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(Click for frequent words.) 55 annuitant 55 FEGLI 55 FERS retirement 55 annuity 53 retirees 53 GovGuam retirees 53 pensions 52 pension schemes 52 FERS 52 unreduced pension 52 policyholders 52 CSRS Offset 52 Minimum Sum 52 FERS employees 51 profits annuitants 51 Thrift Savings Plan 51 dependents 51 pension 50 Surviving spouses 50 VA Dependency 50 CSRS annuity 50 lump sum payouts 50 AVCs 50 COBRA continuation 50 SGLI 50 annuitize 50 annuitise 50 deferred annuity 49 occupational pension 49 Defined Benefit Plan 49 annuities 49 FERS retirees 49 Lump sum payments 49 FEHB 49 occupational pensions 49 CSRS 49 MGIB 49 annuitization 48 Defined Benefit Plans 48 Defined Benefit 48 actuaries 48 FEHBP enrollees 48 voluntary contributions AVCs 48 KiwiSavers 48 TSGLI 48 Gebhardtsbauer 48 Disability Insurance 48 Pension Protection 48 TRICARE Prime 48 PBGC insures 48 PERS 48 Defined Contribution Plan 48 lump sums 48 WAEPA 48 adjustments COLAs 48 PFRS 47 PSOB 47 NZ Superannuation 47 elective deferrals 47 Pension Schemes 47 unreduced 47 FERS annuity 47 Delphi salaried retirees 47 CHAMPVA 47 Temporary Disability 47 Teachers Defined Contribution 47 Bethlehem Steel retirees 47 preretirees 47 Long Term Disability 47 trivial commutation 47 GMWB 47 PBGF 47 actuarially 47 Defined Benefit pension 47 SAYE schemes 47 leave encashment 47 NYSHIP 47 Pension 47 surviving spouses 47 Carer Allowance 46 myPay 46 noncontributory 46 Retirement Savings Accounts 46 policyholder 46 Pension Scheme 46 nonforfeitable 46 nonworking spouses 46 PPF levy 46 unpaid carers 46 FEHBP 46 annuitizing 46 lump sum distributions 46 TDFs 46 VGLI 46 PEBP 46 IRA Individual Retirement 46 Retirement System CSRS 46 mobilized reservists 46 Lump sums 46 prefund retiree health 46 LOPFI 46 CRDP 46 IncomeFlex 46 minimum distributions RMDs 46 PRSAs 45 alternate payees 45 #l k 45 MGM Advantage 45 RRIFs 45 Unfunded Liability 45 multiemployer 45 Saving Scheme NPSS 45 Pension Reform Act 45 COBRA subsidy 45 Sickness Benefit 45 LGPS 45 spouses surviving spouses 45 Defined contribution 45 Poverty Level 45 Social Se curity 45 elective deferral 45 OPEB liabilities 45 IMRF 45 deferred variable annuity 45 superannuation 45 StanCERA 45 Serps 45 Pensions 45 EUTF 45 OASDI 45 EUC benefits 45 superannuants 45 QROPS 45 Defined Contribution DC 45 OPERS 45 unitrust 45 NHS Pension Scheme 44 Invalid Benefit 44 S2P 44 inherited IRAs 44 decumulation phase 44 preretirement income 44 ex gratia payments 44 Defined benefit 44 Individual Retirement Arrangement 44 SBP DIC offset 44 Workplace Nurseries 44 Equitable policyholders 44 guaranty associations 44 NHRS 44 pensioners 44 Job Seeker Allowance 44 Employee Retirement System 44 actuarial valuation 44 General Employee Entitlements 44 PLADs 44 enrolees 44 Stakeholder pensions 44 Attendance Allowance 44 multiemployer defined 44 Dependents 44 Slome explains 44 Health Reimbursement Account 44 GMWBs 44 RMDs 44 nonservice connected 44 Grandfathered plans 44 SSDI benefits 44 SGLI coverage 44 Annuitants 44 RRSP withdrawals 44 concessionally taxed 44 Roth IRA withdrawals 44 Savings Scheme NPSS 44 lump sum payments 44 preretirement 44 SIMPLE IRA 44 Unfunded liabilities 44 compulsory annuitisation 44 Defined Benefit DB 43 policyowners 43 annuitized 43 Deferred Compensation Plans 43 Required Minimum Distributions 43 Carers Allowance 43 TSP 43 Medicare beneficiaries 43 enrollees 43 settlors 43 IHSS recipients 43 subaccounts 43 TIAA Traditional 43 PERA 43 MGIB benefits 43 rollover IRA 43 Rollover IRAs 43 actuarial calculations 43 APERS 43 nonretirement accounts 43 pensionable 43 Retirees 43 TEUC 43 LAGERS 43 Tricare beneficiaries 43 superannuation entitlements 43 Saver Credit 43 Extended Benefits 43 actuarially determined 43 superannuitants 43 Medisave 43 nonappropriated fund 43 USDVA 43 multiemployer pension 43 PenCom 43 lump sum payout 43 pensionary benefits 43 Immediate annuities 43 lump sum 43 Government Actuary 43 RDSP 43 GST Credits 43 Slome notes 43 MRMIB 43 CGNU Life 43 Windfall Elimination Provision 43 OASI 43 Retirement Benefits 43 Isa savers 43 NMI Retirement Fund 43 claimants 43 Retirement Plan 43 SIMPLE IRAs 43 Enrollees 43 OPEBs 43 RRSPs 43 Reservists 43 Ssas 43 GMIB 43 CINICO 43 AEIs 43 Traditional IRAs 42 FEDVIP 42 annuitisation 42 Fund PPF 42 Equitable Life 42 SHIPs 42 actuarial valuations 42 GEERS 42 Flexible Spending Account 42 COBRA coverage 42 MPSERS 42 IRA Roth IRA 42 alternate payee 42 Retirement Savings Account 42 fixed annuities 42 VALIC 42 EUC Tier 42 QTIP trust 42 Jobseeker Benefit 42 Program FEHBP 42 PRAs 42 Rouseys 42 Annuities 42 Annuity Direct 42 Lump sum 42 War Disablement Pension 42 superannuation payouts 42 concurrent receipt 42 RRIF withdrawal 42 Medigap policies 42 nest eggs shrank 42 Coverdell ESAs 42 VanDerhei 42 deductible coinsurance 42 Defined Contribution 42 Indemnity Compensation 42 Flexible Spending Accounts 42 undeducted contributions 42 RRIF withdrawals 42 insureds 42 overfunding 42 MediShield 42 FHCF 42 CGNU 42 RAAs 42 Insurance SSDI benefits 42 TennCare recipients 42 Incapacity Benefit 42 Eysink 42 SIMPLEs 42 Landsbanki Guernsey 42 Extended Unemployment Compensation 42 postemployment benefit 42 Defined Contributions 42 ING Direct Savings Account 42 taxfree 42 Medisave accounts 42 HSA enrollees 42 HSA HDHP 42 Jobseeker Allowance JSA 42 PEIA 42 IPERS 42 Honorably discharged veterans 42 Christine Marcks president 42 Second Pension S2P 42 spouses 42 Withdrawal Benefit 42 Lifetime Savings Accounts 42 undeducted contribution 42 PSERS 42 deferred annuities 42 GHESP 42 reemployed 42 Ascensus 42 GARs 42 RRIF 42 SSIA holders 42 GRAs 42 solvency deficiency 42 CULAC 42 Retirement Account 42 reenlistment bonuses 42 paycheck deductions 42 Tricare Prime 42 CSRS retirees 42 SSI SSP 42 TMRS 42 eCard Plus 42 nonworking spouse 42 Immediate Annuity 42 Pension Benefits 42 decedent estate 41 Policyholder 41 ELSS schemes 41 HealthChoices 41 Statutory Sick Pay 41 Contribution Limits 41 Homeowners Assistance Program 41 PRSI contributions 41 SBCERA 41 Medicare Advantage enrollees 41 Variable Annuity 41 Additional Voluntary Contributions 41 nonqualified deferred compensation 41 Ms. Borzi 41 Company noncontributory defined 41 PPF 41 Redundancy Payment 41 Servicemember 41 Lifetime Withdrawal 41 Qualifying Recognised Overseas 41 Defined Benefits 41 Disability Insurance OASDI 41 RRSP contribution room 41 OCERS 41 Equitable Life policyholders 41 PEEHIP 41 Disability Benefits 41 Personal Accounts 41 Dual eligibles 41 Required Minimum Distribution 41 Armed Forces Compensation Scheme 41 Flexible Lifetime 41 OAS clawback 41 dually eligible 41 QDIA 41 traditional IRAs 41 Policyholders 41 super annuation 41 FICA taxes 41 Government Pension Offset 41 Coverdells 41 Mcare 41 expert Ros Altmann 41 Pension SIPP 41 Life Insurance SGLI 41 unfunded accrued 41 variable annuity 41 Tuition Assistance 41 nonunion retirees 41 policyowner 41 IRA rollovers 41 HPMR 41 Kiwisaver 41 KiwiSaver 41 nonbargaining unit 41 TriCare 41 disenrolling 41 unsubsidized COBRA 41 Health Reimbursement Arrangement 41 Lt. Col. Fehrenbach 41 insures pensions 41 MCare 41 Medically Needy Program 41 pensionable salary 41 Mandatory Provident Fund 41 Aetna HealthFund 41 Assistance DUA 41 decumulation 41 PBOR 41 COLAs 41 thalidomiders 41 widows widowers 41 Maximum Rollover 41 thieves Boeger 41 Code Section #A 41 FEHB Program 41 Medishield 40 Retirement Estimator 40 Hometown Heroes Survivors 40 Partial Disability 40 Protected Withdrawal Value 40 Reserve Component 40 surviving spouse 40 Medi CareFirst 40 IFAs 40 Post-#/# GI 40 CRSC 40 Flexible Benefits 40 disability 40 NPSS 40 Simplified Employee Pensions 40 copayments deductibles 40 Insurance SSDI 40 Disaster Unemployment 40 savers 40 EPF contributors 40 Tenncare 40 Annuity 40 EGTRRA 40 Emergency Unemployment Compensation 40 Underfunded pension 40 PPFs 40 Active Duty 40 System PERS 40 www.ssa.gov 40 beneficiaries 40 unfunded liability 40 Scottish Amicable 40 Dearness allowance 40 noninterest bearing transaction 40 Retirement Annuity 40 nonspouse beneficiaries 40 PEBB 40 Coverdell accounts 40 MyCAA 40 NJ FamilyCare 40 KiwiSaver scheme 40 Sharesave 40 Social Security Disability 40 QDIAs 40 Overpayments 40 self insured retentions 40 nonmanagement employees 40 reservists 40 beneficiary designations 40 TennCare enrollees 40 EI claimants 40 contributory pensions 40 policyholder dividends 40 stakeholder pensions 40 salaried retirees 40 HSA compatible 40 SAYE scheme 40 Roth IRAs 40 intestacy rules 40 PGBC takes 40 Pension Plans 40 Rowanmoor Pensions 40 provident fund 40 Contributory Pension Scheme 40 online Retirement Estimator 40 Variable Annuity Life 40 Employer Sponsored 40 adultBasic 40 ERRP 40 Critical Illness 40 Hardship withdrawals 40 Employment Retirement System 40 non contributory pension 40 Superannuation Guarantee 40 Bellwin scheme 40 Incapacity Benefits 40 FundsTech Cash Card 40 Employees Retirement System 40 claiming Incapacity Benefit 40 DEERS 40 Allowance ESA 40 Roth IRA 40 ERIP 40 Pension Fund 40 statutory redundancy 40 recoup overpayments 40 PVNBP 40 Newstart allowance 40 pen sion 40 Compensation Scheme 40 Social Security actuaries 40 active duty 40 Healthy Families Program 40 Guardsmen Reservists 40 Retirement Annuities 40 NYCERS 40 paybill 40 Commission PENCOM 40 Critical Illness Cover 40 payroll deduction 40 confiscatory penalties 40 Disability Allowance 40 Employees Pension Scheme 40 COBRA premiums 40 Tricare 40 Quebec Pension Plan 40 nonqualified retirement 40 rollover IRAs 40 contributory provident fund 40 unfunded superannuation 40 TRICARE beneficiaries 40 Multiemployer 40 representative payees 39 OPEB obligations 39 Medicare enrollees 39 NSPS 39 SRD deferred 39 Insurance Contributions NICs 39 Coverdell ESA 39 Variable annuities 39 Contributory Pension 39 Social Security 39 Marylyn Kish turns 39 Claimants 39 reestimates 39 TRSL 39 TPAF 39 Longevity Bonus Program 39 IRA rollover 39 mini Isas 39 OPEB liability 39 COLA 39 prefund 39 ROTH IRA 39 MCare fund 39 Savings Certificates 39 Individual Retirement Arrangements 39 SSIA scheme 39 Voluntary Separation Program 39 Phased Retirement 39 Pension Bima Yojana 39 payroll deductions 39 Hindu Undivided Families 39 medically underwritten 39 RRSPs RRIFs 39 teleworked 39 nonpension 39 noncurrent liabilities 39 reversionary bonus 39 retirement nest egg 39 redundancy payout 39 #ks [001] 39 Superannuation 39 SSDI 39 HECM 39 Uniformed Services 39 CALPERS 39 pensionable salaries 39 TFSAs 39 UAAL 39 SDCERS 39 Administrators PFAs 39 Defense Enrollment Eligibility 39 HDHP HSA 39 RDSPs 39 Assistance Percentage FMAP 39 PCIP 39 PERSI 39 Regular Saver 39 Prudential Retirement 39 Clerihue 39 planholders 39 Card Account POCA 39 Fund AICF 39 SMSF trustees 39 claims adjustors 39 triennial valuation 39 IRA withdrawals 39 SFY #-# 39 predecease 39 RRSP contributions 39 nonuniformed 39 Teachers Retirement 39 GLWB 39 Ron Gebhardtsbauer senior 39 MediCare International 39 trusteed 39 RIFs 39 pleural plaques 39 Unemployment Compensation Trust 39 Income Annuities 39 Jeevan Akshay 39 Premium DRIP 39 MassHealth Basic 39 decedents estates 39 Pension Plan 39 massively underfunded 39 reattribute 39 actuarial 39 IHSS 39 www.socialsecurity.gov estimator 39 DDAP III 39 Prevented planting 39 RMOs 39 Act FMLA 39 #k #b 39 Retroactive Stop Loss 39 Rescissions Acts continued 39 ex servicemen 39 RiverSource Life 39 Qrops 39 HRAs 39 spokeswoman Evelyn Tatkovski 39 Employee Retirement 39 GESB 39 multiemployer pension plans 39 OIF OEF veterans 39 multiemployer plans 39 EIDLs 39 Guaranteed Lifetime 39 Fahlund 39 Diversified Yield 39 Jobseeker allowance 39 subsidized COBRA 39 retirement 39 indexation allowance 39 Commissioner Diane Koken 39 mediclaim policies 39 Dependants 39 PacAdvantage 39 payouts 39 Salaried 39 SIPP 39 TANF Emergency 39 variable annuities 39 PlanSmartChoice 39 SEPs 39 Pension Benefit 39 Supplement GIS 39 Medicare recipients 39 Retirement Savings 39 SFOs 39 Retirement System FRS 39 nbAccelerator 39 MassHealth Medicaid 39 AdultBasic 39 KAPT 39 Postemployment 39 HDHP 39 concessional contributions 39 corporations foundations endowments 39 nongroup 39 GPPs 39 MSPB 39 Retirement System 39 NSITF 39 EFRBS 39 Benefits Program FEHBP 39 RMK Funds 39 pension S2P 39 Rollover IRA 39 insurees 39 clawback 39 Advantra Freedom 38 Actuarial Profession 38 contributions NICs 38 overinsured 38 Workman Comp 38 SAYE 38 prerecession employment 38 id = #,# [002] 38 CTF voucher 38 postretirement benefit obligations 38 disenrolled 38 CLICO policyholders 38 regulator PFRDA 38 smallpox vaccinations 38 TRICARE 38 Medical Assistance Percentages 38 admin@betfirms.com 38 www.opm.gov 38 Victim Compensation Fund 38 Institute EBRI 38 living adjustment COLA 38 GMDB 38 Aetna PPO 38 Incapacity Benefit claimants 38 Redundancy Scheme GEERS 38 MVRs 38 Upromise rewards 38 undischarged bankrupts 38 Teachers Pension Scheme 38 PERS retirees 38 Variable Universal 38 SIPPs 38 recoupments 38 subaccount 38 Qualified Default 38 Hardship Fund 38 actuary 38 Voluntary Contributions 38 premiums 38 SecurePath 38 CalWORKs recipients 38 OWCP 38 actuarially equivalent 38 provident fund EPF 38 ICHEIC 38 HIH collapse 38 Lump Sum 38 BOLI COLI 38 NARFE 38 UTI Retirement 38 DamanDaman 38 Servicemembers Civil 38 FDIC NCUA 38 Beneficiaries 38 disenroll 38 Child Tax Credits 38 spousal IRA 38 HSAs 38 Jobseekers allowance 38 Social Secu rity 38 HDHPs 38 reinsurers 38 XLFA 38 prefunding 38 ERISA 38 Zulfikar Ghazi 38 ICHIP 38 LTCG 38 Iwry 38 Fixed annuities 38 Separate Account 38 unfunded liabilities 38 reemployment 38 HPHC 38 lender SVR 38 Military Spouse Career 38 pensionable age 38 Provident Fund 38 lump sum retroactive 38 ISA allowance 38 Defined Returns 38 keyman insurance 38 TFSA contribution 38 BestHealthcareRates.com 38 partner Stacie Andree 38 MCARE 38 MediCare 38 Yield Plus 38 Investment Alternative QDIA 38 Reinsurance recoverables 38 nonretirement 38 medically indigent 38 Guaranteed Minimum Death 38 civil servants 38 PIPP Plus 38 Newstart Allowance 38 life assurers 38 POBs 38 Jobseeker Allowance 38 SIPP Self Invested 38 FEBG 38 RSPs 38 Bushfire Appeal Fund 38 ICMA RC 38 PEBTF 38 Miljoner 38 CPF 38 NYLIM Retirement Plan 38 pocket maximums 38 provident funds 38 ineligibles 38 MedicareAdvantage 38 Beneficiary designations 38 Employment Benefits OPEB 38 Silas DeRoma 38 lump sum payment 38 cash Isas 38 IRAs Roth IRAs 38 www.socialsecurity.gov/pubs/#.html 38 unemployed Kentuckians 38 Capita Hartshead 38 grossly underinsured 38 FSA HRA 38 Secova 38 Incapacity benefit 38 reenroll 38 lifestyling 38 automatic payroll deductions 38 Income Supplement 38 nonelderly 38 nest egg 38 ISA allowances 38 SMSFs 38 SSIA savers 38 widowed spouses 38 nonvested 38 TIPRA 38 outyears 38 ARFs 38 pleural plaques sufferers 38 provident fund PPF 38 widowers 38 DUA benefits 38 optees 38 Defined Contribution Plans 38 lump sump 38 Accrued severance 38 PENSIONS 38 Rev. Bennie Whiten 38 entitlements 38 Invalids Benefit 38 equity indexed annuities 38 Health Benefits FEHB 38 Gary Pastorius 38 recordkeepers 38 Staloski 38 nondeductible IRAs 38 Disability Savings 38 Individual Retirement 38 Catastrophic Illness 38 Rowanmoor 38 LTCI 38 Earned Income Credit 38 DFAS 38 SCSEP 38 Alternatively Secured 38 PENCOM 38 MNOPF 38 CHAMPUS 38 SEP IRA 38 Fireman Retirement System 38 Medi Cal beneficiaries 38 representative payee 38 IRAs 38 EOBs 38 retrocessions 38 honorably discharged veterans 38 Ms. Nalbantoglu 38 Notice #-# [001] 38 Hoosier Healthwise 38 Indemnity Compensation DIC 38 SBLIC 38 RPLI 38 PPACA 38 Chief Actuary 38 Ms Farnish 38 Employee Compensation 38 nonexempt employees 38 mesothelioma sufferers 38 CTFs 37 Nonqualified 37 Fiduciaries 37 widows 37 AALTCI 37 KETRA 37 Indexed annuities 37 deductibles copays 37 Guaranteed Minimum Withdrawal 37 carer allowance 37 Ms. Dabu 37 PPF NSC 37 Direct Deposit 37 uninsurables 37 ESPPs 37 Workfare 37 Advancement Accounts 37 windpool 37 loss carrybacks 37 overpayments 37 Enrollment Period 37 Disproportionate Share Hospital 37 Flexible Spending Accounts FSAs 37 die intestate 37 Individual Retirement Account 37 IGD surplus 37 Medi Cal recipients 37 Salaries Wages 37 lifesaving organ transplants 37 AVMA GHLIT 37 ConfiDent R 37 MHPAEA 37 Payees 37 sub postmasters 37 AIK Comp 37 Mediclaim policy 37 insurer Equitable Life 37 giant Fortis NV 37 FSAs 37 BAICO 37 High Deductible 37 HRAdvance 37 APWU 37 Unemployment Benefit 37 involuntarily terminated 37 COBRA 37 Workman Compensation 37 Mike Ryer firefighter 37 PENSION 37 honorable discharges 37 PVAO 37 EPF 37 FSCS 37 regulator De Nederlandsche 37 RREs 37 re enlistment bonuses 37 Rescission Act 37 Charitable Rollover 37 Retirement Confidence 37 Superannuation Fund 37 Elderly Pharmaceutical 37 unemployed Alabamians 37 Carer Payment 37 Deferred Compensation 37 Medicaid DSH 37 Obama Refi Programs 37 TFSA 37 Individual Augmentees 37 IHT liability 37 Socso 37 PenChecks 37 EFTPS 37 severence package 37 EEOICPA 37 VRS 37 Fund Organisation EPFO 37 Unemployment Insurance 37 GovGuam Retirement 37 Scottish Equitable 37 prefunded 37 subpostmasters 37 provident fund gratuity 37 borrowable funds 37 #/#-related illnesses 37 FSPs 37 NCUSIF 37 Irrevocable Life 37 PAYG installments 37 PPO HMO 37 NYSIF 37 Statutory Maternity Pay 37 Retirement 37 Veterans Affairs DVA 37 LifeSearch 37 Income Funds RRIFs 37 Assistance Percentage 37 nonqualified 37 Surviving Spouses 37 depositors 37 Maternity Allowance 37 MCARE Fund 37 TUPE transfer 37 ceded reinsurance 37 Payment Plan PIPP 37 FDIC insures 37 HCTC 37 bene fits 37 FFIs 37 Employees Retirement 37 Medicare Advantage Plans 37 Medicare Part 37 Deductible 37 incapacity benefit 37 Robert Brokamp Rule 37 Savings Accounts 37 Voter Assistance Program 37 actuarial soundness 37 ROP Term 37 usaa.com 37 Tuition Reimbursement 37 franking credits attached 37 Guaranteed Minimum Withdrawal Benefit 37 taxables 37 HealthFund 37 MyTerm SM 37 dissaving 37 MediCal 37 subsidiaries Unum 37 FICA withholding 37 Start Receiving Retirement 37 SPDs 37 mortgageable assets 37 Foundation MRCF 37 dearness relief 37 complying superannuation 37 advisors IFAs 37 having Punknews.org account 37 lapsation 37 Transamerica Retirement 37 Medicare Supplement