin Direct segment 41 PDP MLR 41 Unearned premiums 41 Verlan Fire 41 policyholder surplus 41 financial guaranty reinsurance 41 Indemnity 41 Magnesia Specialties 41 unfavorable variance 41 Contributing 41 deferred loan origination 41 de novo branching 41 nonstandard auto 41 f Reflects 41 rated Aa3 41 reinsurance 41 hedonically sic 41 foreign currency remeasurement 41 Rating Outlook revision 41 reserve reestimates 41 valve actuation systems 41 Delvag Rueck 41 offsetting 41 Pressure Cylinders 41 Upgrades Ratings 41 A.M. Best Affirms Ratings 41 Life Ins 41 Posterloid 41 nondeposit fees 41 LIFO adjustment 41 CastlePoint Reinsurance Company 41 depreciation depletion amortization 41 unabsorbed fixed costs 41 Upgrades Issuer Credit 41 postretirement benefit 41 Positively impacting 41 Denville Scientific 41 ReTakaful 41 - Total noninterest [003] 41 Positive Rating Outlook 41 Downgrades Ratings 41 d Excludes 41 contingent guaranties 41 Ps.3 41 Acetyl Intermediates 41 Specialty Engineered Alloys 41 thereby negatively impacting 41 EUR -#.# -#.# [001] 41 Kingstone Insurance 41 b Relates 41 OTTI charges 41 retrocessional 41 amortization expense 41 prices drydocking 41 ANICO 41 asset impairment 41 downward repricing 41 intangibles impairment 41 CastlePoint Insurance 41 Nonrecurring 40 LMGI 40 reinsuring 40 Occupancy expense 40 rated BBB + 40 Stable Outlook 40 retrocessional coverage 40 Vinyls segment 40 Delvag 40 LPT deferred 40 DSG Canusa 40 PMACIC 40 counterbalanced 40 noninterest 40 Chemicals Segment 40 operatingincome 40 xxi 40 xxiii 40 Nonperforming asset 40 accretion DD & 40 goodwill impairments 40 EquiTrust Life 40 prepayment speeds loan originations 40 KFSI 40 Greenlight Reinsurance Ltd. 40 IFS Rating 40 A.M. Best Downgrades Ratings 40 Hannover Rueckversicherungs AG 40 directionally consistent 40 preopening expenses 40 GSCT program 40 NA Silicone 40 Regulation XXX 40 XL Reinsurance 40 Withdraws Ratings 40 Jevco 40 Cobalt Gordian 40 LIFO expense 40 Assigns Ratings 40 Specialty Acids 40 ACGL 40 QSI SG & 40 bps qoq 40 Interest expense decreased 40 MVAS gross 40 Reinsurance 40 Aa3 40 REMOVAL Removal shall 40 Pigments segment 40 Tokio Millennium 40 noninterest expense 40 Unitrin Specialty segment 40 hedge ineffectiveness 40 unconsolidated subsidiaries 40 Folksamerica Re 40 Reaseguros SA 40 EquiTrust Life Insurance 40 LPT Agreement 40 Rating IDR 40 GAFRI 40 arenot limited 40 retrocessional reinsurance 40 asset impairments restructuring 40 Copano commodity 40 Places Ratings 40 CCXA 40 nonstandard automobile 40 reinsurance recoveries 40 contributable 40 incurrence 40 unallocated corporate 40 AEGS 40 uncollectible reinsurance 40 Aurigen 40 Discontinued Lines 40 Mendakota Insurance Company 40 Specialty Casualty 40 Unallocated expenses 40 consummating acquisitions 40 Hannover Re anticipates 40 currency translations 40 iii Ps 40 xxii 40 MAPFRE RE 40 associatedwith 39 Arlon Electronic Materials 39 Affirms Ratings 39 Aluminum Extrusions 39 reinsurance treaties 39 Folksamerica 39 Filtran Microcircuits Inc. 39 Engineered Materials segment 39 UNIFI Companies 39 undepreciated assets 39 accretion expense 39 xxvii 39 AGY Asia 39 Recreational Leisure 39 Solvency Score 39 vi 39 ROAA 39 reinsured 39 Indemnity Co. 39 YTD Fiscal 39 expenses LOE 39 AM Best Assigns 39 Specialty Chemicals segment 39 Contingent commissions 39 Excluding acquisitions divestitures 39 underwriting 39 asset dispositions 39 noninterest expense partially offset 39 obsolete inventory 39 reinsurance recoverables owed 39 payor mix 39 EBITDAO 39 unrealized derivative gains 39 self insured retentions 39 CYP #k 39 - Segment [004] 39 unrealized hedging 39 outwards reinsurance 39 BB ind 39 relatedto 39 iii 39 doubtful accounts receivable 39 adjusted2 39 FBL 39 unrealized depreciation 39 Offshore Towing 39 Safety Risk Retention 39 unabsorbed manufacturing 39 COLI policies 39 Coatings Segment 39 EUR# mn [001] 39 h Represents 39 Underwriting Managers 39 eHealth ecommerce 39 Material Handling Segment 39 intercompany arrangements 39 asset valuation allowance 39 Filtran 39 NGL margins 39 casualty reinsurance 39 A.M. Best Assigns Rating 39 Stable Rating Outlook 39 c Consists 39 bb + 39 QBE Re 39 JPY#.# billion [003] 39 OREO properties 39 early extinguishment 39 business acquired VOBA 39 PRAVACHOL R 39 rated Ba3 39 DSD Dairy 39 Sundance Newbridge 39 Hiscox Bermuda 39 Limited Brands JC Penney 39 STECO acquisition 39 noncash goodwill 39 NACCO Housewares Group 39 CIRe 39 impacting comparability 39 Patria Re 39 Interest expense 39 HG LV 39 administrative expenses 39 goodwill impairment 39 #bps qoq [002] 39 Terasen Gas Vancouver 39 Individual Rating 39 Gross Premiums Written 39 Statutory surplus 39 Merastar Insurance 39 ASUR regulated 39 Downgrades Issuer Credit 39 Unallocated corporate 39 #bps YoY [001] 39 - -seemingly unquenchable 39 #bps yoy [002] 39 reinsurance commutations 39 SORL consolidated 39 Ambac Assurance Corp. 39 GGB Bearing Technology 39 unamortized deferred 39 Currency translation effects 39 operating income1 39 #.#/BOE [002] 39 Asset impairment 39 AM Best 38 xxvi 38 FDIC indemnification asset 38 Nonoperating 38 caisse network 38 FirstComp 38 non capitalizable 38 - Operating [024] 38 RiverSource Life 38 ascompared 38 Specialty Lines 38 AMEX Assurance 38 NWLI 38 Multiclient 38 Cleco Midstream 38 UILIC 38 uncollectible accounts 38 swisspartners Versicherung AG 38 BEST RE 38 Athene Holding Ltd. 38 -lipid nanoparticles 38 PLRMBS 38 torsemide ER 38 Accident Ins 38 SG &A; 38 Ethylene Oxide Ethylene Glycol 38 YoverY 38 ECU netbacks 38 Underlying EBIT 38 RPS2 + 38 Withdraws Rating 38 Lakeshire Drive 38 Flagstone Suisse 38 DSD Dairy segment 38 amortization# 38 Unrealised 38 excludes unrealized gains 38 -Tilak Marg 38 noninterest bearing deposits 38 = Operating [001] 38 nonutility 38 Polyurethanes segment 38 opg 38 BB IDR 38 Actuarial Guideline 38 SunOpta Foods 38 Safety Indemnity 38 A#/Prime-# 38 Oxy Vinyls LP 38 Negative Outlooks 38 FDIC indemnification 38 Forethought Life 38 Fixed Annuity 38 rated AA/F1 + 38 IBNR reserves 38 -Angelo Nieves 38 reinsurance commutation 38 policyholder retention 38 MEUR -#.# 38 temporary impairment OTTI 38 Rating Outlook Negative 38 intercompany pooling agreement 38 unfavorable payor mix 38 Art's Way Scientific 38 Adjusted Timeshare 38 xix 38 written NPW 38 Encompass Insurance 38 Annualized Relapse Rate ARR 38 anniversaried 38 amortization #,#,# 38 Aioi Nissay Dowa 38 Kronos TiO2 production 38 unfunded actuarial accrued 38 PMI Guaranty 38 Coating Resins 38 Unizan merger 38 - SegmentPrincess Dina Mired 38 Engineered Support Structures 38 counterparty credit 38 NOL utilization 38 Adjusted EBIT 38 #,# -POLAROID trademark 38 discount accretion 38 A' rated 38 MedSurg Equipment 38 Prepaid reinsurance 38 Lead Fabricating 38 PXRE Reinsurance Ltd. 38 FGIC insured 38 atneed 38 - Adjusted [016] 38 Drivetrain segment 38 Navigators Specialty 38 TEXT Moody raises 38 valuation adjustments 38 mortality morbidity 38 Support Structures Segment 38 Casualty Insurance Company 38 CastlePoint Holdings 38 strategic reallocations 38 Projections ranged 38 unrealized losses 38 RMBS exposures 38 Seamap 38 OSIs 38 Boomerang Fay 38 economicconditions 38 actuarial liabilities 38 xv 38 CastlePoint Holdings Ltd. 38 - OpeDHQ 38 3Q FY# representing 38 Assurant Preneed 38 normalized EBIT 38 Best Assigns 38 workersa compensation 38 noncash unrealized 38 FinCor 38 excluding goodwill impairment 38 +#.# ppts 38 Noninterest income 38 unabsorbed overhead 38 OREO 38 - Operating [009] 38 TEXT Moody revises 38 prioryear 38 uncollectible accounts receivable 38 MSR hedging 38 diluted share 38 Northwind Holdings 38 Milli Re 38 mitigated 38 Donegal Mutual 38 uncollectible receivables 38 Specialty Salts 38 #Q'# 38 Kronos TiO2 38 accounts receivable balances 38 Engineered Material Systems 38 ± 3dB 38 Allianz SpA 38 Stable Outlooks 38 inventory write downs 38 EBITDA1 38 Gross margin 38 Mortgage Servicing Rights 38 Transsib Re 38 Filtertek 38 ACR ReTakaful MEA 38 excluding depreciation amortization 38 EUR#.#b 38 nonqualifying hedges 38 Lodging Vacation 38 BNY Trade 38 Olefins Polyolefins 37 EURO#.# [002] 37 Fiberglass Composite Pipe 37 WSFG 37 BBB/F2 37 reflected 37 Nichido Fire 37 ratings IDRs 37 undepreciated 37 Due 37 issuers counterparties 37 Noninterest expense 37 Domilens 37 ended September# 37 insurance BOLI 37 Concurrently AM Best 37 Prospectively 37 Q2 FY'# 37 Vacation Ownership Interest 37 Exeon 37 -Josephine Marcotty 37 IFS ratings 37 OSV segment 37 Stable Rating Outlooks 37 Licorice Products segment 37 catastrophe reinsurance reinstatement 37 SEK -#.# [001] 37 SF PCM 37 Valiant Specialty 37 - Segment [001] 37 Strength IFS ratings 37 resulting 37 capitalization 37 Lonpac 37 EUR -#.# [003] 37 validity enforceability royalty 37 Malayan Insurance 37 Ps.# [002] 37 Subsea Products 37 noncash impairment 37 Assigns LS Ratings 37 WesBanco Insurance 37 ICRA assigns ` 37 rating IDR 37 IDR BBB + 37 RAM Reinsurance 37 - - Nesignandsight newsletter 37 USOGP 37 Domestic Brokerage 37 multiline insurer 37 geographic diversification 37 infrequently occurring 37 Great Lakes Casualty Insurance 37 Euler Hermes +#.# 37 Klean Prep TM 37 #.#/boe [001] 37 Noninterest 37 Pro forma adjusted EBITDA 37 subaccounting fees 37 PBKS 37 FNLC 37 Onshore Downstream 37 inherent cyclicality 37 TRY# [002] 37 Ps.2 37 Annuity Insurance 37 NMHG Retail 37 Unilin segment 37 Mutual Insurance 37 Roadway Sensors 37 A.M. Best 37 PRCUA 37 ofapproximately 37 Underwriting 37 xxxiii 37 BBB/A-2 37 CMBS collateral 37 A.M. Best Upgrades 37 Negative Outlook 37 reinsurance ceded 37 bbb 37 Unearned premium 37 Engineered Support Structures Segment 37 amortization DD 37 OCTG shipments 37 CDO financings 37 Thermal Acoustical 37 Personal Lines 37 - - Nforecaddie 37 goodwill impairment charge 37 deducting underwriters 37 andoperating 37 unamortized debt 37 SEK -# 37 Ps.#.# [007] 37 Amlin Bermuda 37 identifiable intangible assets 37 intersegment revenues 37 TGPL 37 Cold Remedy segment 37 xiii 37 Advanced Engineered Materials 37 Royal Leerdam 37 pretax 37 Disruptions uncertainty 37 RenaissanceRe Holdings Ltd 37 AFLIC 37 excluding depreciation depletion 37 Fitch Issuer Default 37 Marketform 37 loss carrybacks 37 Fabricated Products segment 37 noncash impairments 37 NIPPONKOA Insurance Company 37 Ironshore Insurance 37 mortality persistency 37 receivable balances 37 GTL invests 37 impairment charges 37 depreciation accretion 37 hedging derivative instruments 37 iv 37 Hannover Re Bermuda 37 Negative Rating Outlook 37 Montpelier Re 37 Aaa Moody 37 Safety Casualty Insurance 37 PNMR 37 excludes depreciation amortization 37 Transamerica Life 37 AmericanSingles segment 37 xvii 37 GEICO Indemnity 37 -hooker Marius Tincu 37 - - [130] 37 polyurethane intermediates 37 Inc NASDAQ CISG 37 Specialty Plastics 37 - TSANTA CLARITA Calif. 37 MSEK -# [002] 37 ferroalloy segment 37 Mapfre Tepeyac 37 accruals 37 divestitures restructurings product 37 placed LHP Damaso 37 Stable Outlook incorporates 37 Pharmakon 37 Nederland Terminal 37 BKIC 37 DAC unlock 37 MCCSR ratio 37 Margin compression 37 intangibles amortization 37 MagTex acquisition 37 Maine Timberlands 37 dealer floorplan ABS 37 AA mex 37 postretirement benefit obligations 37 retrocessionaires 37 interest entity VIE 37 Incurring debt 37 - Total operating 37 Indemnity Insurance 37 goodwill intangible 37 Realized gains 37 MIICL 37 Fitch IDR 37 CMTPL 37 BPPR 37 Reaseguros 37 Fixed annuity 37 persistency 37 soil fertility Kuperberg 37 swisspartners Insurance Company 37 anduncertainties 37 TEXT Moody assigns 37 Balboa Reinsurance 37 Mecar USA 37 Assumed Reinsurance 37 - Operating [029] 37 Specialty Fluids Business 37 Including discontinued operations 37 Indexed Universal 37 PipeLines LP 37 - Adjusted [012] 37 Non recurring 37 NA HME 37 OTTI charge 37 market fluctuations investee 37 MFB Corp 37 noninterest expense decreased 37 depreciable asset 37 subsidiaries underwrites 37 MSR impairment 37 Century Indemnity 37 Nonutility 37 - Adjusted EBITDA [011] 37 xi unanticipated 37 Acquired Entities 37 pricing pressures 37 Financial Stability Rating 37 JMP Credit 37 Jevco Insurance Company 37 postretirement benefit plans 37 #bps QoQ [001] 37 Baa2 37 Baa#/P-# 37 NONINTEREST EXPENSES Salaries 37 Aa2 37 FYE# 37 xxiv 37 technological innovations adversely affecting 37 validity enforceability potential 37 Windstorm Xynthia 37 Romaco segment 37 Cardiac dysrhythmia 37 equity investee 37 SemCanada 37 Aboveground Storage Tank 37 Long Term Issuer Default 37 BFSR reflects 37 Visit www.transre.com 37 segments Orthopaedic Implants 37 FRFHF 37 FCGH 37 EUR1 #mn 37 bonus accruals 37 casualty facultative 37 subsidiary SUA 36 ZEP RE 36 BB + ind 36 unrealized gains 36 noninterest expense divided 36 Lifeco 36 OxyVinyls 36 Printed Products 36 Irrigation Segment 36 Funds Variable 36 Xcelecom 36 xvi 36 BOLI COLI 36 Rx Pharmaceuticals 36 Duromist 36 Variable Universal 36 Variable annuity 36 - Adjusted [002] 36 Zi OEM 36 GYN Surgical revenues 36 4Q FY# 36 Silicone Aerospace 36 Allstate Indemnity 36 LIFO inventory 36 EBTIDA 36 - Total noninterest [010] 36 B piece resecuritizations 36 bps YoY 36 ` #cr [001] 36 retrocessions 36 LNL Agency 36 IFSR 36 9M FY# [001] 36 Decorative Products 36 Goodwill impairment - [002] 36 intangible asset 36 xiv 36 ResiLogic model 36 Underwriters Ins 36 Non CWI 36 Total noninterest 36 CHF #'#'# 36 A/Stable/A-1 36 GBP #.#m [003] 36 xviii currency 36 comparedto 36 - Adjusted [026] 36 within capitated agreements 36 Cattolica Assicurazioni 36 BBB/A-3 36 Liftking 36 NET INTEREST INCOME AFTER 36 BPPR reportable segment 36 Nonrecurring items 36 FMBI 36 eptifibatide Injection 36 xxviii 36 temporary impairments 36 BBB IDR 36 IPCRe 36 early extinguishments 36 collateralized reinsurance 36 #.# -Rineholt 36 NeedleTech 36 adjusted1 net 36 Nortek Holdings 36 noncash intangible 36 Issuer Default Rating 36 remeasurement 36 balance sheet deleveraging 36 - Total [024] 36 valuation allowances 36 nonaccrual loan 36 inforce premium 36 Hiscox Guernsey 36 Pharmacia Monsanto 36 YonY 36 strength rating IFSR 36 CECT branded handsets 36 UIHCU 36 expense LOE 36 liquid NGL 36 Tranquilidade 36 Finite Risk segment 36 reinsurers Hannover Re 36 variable annuity hedging 36 Steamship Bermuda 36 thrombopoietin TPO 36 Liberty Syndicates 36 Visa indemnification 36 nausea emesis 36 Ameristar Vicksburg 36 Gypsum Wallboard 36 BlackRock MLIM transaction 36 - Non GAAP [009] 36 itssubsidiaries 36 j Represents 36 First Ameritas Life 36 net chargeoffs 36 Components Segment 36 PLIC 36 Valuation allowance 36 SF CDO transactions 36 excl. 36 IDR Affirmed 36 acquisitions divestitures transfers 36 INTEGRILIN R eptifibatide Injection 36 Pulp Chemicals 36 UPC Broadband Division 36 Argonaut Specialty 36 - Segment [005] 36 Engineered Products segment 36 geographically concentrated 36 #,#,# #,#,# -DH Ellis Burks 36 Life Reassurance 36 Ps.7 36 Flagstone Holdings 36 EUR# mn [002] 36 rated A/F1 36 Jerneh Insurance Berhad 36 Casualty Ins 36 Individual Annuities 36 Immtech clinical trials 36 temporary impairments OTTI 36 Accounts receivables 36 partially counteracted 36 Outlook Revised 36 Bell Wireline 36 BBB Issuer Default 36 apolipoprotein E4 36 ACR ReTakaful SEA 36 cedents 36 Autotype 36 Groupama SA 36 discontinued operations 36 de Seguros y 36 reinsurer PartnerRe Ltd. 36 BBB-/Stable/A-3 36 SAFECO 36 RWN reflects 36 shutdowns asset impairments 36 Pacific LifeCorp 36 specialty casualty multiline 36 Infrassure 36 - -Commey 36 excluding nonrecurring 36 price fast shippment 36 mso font pitch 36 Centralia Thermal 36 accretable 36 noncurrent assets 36 -Louise Hawkley 36 -#.# -#.# -#.# [009] 36 DAC offsets 36 Ovonic Materials 36 adjusted OIBDA margin 36 Baa#/Prime-# 36 OTC BB FKYS parent 36 TiO2 selling 36 downstreamed 36 Ratings IDR 36 investees partially offset 36 Timeshare segment 36 catastrophe reinsurance 36 MYR#.# [005] 36 Fitch assigns 36 #,# -BOB SANSEVERE 36 Ansvar Insurance 36 Ambac Assurance Corporation 36 amort 36 Steel narrows 1Q 36 Subordinate MBS portfolio 36 HealthStream Learning 36 Custom Sheet 36 Verint Systems Inc 36 Prepaid churn 36 xviii 36 -# TEUR 36 - -champioship 36 Accounts receivable 36 prepayment speeds loan 36 credits SRECs 36 Dismed 36 Professional Underwriters 36 Oilseeds Processing operating 36 Seguros SA 36 reinsurance cessions 36 Thalomid R 36 Xantic acquisition 36 lien RMBS 36 Layers Eggs 36 Shire plc Attention Deficit 36 A#/P-# 36 Petrofund merger 36 Hulunbeier Beixue 36 Nitram backlog 36 - Loss [032] 36 VNB 36 Reinsurance Assumed 36 #,#,# #,#,# -LAS VEGAS MGM Resorts 36 Baa3 issuer 36 legal proceedings xxi