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(Click for frequent words.) 65 actuarial valuations 65 actuarial 60 actuarially 60 actuarially determined 58 actuarial valuation 56 annuitization 55 actuaries 54 actuarial assumptions 52 FAFLIC 52 calculations 52 actuarial tables 51 actuarially sound 51 Social Security actuaries 51 actuarially equivalent 51 unfunded accrued 50 DAC unlocking 50 OPEB obligations 50 actuary 50 unreduced 50 triennial valuation 50 RiverSource Life 49 FEGLI 49 copayments coinsurance 49 unobservable inputs 49 stochastic modeling 49 postretirement obligations 49 Company noncontributory defined 49 calculation 49 subaccount 49 allowable deductions 49 policyholder dividends 49 logistic regression model 49 equity indexed annuity 49 Hiscox Bermuda 49 OASDI 49 GMIB 48 FRS# 48 Defined Benefit DB 48 policyowner 48 GMDB 48 CastlePoint Re 48 annuitisation 48 self insured retentions 48 recoverables 48 policyholder 48 deferred annuity 48 MCEV 47 Unfunded liabilities 47 realizability 47 deductibles copays 47 ceded reinsurance 47 decumulation 47 RRSP contribution room 47 IBNR 47 microsimulation model 47 annuitant 47 #k #b 47 beneficiary designations 47 CSRS Offset 47 recoupments 47 Actuary 47 WCIRB 47 lifestyling 47 variable annuity reinsurance 47 noncovered 47 trivial commutation 46 Ssas 46 lapsation 46 Monte Carlo simulation 46 OPEB expense 46 deductibles copayments 46 Reinsurance recoverables 46 VanDerhei 46 living adjustment COLA 46 Medicare Advantage PFFS 46 contemporaneous documentation 46 Unfunded Liability 46 Rev. Rul 46 FERS retirement 46 MCCSR 46 asset allocation 46 noncancelable 46 estimated undiscounted 46 merchant chargebacks 46 ARFs 46 RRSP withdrawals 46 Actuarial 46 Lloyd syndicates 46 StanCERA 46 logistic regression models 46 econometric analyzes 46 undiscounted cash 46 actuarially justified 46 VGLI 46 PV originations 46 de tariffing 45 nondeductible IRAs 45 OASI 45 FRS# accounting standard 45 weightages 45 Gebhardtsbauer 45 Tickerspy Indexes use 45 nonadmitted insurance 45 decumulation phase 45 rollover IRA 45 ConfiDent R 45 Whit Cornman spokesman 45 reinsurance recoverables 45 multiemployer defined 45 Introductory teaser rates 45 Slome notes 45 PVNBP 45 c Relates 45 finite reinsurance contracts 45 variable annuity guarantees 45 accrual 45 TFSA contribution 45 Employers Liability Compulsory 45 Roth IRA conversion 45 adjustments COLAs 45 Ballpark Estimate 45 OCERS 45 Tillinghast Towers Perrin 45 voluntary contributions AVCs 45 SIMPLE IRAs 45 undiscounted 45 Kitces 45 IAS# accounting 45 Mcare Fund 45 accruals 45 Defined Contribution Plan 45 nonforfeitable 45 annuitize 45 xxxi adverse tax 45 conditional logistic regression 45 keyman insurance 45 Irrevocable Life 45 Slome explains 45 deferred variable annuity 45 annuitise 45 backtest 45 ChannelRe 45 multiemployer 45 Coverdell ESA 45 SGLI 45 FHCF 44 ASC #-#-# 44 deductable 44 NAICO 44 actuarially sound rates 44 advocate Clare Spottiswoode 44 NBCR risks 44 #l k 44 annuity 44 noncontributory 44 insurability 44 OPEB liabilities 44 calculate 44 Long Term Disability 44 postretirement benefit plans 44 Roth IRA withdrawals 44 Janashree Bima Yojana 44 ILIT 44 Lump sums 44 IRA withdrawals 44 normalized FFO guidance 44 PMVS 44 TIAA Traditional 44 solvency deficiency 44 PPF levy 44 IRA Roth IRA 44 reinsurance 44 reasonably determinable 44 #,#.# #,#.# Prepaid 44 uncollectible reinsurance 44 actuarial soundness 44 Code Section #A 44 econometric models 44 Equity indexed annuities 44 Malakoff Mederic 44 recharacterization 44 QIS4 44 copayments deductibles 44 Social Secu rity 44 EUR1 #mn 44 outyear 44 prefunding 44 Ulip 44 #.#x DSCR 44 COLI 44 NAV calculation 44 actuaries Watson Wyatt 44 nonadmitted 44 QIS5 44 binomial model 44 insureds 44 postemployment benefit 44 NPVs 44 medigap 44 Required Minimum Distribution 44 mortality morbidity 44 generalized estimating 44 stepwise logistic regression 44 inherited IRAs 44 NOL carryforwards 44 Government Actuary 44 Retirement System CSRS 44 reestimates 44 Immediate annuities 43 OPEBs 43 Defined Benefit pension 43 Protected Withdrawal Value 43 Total Expense Ratio 43 reinstatement premiums 43 actuarial liabilities 43 derivative instrument 43 Multiple linear regression 43 ceding commissions 43 IRA rollover 43 Compensatory damages 43 Plan Disclosure Document 43 Mcare 43 undeducted contributions 43 PRAs 43 Sensitivity analyzes 43 lump sum distributions 43 nondeductible contributions 43 PFZW 43 Coregis 43 DPAC amortization 43 Regulation XXX 43 VaR calculations 43 RRIF withdrawal 43 Individual Retirement Arrangements 43 annuitants 43 catastrophe reinsurance reinstatement 43 GSCT program 43 withholdable payment 43 Defined Benefit Plans 43 SFAS# R 43 medically underwritten 43 uncollectible receivable 43 unaudited consolidated balance sheets 43 reinsurance treaties 43 elective deferral 43 forfaiting 43 detariffed 43 statutorily prescribed 43 Cazalet Consulting 43 unitrust 43 FDIC indemnification asset 43 rollover IRAs 43 includable 43 nonretirement accounts 43 annuitizing 43 determinations 43 pension schemes 43 UAAL 43 Variable Annuity Life 43 outwards reinsurance 43 Radian Asset 43 DSM IV diagnoses 43 Retirement Savings Account 43 premiums 43 alternate payee 43 Standardized Approach 43 calculating 43 elective deferrals 43 SBLIC 43 QPRT 43 interfund transfer 43 Policyholder 43 de tariffed 43 postemployment 43 Plan OHIP 43 moneyback 43 Critical Illness Cover 43 Mr. Vlock 43 distributional consequences 43 Mediclaim policy 43 uninsured underinsured motorist 43 Traditional IRAs 43 ULIPS 43 UM UIM 43 PPF 43 coinsurance 43 hedonic regression 43 IAS# [002] 42 Rob Rusconi 42 sheltered annuity 42 spousal IRA 42 annuitized 42 ERISA fiduciary 42 ratemaking 42 CGAAP 42 LTCG 42 Medicare Advantage MLR 42 statutorily required 42 covenant calculations 42 Multivariate logistic regression 42 Defined Benefit 42 reinsurance recoveries 42 retrocessions 42 repayment IBR 42 IRAs #Ks 42 ratio MLR 42 Beazley syndicates 42 outyears 42 receivable balances 42 taxability 42 Individual Retirement Arrangement 42 contractually specified 42 TMRS 42 Predictive modeling 42 adopting IFRS 42 lodestar method 42 TruExposure 42 Social Security COLAs 42 ARS# #mn 42 overinsured 42 FERS annuity 42 GMAB 42 MHPAEA 42 Program FEHBP 42 nonqualified retirement 42 BOLI COLI 42 MassHealth Medicaid 42 Actuarial Standards 42 NPV IRR 42 deferred annuities 42 redetermined 42 VALIC 42 unrealized derivative 42 PLAR 42 EdgeStone Funds 42 GN Agarwal 42 FEHB 42 insurance 42 Radiometric dating 42 undeducted 42 LAE reserves 42 workersa compensation 42 MRMIB 42 LTCH PPS 42 proportionality principle 42 policyholders 42 paycheck deductions 42 copays deductibles 42 AmerInst 42 RVUs 42 assumptions 42 Coverdell accounts 42 La.Civ.Code art 42 FEHBP enrollees 42 ALTIN 42 PRSI contributions 42 rebasing 42 guaranty insurers 42 dealer floorplan ABS 42 Fac Re 42 calculate DSO 42 Sri Lanka IBSL 42 CSHI 42 SFSB transaction 42 MFFO 42 Utkus 42 hedge ineffectiveness 42 computations 42 pd ratings 42 aftertax 42 linear extrapolation 42 professional indemnity PI 42 Jeworrek 42 ROACE 42 multivariable regression 42 Actuaries 42 POMV 42 liabilities 42 deductible IRAs 42 readily determinable 42 RRIF withdrawals 42 Chief Actuary 42 FSCS levy 42 multivariate regression analysis 42 noncurrent liabilities 42 causal inferences 42 FIFO inventory 42 CPP QPP 42 online Retirement Estimator 42 CATRADER 42 unfunded actuarial liability 42 governmentally mandated 42 FRS# accounting 42 logistic regressions 42 Miljoner 42 materiality threshold 42 MCCSR ratio 42 DSIC 42 Ceiops 42 adjustment COLA 42 Balboa Reinsurance 42 Kadyszewski notes 42 Interest accrues 42 XGen Nevis Island 42 QTIP trust 41 catastrophe reinsurance 41 ACandS 41 nonwage 41 claimant RFC 41 postretirement benefit obligations 41 annuities 41 Employees Pension Scheme 41 probabilistic 41 SSDI benefits 41 IRAs Roth IRAs 41 backtests 41 Multivariable logistic regression 41 lookback 41 TCE RWA ratio 41 CICA Section 41 Syncora Holdings 41 AVCs 41 ISDA Master Agreement 41 probabilistic modeling 41 Rollover IRA 41 reversionary bonus 41 www.socialsecurity.gov estimator 41 concessional contributions 41 FRSSE 41 actuarially unsound 41 Jeevan Aastha 41 IDIs 41 CommInsure 41 FERS retirees 41 GMWBs 41 recalculation 41 IBNR reserves 41 Ms. Nalbantoglu 41 GASB Statement No. 41 backtested 41 FSAH 41 Bonnie Milani 41 Towers Perrin Tillinghast 41 EVLI 41 implicitly assumes 41 KPMG Actuaries 41 insurees 41 risk mitigants 41 amortized cost 41 Grandfathered plans 41 sav ings 41 Mr Makove 41 Funded Status 41 Defined Contribution DC 41 COLI policies 41 Expense Analyzer 41 nonrepresented employees 41 NQDC 41 AEGON Americas 41 counterparty exposures 41 liabilities Amortized 41 FFO FAD 41 ESPlanner 41 representative payees 41 workman compensation insurance 41 RRSP deduction 41 macroeconomic variables 41 ISMIE 41 spousal RRSPs 41 Actuarial Consulting 41 depositions interrogatories 41 FINOVA 41 Wynaendts 41 Beneficiary designations 41 discounted cashflow 41 EBRI Issue Brief 41 recalculations 41 KiwiSaver schemes 41 detariffing 41 Archer MSAs 41 provident fund PPF 41 Asset Retirement Obligation 41 remeasure 41 assessments 41 mortality persistency 41 b Excludes 41 share excluding AOCI 41 Cumulative translation 41 Novae Re 41 MediShield 41 interfund 41 withholdings 41 Defined benefit 41 NAVs 41 observable inputs 41 Leveraged Lease 41 recompute 41 mediclaim policies 41 preretirement income 41 Logistic regression 41 nonGAAP 41 KRIs 41 Detailed explanations 41 testamentary trusts 41 file Form #X 41 Embedded Value 41 NYSHIP 41 disciplined underwriting 41 RMK Funds 41 carrybacks 41 accretable yield 41 Hymans Robertson 41 HDHP 41 ULIPs 41 Isa wrapper 41 NGER 41 PDSs 41 CHAMPUS 41 realizable value 41 c Calculated 41 Stephen Utkus principal 41 quantitative 41 Deductible 41 Actuarial Profession 41 miscellaneous itemized deduction 41 modified coinsurance 41 Christine Marcks president 41 www.morningstar.ca 41 rent escalations 41 MXN# #mn 41 Pay stubs 41 optimality 41 Descriptive statistics 41 www.socialsecurity.gov planners 41 IHT liability 41 cyclically adjusted 41 probabilistic methods 41 RHFS 41 MediGap 41 PBGF 41 unfunded actuarial accrued 41 units RVUs 41 allowable copays 41 APRA regulated 41 Roth IRA conversions 41 LUCRF 41 RenaissanceRe Syndicate 41 Magazine newstand price 41 Reinsurance Assumed 41 unapplied 41 multivariate logistic regression 41 Wyomissing PA offering 41 cedents 41 Retirement Estimator 41 ISO HomeValue 41 reinsurance recoverable 41 VIST Insurance 41 cedants 40 premiums ceded 40 loss carrybacks 40 GBP#.#b 40 AEO# reference case 40 intestacy rules 40 confiscatory penalties 40 GV Nageswara Rao 40 QDIA 40 multivariable analysis 40 Health Reimbursement Arrangement 40 postretirement benefit 40 paycheck withholdings 40 Tuljapurkar 40 NAMCS 40 reasonably estimable 40 Unfunded pension 40 d Represents 40 pharmacoeconomic 40 calculating distributable cash 40 nonworking spouses 40 PEBB 40 Elaine Sarsynski executive 40 So Olweean cardiologist 40 compulsory annuitisation 40 persistency 40 Social Security Authority GPSSA 40 SIMPLE IRA 40 Cobalt Gordian 40 concessionally taxed 40 Schedule UTP 40 AIFRS 40 unevaluated properties 40 testamentary trust 40 Coinsurance 40 Oye Hassan Odukale 40 pro formas 40 HDHP HSA 40 postretirement 40 scheme ELSS 40 EEV 40 JLT Benefit Solutions 40 nonstandard automobile 40 NATSEM 40 nonqualified deferred compensation 40 IRA custodian 40 FDIC indemnification 40 CBO 40 Crisa acquisition 40 Unearned premiums 40 Ms. Dabu 40 Trenwick 40 IncomeFlex 40 inter vivos trust 40 Sum Assured 40 DICGC 40 Middlesworth Social Security 40 PruProtect 40 Case persistency 40 HSA HRA 40 analysis 40 DAC unlock 40 TFN NEWS BRIEFING Banking 40 claimable 40 calculate DSO uses 40 ERISA fiduciaries 40 objectively verifiable 40 Taiping Pension 40 Kisan Vikas Patra 40 Adjustment Expenses 40 SHKPI 40 risk mitigant 40 UGMA UTMA 40 VaR calculation 40 IRA rollovers 40 FERS employees 40 non domiciliaries 40 reinvested distributions 40 EUR#.#b 40 benchmark PLR 40 GMWB 40 wholelife 40 Balboa Reinsurance captive 40 Behavior Spotlight 40 AIR Worldwide Corporation 40 French Gaap 40 indexation 40 CSRS retirees 40 Separate Account 40 transferors 40 setoffs 40 diminishes predictably 40 randomized controlled trials RCTs 40 IRC Sec 40 binary logistic regression 40 RAROC 40 LIFO accounting 40 Ron Gebhardtsbauer 40 cynical Canlla 40 Realizable Value 40 Variable annuity 40 econometric analysis 40 RRIFs 40 covariance 40 HSA compatible 40 LGPS 40 RSP contribution 40 Additional Voluntary Contributions 40 b Relates 40 Settlor 40 Duration Gap 40 IRDA norms 40 FBAR reporting 40 chargemaster 40 underestimations 40 Pension Bima Yojana 40 reinsurance broking 40 reinsurance cessions 40 JGTRRA 40 escrowing 40 QDIAs 40 #.#/lb copper 40 calculated 40 decedent estate 40 NBCR 40 rebill 40 adjuvant systemic 40 Pensionskassen 40 #.#x FY# [001] 40 borrowable funds 40 receivables factoring 40 reinsurance commutations 40 OPEB 40 Lloyd Syndicates 40 reinsurance reinstatement 40 APERS 40 Withdrawal Benefit 40 stakeholder pensions 40 RRGs 40 insurable 40 Techs ceased 40 FSAs HSAs 40 Mainspring Managed 40 DCF valuation 40 NHRS 40 workmen compensation 40 farmstead exclusion 40 Present Value 40 Expense ratios 40 guaranty associations 40 JOE TARANTO 40 ROP Term 40 MasterDex 40 miscellaneous itemized deductions 40 Direxion ETFs 40 Principal LifeTime 40 InsPro Enterprise 40 FICA withholding 40 Laith Khalaf pensions 40 Assumed Reinsurance 40 Section #CCC 40 solvency 40 provident fund gratuity 40 EITC eligibility 40 nonpension retirement benefits 40 Winterthur Wealth Management 40 Linear regression 40 loss carryforward 40 IFRS changeover 40 condensed consolidated balance sheets 40 legislatively unattainable 40 Sproule Associates Limited 40 Risk VaR 40 severability language 40 NHSLA 40 POMIS 40 PbR 40 ERISA pre empts 40 independent valuers 40 Ambac Assurance Corporation 40 NPIs 40 ASSET RETIREMENT OBLIGATIONS 40 minimum distributions RMDs 40 noninterest bearing transaction 40 reinsurers 40 Select Portfolios 40 GPPs 40 ratio LVR 40 RMDs 40 performing obligors 40 covariate 40 unarranged overdraft charges 40 stakeholder CTFs 40 FoFs 40 Archimedes Model 40 SS NOI helps 40 Disclosure Booklet 40 PPF NSC 40 c Represents 39 mso font pitch 39 CICA Handbook 39 COLI BOLI 39 Reclassifications 39 Paradex 39 Stephan Christiansen 39 skyjacker Reaganomics 39 likelihoods 39 described Domazet Loso 39 AGCS AG 39 allocative 39 benefits copayments deductibles 39 XLFA 39 NON CASH EXPENSES 39 Flow Through SIFT 39 Medicare Advantage HMOs 39 PFRS 39 intercompany reinsurance 39 unreimbursed medical 39 superannuation 39 inheritability 39 AOCL 39 taxable equivalent FTE 39 pensionable salary 39 reciprocals 39 HDFC Taxsaver 39 Lifetime Savings Account 39 disqualifying dispositions 39 MNOPF 39 Al Fajer Re 39 Livestock Gross Margin 39 Mantel Haenszel 39 Contractual obligations 39 Jeevan Anand 39 retrocessional contracts 39 ex penses 39 premiums copays 39 parol evidence 39 TDS TCS 39 LDI strategies 39 Vantage SIPP 39 Premiums receivable net 39 Brightwork Partners 39 interfund transfers 39 unmeasured factors 39 reattribution 39 HEMIC 39 actuarial profession 39 Revios 39 Benistar Plan 39 Bias Ratio 39 Medigap supplemental coverage 39 recalculated 39 NHRPL 39 FSCO 39 unrealized derivative gain 39 Institute EBRI 39 carryforwards 39 Wealthbuilder 39 relativities 39 Sharpe Ratio 39 nonowner 39 bookkeeping gimmicks 39 kurtosis 39 suspend redemptions 39 CDO financings 39 Unearned premium 39 nonconvertible debt borrowing 39 Headlee rollbacks 39 quadrennial reassessment 39 Asset Liability 39 LIFO inventory 39 Accruals 39 CSRS annuity 39 Joseph M. Zubretsky 39 view www.idexrecruitment.com 39 underinsured motorist coverage 39 Dick Luedke spokesman 39 distributional impacts 39 RNBCs 39 Solvency II directive 39 FOFs 39 forcings 39 rebase 39 Inc. NASDAQ MIGP 39 cedant 39 PERAC 39 interim condensed consolidated 39 UITF 39 HTS classification 39 entities VIE 39 Pension Reform Act 39 testable theories 39 Amortized 39 redistributional 39 noncash accounting 39 thresholds indexed 39 EROEI 39 expense disallowances 39 Underinsured Motorist 39 deductibles coinsurance 39 underwrites malpractice 39 Standardized Measure 39 USPSTF 39 RRSP contribution 39 Economic Stimulus Rebate 39 PIEs 39 adopting SFAS #R 39 GLJ Report 39 Caribbean Catastrophe Risk 39 fluctuating workweek 39 IORP directive 39 settlors 39 HSAs HRAs 39 weighting methodology 39 Novy Marx 39 notional amounts 39 quantifications 39 algebraic formula 39 Deductions depreciation 39 incentive accruals 39 Lonpac 39 Actuaries SOA 39 Coverdell ESAs 39 ALLL 39 occupational pension 39 subaccounts 39 OBPI 39 nonlife premiums 39 statistical analyzes 39 Groups Directive IGD 39 Underfunded pension 39 COBRA continuation 39 RRSPs RRIFs 39 SEP IRA 39 Ulips 39 unweighted arithmetic average 39 Lesher Glendinning 39 Vitality Re 39 Disability Insurance 39 super annuation 39 re imbursements 39 Converium CHR 39 reforecast 39 pension 39 Rosanne Placey spokeswoman 39 computation 39 exposures 39 THB# #mn 39 Critical Accounting Policies 39 borrowable resources 39 unamortized premiums 39 See www.claymore.com CEF 39 Start Receiving Retirement 39 MLIB 39 Required Minimum Distributions 39 reimbursement arrangements HRAs 39 Mbask 39 taxpayer itemizes deductions 39 prospective observational studies 39 unfunded superannuation 39 unamortised 39 unfunded actuarial 39 HuRLOs 39 equivalent APE 39 Health Reimbursement Account 39 PRIAC 39 Bharti Axa Life 39 VAT PAYE 39 nonspouse beneficiary 39 FAS CAS pension 39 accretable 39 mathematical calculation 39 prudent layperson 39 CGNU Life 39 Critical Illness 39 CRD3 39 j Represents 39 Barnett Waddingham 39 Clerihue 39 incepting 39 Paul Fronstin 39 itemizing deductions 39 nsurance 39 eProsper 39 MGCD# clinical trials 39 UTI Retirement 39 computed 39 ABX1 1 39 nonpecuniary 39 triennial actuarial valuation 39 reinsuring 39 FactSet Fundamentals 39 Persistency 39 calculator 39 trillionth tonne 39 Rollover Applicants 39 Variable Annuity 39 CLHIA 39 museum Julie Setlock 39 FSAs HRAs 39 reinsurance receivables 39 k rollovers 39 MPRs 39 Coverages 39 Mastercard Visa accepted 39 ELSS schemes 39 QSI segment certain 39 arcane formulas 39 outgo 39 bandings 39 Noneconomic damages 39 Miscellaneous Deductions 39 extrapolations 39 Shipping Packing 39 includible 39 HRAs 39 premia 39 Bima Account 39 prudentially regulated 39 FEDVIP 39 miscellaneous deductions 39 receivables payables 39 exclusions 39 IMRF 39 Jeff Schnepper MSN 39 Irda 39 allowables 39 savings 39 costless collars 39 undeducted contribution 39 Transsib Re 39 endpoint multiplicity 39 indexed annuity 39 Rev. Proc 39 TSGLI 39 EOBs 39 Social Se curity 39 Finadium 39 Framingham Risk Score 39 lump sum 39 Vanguard Asset Allocation 39 stock basedcompensation