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(Click for frequent words.) 67 deductibles 64 copays deductibles 64 copayments 64 pocket maximums 64 deductibles coinsurance 64 deductibles copays 63 copayments deductibles 62 copayment 62 copayments coinsurance 62 premiums deductibles 61 deductibles copayments 61 copays 61 Coinsurance 61 copay 60 Deductibles 59 Medigap 59 deductible coinsurance 59 deductible 59 actuarially equivalent 59 Copays 59 HDHP 57 premiums 57 premiums deductibles copays 57 medigap 57 premiums copays 56 HDHPs 56 capitated 56 FEHB 55 HMO 55 MediGap 55 Medicare Part 55 HMOs PPOs 55 deductable 55 formulary 55 Medigap policies 54 capitation 54 FEHBP 54 Preferred Provider Organizations 54 BlueChoice 53 PPO POS 53 PPO HMO 53 Deductible 53 Medicare Advantage Plans 53 HMO PPO 53 Medicare enrollees 53 nongroup 53 Copayments 53 High Deductible 53 PPO 53 dental PPO 53 self insured retentions 53 HSA compatible 53 enrollees 52 BlueOptions 52 Enrollees 52 supplemental Medigap 52 Medicare recipients 52 Copay 52 PMPM 52 uninsured underinsured motorist 52 HMO POS 52 Medicare Supplement 52 Medicare Advantage 52 medically underwritten 52 FEGLI 52 Managers PBMs 52 Maintenance Organizations 51 Health Reimbursement Account 51 Empire BlueCross 51 Slome notes 51 Medicare beneficiaries 51 PFFS plans 51 allowable copays 51 Medicare 51 PFFS 50 nonparticipating providers 50 SilverScript 50 COBRA continuation 50 mediclaim policies 50 lifetime maximums 50 Blue Shield PPO 50 FEHBP enrollees 50 VGLI 50 PPO EPO 50 Preferred Provider Organizations PPOs 49 policyholder 49 PPOs 49 accounts HRAs 49 UnitedHealthcare 49 MediCare 49 Medicaid enrollees 49 Medicare Advantage PPO 49 HSA enrollees 49 PMBs 49 LTCH 49 Medicare HMO 49 Medicare Advantage PFFS 49 noncovered 49 Plan HDHP 49 Aetna PPO 49 formularies 49 reimbursement arrangements HRAs 49 CDHP 49 Program FEHBP 49 Aetna Medicare Advantage 49 DHMO 49 pay copays coinsurance 49 CHAMPVA 49 Medishield 49 accounts HSAs 49 Medigap supplemental insurance 49 ConfiDent R 49 TRICARE Prime 48 multiemployer 48 Secure Horizons 48 postemployment 48 HMOs 48 Medicare reimburses 48 CDHPs 48 LTCH PPS 48 Grandfathered plans 48 deferred annuity 48 Critical Illness 48 ratio MLR 48 ConnPACE 48 LTCi 48 Flexible Spending Accounts 48 Premiums 48 mediclaim policy 48 MLRs 48 BCBSM 48 MassHealth 48 Hospitalisation 48 CHAMPUS 48 nonpreferred 48 Preferred Provider Organization 48 Community CCRx 48 Long Term Disability 48 Mcare 47 HSAs HRAs 47 COBRA premiums 47 NYSHIP 47 Advantra Freedom 47 nonhospital 47 Health Reimbursement Arrangement 47 preauthorization 47 elective deferral 47 Flexible Spending Account 47 HealthChoice 47 Sum Assured 47 CCRx 47 Medco PLAN 47 UM UIM coverage 47 Ingenix OptumHealth 47 mediclaim 47 MCOs 47 Preferred Provider 46 Variable Interest Amount 46 donut hole 46 GHI HMO 46 Advantage enrollees 46 THB# #mn 46 Health Savings Account 46 VBID 46 cashless hospitalization 46 dual eligibles 46 Flexible Spending 46 insurers 46 insureds 46 MPSERS 46 Medicare Advantage enrollees 46 covering elective abortions 46 MS DRGs 46 MediShield 46 AccessTN 46 Dual eligibles 46 insurance premiums 46 HCPCS codes 46 HSA HDHP 46 ceding commissions 46 MassHealth Medicaid 46 benefits copayments deductibles 46 Aetna CIGNA 46 gainsharing 46 DMEPOS supplier 46 RIPAE 46 Reinsurance Assumed 46 Medicare HMOs 46 Medigap supplemental coverage 46 payors 46 Underinsured Motorist 46 DenteMax 46 PEBB 45 reimbursement 45 Dual Eligibles 45 Medi Cal Healthy Families 45 inpatient hospitalization 45 FEDVIP 45 variable remuneration 45 Health Reimbursement Accounts 45 unsubsidized COBRA 45 MHPAEA 45 SIMPLE IRA 45 TriCare 45 Loss Ratio MLR 45 insurance 45 unreimbursed medical 45 BlueMedicare 45 Cigna Corp 45 AHPs 45 PCMH model 45 CIGNATURE Rx 45 Medicare premiums deductibles 45 Medicaid reimbursement 45 policyholder dividends 45 DMEPOS suppliers 45 HMOS 45 MGUs 45 Physhield Insurance Exchange 45 AARP MedicareRx Plan 45 underinsured motorist coverage 45 Medicaid 45 Cigna Aetna 45 Voluntary Employee Beneficiary Association 45 MedicareAdvantage 45 Medicaid reimburses 45 AVMA GHLIT 45 Uninsured motorist 45 Medisave 45 BCBSIL 45 Medigap insurance 45 MAMSI 45 SGLI 45 Medi Cal 45 Highmark Blue Shield 45 Medigap coverage 45 Retiree Drug 45 MXN# #mn 45 Disproportionate Share 45 Assigned Risk 45 Loss Ratio 45 Medicare Advantage premiums 45 PSNs 45 FICA taxes 45 UCare 45 Medicaid recipients 44 Tricare 44 Variable Universal 44 Navitus 44 insurer Cigna 44 Aetna HealthFund 44 deferred loan origination 44 Medicare Advantage beneficiaries 44 RVUs 44 Borrowing Fee 44 SecureHorizons 44 SIMPLE IRAs 44 Mediclaim policy 44 elective deferrals 44 Unicare 44 MS DRG 44 Flexible Spending Accounts FSAs 44 actuarially sound 44 Trip Interruption 44 Medi Cal recipients 44 PPACA 44 WellPoint UnitedHealth 44 Anti Kickback Statute 44 Bonnie Milani 44 TRICARE 44 multiemployer defined 44 Gentle EVER 44 CDHP enrollees 44 insurances 44 Archer MSAs 44 PTNS therapy 44 Personal Injury Protection 44 EyeMed 44 Health Reimbursement Arrangements 44 Medicare reimbursement 44 Medicare Prescription Drug 44 annuitization 44 retrocessions 44 OptumHealth Ingenix 44 Blue Cross 44 mini med 44 HRAs 44 FQHCs 44 nonacute 44 CSRS retirees 44 reversionary bonus 44 Advantra 44 NCQA accredited 44 DailyMed ™ 44 Interest Amount 44 PEEHIP 44 ACOs 44 Medicare Advantage HMO 44 Blended churn 44 VHAP 44 recoupments 44 Health Plans HDHPs 44 HealthFund 44 UM UIM 43 Expense ratios 43 HumanaOne 43 Medicare Medicaid 43 MediCal 43 Mediclaim 43 Interest accrues 43 Elderplan 43 CSRS Offset 43 PTNS treatments 43 restrictive formularies 43 COBRA 43 Hoosier Healthwise 43 Reinsurance recoverables 43 CQ HealthBeat reports 43 MinnesotaCare 43 PMPM basis 43 enrollee 43 Employer Sponsored 43 HACs 43 outlier payments 43 BlueCare 43 PACENET 43 IRA withdrawals 43 calling #-#-MEDICARE 43 HPHC 43 Coverage EPIC 43 Ulip 43 Aetna Specialty Pharmacy 43 CareAdvance 43 PBMs 43 UnitedHealthcare Ovations 43 Multiemployer 43 BlueChoice HealthPlan 43 UNICARE 43 Peachcare 43 Medi CareFirst 43 EUTF 43 repealers already 43 Traditional IRAs 43 CIGNA 43 Slome explains 43 indexed annuity 43 DRGs 43 Insurance Index AMBULH 43 Rite Aid RX 43 PA DSS PABP 43 NQDC 43 utilizers 43 Deferred Compensation Plans 43 Social Security COLAs 43 Medicare Beneficiary 43 MHIP 43 prudent layperson 43 Aexcel 43 biologic DMARDs 43 HECM Standard 43 actuarially 43 nonadmitted 43 organizations MCOs 43 Medicare Advantage HMOs 43 Maximum Rollover 43 Persistency 43 Mastercard Visa accepted 43 RRGs 43 MCARE 43 payor 43 MinuteClinics 43 GAMC 43 Tricare Prime 43 Aetna Cigna 43 IBNR 43 HSAs 43 CIGNA Dental 43 BCBSMA 43 System IPPS 43 Spectera 43 colon cancer screenings 43 FHCF 43 Reimbursement Rates 43 accretable 43 UCare Minnesota 43 keyman insurance 43 Title XIX 43 CSRS annuity 43 indemnity 43 NPIs 43 Cigna 43 GMWB 43 Blue Shield HMO 43 Meritain 43 IRA Roth IRA 43 AultCare 43 PCIP 43 FCHP 43 BCBS 43 Payors 43 VPI Pet Insurance 43 Guaranteed Minimum Death 43 GRANISOL 43 actuarial calculations 43 InsPro Enterprise 43 reinsurance treaties 43 EPSDT 43 Behavior Spotlight 42 deferred variable annuity 42 LTCHs 42 Disproportionate Share Hospital 42 ROP Term 42 persistency 42 BOLI COLI 42 overinsured 42 Medicare Advantage Prescription Drug 42 Payor 42 annuity 42 nondeductible IRAs 42 Second T3 Instalment 42 Grandfathered 42 policyowner 42 accounts FSAs 42 inpatient rehabilitation facilities 42 preventive screenings 42 loan origination fees 42 Van Faasen 42 preretirement 42 annuitant 42 Med Supp 42 unfunded accrued 42 CASE HOSPICE SUPPLIES 42 Assurant Inc 42 Medicare donut hole 42 Medicare Advantage MLR 42 HSA 42 lapsation 42 Secure Horizons Medicare Advantage 42 donut hole gap 42 Norman CQ HealthBeat 42 PPOs HMOs 42 WAEPA 42 Blue Shield BCBS 42 SCHIP Extension 42 PBGC insures 42 COBRA subsidy 42 NYSE SKP 42 Unfunded Liability 42 nonhospital providers 42 Excellus 42 includible 42 MemberHealth 42 multiemployer pension 42 Compcare 42 #l k 42 Clinical CareAdvance 42 poorer Washingtonians 42 Medicare reimbursements 42 Capitation 42 insurer 42 Medi Cal beneficiaries 42 WisconsinCare 42 Prescription Drug Benefit 42 worksite employee 42 Save Flexible Spending 42 Pneumonia vaccinations 42 EpiPen Auto Injector 42 MedCost 42 Hospitalization 42 Univera 42 CAHs 42 Preferred Rx 42 zidovudine lamivudine 42 BCBSA 42 Nonqualified 42 Mail Handlers 42 EAIG 42 Primary Care Provider 42 Withdrawal Benefit 42 living adjustment COLA 42 Physician Fee 42 guaranty associations 42 Expense Reimbursement 42 Coverages 42 Fund FHCF 42 Ancillary Care Services 42 GMIB 42 AARP MedicareRx Preferred 42 Cigna HealthCare 42 Grandfathered Plans 42 Plan OHIP 42 Must preregister 42 Medicare Advantage membership 42 FERS annuity 42 COBRA coverage 42 Heart Transplant Recipients 42 Dependent Care 42 inpatient hospitalizations 42 locum tenens physicians 42 RiverSource Life 42 subsidized COBRA 42 ICHIP 42 Premium DRIP 42 Innovent Oncology 42 Cheryl Matheis 42 HMO PPO POS 42 Penalizes employers 42 GMDB 41 pensionable salary 41 retrocessional reinsurance 41 Elderly Pharmaceutical 41 Ingenix database 41 PersonalCare 41 Aetna Inc AET.N 41 Metcare 41 MedicareRx 41 ikaEnterprise 41 Bima Account 41 subaccount 41 BCBSRI 41 BHCG 41 RUGs 41 MercyCare 41 Stated Amount 41 MCCSR ratio 41 IDTF 41 coronary revascularization procedures 41 Excess Cash Flow 41 unreduced 41 insured 41 Guaranteed Minimum Withdrawal Benefit 41 UIM coverage 41 Defined Benefit 41 ConfiDent ® 41 Primary Care Providers 41 colorectal cancer screenings 41 Risk Retention Groups 41 indemnity insurers 41 preexisting conditions 41 HEALTH INSURANCE Individuals 41 re imbursements 41 Smaller webcasters 41 Capital BlueCross 41 Americhoice 41 NCQA Accredited 41 Debt prepayment 41 Patient Protections 41 Gainsharing 41 HumanaDental 41 withholdable payment 41 Jeevan Akshay 41 MCare 41 CVS Caremark PBM 41 Regence Blue Shield 41 Physician referral 41 CIGNA HealthCare 41 Vitality Re 41 HealthChoices 41 AmeriHealth Mercy 41 CaliforniaChoice 41 guideline concordant 41 www.trinityonline.org 41 preexisting condition 41 Flexible Savings Accounts 41 Humana Aetna 41 Calderon Cedillo 41 Trip Cancellation 41 precertification 41 Anthem WellPoint 41 AccuQuote.com 41 Teladoc 41 CeltiCare 41 PrevCareMD 41 DSH payments 41 mammograms Pap smears 41 FQHC 41 Defined Contribution Plan 41 Regence 41 Guaranteed Minimum Withdrawal 41 actuarially determined 41 Fish Parcham 41 Van Ribbink 41 catastrophe reinsurance reinstatement 41 MedAmerica 41 CastlePoint Re 41 POHs 41 Uninsured Motorist 41 Denti Cal 41 ISMIE 41 SANCTURA SANCTURA XR VANTAS 41 DirigoChoice 41 HealthWave 41 UNITEDHEALTH GRP 41 Humana Medicare Advantage 41 Dental PPO 41 Aetna 41 Megace R ES 41 MRMIB 41 ProvenCare 41 Wellpoint Inc 41 dually eligible 41 nonvested 41 BCBSKC 41 HealthAssurance 41 noncancelable 41 gross pa AER 41 Hoosier Rx 41 aldosterone antagonist 41 Medi Cal reimbursement 41 CarePlus 41 Low Mileage Discount 41 ICD therapy 41 ERISA 41 Powdered formula 41 FSAs HRAs 41 LifeGuard Freedom 41 AAHP HIAA 41 XOPENEX Inhalation Solution 41 Employers Liability Compulsory 41 nonqualified 41 CMTPL 41 CNY# #mn 41 deductible IRAs 41 MAHP 41 NBCR risks 41 INSURANCE MANDATE Almost 41 Vioxx prescriptions 41 Dirigo Choice 41 NCQA accreditation 41 EHR Incentive Programs 41 ofpatients 41 surveyed PCPs 41 Ron Fontanetta principal 41 SGR formula 41 payroll deduction 41 HDHP HSA 41 IRFs 41 voluntary contributions AVCs 41 Formularies 41 Drug Benefit 41 InRoomMD 41 COBRA Consolidated Omnibus 41 specialty pharmacy 41 bandits shoving 41 Healthplans 41 Unearned Premiums 41 AllOne 41 CareCredit 41 Accrued severance 41 Accountable Care Organizations ACOs 40 young invincibles 40 PRPP 40 Medicaid HMO 40 Keystone Mercy 40 captive reinsurance 40 Dismemberment Benefit 40 CEO Bruce Bodaken 40 Inc AET AET 40 PBGF 40 GSPHMO 40 loratadine 40 Outpatient Prospective Payment 40 BCBSNC 40 EUR1 #mn 40 spousal IRA 40 Maternity Allowance 40 Piecemeal reform 40 Reichard CQ HealthBeat 40 Lump sum payments 40 mortality morbidity 40 Organization QIO 40 BadgerCare Core 40 Loss Ratios 40 Special Needs Plans 40 FutureScripts 40 PAAD 40 OTCBB VSUR leading 40 Benistar Plan 40 healthplan 40 SelectCare 40 Guaranteed Minimum Income 40 Choice PPO 40 REQUIREMENTS FOR INDIVIDUALS Individuals 40 REQUIREMENTS FOR EMPLOYERS Employers 40 FAFLIC 40 nonadmitted insurance 40 Life Insurance SGLI 40 enrolees 40 BES Vida 40 ULIP 40 Excess Liability 40 uninsureds 40 Dismemberment 40 PQRI reporting 40 APTIVUS ritonavir 40 PLIC 40 OHIC 40 FSAs 40 preventable readmissions 40 DSCRs 40 reimbursements 40 Carewise Health 40 Amended PCC 40 nonretirement accounts 40 www.eHealthInsurance.com 40 policyholders 40 #/deposit 40 Shared Savings 40 BCBSD 40 BENICAR HCT 40 Periostat 40 CDPHP 40 Medicade 40 Dr. Dynasaur 40 PLADs 40 Excellent Accreditation 40 Consolidated Omnibus Budget 40 Lump sums 40 MAIF 40 WellPoint NextRx 40 noninterest bearing transaction 40 Eligible Participant 40 UnitedHealth 40 prescription drug 40 nurse practitioners physician 40 Modernization Act MMA 40 UniCare 40 benefit managers PBMs 40 Medicare prescription 40 Mainspring Managed 40 PHCS Network 40 PEHP 40 screening colonoscopies 40 BadgerCare Plus 40 Primary Care Physician 40 reimburses 40 Informal Agreements 40 CareAdvance Enterprise 40 Separate Account 40 Policyholder 40 RRIF withdrawal 40 injectable medications 40 insur ance 40 unitrust 40 MedPAC recommendations 40 ROCKY MOUNTAIN NURSES HOME 40 SummaCare 40 Preventive Care 40 Professional Liability PL 40 actuarially sound rates 40 endodontics periodontics 40 GAMC enrollees 40 HUSKY 40 Discontinued Lines 40 HPMR 40 SGLI coverage 40 MULTAQ 40 Averde 40 stavudine d4T 40 Medicaid DSH 40 Kaiser Permanente HMO 40 MIPPA 40 PVNBP 40 HospiScript Services LLC 40 PMPM premiums 40 FERS 40 geriatric syndromes 40 HealthPartners 40 dispensed prescriptions 40 FSAs HSAs 40 SEP IRAs 40 WellPoint 40 RAAs 40 nonsedating antihistamine 40 franking credits attached 40 Gross Premiums Written 40 PEIA 40 Pharmacy Benefit 40 chickenpox vaccine netted 40 Dawgman.com AKA Dawgman.com Premium 40 Hiscox Guernsey 40 DeRaleau 40 wealthier Medicare beneficiaries 40 Uninsured Underinsured Motorist 40 Prospective Payment 40 rifapentine 40 Aetna Humana 40 QDIA 40 PharmaCare 40 Medical Malpractice Liability 40 Medication Compliance 40 Health Incorporated GHI 40 First Horizon Msaver 40 HARTFORD Aetna 40 CoverColorado 40 FFIs 40 prepayment penalty 40 Employer Provided 40 Posterior Tibial Nerve Stimulation 40 Blue Shield 40 de tariffed 40 Davila #-# 40 Medicare Beneficiaries 40 MedPAC 40 HealthTrans Access 40 unplanned readmissions 40 Amschwand 40 Wellmark 40 CPT codes 40 TPAs 40 non cancelable 40 paycheck deductions 40 Critical Illness Cover 40 customer overdraws 40 Shipping Packing 40 CIGNALinks 40 FERS retirees 40 Employer Sponsored Health 40 Alliance CompleteCare 40 VIST Insurance 40 immunizations physicals 40 HOW MANY COVERED 40 concessional contributions 40 HEDIS 40 CalWORKS recipients 40 benzos 40 reinsuring 40 FSA HRA 40 Careington 40 P4 Pathways 40 guaranty reinsurance 40 OptionCare 40 Party Administrators TPAs 40 AdultBasic 40 call #-#-MEDICARE #-#-#-# 40 nonelderly residents 40 nonqualified deferred compensation 40 Understanding BCAR 40 BlueChoice R 40 QuickCare 40 OASDI 39 MoneyGuard 39 Whit Cornman spokesman 39 Reimbursements 39 UltraCare 39 SGST 39 Immediate annuities 39 Conseco Insurance 39 viatical settlement 39 PDP MLR 39 Utilization Management 39 Coverdell ESAs 39 Adam Sonfield 39 j Represents 39 negatively amortizing 39 spokeswoman Helen Stojic 39 WellPoint Anthem parent 39 MediCare International 39 healthcare payor 39 colon resections 39 Insurantz.com offers 39 inpatient 39 Savings Account MSA 39 Retirement Savings Account 39 annuities 39 Medicare Advantage Special Needs 39 HIPAA Privacy Rule 39 eHealthInsurance.com 39 minimum distributions RMDs 39 NCQA Accreditation 39 amortizing 39 #k #b 39 annuitizing 39 Exclusions 39 DNoA 39 ERRP 39 need costly MediGap 39 CareGain 39 SCHIP enrollees 39 Keiki Care 39 workersa compensation 39 adultBasic enrollees 39 Truvada Viread 39 Risk Retention Group 39 inactivity fees 39 Colcrys 39 Reimbursement 39 tetanus diphtheria acellular pertussis 39 nonqualified retirement 39 Affordable Care 39 intercompany reinsurance 39 HAART regimen 39 origination fee 39 multiemployer pension plans 39 ob gyns 39 MMSEA 39 affecting mortality morbidity 39 adjustments COLAs 39 Insureds 39 RegenceRx 39 Nexalign 39 multispecialty physician 39 FAIR Plan 39 Solutions Lance Urbas 39 PreferredOne 39 ceded reinsurance 39 ConnectiCare 39 Morphy Auctions possession 39 dreaded donut hole 39 CastlePoint Insurance 39 MCCSR 39 RESTAT 39 NTSP 39 AmerUs 39 ambulatory infusion pumps 39 reinsurance ceded 39 subaccounts 39 Lump sum 39 Joseph M. Zubretsky 39 mso font pitch 39 SHIPs 39 statins fibrates 39 medication nonadherence 39 Express Scripts Caremark 39 insurnace 39 Jeworrek 39 EOBs 39 meningococcal conjugate vaccine 39 workmen comp 39 reinsurance recoverables 39 merchant chargebacks 39 Fixed annuities 39 ActiveHealth 39 CDHC 39 BeneFIX 39 Preferred Provider Network 39 medicaid 39 nonelderly 39 Assistance Percentage FMAP 39 noninsured 39 chronic illnesses 39 healthinsurance 39 periodically reassessed 39 undeducted contributions 39 Bodily Injury 39 Supplies DMEPOS 39 Prescription Pathway 39 Premera Blue Cross 39 CompleteCare 39 Fac Re 39 Liability Coverage 39 Uninsured Patients 39 Professional Indemnity 39 retrocessional coverage 39 iMingle 39 #k/year . 39 noninterest bearing deposit 39 Immediate Annuity 39 prescriptions 39 uninsurance 39 five-year/# ,# mile [002] 39 insurace 39 ehealthinsurance.com 39 checkups immunizations 39 Excess Workers Compensation 39 PEBTF 39 WellPoint PBM 39 KitchenAid dishwasher 39 Ulips 39 ambulatory EMR 39 annuitize 39 Healthplan 39 MO HealthNet 39 Woolhandler 39 Health Savings Accounts 39 hepatitis B vaccination 39 Minimum Sum 39 alternate payee 39 nbAccelerator 39 underinsured motorist 39 Earned Premiums 39 LTCI 39 Symetra Life 39 EMTALA 39 BadgerCare Plus Core 39 CSHCN 39 nonexempt employees 39 Magazine newstand price 39 Prescription Drug Coverage 39 uninsured 39 unnecessary readmissions 39 Covered Entity 39 Claims Payable 39 DamanDaman 39 HMO enrollees 39 Variable Annuity Life 39 Medicaid RACs 39 colorectal screenings 39 Guidewire PolicyCenter ®