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(Click for frequent words.) 60 Special Servicer 60 Master Servicer 58 Servicer Rating 57 servicer 57 Private Student Loan 57 Securitized Asset Backed 56 Borrower 56 Mortgage Servicing 55 master servicer 55 securitizer 55 Debt Obligations 54 Special Servicer Rating 54 Servicer Ratings 54 Resi Servicer Ratings 54 RPS1 54 Secured Lenders 53 Loss Severity 53 Unsecured Debt 53 Mortgage Originator 53 NCB FSB 53 Lender 53 Primary Servicer Rating 52 Delegated Underwriting 52 RPS2 + 52 Secured Loan 52 Ctfs 52 ABFC 52 Loan Servicer 52 Loss Mitigation 52 Delinquent Loans 52 Obligor 51 Securitization 51 Forbearance Agreements 51 Rating Actions 51 Plc FRN Variable 51 Re REMIC 51 servicers 51 Waiver Agreement 51 Dealer Floorplan ABS 51 CDO #-# 51 Receivables Securitization 51 RMIC 51 Mortgage Servicer 51 Seller Servicer 51 MASTR 51 PLC FRN Variable 51 Residential Servicer Ratings 51 CMBS servicer ratings 51 Default Notice 51 Defeasance 50 RMBS Servicer Ratings 50 rated RPS1 50 Home Loan Modification 50 Countrywide Servicing 50 Debt Obligation 50 BACM #-# 50 RFC CDO #-# 50 swap counterparty 50 Mortgage Modifications 50 Transactions Designated 50 RMS2 + 50 Secured Debt 50 CMBS Servicer Ratings 50 CRIIMI MAE 50 rated RPS2 50 Asset Backed 50 Default Rate 50 borrower 50 Monoline 50 GSAMP 50 Swap Counterparty 50 Mortgagors 50 Mortgage Loan Modification 50 Assigns LS 50 Pre Arranged 50 Credit Card ABS 50 Prime RMBS 50 Select Servicer 50 REMIC 49 overcollateralized 49 Fixed Rate Mortgages 49 Fundings 49 Athilon 49 CPS2 49 Originations 49 Timeshare ABS 49 Capmark VII 49 GreenPoint Mortgage Funding 49 RPS2 49 Secured Loans 49 SMARTView Date 49 Loan Originations 49 Securitizations 49 servicer rating 49 FirstClose TM 49 Mtge 49 Foreclosure Process 49 KeyCorp Student Loan 49 subservicing 49 Senior Unsecured Term 49 Metrofinanciera 49 Grantor Trust 49 HomeEq 49 Reset Date 49 Counterparty Criteria 48 Mortgage Indemnity 48 rated RPS2 + 48 FFIs 48 Mortgage Servicers 48 Collateralised 48 Mortgage Asset Securitization 48 Fannie Mae Delegated Underwriting 48 ARCap #-# 48 Rate Fix 48 Resecuritization 48 Nonprime 48 Tenant Screening 48 Loan Mod 48 Senior Unsecured Credit 48 JPMCC 48 RMBS 48 Unsecured Credit 48 EMEA CMBS 48 Asset Securitization 48 Capmark VI 48 Default Rates 48 Senior Unsecured Debt 48 mortgagor 48 Fitch Publishes 48 Loan Mods 48 Payee 48 Mortgage Loan 48 ABCP conduits 48 CRE CDO 48 Various Rating Actions 48 JHFS 48 Custodial Receipts 48 Legal #.# 48 Loan Modification Programs 48 Synthetic CDO 48 DIP Facility 48 Subordinated Debt 48 Fitch Criteria 48 NovaStar Mortgage 48 CWABS 48 Loss Severity LS 48 Beneficial Owner 48 Ratings Affirmed 48 assigned Rating Outlooks 48 Correction Fitch Downgrades 48 Loan Modifications 48 Prepetition 48 Mortgage Origination 48 CMBS 48 HomeSaver Advance 48 Student Loan ABS 48 CWMBS 48 plc FRN Variable 47 Swap Dealer 47 Senior Secured Debt 47 Secured Creditor 47 Fitch SMARTView 47 B + RR1 47 CMBS Newsletter 47 Covered Bonds 47 MLMI 47 Mortgagees 47 Receivables Funding 47 Repurchase Agreement 47 subservicer 47 mortgage servicer 47 Ratings Actions 47 RMBSs 47 securitizations 47 Mortgagee 47 Mortgage Refinance Loan 47 Metris Master Trust 47 Troubled Debt Restructurings 47 Asset Backed Securitization 47 Mortgage Modification Program 47 EPIL II 47 Delinquencies Rise 47 Lending Practices 47 Sallie Mae Servicing LP 47 CEHE 47 Adequately Capitalized 47 Non Conforming 47 Monolines 47 Student Loan Consolidation 47 HomePath ® 47 rated CREL CDOs 47 Reference Entity 47 AAAf 47 CREL CDOs 47 Debt Covenants 47 Second Lien Modification 47 Restated Loan 47 RMBS Classes 47 Mortgage Loans 47 Liar Loans 47 Rating Methodology 47 Takes Various Actions 47 RMBS transactions 47 Relief Refinance 47 HomEq 47 Lien Term 47 Assigns Outlooks 47 HECM loans 47 Issuer 47 Conveying Subsidiaries 47 RPS3 47 SLC Student Loan 47 LoanCare Servicing Center 47 Liquidity Provider 47 AAA Aaa 47 HECM Saver 47 Capmark 47 BCLOC 47 HAMP Loan Modification 47 BBB Issuer Default 47 Fitch Downgrades MSCI 47 Buyer Representation 47 Originator 47 HomeComings Financial Network 47 collateralizes 47 Nelnet Student Loan 47 Bear Stearns Asset Backed 47 LBSF 47 Proficient Plus 47 Radian Guaranty 47 loans collateralizing 46 Creditworthiness 46 Eligibility Requirements 46 HVCC compliance 46 Rtgs 46 Trust Deed 46 CDO #-# Ltd. 46 Student Loan Borrowers 46 Weighted Average Coupon 46 Nationstar 46 Calculation Agent 46 Cenlar 46 Structured Asset 46 Surety Bond 46 Counterparty Risk 46 loan servicer 46 Counterparty 46 Refis 46 FFELP student 46 Speculative Grade 46 Rating Agencies 46 Preferred Lender 46 Variable Annuity Sales 46 lienholder 46 securitized loans 46 Guarantor 46 Eurosail 46 Loan Modification Process 46 Residential Funding 46 Ocwen Loan Servicing 46 Credit Facilities 46 Leveraged Loans 46 RPS3 + 46 TOP Ships Announces 46 Intermediation 46 Filing Requirements 46 CreditQuest 46 DLJ Mortgage 46 Unsecured Loans 46 Tenancy Agreement 46 synthetic collateralized 46 Defaults Rise 46 GEMSA Loan Services 46 Loan Portfolios 46 lien RMBS 46 Policyholder 46 Collateralized 46 lender Accredited 46 Loan Delinquencies 46 Installment Payment 46 Amended Credit 46 Special Purpose Entity 46 Mortgage Backed 46 Loan Refinancing 46 Debt Consolidation Loan 46 Ocwen 46 BytePro 46 indubitable equivalent 46 Loan Origination 46 Beneficial Interests 46 NRSRO ratings 46 Rhinebridge 46 CLO #-# 46 Appraiser Independence 46 securitized cardmember loans 46 substitute LOCs 46 Variable Interest Rate 46 Mortgage Lender 46 Securitized 46 BNYM 46 Certificateholders 46 Guarantee Program TLGP 46 Guarantors 46 SQ2 46 Mortgage Delinquencies 46 certificateholders 46 Nonbank 46 #MM Sr 46 CMBS Delinquencies 46 re remics 46 MLEC 46 ProLender 46 Rating Affirmed 46 Refinance Loan 45 Issuing Trusts 45 NHA MBS 45 securitization 45 AHML 45 AAAsf 45 Rating Organizations NRSROs 45 TruPS CDO 45 Servicers 45 Systemically Important 45 Assigns Issuer Credit 45 Home Modification Program 45 Credit Card Debt Settlement 45 Syndicated Loan 45 Lien Lenders 45 Downpayment Assistance 45 securities MBS 45 Complaint Handling 45 Interest Amount 45 Asset Backed Notes 45 Homeside Lending 45 Purchase Agreement SBPA 45 ComplianceAnalyzer 45 Revises Outlooks 45 Homeowner Loans 45 Home Loan Modifications 45 Criteria dated 45 BB-/RR1 45 Syndicated Facility 45 Ballantyne Re 45 mortgage loan originations 45 Stable Outlooks 45 Rating Outlook Negative 45 Homecomings Financial Network 45 CCC/RR4 45 Multifamily Mortgage 45 HAMP 45 Foreclosure Cases 45 Servicing DUS 45 Re REMIC classes 45 DFAR #.#-# 45 securitization trusts 45 Exception Handling 45 Indenture Trustee 45 counterparty 45 Loan Originator 45 Direct Endorsement 45 Demotech 45 postpetition 45 IFS Ratings 45 Term Loans 45 Defaulted 45 Mezzanine Debt 45 lien holder 45 LBHI 45 Loan Modification Program 45 FHA Refinance 45 HE3 45 HECM 45 Resecuritization Trust 45 Pfandbriefe 45 CDO Asset 45 rated AAA/F1 + 45 Balance Sheet Restructuring 45 Recovery Ratings 45 Creditor Rights 45 Ineffective Assistance 45 Unsecured Convertible Notes 45 Subprime Loans 45 NASDAQ TGIC 45 BHAC 45 Robo Signing 45 HOEPA 45 BBB + IDR 45 Resetting Instalment 45 Residential Mortgage Backed 45 KRIS Sovereign 45 LFSA 45 FDIC Temporary Liquidity 45 Debt Maturity 45 Conditions Precedent 45 Secured Financing 45 Rating Outlook Stable 45 DARWINS 45 Delinquency Rates 45 SWIFTReady Label 45 Student Loan Trust 45 Mandatory Conversion 45 Trust Indenture 45 Mtge PT Ctfs Series 45 Restructured Loans 45 Deals Placed 45 Subrogation 45 Asset Backed Securities 45 HOME LN 45 Regular Monthly Distributions 45 B-/RR5 45 Global Structured Finance 45 Assigns Rating 45 Loan Portfolio 45 Securitisations 45 CIBC# 45 Re REMICs 45 Assigns Negative Outlook 45 SEQUILS 45 Distressed Homeowners 45 constitutes discloseable transaction 45 Tranches 45 STFCL 45 Financing Arrangement 45 Debt Maturities 45 prepetition secured 45 Consolidation Loan 45 mortgagors 45 Foreclosure Mediation 45 Subordinated 45 RMBS exposures 45 FFELP Student Loan 45 Mortgage Originators 45 Structured Finance Transactions 45 Property Tax Refund 45 FraudMark 45 Calyx Point 45 substitute LOC 45 RMBS Transactions 45 Rating Lowered 45 Recovery Ratings RRs 45 Underwater Homeowners 45 Spreadsheet Compliance 44 Foreclosure Moratorium 44 TruPS CDOs 44 resecuritizations 44 mortgage servicers 44 Foreclosure Scams 44 Instalment Warrant 44 Charge Offs 44 Pooling Agreement 44 iServe Servicing 44 Assigns LS Ratings 44 LoanCare 44 dealer floorplan 44 CUSIP Amount 44 Negative Outlooks 44 Affirms Outstanding 44 Rate Freeze 44 BB Issuer Default 44 Collegiate Student Loan 44 IFS Rating 44 Investment Certificates GICs 44 CCC/RR6 44 Variable Funding 44 CardWorks Servicing 44 CDS Clearing 44 CREL CDO Delinquencies 44 Strength IFS 44 Unsecured Loan 44 Mortgage Modification 44 Securitised 44 nondebtor 44 FHLBank Cincinnati 44 Pay Option ARMs 44 Comergence Compliance Monitoring 44 guaranty 44 ISDA Master 44 FDIC TLGP 44 Mortgaged Property 44 MGIC Radian 44 Property Catastrophe Reinsurance 44 DIP Loan 44 Origination 44 Indentures 44 Swap Agreements 44 FCPA Compliance 44 DIP Financing Facility 44 Refinanced 44 Mezzanine Loans 44 substitute SBPA 44 Closed End 44 Berkadia 44 Home Mortgage Refinance 44 Amount Amount 44 GD Swaps 44 Rating Outlooks 44 TransLand 44 Qualified Intermediary 44 prime RMBS 44 Loan Securitization 44 Collateralized Debt Obligation 44 Mortgage Rates Rise 44 ABS Criteria 44 Fitch Issues Presale 44 Privileged Access 44 Non Recourse 44 Placement Agents 44 N.A. 44 overcollateralization tests 44 Automated Valuation Models 44 LBDP 44 Select Portfolio Servicing 44 Foreclosed Properties 44 #.#-# Offeror Representations 44 Default 44 DRC DecisionMaker 44 intercreditor 44 noninterest bearing transaction 44 Secured Creditors 44 Eligibility Verification 44 securitizes 44 Trapeza CDO 44 Mortgage Rates Fall 44 Remortgages 44 RESPA 44 Subordination Agreement 44 American CoreLogic LoanPerformance 44 Lender Applicant 44 Repossession 44 CREL CDO 44 Debt Forgiveness 44 lender 44 NCSLT Trusts 44 Outlook Negative 44 Loan Originators 44 Applicable criteria 44 Vehicle SIV 44 RALI 44 Loan Modification Plan 44 DIP Lenders 44 CWALT 44 CDS counterparties 44 nondepository 44 Documentation Agent 44 Proposed Offering 44 rated AA/F1 + 44 rated RMS2 + 44 Loan Defaults 44 Securitization Transaction 44 Completion Date 44 Recapitalization Plan 44 ASSIGNMENTS OF MORTGAGE Assigned 44 CMBS mezzanine 44 Loan Servicing Platform 44 Sole Lead Arranger 44 obligations thereunder 44 BPPR 44 Market Disruption 44 Broadpoint DESCAP 44 Borrowing Capacity 44 XSite 44 Fitch Removes 44 Relationship Management System 44 MortgageDashboard TM 44 Student Loan Asset Backed 44 GECC 44 Amended Revolving Credit 44 Loan Delinquency 44 securitisations 44 Mortgage Securitization 44 Originators 44 FirstMac 44 Adjustable Rate Mortgage 44 Dividend Date 44 Mortgage Arrears 44 CRE loans 44 overcollateralization ratios 44 ReconTrust 44 Fannie Mae DUS 44 Transferor 44 Xpress Loan Servicing 44 Contingent Commissions 43 origination servicing 43 TARP Repayment 43 Cramdown 43 B + RR3 43 Aames Investment 43 Repay TARP Funds 43 Temporary Waiver 43 BB/RR1 43 Nonaccruing loans 43 assigns Loss Severity 43 American CREDCO 43 SBPAs 43 Tenant Loans 43 Rating RR 43 Subordination 43 Appix 43 TRUPs 43 Correction Fitch Affirms 43 Dynamic Allocation 43 Mortgages 43 re REMIC 43 Counterparties 43 Liens 43 Regulators AARMR 43 receivables securitized 43 HAFA 43 Mechanics Lien 43 DSCRs 43 FNMA FHLMC 43 Proxy Disclosure 43 Joint Stipulation 43 Certifications Commercial Items 43 Affect Ratings 43 Downpayment 43 Shelf Registration 43 FirstMortgage Inc. 43 Drybulk Vessel 43 ISDA Master Agreement 43 Loan 43 Requestor 43 Underlying Entities 43 Assigns Stable Outlook 43 Aa2 subordinated 43 Structured Investment 43 Apidos 43 Larry Highbloom president 43 Supplemental Indentures 43 NovaStar Mortgage Inc. 43 Moody Affirms 43 Debt Financings 43 RR6 43 TLGP 43 REMICs 43 Mortgage Foreclosure 43 FHA insured mortgages 43 nonaccrual loan 43 OOMC 43 HUBZone Empowerment Contracting 43 Quitclaim 43 B + RR4 43 Troubled Asset 43 NYSE Amex Listing 43 Conduct HVCC 43 Custodial Accounts 43 AA lka 43 Real Estate Owned REO 43 Option ARM resets 43 Mortgage Refinancing 43 Subprime Lenders 43 HE2 43 FDIC Insured 43 Project Financings 43 Mortgagor 43 NHMBB 43 UBS Instalments 43 FannieMae 43 subordinate tranches 43 CoBank ACB 43 Disclosure Requirement 43 ARCap 43 Subprime Mortgage 43 FHA HECM 43 obligor 43 Subprime Lending 43 Negative Rating Watch 43 Debtor 43 securitized 43 Collateralized loan 43 Underlying Entities Shares 43 Convertible Bond 43 Callable 43 Ginnie Mae MBS 43 Termination Notice 43 Filing Status 43 PT Ctfs 43 Interest Rate Risk 43 Segregated Funds 43 Watch Neg 43 Sr Unsecured Notes 43 Financial Guarantors 43 Revolving Credit Facilities 43 Financing Costs 43 CMBS transactions 43 Ambac Assurance Corp 43 Default Servicing 43 Administrative Agent 43 Credit Card Consolidation 43 Takes Various 43 Borrowing Base Redetermination 43 mortgage originators 43 Trust Unit Repackagings 43 Takes Rating Actions 43 Subprime RMBS 43 Underlying Entity 43 Loan Receivables 43 CRE collateralized debt 43 Shareholder Applicants 43 Student Loan Servicing 43 Self Cert 43 Remium AB 43 Overdraft Protection 43 Protecting Tenants 43 LibertyBank Acquisition 43 FCCR 43 DIP Credit 43 LendingTree Loans 43 ABSpoke 43 rated A/F1 43 Debt Restructure 43 Debenture Financing 43 Covered Entity 43 Exchangeable Bonds 43 HE1 43 assigns Rating Outlooks 43 CC/RR6 43 lenders servicers 43 Credit Card Defaults 43 FMBI 43 Maintains Negative Outlook 43 Distressed Recovery DR 43 Prepayment Penalty 43 Amended Facility 43 Than Temporary Impairment 43 Long Term IDR 43 Turbo Warrants 43 Standardized Approach 43 insured depository institutions 43 Distressed Debt 43 FDIC NCUA 43 Possession DIP 43 Hardship Letter 43 Rev. Proc 43 Sallie Mae Servicing 43 Variable Rate 43 NYSE MXT 43 Liquidation Preference 43 CCAA Proceedings 43 BBB + BBB 43 Bad Debts 43 AHMSI 43 SLM Student Loan 43 Term Securitization 43 HomeBanc Mortgage 43 FHA VA 43 Accountabilities 43 Collateral Valuation 43 Prevent Foreclosure 43 Subprime Deals 43 Responsible Homeowner Reward 43 Qualification Requirements 43 Foreclosure Alternatives 43 Loan origination 43 Banco Popular de 43 Payday Lender 43 Insured Deposits 43 Rolling Instalments 43 static synthetic collateralized 43 Fixed Rate 43 Stress Testing 43 rated Proficient 43 Debt Negotiation 43 BluePoint Re 43 Ratings Downgrade 43 A.M. Best 43 Secured Credit 43 Westpac SPS 43 Demand Slumps 43 Foreclose 43 Home Affordable Refinance 43 Subordinated Secured 43 B/RR3 43 NOBO List 43 Indemnities 43 SPYRUS ™ 43 MBIA Ambac 43 CDO exposures 43 Mortgage Originations 43 IDR Affirmed 43 Municipal Structured Finance 43 Sublease 43 Comstock Homebuilding 43 GMAC Mortgage LLC 43 Forbearance Agreement 43 Trups 43 FreddieMac 43 Ginnie Mae Fannie Mae 43 Funds Declare Monthly Dividends 43 Mortgaged 43 SHFAs 43 CFS SunTech 43 PRESS RELEASE Fitch Downgrades 43 lease originations 43 Transfer Agreements 43 Mezzanine Loan 43 Forbearance 43 SF CDO exposure 43 Security Bypass Vulnerability 42 Program TLGP 42 Debt Refinancing 42 Organization NRSRO 42 De Minimis 42 Beneficial Owners 42 AML CTF Act 42 Fitch Revises Rating Watch 42 RMBS CMBS 42 FDIC insured institutions 42 ABS RMBS 42 Structured Transactions 42 dealer floorplan ABS 42 Issuer Default Ratings 42 Ambac Assurance Corp. 42 Funds Announce 42 Debt Financing 42 Note Receivable 42 Revolving Credit Agreement 42 Zero Percent 42 Impac Mortgage 42 Borrower Benefits 42 Triad Guaranty 42 Jointly Owned 42 Ansvar 42 Requisite Consents 42 Loan Modification 42 Breach Notification 42 Stoneheath Re 42 LS Ratings 42 A.M. Best Assigns Debt 42 Funds Declare Monthly Distributions 42 TIAA Real Estate 42 Second Lien 42 ABCP conduit 42 BlackBox Logic 42 Exceptional Performer 42 + zaf 42 Expanded Underwriting Guidelines 42 Foreclosure Sale 42 Subordinated debt 42 Previously Announced Private Placement 42 Actively Managed ETFs 42 Orderly Liquidation Authority 42 AMH II 42 Adjustable Rate 42 Tenancy Agreements 42 Card Issuing 42 Underwriting Agreement 42 Mortgage Refinance 42 Sub Prime 42 BBB IDR 42 MortgageIT Holdings 42 HomEq Servicing 42 DEPFA BANK 42 Home Lenders Holding 42 FIRREA 42 Compliance Requirements 42 guaranty insurers 42 Debt Consolidation Loans 42 poolwide expected 42 DEFAULT 42 Prompt Corrective Action 42 Restated Agreement 42 Mortgage Originator Magazine 42 Consolidation Loans 42 Payment Calculator 42 DataView# 42 Unsecured Revolving Credit 42 Gramercy Realty 42 Rate Dips 42 BasePoint 42 indenture trustee 42 Secured Facility 42 Possible Downgrade 42 Underwater Mortgages 42 NetCapture 42 option ARM resets 42 Debt Repayment 42 AAAmmf 42 Rating Watch 42 Centro NP 42 Defaults 42 CIFG Guaranty 42 GOVTS Treasury 42 Fixed Rate Mortgage 42 Lead Arrangers 42 ZTEST Announces 42 Luminent Mortgage 42 Debt Conversion 42 CCC + RR6 42 Aa3 Moody 42 IDR BBB + 42 BBB + Stable 42 Negative Rating Outlooks 42 DFARS #.#-# 42 Mortgage PT Ctfs 42 LT IDR 42 Tangible Equity 42 Covered Bond 42 STRUCTURED FINANCE 42 Credit Facility PDCF 42 Debt Collections 42 Than Temporarily Impaired 42 ResiLogic 42 Coalcorp Provides Updated 42 Avista Agile 42 Loss Severity Rating 42 lienholders 42 Judgment Debtor 42 Intercreditor 42 Tax Liens 42 ResMAE 42 Synthetic CDOs 42 TILA 42 rated CAM1 42 MBHI 42 consolidated VIEs 42 Loan servicing 42 DHCOGDHCOG 42 Capmark Investments LP 42 Counterparty credit 42 Document Preparation 42 Legal Entity 42 Foreclosure Freeze 42 Co Lead Arrangers 42 Recordation 42 Gmac 42 C/RR6 42 Nonconforming 42 CMBS delinquency 42 RxOffice 42 Alleasing 42 Austraclear 42 Loans 42 Selects Kofax 42 AAA Aaa rated 42 rated CAM2 42 Investors Await Fed 42 specifi ed 42 Vitality Re 42 Bookrunner 42 FHLBanks 42 1 Owner CarFax 42 IDS Holders 42 F1 + zaf 42 Kleros RE IV 42 Risk Retention 42 MasterCard SDP 42 Funded Debt 42 Headwaters Incorporated Announces 42 subserviced 42 Affs 42 resecuritized 42 GMAC ResCap 42 Lease Obligations 42 CounterpartyLink 42 reconveyance 42 Cuomo Subpoenas 42 Contingent Value 42 subprime RMBS 42 assign Outlooks 42 Mortgage Backed Securities 42 transferors 42 borrowers 42 QSPEs 42 LTV ratios 42 mortgagee 42 Brokerage Commissions 42 CCJs 42 Misys Loan 42 Recent Accounting Pronouncements 42 FOIA Requests 42 FHLMC 42 chargeoff 42 DEPFA 42 Shareholder Applicant 42 Mortage 42 PCV ST 42 DataX 42 Amended Plan 42 Foreclosure Mess 42 Refinance Mortgage 42 MBIA insured 42 depository institution 42 novation 42 TriMont 42 Wholesale Lender 42 LoanServ 42 Syncora Holdings Ltd. 42 Thrift Supervision OTS 42 Arbitration Proceedings 42 Collateralized debt 42 Surveillance Criteria 42 Continued Listing Requirements 42 Fitch assigns rating 42 Rollover Amount 42 Successor Depositary Bank 42 Credit Card Interest Rates 42 Liquidity Position 42 P FLOATs