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(Click for frequent words.) 88 impairment charge 80 goodwill impairment charge 79 asset impairment 75 asset impairments 75 goodwill impairment 73 goodwill impairments 72 write downs 69 writedown 68 noncash impairment charge 67 pretax 67 impairment 67 intangible impairment 66 non recurring 66 unrealized losses 66 OTTI charges 65 asset write downs 65 writedowns 65 discontinued operations 65 inventory write downs 64 goodwill writedown 64 impairments 64 OTTI charge 64 noncash impairment 64 intangible asset impairments 64 write offs 63 amortization expense 63 intangible assets 63 valuation adjustments 63 OTTI 63 noncash charge 62 noncash goodwill 62 intangible assets impairment 62 temporary impairment OTTI 62 temporary impairments 61 noncash impairments 61 intangibles impairment 61 intangible asset 61 identifiable intangibles 60 temporary impairments OTTI 60 noncash goodwill impairment 60 amortizable intangible assets 60 asset writedowns 60 nonrecurring items 60 valuation allowance 60 amortization 59 unrealized gains 59 valuation allowances 59 hedge ineffectiveness 59 debt extinguishment 59 Write downs 59 pension curtailment 58 goodwill intangible 58 pretax writedowns 58 noncash pretax charge 58 noncash accounting 58 debt extinguishments 58 OTTI write downs 58 unrealized derivative 58 unrealized derivative gains 58 nonrecurring expenses 58 noncash pretax 58 compensation expense 58 Excluding goodwill impairment 58 FDIC indemnification 57 owned OREO 57 asset valuation allowance 57 writeoffs 57 intangibles amortization 57 noninterest expenses 57 DAC unlock 56 MSR hedging 56 currency remeasurement 56 identifiable intangible assets 56 Harland Clarke tradename 56 lease terminations 56 early extinguishments 56 OREO properties 56 unrealized derivative gain 56 Excluding discontinued operations 56 diluted share 56 Impairments 56 noncash writedown 56 noncash 56 Impairment 56 preopening expenses 55 goodwill amortization 55 Adjusted EBITDA excludes 55 c Excludes 55 unrealized hedging 55 netincome 55 Real Estate Owned OREO 55 asset impairments restructuring 55 Surface Specialties acquisition 55 intangible impairments 55 accretion expense 55 pretax goodwill impairment 55 LIFO adjustment 55 unallocated expenses 55 unrealized depreciation 55 Timeshare segment 55 AMF Ultra Short 55 net realizable 55 unfavorable variance 54 MSR impairment 54 intangible amortization 54 uncollectible accounts receivable 54 f Represents 54 foreign currency remeasurement 54 OREO valuation 54 d Represents 54 aftertax charge 54 accelerated depreciation 54 depreciable assets 54 aftertax gain 54 Supervalu 3Q 54 OREO write downs 54 Impairment Charge 54 NOL utilization 54 Negatively impacting 54 Partnered Brands segment 54 divestitures 54 IAROC 54 MSR valuation 54 pretax noncash 54 OSIs 53 LIFO expense 53 identifiable intangible 53 LIFO inventory valuation 53 accruals 53 loan chargeoffs 53 depreciation amortization 53 #.# perdiluted 53 unevaluated properties 53 Catastrophe losses 53 noninterest expense decreased 53 noninterest expense 53 early extinguishment 53 LIFO adjustments 53 nonrecurring 53 pretax noncash charges 53 items affecting comparability 53 repossessed assets 53 affecting comparability 53 j Includes 53 operatingincome 53 DAC unlocking 53 b Excludes 53 currency translation 53 non capitalizable 53 inventories revalued 53 unrealized gain 52 Pretax 52 Unizan merger 52 Noninterest expense decreased 52 unrealized derivative losses 52 net chargeoffs 52 nonroutine income 52 unfavorably impacted 52 Scantron segments 52 Excluding nonrecurring items 52 excluding goodwill impairment 52 reinstatement premiums 52 recourse indebtedness 52 MFB Corp 52 MtM gains 52 Pretax profits 52 doubtful accounts receivable 52 c Consists 52 depreciation 52 nondeductible expenses 52 OREO 52 unamortized deferred 52 nonoperating items 52 nonoperating expense 52 nonaccruing loans 52 FHLMC preferred stock 52 marketable securities 52 exceptionals 52 #.#per diluted 52 unconsolidated investee 52 nonaccruals 51 charge offs 51 per dilutedshare 51 unamortized deferred financing 51 LIFO accounting 51 f Reflects 51 excludes unrealized gains 51 Valuation allowance 51 EURO#.# [002] 51 asset disposals 51 Asset impairments 51 derivative liabilities 51 Reconciling Items 51 adopting SFAS #R 51 Accelerated depreciation 51 DiaMed acquisition 51 acquired intangible assets 51 inventory obsolescence 51 Visa indemnification 51 fiscal# 51 thefourth quarter 51 SFSB transaction 51 Impairment Charges 51 writeoff 51 operating income1 51 Normalised earnings 51 ended September# 51 intercompany loans 51 c Reflects 51 FDIC indemnification asset 51 aftertax 51 BlackRock MLIM transaction 51 Unusual Items section 51 unamortized issuance costs 51 remeasurement 51 Oilseeds Processing 51 excluding nonrecurring 51 Equity Investees 50 intersegment transactions 50 Thomas Regout operations 50 Partially offset 50 unallocated corporate 50 depreciable real estate 50 prioryear 50 c Represents 50 Unusual Items 50 Octane Additives 50 thirdquarter 50 Interest expense decreased 50 nonoperating income 50 accounts receivable balances 50 Visa MasterCard antitrust 50 LIFO inventory 50 postretirement benefit 50 equity investee 50 Discontinued Operations 50 Harland Acquisition 50 amortisations 50 Segment EBIT 50 d Reflects 50 Underlying EBIT 50 Pro forma adjustments 50 g Represents 50 Filtran Microcircuits Inc. 50 stock basedcompensation 50 Goodwill impairment 50 Including discontinued operations 50 unrealized appreciation 50 Equinix excludes 50 profitsharing 50 doubtful debts 50 pro forma adjusted EBITDA 50 loan originations totaled 50 unrealized gains losses 50 unrealized 50 remeasurements 50 noninterest income 50 b Represents 50 nonaccrual loans 50 amortizable 50 b Reflects 50 Qualcomm Strategic Initiatives 49 EUR -#.# [001] 49 LAE reserves 49 uncollectable receivables 49 deductible goodwill impairment 49 Noninterest expenses 49 b Includes 49 -Josephine Marcotty 49 normalized EBIT 49 SEK -#.# [002] 49 severance accruals 49 divestiture 49 writebacks 49 TEB adjustment 49 unamortized financing 49 b Relates 49 realizable value 49 lien RMBS 49 EUR# mn [001] 49 Pro forma EPS 49 noncash amortization 49 Ps.#.# [007] 49 uncollectible receivables 49 SEK -#.# [001] 49 unconsolidated subsidiaries 49 unamortized debt 49 depreciations 49 exclude noncash 49 Net income 49 noncash unrealized 49 Interest Expense Interest expense 49 recoverables 49 receivable balances 49 realizability 49 Debt Extinguishment 49 accrual reversal 49 deconsolidation 49 infrequently occurring 49 undepreciated 49 Movado boutiques 49 restructuring 49 #.#ma [005] 49 PLRMBS 49 Restructuring impairment 49 EBIT 49 depreciation amortization impairment 49 Items impacting comparability 49 accretion DD & 49 Writedowns 49 CTVgm 49 nonoperating expenses 49 Background Screening segment 49 GBP #.#m [003] 49 loss NOL carryforward 49 noncash pretax impairment 49 balance sheet deleveraging 49 Individual Annuities segment 49 incentive accruals 48 continuingoperations 48 PTOI 48 LIFO reserve 48 Discontinued operations 48 Asset impairment 48 Taco Cabana restaurants 48 Pro forma Adjusted EBITDA 48 discount accretion 48 accrual 48 SEK -#.# -#.# [003] 48 Geoffrey Beene outlet 48 Consolidated Adjusted EBITDA 48 DKK #m 48 AGY Asia 48 adjusted EBITDA 48 accretable 48 Excluding 48 goodwill writeoff 48 Unfavourable Changes 48 Positively impacting 48 intersegment eliminations 48 nonoperating 48 Underlying pretax 48 Derivative Liabilities 48 acquired intangibles 48 c Relates 48 #.#/diluted share 48 loss carryforwards 48 Chemicals Segment 48 NETg acquisition 48 LIFO inventory reserve 48 IBNR reserves 48 EUR -#.# -#.# [001] 48 #compared 48 LIFO liquidation 48 Possible Loan Losses 48 impaired OTTI 48 deferred loan origination 48 unconsolidated investments 48 depletion depreciation 48 ATCF 48 headcount reductions 48 administrative expenses 48 USD#.#m USD#.# per [002] 48 investees partially offset 48 unabsorbed overhead 48 MA PFFS 48 Non GAAP adjusted EBITDA 48 invoiced shipments 48 railcar deliveries 48 US#.#m [002] 48 GSCT program 48 hefty goodwill impairment 48 Ps.7 48 HCRY 48 pro forma basis 48 COS Restructuring 48 OxyVinyls 48 Excludes goodwill 48 EDITDA 47 JasmineSola brand 47 Asset Impairment Charge 47 Bois d' Arc's 47 non amortizing intangible 47 Than Temporary Impairments 47 Non recurring 47 Dhs1 #m 47 EnPro consolidated 47 ChannelRe 47 diluted EPS 47 leaseback transactions 47 c Includes 47 CHF#.#bn [002] 47 SFr#.#bn [001] 47 millioncompared 47 Cobalt Gordian 47 FSAH acquisition 47 leasehold improvements 47 - Adjusted [028] 47 efficiency ratio teb 47 nonaccruing 47 earnings 47 thequarter 47 SKr#.#bn [003] 47 reinsurance recoveries 47 SFAS No. 47 Unrealized gains 47 nonperforming assets 47 contractual minimums 47 excluding exceptionals 47 SurfControl deferred revenue 47 NOI decreased 47 acquisitions dispositions 47 excluding depreciation depletion 47 distort comparability 47 depletion calculation 47 EBITDA 47 Specified Items 47 shutdowns asset impairments 47 Pro forma 47 Realized gains 47 obsolete inventory 47 Incurred losses 47 excluding unrealized gains 47 hedging instruments 47 JPY#.# billion [004] 47 Noninterest expense 47 ofapproximately 47 losses 47 Drivetrain segment 47 amort 47 ninemonths 47 JPY#.# billion [003] 47 MSR valuation adjustments 47 monoline exposures 47 FSAH Acquisition 47 negatively impacted 47 WWS Divestiture 47 amortization DD 47 FAFLIC 47 Pro forma net 47 Consolidated EBITDAR 47 compensation accruals 47 adjusted EBITDAR 47 unabsorbed fixed manufacturing 47 divesture 47 currency translations 47 Fully diluted earnings 47 derivative instruments 47 asset impairments severance 47 adjusted Ebitda 47 EURO#.# [001] 47 Covered Loans 47 FAS #R expense 47 non cancelable lease 47 JPY#.#bn [001] 47 SILO LILO charges 47 BPPR reportable segment 47 Variable Interest Entities VIEs 47 FIN #R 47 pershare 46 reinsurance commutations 46 Huarun minority interest 46 NOL carryforwards 46 Stendal mill 46 undepreciated assets 46 nonperforming asset 46 Excludes depreciation 46 non accrual 46 Asset Impairment 46 establishing valuation allowance 46 per share1 46 securitized receivables 46 Preopening 46 timberland disposals net 46 unfavorable variances 46 Intangibles Goodwill 46 EBITDAO 46 mainline CASM excluding 46 Depreciations 46 Transeastern JV 46 EBITA 46 proforma basis 46 SunPower incurs amortization 46 unamortized portion 46 #.#/BOE [002] 46 partially offset 46 Real Estate Owned 46 warranty accruals 46 Excludes amortization 46 Noninterest expense totaled 46 Vinyls segment 46 undesignated hedges 46 Total noninterest expenses 46 divestments 46 excludes nonrecurring items 46 pro forma EBITDA 46 expenses LOE 46 depreciable asset 46 FAS CAS pension 46 prepayment speeds loan originations 46 Alcott Routon intangible assets 46 favorably impacted 46 Adjusted Earnings 46 SKr#.#bn [001] 46 LOCOM 46 Pretax profit 46 PMPS brand 46 Impairment Losses 46 gross margin 46 Goodwill Impairment 46 impacting comparability 46 tax npat 46 equity accounted investees 46 amortization EBIDTA 46 excluding depreciation amortization 46 sale leaseback transaction 46 noninterest expense partially offset 46 Paperboard Packaging segment 46 EBIT amounted 46 taxes EBDDT 46 INOVA Geophysical 46 unabsorbed manufacturing 46 MSEK -# [002] 46 divestures 46 KD#.#m [002] 46 LIFO provision 46 carryforwards 46 deconsolidating 46 Total noninterest expense 46 Amortisation EBITDA 46 Currency translation 46 SKr#m 46 posts 3rd qtr 46 Olefins Polyolefins 46 performing loans NPLs 46 asset dispositions 46 adopting SFAS 46 Fazenda Nova Mine 46 LibertyBank Acquisition 46 Than Temporary Impairment 46 Fully diluted EPS 46 nonperforming loans totaled 46 Nonrecurring 46 - Adjusted [025] 46 unamortized 46 Exceptional Items 46 unabsorbed fixed costs 46 Intangible amortization 46 Lasertel subsidiary 46 - Adjusted [016] 46 Crisa acquisition 46 adjusted EBIT 46 - - Income [002] 46 Adjustments Inventory 46 Homebuilding pretax 46 Adjusted EBITDA 46 House2Home 46 exchangeable debentures 46 refranchising transactions 46 MEUR -#.# 46 EBITDAF 46 Ps.6 46 adjusted2 45 consolidated balance sheet 45 SEK -#.# [003] 45 JPY#.# billion [001] 45 depreciation depletion amortization 45 #Q'# 45 primarily attributable 45 subaccounting fees 45 Licorice Products segment 45 Pigments segment 45 SEK -# 45 distributable earnings 45 Iceland Latvia Lithuania 45 hefty writedowns 45 -Gottron 45 Mortgage Servicing Rights 45 Hesperion acquisition 45 profit 45 MNOK #.# 45 E#.#m [002] 45 securitized cardmember loans 45 Nonperforming assets totaled 45 Pro forma EBITDA 45 PGS Onshore acquisition 45 unproved properties 45 EUR#.#million 45 Downstream CCS 45 Writedown 45 credit carryforwards 45 - - Earnunderwent resection 45 Timberland disposals net 45 - SegmentPrincess Dina Mired 45 Nonoperating 45 ebita 45 Billable headcount 45 Tecstar Automotive Group 45 LIFO inventory adjustments 45 DJO Merger 45 Identifiable intangible assets 45 TWACS NG software 45 Fabricated Products segment 45 A#.#m [005] 45 Nonutility 45 posts 1st qtr 45 Normalized EPS 45 intersegment revenues 45 DSD Dairy segment 45 £ #.#ma [005] 45 Noninterest income 45 bln usd writedown 45 invoiced shipment 45 Impaired loans 45 Loan originations 45 CASM excluding fuel 45 CIC convertible debenture 45 #,#,# #,#,# Impairment 45 pretax profit 45 amortize goodwill 45 loan outstandings 45 Significant Items 45 Reported Unaudited Condensed 45 Adjusted EBIT 45 unconsolidated investees 45 chargeoff 45 pro forma 45 noncurrent loans 45 Wireline segment 45 Goodwill impairment - [002] 45 Than Temporarily Impaired 45 Chevis C. 45 SFSB Inc. 45 £ #.#m £ #.#m 45 Pro forma adjusted EBITDA 45 Oilseeds Processing operating 45 FAS CAS Pension 45 Polymer Additives segment 45 TRUPs 45 LPT Agreement 45 business acquired VOBA 45 quarter# 45 - - EarningsGordan Strachan 45 hedging derivative instruments 45 DSG Canusa 45 NA HME 45 operating loss carryforwards 45 chargeoffs 45 property revaluations 45 BIBP 45 Noninterest Expense Noninterest expense 45 EBDDT 45 estimated undiscounted 45 amortization #,#,# 45 purchased intangible assets 45 amortization EBITDA 45 retroactive reinstatement 45 Noninterest 45 Recurring EBITDA 45 Previously Securitized Loans 45 unproved acreage 45 ALLL 45 Textile Effects 45 actuarial liabilities 45 BioMarin Genzyme LLC 45 Ebita 45 currency fluctuations 45 Ps.3 45 Tikcro holdings 45 unconsolidated affiliate 45 Unallocated corporate 45 Evaporative Cooling segment 45 #.# mln aud 45 FASB Statement #R 45 Sfr#.#bn [002] 45 commodity derivative instruments 45 NMHG Retail 45 multibillion dollar writedown 45 Promotions.com subsidiary 45 depreciation amortization depletion 45 Core FFO 45 intersegment sales 45 noncash intangible 45 amortization OIBDA 45 n#.# [002] 45 guaranty insurers 45 ascompared 45 Corus Aluminum 45 MSRs 45 SFAS #R 45 Wireline adjusted EBITDA 45 Second Quarter Highlights 45 Efficiency ratio excluding 45 NONRECURRING ITEMS 1 45 refranchised 45 EEV basis 45 Net Loss 45 MDS Proteomics 44 Rs.#.#cr 44 anniversaried 44 ABCP holdings 44 consolidated balance sheets 44 GAAP 44 Variable annuity deposits 44 SchoolHouse division 44 uncollectible accounts 44 noninterest expense totaled 44 GBP #.#m [001] 44 CHF#.#bn [003] 44 COLI policies 44 EUR#.#b 44 4Q FY# 44 equity method investees 44 expensed 44 SEK #.#M #.# 44 Ps.#.# [002] 44 CDO writedowns 44 Purchased intangible assets 44 Operating expenses 44 Debt extinguishment costs 44 THB#.#bn [001] 44 Ps.4 44 -Celine Dion Eric Clapton 44 FAS #R 44 DAC offsets 44 LOCOM adjustment 44 nonperforming loans 44 deemed uncollectible 44 fuel CASM 44 Filtran 44 Items affecting comparability 44 FASB Interpretation No. 44 noncurrent assets 44 liabilities 44 ResCap GMAC mortgage 44 FNMA preferred 44 nonconsolidated affiliate 44 Embedded Derivatives 44 Arlon Coated Materials 44 EBIAT 44 AcG 44 Acquired Intangible Assets 44 fullyear 44 SFr#.# billion [002] 44 Adjusted diluted 44 Volvo Jaguar Land 44 Other Specified Items 44 mboepd 44 Exterran stockholders 44 RLEC adjusted EBITDA 44 #.#-#.# bln usd [004] 44 SFAS 44 undrawn revolver 44 Consolidated OIBDA 44 LIFO inventory adjustment 44 SS NOI 44 Transeastern joint venture 44 accretable yield 44 Preopening expenses 44 intercompany eliminations 44 KD#.# [004] 44 nonutility 44 sameperiod 44 Giant supermarket chains 44 Reclassification adjustment 44 Noncash 44 excluding nonrecurring items 44 posts 4Q 44 rating downgrades 44 earnings pershare 44 principally attributable 44 amortization EBITA 44 Tax Expense 44 Adjusted Ebitda 44 Restructuring asset impairments 44 intercompany balances 44 OTCBB ISGT today 44 -Edelsberg 44 ebit 44 EBITDA1 44 postretirement benefit plans 44 Xantic acquisition 44 Scantron segment increased 44 SEK#.#bn [004] 44 Interest expense 44 USD#.#m USD#.# [001] 44 netsales 44 Depreciation Amortization Taxes 44 Senior Secured Term 44 Adjusted 44 SEK#.#m [003] 44 AED#.#m 44 GBP#.# billion [001] 44 unbilled revenue 44 Filmyard Holdings LLC 44 assuming AMLI 44 USD #.#bln [001] 44 European Windstorm Xynthia 44 Asset Backed Commercial 44 Fourgous transfers 44 Domestic Car Rental 44 narrows 2Q 44 unamortised 44 RCOP 44 SEK#.#m [002] 44 depletable base 44 nine monthsended 44 posts 4th qtr 44 Discontinued Businesses 44 upholstery fabrics segment 44 #.#bn writedown 44 - - Income [009] 44 Revaluations 44 SEK#.# billion [003] 44 nonperforming assets totaled 44 noncovered loans 44 nonaccrual 44 unamortized premiums 44 ebay.com shopping.com StubHub.com 44 Operating Income 44 reinsurance commutation 44 retrospectively adjusted 44 Steel narrows 1Q 44 RO#.#m 44 PDP MLR 44 cardmember spending 44 specially serviced assets 44 Partially offsetting 44 Maritech 44 derivative contracts 44 Asset Retirement Obligation 44 Amortiz 44 - INVESTING ACTIVITIES [004] 44 unamortized discount 44 npat 44 CHF#m [002] 44 restructurings 44 REVENUE Revenue 44 purchased intangibles 44 Goodwill impairment charge 44 nonperforming residential 44 Intangibles amortization 44 LILO transactions 44 ceded reinsurance 44 Panamax Bulk Carrier 44 - Adjusted [006] 44 Lillie Rubin 44 CAD#m [002] 44 Rmb#.# [006] 44 noncurrent liabilities 44 TJX 1Q 44 Fundo Wheels 44 notes receivable 44 SigmaKalon acquisition 44 #.#/BOE [001] 44 perpetual debentures 44 dry dockings 44 - Loss [024] 44 adjusted EDITDA 44 SFr#.#bn [003] 44 - Loss [013] 43 No. #R SFAS 43 FQ = fiscal 43 Net chargeoffs 43 capitalizable 43 non gaap 43 - - Net [047] 43 reasonably estimable 43 Diluted earnings 43 Order Backlog 43 Re eng 43 doubtful accounts 43 expense LOE 43 Restructuring 43 Addback Depreciation 43 ceding commissions 43 pretax writedown 43 MDP Transaction 43 Comparable coffeehouse 43 extinguishment 43 Tenovis 43 Subordinate MBS portfolio 43 Cleco Midstream 43 Pro Forma EBITDA 43 quarter 43 defeased loans 43 Univeyor 43 Brooks Eckerd acquisition 43 WhiteWave Morningstar 43 adjusted EBITDAS 43 FASB #R 43 excludes noncash 43 client reimbursables 43 SmartGrowth Deposits 43 NTIC joint ventures 43 Scantron segment decreased 43 Accounting Guideline AcG 43 QSI segment 43 LAST YEAR 'S QUARTER 43 Assumed provision 43 loss carryforward 43 Announces Debt Refinancing 43 depreciation depletion 43 securitization trusts 43 AVONEX multiple sclerosis 43 - IncoMudug 43 mandatorily redeemable preferred 43 Non GAAP Diluted EPS 43 nonaccrual loan 43 ¥ #.#bn [002] 43 Slightly offsetting 43 junior subordinated debentures 43 Accretion expense 43 shortline railway 43 Iridesse subsidiary 43 Federal Mogul Alapont 43 Ps.2 43 downward repricing 43 amortized cost 43 j Represents 43 capital expenditures 43 posts 3Q 43 Vitrocrisa 43 income1 43 BankFinancial 43 MSEK -# [001] 43 partly offset 43 Malaucene facility 43 Mortgage loan originations 43 amortized 43 - - Income [022] 43 SEK#.# billion [001] 43 bonus accruals 43 Lubrizol Additives segment 43 windstorm Xynthia 43 Excluding acquisitions divestitures 43 dollar denominated intercompany 43 Shurgard Europe 43 Eur #,# 43 #,# ADMTs 43 Currency fluctuation 43 SEK#.#m [001] 43 - - Non GAAP [008] 43 - -Justin Timberlake Boyz 43 Performance Coatings segment 43 derivative instrument 43 loss carrybacks 43 excludes depreciation amortization 43 AIFRS 43 sublease recoveries 43 excluding divestments 43 TRY1 #.# 43 amortization OIBA 43 Realised Earnings 43 - - [019] 43 Commodity Margin 43 subordinated CMBS 43 - Adjusted [003] 43 Headline earnings 43 excluding BIBP 43 - Loss [034] 43 Restructuring Charges 43 Magna Racino TM 43 proforma EPS 43 Chlor Alkali segment 43 amortization ebitda 43 cash flows 43 Xceed Mortgage Trust 43 MEP Joint Venture 43 Fixed annuity 43 Compensation Expenses 43 deposit intangible 43 MCLP 43 -Brookfield Asset Management BAMa.TO 43 Inc. OTC CDCO 43 Brooks Eckerd stores 43 Unrealized derivative 43 LIFO 43 AOCF 43 EBIT beia 43 Adjusted Timeshare 43 Adjusted OIBDA excludes 43 tables summarize 43 Haights Cross 43 thecompletion 43 adjusted EBITA 43 gross margins 43 Neurobionix 43 ııı#.# billion [001] 43 dunnage bag 43 -By DON HUNTER 43 Pharmacia Monsanto 43 unabsorbed fixed overhead 43 VIEs 43 USD#.#m USD#.# per [001] 43 EBDT 43 Mainline CASM 43 mainline CASM 43 JLG acquisition