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(Click for frequent words.) 72 underwriting 62 Reinsurance 60 Specialty Lines 59 reinsurance 59 Professional Liability 58 Personal Lines 58 Property Casualty 58 Underwriting Officer 58 Insurance 55 Actuarial 55 Facultative 55 XL Reinsurance 55 Surplus Lines 55 Active Underwriter 55 Excess Casualty 55 RenaissanceRe 55 Risk Management 54 RenRe 54 Specialty Casualty 54 Hiscox Bermuda 54 Policyholder 53 Guy Carpenter 53 Berkshire Hathaway Reinsurance 53 Fixed Annuity 53 Underwriter 53 Earned premiums 52 Torus Insurance 52 Lawyers Professional Liability 52 Excess Liability 52 Aon Benfield 52 Aon Re 52 RSUI 52 Talbot Underwriting 52 Reinsurer 52 reinsurers 52 Specialty Reinsurance 51 insurer Kiln 51 Insurance Underwriting 51 XL Re 51 Expenses Losses 51 Specialty Underwriting 50 Amlin plc 50 Earned Premiums 50 XL Insurance 50 GAB Robins 50 Mortgage Servicing 50 Brokerage 50 Montpelier Re 50 reinsurance broking 50 PIFC 50 LAE ratio 50 Property Catastrophe Reinsurance 50 QBE 50 Andy Goldby 50 Lloyd Syndicates 50 Uni Ter 50 Medicare Supplement Earned 50 Liberty Syndicates 50 professional indemnity 50 Domestic Brokerage 50 disciplined underwriting 50 casualty insurance 49 reinsurer 49 policyholder dividends 49 Contingent commissions 49 Lloyd Syndicate 49 retrocessional 49 Chartis 49 Unearned premiums 49 casualty insurers 49 Intercompany administrative 49 Underwriters 49 Stephan Christiansen 49 reinsuring 49 Conseco Insurance 49 Marketform 49 Revenues Premiums 49 Indemnity 49 Allmerica 49 Lloyd syndicates 49 Sword Intech 49 Coverages 49 Excess Workers Compensation 49 Underwriting Expenses 49 Grahame Chilton 49 catastrophe reinsurance 48 Ullico Casualty 48 CastlePoint Insurance 48 LAE 48 policyholder surplus 48 Fac Re 48 GeoVera 48 Treaty Underwriter 48 insureds 48 Professional Indemnity 48 Selects Guidewire 48 Reinsurance recoverables 48 Operating Expense Ratio 48 Policyholder benefits 48 Gerling Global 48 ACORD standards 48 Property Casualty Insurance 48 Ansvar 48 WR Berkley 48 Reinsurance Broker 48 Underwriting Income Loss 48 Montpelier Reinsurance Ltd. 48 Insurer 48 Cat Excess Liability 48 Reinsurance Assumed 48 AXIS Specialty 48 Ironshore Insurance 48 Allfinanz 48 policyholders 48 Chaucer Holdings 48 PartnerRe 48 Asset Acquisition 47 reinsurance treaties 47 Insurance Brokers 47 intercompany reinsurance 47 Beazley syndicates 47 Aon Risk 47 Reinsurers 47 Liberty Mutual Surety 47 Canopius 47 Structured Finance 47 facultative reinsurance 47 Fixed Income 47 Financial Services 47 coverholder 47 reinsures 47 ANICO 47 Groupama Insurances 47 Structured Products 47 Securitization 47 Folksamerica Reinsurance Company 47 CountryPlace Mortgage 47 CastleBay 47 ceded reinsurance 47 Medical Malpractice Joint 47 Insurers 47 Institutional Client 47 ACE Tempest Re 47 Employee Benefits 47 Ironshore 47 Nexsure 47 insurers 47 A.M. Best 47 RFIB 47 Wealth Management 47 Insurity 47 Taxable Fixed Income 47 Structured Settlements 47 Catastrophe losses 47 Casualty Reinsurance 46 Insurance VPI 46 EW Blanch 46 Aon Benfield Analytics 46 Seraina Maag 46 Greenlight Reinsurance Ltd. 46 AutoOne 46 reinsurance intermediaries 46 Annuity 46 Retakaful 46 Casualty 46 Hannover Re Bermuda 46 facultative 46 IPCRe 46 CastlePoint Re 46 Vertafore 46 Radian Guaranty 46 AgencyPortal 46 DRC DecisionMaker 46 Fiduciary Liability 46 BillingCenter 46 Finite Risk 46 Hiscox 46 Risk Retention Groups 46 Asset Securitization 46 Umbrella Liability 46 Assumed Reinsurance 46 Intermediaries 46 casualty reinsurance 46 FirstBest 46 Hiscox plc 46 Mortgage 46 Unitrin Specialty 46 Wellington Underwriting 46 Fixed Annuities 46 Hardy Underwriting 46 Multi Peril 46 AXIS Re 46 MGAs 46 Bermuda reinsurers 46 Indexed Universal 46 AIR Worldwide Corporation 46 insurance 46 Subrogation 46 Structured Settlement 46 Mortgage Origination 46 Individual Annuity 46 Net Premiums Written 46 Novantas LLC 46 collateralized reinsurance 46 Dovetail Insurance 46 Atrium Underwriting 46 Tokio Millennium 46 Professional Liability Insurance 45 Discontinued Lines 45 BEZ.L 45 Steamship Mutual 45 AGCS 45 Variable Annuities 45 MGUs 45 SurePower Innovation 45 Allianz Cornhill 45 FirstComp 45 cedants 45 Liability Insurance 45 Catastrophe Losses 45 LMGI 45 Allmerica Financial 45 Surrenda link 45 Operational Risk 45 nbAccelerator 45 ProcessClaims 45 Guidewire PolicyCenter ® 45 FLMI 45 Folksamerica Re 45 OneBeacon Professional Partners 45 Swiss Re Capital Markets 45 Institutional Clients 45 Surety Bond 45 BestWire 45 Newline Insurance Company 45 reinsurance recoveries 45 Catastrophe 45 Variable Annuity 45 Group plc BEZ.L 45 XN Risk 45 ARIG 45 ClaimCenter 45 Unitrin Direct segment 45 Statutory surplus 45 FINEOS 45 Captive Insurance Companies 45 Ace Tempest 45 Arig 45 Loss Adjusters 45 Annuities 45 Surety 45 Assurity Life 45 Incentive Compensation 45 Investment Banking 45 AutoOne Insurance 45 Variable Universal 45 insurer Chaucer 45 Institutional Brokerage 45 Keoghs LLP 45 actuarial 45 CPCU 45 Incurred losses 45 FirstBest UMS ™ 45 ILWs 45 tele interviewing 45 Defeasance 44 ACE INA 44 reinsured 44 policyholder 44 policyholder retention 44 Commercial Real Estate 44 Risk Mgmt 44 Chaucer Syndicates 44 Income Annuities 44 Novae Group 44 Assigns Ratings 44 Expense ratio 44 IDIT 44 Real Estate Brokerage 44 Structured Credit 44 Ageas Insurance 44 Amlin Bermuda 44 Catastrophe Modeling 44 Assurant 44 Greenlight Capital Re 44 GR NEAM 44 Casualty Underwriter 44 edgeConnect 44 Gross Premiums Written 44 RJ Kiln 44 Marita Zuraitis president 44 IVANS 44 SwissRe 44 Fixed annuity 44 FINPRO 44 RenaissanceRe Holdings 44 Monoline 44 Transfer LPT Agreement 44 Commercial Lending 44 AdminServer 44 Employee Benefits Practice 44 RenaissanceRe Holdings Ltd 44 Account Handler 44 Claims Adjuster 44 Sapiens INSIGHT TM 44 Merastar 44 Fineos 44 windstorm deductibles 44 Casualty Actuarial Society 44 DPAC amortization 44 Surplus Requirements MCCSR 44 PolicyCenter 44 Jean Luc Besson 44 retrocession 44 Institutional Asset Management 44 HSBC Insurance Brokers 44 Miscellaneous Professional Liability 44 AmWINS Group 44 Net Premiums Earned 44 Bermudian reinsurer 44 Prepaid reinsurance 44 Assurant Solutions 44 Loan servicing 44 Combined Ratio 44 Kehrer LIMRA 44 Medmarc 44 InsBridge 44 VPAS R 44 Vertafore Benefits 44 adjustors 44 variable annuity hedging 44 Cairnstone 44 Loss Ratio 44 ACE Westchester 44 Unitrin 44 Casualty Underwriting 44 Hiscox Insurance 44 ceding commissions 44 insurer 44 SunGard iWorks 44 SCOR Vie 44 Actuarial Consulting 44 Physical Damage 44 Bermuda reinsurer 44 AXIS Capital 44 EbixExchange 44 FirstBest UMS TM 44 FirstBest Agent 44 Captive Insurance 44 nonadmitted 44 USI Affinity 44 Munich Reinsurance 44 RRGs 44 Chartis Introduces 43 outwards reinsurance 43 NavRisk Policy 43 Everest Re 43 Flexible Benefits 43 Assurant Inc 43 CATRADER 43 ICAT 43 AmerInst 43 Asset Intensive 43 multiline insurer 43 nonstandard automobile 43 @ chartisinsurance.com 43 FPKCCW 43 Minimum Continuing 43 Aon Corp. AOC.N 43 iPartners 43 Safeco Surety 43 Wholesale Lending 43 HDI Gerling 43 property catastrophe reinsurance 43 IAIC 43 RenaissanceRe Holdings Ltd. 43 Amounts recoverable 43 Hiscox Guernsey 43 Equity Derivatives 43 Asset Liability 43 UNIFI Companies 43 Loan Originations 43 Loan origination 43 Critical Illness Insurance 43 UnderRight 43 Securitizations 43 underwrites specialty 43 Bermuda Monetary 43 Versicherung AG 43 Swiss Reinsurance 43 Senn Dunn 43 ACORD 43 LUTCF 43 RLI Insurance 43 premiums 43 Specialty Admitted 43 CAMICO 43 Munich Re 43 PrefSure 43 lines NPW 43 Chubb Corp CB.N 43 Univest Insurance 43 Variable Annuity Sales 43 MSSB 43 broker Benfield 43 AAIC 43 Mr. Mathas 43 CLU ChFC 43 BOLI COLI 43 STG Billing 43 Pollution Liability 43 AIG Excess Casualty 43 Flagstone Re 43 Defined Contribution 43 Matthew Josefowicz 43 TMNF 43 Montpelier Re Holdings 43 Stable Value 43 Fortegra Financial 43 Life Underwriting AALU 43 cedents 43 Excess Underwriters 43 financial guaranty reinsurance 43 Ceded 43 Sportscover 43 reinsureds 43 insurer Hiscox 43 Bob Stuchbery 43 Reinsurance Broking 43 SAP Basis 43 Folksamerica 43 Loan Origination 43 Inviva 43 Omissions 43 Premiums Written 43 WR Berkley Corp. 43 SOLCORP 43 Surplus Lines segment 43 Underwriting Managers 43 www.xlinsurance.com 43 Derivatives 43 Written Premiums 43 Distressed Debt 43 Pretax 43 GMDB 43 Nonaffiliated reinsurance underwriting 43 Mitsui Sumitomo Insurance 43 Individual Annuities 42 FirstBest Systems Inc. 42 Guidewire ClaimCenter 42 CGNU Life 42 IBNR reserves 42 Best Affirms 42 FAIR Plan 42 Pawn Lending 42 Origination 42 Bronek Masojada 42 Persistency 42 RiskLink 42 Aioi Nissay Dowa 42 Capital Markets 42 Cardif Pinnacle 42 Subadvisory 42 Converium Reinsurance North 42 Lodestone Re 42 ImageRight 42 Talent Retention 42 CATEX 42 Client Relationship Management 42 premiums ceded 42 Nephila Capital 42 Ceded premiums 42 OdysseyRe 42 Universal Underwriters 42 reinsurance brokerage 42 Verlan Holdings Inc. 42 inforce 42 - OpeDHQ 42 FIIC 42 Beecher Carlson 42 Portfolio Optimization 42 BHAC 42 Hannover Re 42 Guidewire ClaimCenter ® 42 Homesite Insurance 42 Liability 42 eAutoclaims 42 Finanical 42 Interest Rate Derivatives 42 Unitrin Specialty segment 42 Athene Holding Ltd. 42 QBE Insurance Group 42 Catlin Underwriting Agencies 42 Thunderhead NOW platform 42 Life Ins 42 Sompo 42 - Expenhouse Anna Neur 42 AM Best 42 Praetorian Financial 42 excluding MYA 42 Paymentshield 42 Reinsurance recoverable 42 Kingstone Insurance 42 OneShield 42 AEIX 42 Somers Pardue 42 ING Employee Benefits 42 PrimeVest 42 London insurer Amlin 42 Regulation XXX 42 Employee Benefits Consultant 42 CommInsure 42 Global Indemnity plc 42 Critical Illness 42 Genworth Mortgage 42 Premiums receivable 42 WholesaleInsurance.net 42 Grahame Millwater 42 casualty facultative 42 adjusters 42 IBNR 42 Transatlantic Reinsurance 42 Loss Mitigation 42 nonadmitted insurance 42 - Expenses [008] 42 Highline Data 42 RLI 42 Fixed Income Trading 42 Platinum Underwriters Bermuda 42 Unirisx 42 Expenses Interest expense 42 Axa 42 JLT Risk 42 professional indemnity PI 42 insurer Amlin 42 ACE Casualty 42 Oracle Documaker 42 Donegal Mutual 42 insurers reinsurers 42 NorthPoint Trading Partners 42 Life Reassurance 42 Novae Re 42 Institutional Wealth 42 FirstComp Insurance 42 MEMIC 42 Loan Protector 42 Variable annuity 42 Radian Guaranty Inc. 42 Affirms Ratings 42 Structured Product 42 Asset Accumulation 42 Groups Directive IGD 42 USI Holdings 42 Premiums ceded 42 Assurex Global 42 CIFG Guaranty 42 OneShield Dragon 42 Disaster Response Organisation 42 Assured Guaranty Re 42 Platinum Underwriters 42 SECURA 42 Medical Malpractice Insurance 42 INAMAR 42 NYSE RLI RLI 42 Victor O. Schinnerer 42 Delos Insurance 42 Arch Reinsurance 42 FEMA Mitigation 41 Camilion 41 PXRE Reinsurance Ltd. 41 Relationship Manager 41 EQECAT 41 Crestmark Bank 41 TWIA 41 Transamerica Reinsurance 41 Public Insurance Adjusters 41 Starr Indemnity 41 London LOL.UL 41 EagleEye Analytics 41 Guidewire Software 41 GEROVA Financial Group 41 Willis HRH 41 KICO 41 Radian Asset Assurance 41 Real Estate 41 Paraplanner 41 FirstBest ® 41 Withdraws Rating 41 AGIC 41 LNL Agency 41 edge IPK 41 INSTEC 41 Sabra Purtill 41 Casualty Insurance 41 Rosanne Placey spokeswoman 41 RiskProNet 41 Optima Insurance Brokers 41 Employment Practices 41 retakaful 41 HealthMarkets 41 FHCF 41 Unearned premium 41 Nasdaq AGII 41 INSURANCE 41 QBE Reinsurance 41 Nick Prettejohn 41 retrocessions 41 Ambac Assurance Corporation 41 Depository Institutions 41 ACR ReTakaful SEA 41 RenaissanceRe Syndicate 41 Catastrophe Claims 41 OneBeacon Insurance Group 41 Insurance Facility CCRIF 41 Ascot Underwriting 41 Debt prepayment 41 Alea Bermuda 41 Client Relationship 41 NaviSys 41 BankXchange 41 Insur 41 MIICL 41 Reinsurance balances 41 Towergate 41 fixed annuities 41 Amlin 41 International Underwriters AIU 41 AGAL Holdings Pty Limited 41 CIAB 41 Multinational Client 41 Fireman Fund 41 VFIS 41 Lockton Companies 41 FASI 41 tele underwriting 41 Wholesale Banking 41 Insured Losses 41 Insureds 41 Conning 41 reinstatement premiums 41 Keelan Westall 41 insurer Liberty Mutual 41 Surplus Lines Commercial 41 eReinsure 41 Atradius 41 Wealth Advisor 41 BancWare 41 casualty insurer 41 -Tilak Marg 41 Liability Coverage 41 ZC Sterling 41 finite reinsurance 41 - Expenses [002] 41 Financial 41 VIST Insurance 41 Residual Value 41 OneBeacon 41 NAICO 41 Labuan Re 41 Fixed Income Derivatives 41 Premiums 41 DxCG 41 Retentions 41 BP insurer QBE 41 INDM 41 Fund FHCF 41 Gross Written Premiums 41 AutoClaims Direct 41 Aioi Insurance 41 Conning Research 41 AON Risk 41 Amlin Plc 41 AGCS AG 41 OREO write downs 41 Segregated Funds 41 Flagstone Suisse 41 SEI Advisor Network 41 Costas Miranthis 41 Surgical Instrumentation 41 Defined Contributions 41 Seguros SA 41 Montpelier Re MRH 41 ProCentury 41 XLFA 41 Occupational Pensions Authority EIOPA 41 Greenlight Re 41 subrogation 41 UniRisX 41 Statutory Fundraising 41 Fidelity Investments Institutional 41 - Expenses [017] 41 premiums GWP 41 RiskMeter Online 41 ACORD XML 41 Skywire Software 41 Identity Fraud Expense 41 reinsurance recoverable 41 Patrick Thiele 41 ECIE 41 Underwriting Agents 41 Endurance Specialty Insurance 41 PPC LOAN 41 Multimanager 41 Performance Attribution 41 Asset Allocation 41 Cogency Software 41 & Specialty AGCS 41 Surplus Lines Insurance 41 Ratios Loss 41 Quota Share 41 Crop Hail 41 Risk Retention 41 Mapfre Re 41 IIAT 41 BCAR 41 adjusted capitalization 41 Background Screening 41 Underwriters Ins 41 Mortgage Lending 41 Balboa Reinsurance 41 Mercer Oliver Wyman 41 Sagicor Life 41 Hannover ReTakaful 41 Cologne Reinsurance 41 Investment 41 Layton Blackham 41 MarketStance 41 LAE reserves 41 Alterra Bermuda 41 MajescoMastek 41 PartnerRe Ltd. 41 ABS MBS 41 d' Assurances 41 multiline insurers 41 InsuranceNoodle 41 Ubitrade 41 #,#,# #,#,# OPERATING INCOME 41 Thunderhead NOW 41 Germany Allianz ALVG.DE 41 RMBS exposures 41 Integro Insurance Brokers 41 Covariance 41 recoverables 40 Tokio Marine 40 Commodity Derivatives 40 EPLI 40 ResMAE 40 Intermediary Distribution 40 Acordia 40 Underwriter CPCU designation 40 Infinex Financial 40 GreenPoint Insurance 40 Reinsurance receivables 40 Hylant 40 AXIS Specialty Limited 40 Privacy #v# 40 Guidewire PolicyCenter 40 Quantitative Strategies 40 Tenant Screening 40 Asset Backed Securitization 40 Policyholder dividends 40 cedent 40 Wholesale Brokerage 40 origination 40 Occupational Pensions Authority 40 Commodities FICC 40 OREO valuation 40 Prime Brokerage 40 SunGard WealthStation 40 Validus Re 40 underwriter 40 FTI Forensic 40 Nonlife 40 ADP Brokerage 40 BluePoint Re 40 Embedded Value 40 Insurance Agents 40 ILW 40 Unizan Financial 40 Prebon Yamane 40 Investor Relationship Management 40 GCFac 40 EUR1 #mn 40 Aon eSolutions 40 Evaluated Pricing 40 Investment Management 40 Client Relationship Manager 40 AMS Sagitta 40 Insurances 40 Intercompany Pool 40 NASDAQ OCAS 40 Structured Risk 40 Invoice Finance 40 CUO 40 Unallocated expenses 40 reinsurance recoverables 40 Property Casualty Insurers 40 Catastrophe Risk 40 Retrocession 40 Toa Re 40 Expenses Rental 40 cedant 40 Takaful Emarat 40 Gen Re LifeHealth 40 Non Conforming 40 eSubmission 40 GuideOne 40 guaranty reinsurance 40 Receivables Funding 40 UBIX 40 Mutual 40 French reinsurer SCOR 40 Harcase 40 RJF Agencies 40 Brokerage Commissions 40 Connecticut Interlocal Risk 40 RenaissanceRe NYSE RNR 40 Symetra Life 40 SCOR SE 40 PruProtect 40 PMI Guaranty 40 reinsurance reinstatement 40 Asset Management 40 Leasing 40 retroceded 40 Market Disruption 40 RCIS 40 Hinrichs Flanagan Financial 40 Colemont 40 Insur ance 40 FBD Holdings 40 Aon Corporation 40 CastlePoint Holdings 40 Towergate Partnership 40 Guaranty Insurance 40 DailyAccess 40 Fundings 40 Capital Adequacy 40 Selective Insurance 40 Conning Asset Management 40 Charles Dupplin 40 Clinical Negligence 40 retrocessional reinsurance 40 Unearned Premiums 40 Assurant AIZ 40 TransactNOW 40 SCOR Global 40 Fixed Income Capital Markets 40 Quantifi 40 Wyncrest Group 40 RainMaker Platinum 40 Asset Management IAM 40 Originations 40 Bradesco Seguros 40 mortgage originators 40 Seamap 40 GCFac ® 40 Residential Lending 40 Earnix 40 HIBL 40 NGL Pipelines & 40 Wiener Staedtische 40 LexisNexis ® 40 reinsurer XL 40 Lending 40 A.M. Best Withdraws Ratings 40 Broadspire 40 Demotech 40 ERGO Insurance 40 HomeLet 40 shipping packing crating 40 MIIA 40 Agostino Galvagni 40 Maiden Holdings 40 CompWest Insurance Company 40 Noninterest 40 ASRE 40 Mortgages 40 #,#.# #,#.# - [003] 40 financial guaranty reinsurer 40 Income Taxes Receivable 40 Solvency II 40 Ballantyne Re 40 DEPFA BANK 40 Flood Insurance 40 Harleysville Insurance 40 Algo Credit 40 Asset Servicing 40 Lettings 40 Swiss Re 40 nonlife 40 Mortgage Guaranty 40 Receivables Securitization 40 ACP Mezzanine 40 COLI BOLI 40 RLI EPG 40 Occupational Pensions 40 Willis Inspace 40 catastrophe modeler 40 NAIC RBC 40 Seitlin Insurance 40 iWorks Prophet 40 FirstCity Partnership 40 bancassurance channel 40 Talanx AG 40 XL GAPS 40 Physhield 40 LTCi 40 EBITDAC 40 Allstate 40 Bancassurance 40 income# [002] 40 A.M. Best Assigns Ratings 40 Axa Re 40 Assigns LS Ratings 40 SMMI 40 Life Insurance 40 Consistent Embedded 40 Kensington Mortgages 40 Promutuel 40 JLT Re 40 Transamerica Occidental Life 40 Ravello Solutions 40 Workers Compensation Insurance 40 CompManagement 40 Aviva LON AV 40 Partnered Discovery 40 Debt Obligations 40 Private Banking 40 Canaccord Adams Limited 40 Markel 40 SunGard FastVal 40 - Operating [004] 40 Expense Ratio 40 Catastrophe Response 40 Mark Rouck 40 Transatlantic Reinsurance Company 40 BCS ProSoft 40 Overhead Expense 40 Cerulli Quantitative Update 40 Valuation 40 MBS ABS 40 Loan Syndication 40 Portamedic 40 Million Securitization 40 #,# -appartment 40 Institutional 40 Counterparty credit 40 Monolines 40 Tanenbaum Harber 40 Uninsured Motorist 40 Bowring Marsh 40 Fiduciary 40 -NYSE Euronext NYSE Euronext 40 Topdanmark 40 Employers Liability Compulsory 40 guaranty 40 SkyWorks Capital 40 Chordiant Cx 40 AgencyPort 40 AmCorp Management 40 ILOG JRules 40 -Vado Diomande 40 surety marine 40 ISCS SurePower Innovation 39 Aegon Transamerica 39 Private Client 39 DTRIC 39 Tranquilidade 39 RAM Reinsurance 39 AssuranceAmerica Insurance Company 39 BISYS 39 Nonprime 39 NPW 39 Uninsured Underinsured Motorist 39 Stewart Title Guaranty 39 InsPro Technologies 39 Broker 39 RSM McGladrey Employer 39 Genworth Financial Mortgage 39 Seguros ING 39 Deerbrook ® Insurance 39 AXIS Capital Holdings 39 Best Assigns 39 Ancillary Services 39 wirehouse channel 39 Wealth Strategies 39 Personal Injury Claims 39 Removes Ratings 39 Ameritas 39 Recycled Parts 39 Guidewire Insurance 39 captive reinsurance 39 Liability Professional Liability 39 Counterparty Credit 39 SilverPlume 39 Athilon 39 TMPAA 39 LoanCare