Related by context. Frequent words. (Click for all words.) 77 compensation accruals 59 noninterest expenses 58 Noninterest expenses 57 noninterest expense 56 compensation expense 56 administrative expenses 55 accounts receivable balances 55 pension curtailment 55 accruals 55 principally attributable 54 Interest expense decreased 54 unallocated expenses 53 b Represents 53 Noninterest expense 52 postretirement benefit 52 gross margin 52 unallocated corporate 52 OTTI charges 52 LIFO expense 51 expenses 51 excluding depreciation amortization 51 Operating expenses 51 accrual 51 worksite employee 51 SG & 51 Gross margins 51 intangible impairment 51 favorably impacted 50 YoverY 50 unfavorably impacted 50 amortization expense 50 Gross margin 50 primarily attributable 50 administrative SG 49 per MCFE 49 YTD Fiscal 49 accelerated vesting 49 Noninterest 49 non recurring 49 capital expenditures 49 headcount reductions 49 Companywide 49 items affecting comparability 49 OTTI charge 48 Including discontinued operations 48 Medicare Advantage membership 48 thirdquarter 48 noninterest bearing deposits 48 Expenses 48 organizational realignment 48 intangibles amortization 48 obj obj = 48 bps sequentially 48 noninterest income 48 gross margins 47 intersegment sales 47 depletion depreciation 47 Core FFO 47 owned OREO 47 Adjusted EBITDA excludes 47 expensed 47 Administrative Expenses 47 Occupancy expense 47 lease terminations 47 expensing 46 secondquarter 46 Brooks Eckerd 46 nonperforming asset 46 Unallocated corporate 46 Consolidated Adjusted EBITDA 46 Currency translation 46 AOCF 46 Based Compensation 46 headcount reduction 46 uncollectible accounts 46 asset valuation allowance 46 OIBA 46 Comparable store 46 Adjusted Diluted EPS 46 excluding nonrecurring items 46 Adjusted EBIT 46 Currency fluctuations 46 reinsurance recoverables 46 Specialty Chemicals segment 46 accretion expense 46 OpEx 46 severance 45 currency translation 45 Administrative SG 45 Ps.#.# [007] 45 paydowns 45 Catastrophe losses 45 partially offset 45 FAS #R 45 EPS Guidance 45 Pro forma diluted 45 Fully diluted earnings 45 Normalized EBITDA 45 DEPS 45 EBIT amounted 45 Ps.#.# [003]