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(Click for frequent words.) 82 premiums 74 insurance 67 deductibles 64 insurers 62 Deductibles 62 deductible 61 Premiums 59 insured 59 Insurance 58 malpractice premiums 57 deductibles copays 57 Insurance Premiums 57 insurer 56 deductable 56 uninsured 56 insurances 56 premiums deductibles 55 nongroup 55 malpractice insurance 55 NYSHIP 55 Insurers 55 workmen comp 55 overinsured 54 workers' compensation 54 pocket maximums 54 uninsured motorist 54 copayments deductibles 54 Michigan Catastrophic Claims 53 workman compensation insurance 53 workers comp 53 Personal Injury Protection 53 policyholders 53 PEEHIP 53 deductibles copayments 53 copays 53 lifetime maximums 52 HSAs 52 HDHPs 52 subsidized COBRA 52 Mcare 52 EI premiums 52 nonparticipating providers 52 MAIF 52 Malpractice premiums 52 FAIR Plan 52 uninsured underinsured motorist 52 workmen compensation 51 ISMIE 51 insurace 51 copayments coinsurance 51 grossly underinsured 51 salaries 51 costs 51 underinsured motorist coverage 51 CDHPs 51 Uninsured Motorist 51 taxes 51 FEHBP enrollees 51 surance 51 windstorm deductibles 51 HDHP 50 workman comp 50 Workers comp 50 premiums copays 50 mediclaim 50 CNY# #mn 50 Medicare reimbursements 50 pensions 50 reimbursements 50 Deductible 50 workman compensation 50 deductibles coinsurance 50 Superintendent Alessandro Iuppa 49 Rosanne Placey spokeswoman 49 contributions NICs 49 copays deductibles 49 skyrocketing malpractice 49 PEIA 49 nonworking spouses 49 Liability Insurance 49 Underinsured Motorist 49 Plan OHIP 49 actuarially sound 49 deductible coinsurance 49 insurnace 49 Renter insurance 49 healthinsurance 49 copayments 49 Kristin Milam 49 Workers Compensation Insurance 49 spokeswoman Rosanne Placey 49 Copays 49 accounts HSAs 49 policyholder 49 nonhomesteaded properties 48 Allstate Floridian Indemnity 48 uninsureds 48 CMTPL 48 unfunded retiree 48 wages 48 uninsurance 48 workers' comp 48 casualty insurance 48 Medigap policies 48 Assigned Risk 48 COBRA premiums 48 uninsured Marylanders 48 self insured retentions 48 insur ance 48 ratio MLR 48 sleepwear infants 48 Flexible Spending Accounts 48 uninsured Coloradans 48 Medicare Advantage premiums 48 HMO 48 paycheck deductions 48 covering elective abortions 48 Health Savings Accounts 48 underinsurance 48 Employers Liability Compulsory 47 incomes 47 unreimbursed expenses 47 HMOs 47 Coverage EPIC 47 ineligible dependents 47 college tuitions 47 actuarial soundness 47 Snapshot SM 47 unfunded accrued 47 underinsured motorist 47 copayment 47 workers deductibles copays 47 payroll withholdings 47 Workman Comp 47 consultant Robert Laszewski 47 FICA taxes 47 Elective abortions 47 premiums deductibles copays 47 Fronstin 47 Julie Rochman spokeswoman 47 RRGs 47 reimbursement arrangements HRAs 47 Health Reimbursement Account 47 nsurance 47 MXN# #mn 46 Employer Sponsored Health 46 HSA enrollees 46 Allstate Indemnity 46 Dirigo Choice 46 HEALTH INSURANCE Individuals 46 Accident Forgiveness 46 WEA Trust 46 Insurance VPI 46 Critical Illness 46 High Deductible 46 Plan HDHP 46 detariffed regime 46 medical malpractice 46 MESSA 46 MediGap 46 pensionable salary 46 Low Mileage Discount 46 underfinanced pension 46 THB# #mn 46 Researcher Anne McCartt 46 CDHP 46 preexisting conditions 46 WAEPA 46 Minimum wage earners 46 coinsurance 46 annuities 46 MPSERS 46 excise tax 46 Stranger Originated Life 46 hourly wages 46 CSRS annuity 46 noninsured 46 nonrenewals 46 Thruway tolls 46 Sallie Hillmon 46 de tariffed 46 insurable 46 payroll deductions 46 insureds 46 Californians foretells skyrocketing 46 Casualty Insurance 46 Janashree Bima Yojana 46 uncompensated care 46 actuarially 46 INSURANCE 46 Unfunded Liability 45 Social Security COLA 45 Uninsured 45 DirigoChoice 45 FEHB 45 HOW MANY COVERED 45 Mediclaim 45 TPFT 45 Uninsured motorist 45 Coverages 45 Insure Montana 45 uninsured Tennesseans 45 allowable copays 45 UM UIM coverage 45 TMLT 45 EUR1 #mn 45 FEGLI 45 unfunded liability 45 Calderon Cedillo 45 windpool 45 Massachusetts Interlocal Insurance 45 copay 45 Amy Danise 45 AccessTN 45 Eileen Mallow 45 Workman Compensation 45 reinsurance reinstatement 45 reimbursment 45 SGLI coverage 45 sheltered annuity 45 Hibernian Aviva 45 Casualty Insurance Co. 45 Hiscox Bermuda 45 health care 45 code unfairly penalizes 45 Allstate Floridian Insurance 45 monthly repayments 45 RIte Care 45 KidsCare Parents 45 professional indemnity 45 keyman insurance 45 young invincibles 45 de tariffing 45 Gentle EVER 45 re imbursements 45 unsubsidized COBRA 45 Medicaid 45 Navigators Specialty 45 turnpike tolls 45 Insurer 45 GSPHMO 45 AHPs 45 policyholder dividends 45 HSA HDHP 44 Van Ribbink 44 PBGF 44 Dick Luedke spokesman 44 HSA 44 Sandy Praeger Kansas 44 Karen Pollitz 44 Tillinghast Towers Perrin 44 healthplan 44 Medicaid caseloads 44 reinsurance 44 Catastrophe losses 44 insure 44 actuarially justified 44 Employer Sponsored 44 adjustments COLAs 44 Beth Umland 44 CSRS retirees 44 insures 44 Allstate Floridian 44 PRSI contributions 44 nonrenewed 44 HRAs 44 nonsubsidized 44 VGLI 44 payroll deduction 44 policyholder surplus 44 Bodily Injury 44 nonretirement accounts 44 Wage freezes 44 prebates 44 Medi caid 44 reinsurers 44 FEHBP 44 across theboard 44 IBNR levy 44 rates 44 MaineCare reimbursements 44 pension 44 AMERISAFE actively markets 44 casualty insurers 44 Azal Sigorta 44 preventive screenings 44 Maintenance Organizations 44 AVCs 44 mortgage repayments 44 FIGA assessment 44 Employer Provided 44 Nicole Mahrt spokeswoman 44 pensionable salaries 44 reimbursement 44 MyRate 44 Medigap 44 biweekly paycheck 44 Self Insured 44 bene fits 44 Joanne Mallon 44 HealthChoice 44 Salaam Halal 44 IMRF 44 Paul Fronstin 44 Medicare Advantage PFFS 44 Underinsurance 44 Andy Goldby 44 noncontributory 44 actuaries 44 Casualty Intermunicipal Fund 44 payouts 44 outsource janitors 44 MIIA 44 noncovered 44 nonlife insurance 44 Source Keoghs 44 Uncompensated care 44 Program FEHBP 44 insuring 43 Medigap supplemental insurance 43 undeliverable refunds 43 CoverTN 43 Unum Provident 43 medical malpractice lawsuits 43 VHAP 43 Medicare 43 Mastercard Visa accepted 43 Medi Cal reimbursements 43 underinsured 43 Bethlehem Steel retirees 43 WorkCover premiums 43 preexisting condition 43 nonadmitted 43 Julianne Bowler 43 Hurricane Catastrophe Fund 43 detariffed 43 Denti Cal 43 2 wks Vac 43 BestHealthcareRates.com 43 Umbrella Liability 43 Citizens Property 43 med mal 43 Inc. NASDAQ HCII 43 mileage reimbursement 43 uninsurables 43 Reliable Individual Health 43 guaranty associations 43 Medicare Supplement 43 MassHealth Medicaid 43 MAG Mutual 43 PLN# #mn 43 NFIP 43 Wu Dingfu chairman 43 salary 43 Medicare Advantage 43 Worker Compensation 43 Holdings AMEX UVE 43 MaineCare recipients 43 written NPW 43 mini med 43 confiscatory penalties 43 Womer Benjamin 43 Behavior Spotlight 43 Bob Lotane spokesman 43 living adjustment COLA 43 expenses 43 Reinsurance Assumed 43 Anthem BlueCross BlueShield 43 HSA compatible 43 actuarially sound rates 43 PMPM basis 43 Bharti AXA General 43 ANICO 43 Reinsurance recoverables 43 recordation taxes 43 retirees 43 AdultBasic 43 stakeholder pensions 43 UM UIM 43 Insurance SSDI 43 mediclaim policies 43 Mcare Fund 43 BCBSND 43 Health Reimbursement Arrangement 43 underinsured motorist UIM 43 insurees 43 Balboa Reinsurance 43 malpractice payouts 43 unvouchered expense 43 Whit Cornman spokesman 43 Conning Research 43 homesteaded properties 43 Allstate 43 Humana nyse HUM 43 Chamber BlueOptions 43 TennCare recipients 43 nonlife premiums 43 PPO HMO 43 contributory pensions 43 INSURANCE MANDATE Almost 43 Maximum Rollover 43 Motorcycle fatalities 43 spokesman Ioannis Kazanis 43 BrickStreet 43 Underinsured 43 Stakeholder pensions 43 professional indemnity PI 43 undeliverable refund 43 compulsory superannuation contributions 43 rescissions 43 Disaster Response Organisation 43 workersa compensation 43 AIK Comp 42 Allstate Geico 42 Salaries 42 Mbask 42 levies 42 wealthiest Californians 42 OEBB 42 COLI BOLI 42 commercial multiperil 42 noninsurance 42 medigap 42 insure.com 42 PBGC insures 42 Property Casualty Insurance 42 fees 42 shipping packing crating 42 Commissioner Diane Koken 42 Medicare Advantage membership 42 frivolous malpractice lawsuits 42 PERS 42 E ZPass tolls 42 FSAs HRAs 42 Van Faasen 42 Pete Kuhnmuench executive 42 BlueChoice 42 welfare caseloads 42 Gainsco Auto 42 ex penses 42 Worker Comp 42 nonelderly residents 42 Insurance Contributions NICs 42 employers 42 COBRA Consolidated Omnibus 42 MinnesotaCare 42 VPI Pet Insurance 42 uninsured underinsured 42 Insuring 42 indemnity 42 annuity 42 noncurrent loans 42 Retirement Savings Accounts 42 tuition 42 occupational pension 42 Medicade 42 HEALTH INSURANCE 42 FHCF 42 taxi fares 42 nonhospital providers 42 Preferred Provider Organizations 42 tax 42 employers PRSI 42 moorage fees 42 actuarial 42 HOA dues 42 FSAs HSAs 42 tuitions 42 Ingenix databases 42 unfunded actuarial accrued 42 WellPoint Anthem 42 ARS# #mn 42 Unreimbursed 42 Premium Hikes 42 dockage fees 42 COE quota 42 surtaxes 42 COBRA coverage 42 repealers already 42 mileage reimbursements 42 unfunded pensions 42 spokesman Dick Luedke 42 Dick Cauchi 42 Regence BlueCross 42 FSAs 42 Workmen Compensation 42 PRSAs 42 Medicaid reimbursements 42 biweekly paychecks 42 paychecks 42 Flexible Savings Accounts 42 Automobile Insurance 42 Anthem WellPoint 42 Jerry Hagins 42 Professional Liability Insurance 42 commissioner Steve Poizner 42 Medishield 42 ad valorum taxes 42 renter insurance 42 surcharge 42 Per diems 42 Health Reimbursement Accounts 42 multiperil 42 EUTF 42 SCHIP enrollees 42 Carly Glick 42 insurability 42 nonwage 42 Slome notes 42 Iffco Tokio 42 PEBP 42 MediShield 42 #k/year . 42 Jodi Alberts 42 NZ Superannuation 41 Geoff Souser Progressive 41 Medicaid reimbursement 41 Policyholders 41 RRSP contributions 41 Loss Ratio MLR 41 BadgerCare 41 eHealthInsurance.com 41 Healthy Families Program 41 HEALTH INSURANCE Small 41 Nominal incomes 41 PEBB 41 employer 41 medically underwritten 41 incomes barely budged 41 Mr Makove 41 Professional Liability PL 41 monthly outgoings 41 IndyMac depositors 41 WellPoint Anthem parent 41 spokesman Bill Mellander 41 Medicare HMOs 41 Earned Premiums 41 nonelderly 41 Empire Surplus Lines 41 HDFC Ergo General 41 tort reform 41 supplemental Medigap 41 prescription contraceptives 41 ProMutual 41 liability 41 Companies ACIC 41 wages Ecton 41 Regence BlueCross BlueShield 41 MedicareAdvantage 41 payraise 41 Dirigo Health 41 HSAs HRAs 41 reinsuring 41 Medicare Advantage Plans 41 Jerry Ripperger 41 TWIA 41 Unfunded pension liabilities 41 Assessed values 41 Retirement Savings Account 41 Grandfathered plans 41 NCUSIF 41 homestead deduction 41 WholesaleInsurance.net 41 Workers Comp 41 FICA withholding 41 Furkat Kasimov 41 PAYG installments 41 Aetna HealthFund 41 Taxes 41 Alfa Mutual 41 COBRA continuation 41 Temporary Disability 41 BlueCare 41 Lump sums 41 Persistency 41 undeducted contributions 41 minumum wage 41 itemized deduction 41 SGLI 41 PEHP 41 actuary 41 noneconomic damage 41 nonresident tuition 41 inforce premium 41 CarInsurance.com 41 MLRs 41 medicaid 41 Laszewski 41 medically uninsurable 41 shriveling wages 41 spendable income 41 SelectHealth 41 multiemployer defined 41 Jesse Slome executive 41 Medicare Medicaid 41 Gross Written Premiums 41 BOLI COLI 41 Health Plans HDHPs 41 Unitrin Direct 41 Earned premiums 41 Ellen Melchionni 41 excise taxes 41 bills 41 poorer Washingtonians 41 membership dues 41 Joint Underwriting 41 Nunez Perata 41 RRIF withdrawals 41 BadgerCare Plus 41 Byron Udell founder 41 nonhomestead 41 unfunded liabilities 41 STAR rebate checks 41 restrictive formularies 41 insurer WellPoint 41 itemizers 41 Medicare enrollees 41 paycheck withholdings 41 unfunded actuarial liability 41 reversionary bonus 41 insurors 41 Caseloads 41 Loss Ratio 41 dunning taxpayers 41 ehealthinsurance.com 41 deductions 41 savings 41 Mila Kofman 41 Multi Peril 41 Medisave accounts 41 nonhomesteaded property 41 ConfiDent R 41 payrises 41 Copayments 41 nonworking spouse 41 MBASK 41 MCARE 41 reinsurance recoverables 41 ICHIP 41 BCBS 41 Coverdell accounts 41 MYR# #mn 41 Medically Needy Program 41 Blue Cross 41 Blue Shield PPO 41 recoup overpayments 41 www.insurance auto insurance 41 FireMed 41 infants Sundlof 41 nonrepresented 41 overpayments 41 Alonso Zaldivar 41 NYPIUA 41 Reinsurers 41 lapsation 41 Illinois Mine Subsidence 41 recoverables 41 Insurance Commissioner Nonnie 41 accounts HRAs 41 IBNR 40 Empire BlueCross 40 nonhomestead property 40 Reimbursement Accounts 40 Muerth 40 workers' compensation insurance 40 insurer Medibank Private 40 SCHIP 40 casualty reinsurance 40 Ken Ambos 40 Florida Hurricane Catastrophe 40 Firemans Fund 40 Disability Insurance 40 Rob Schweers 40 guaranty reinsurance 40 spousal IRA 40 miscellaneous deductions 40 nonhospital 40 loan origination fees 40 ARKids First 40 Casualty Ins 40 MEMIC 40 pay 40 Professional Indemnity 40 TexasSure 40 Stakeholder Pensions 40 James Wrynn 40 MinnesotaCare enrollees 40 Fish Parcham 40 Jeager Junior 40 Associa client 40 TMRS 40 Medicare recipients 40 Benefits Program FEHBP 40 Symbility Solutions automates 40 giant Fortis NV 40 Critical Illness Insurance 40 TFN NEWS BRIEFING Banking 40 ceding commissions 40 Spending 40 Penalizes employers 40 Medi Cal Healthy Families 40 elective deferral 40 expenditures 40 consulting actuary 40 CIRMA 40 Aegon Religare 40 taxs 40 Lotane 40 PurinaCare Pet Health 40 preventable hospitalizations 40 spokeswoman Kristin Binns 40 underwriters Fidelity 40 advanceable 40 Wage earners 40 Peachcare 40 Morgan Stanley Healthcare Payor 40 MEEMIC Insurance Company 40 Marijuana potency 40 HECS debts 40 insurer LV = 40 concessionally taxed 40 Transamerica Occidental Life 40 recoupments 40 LTCi 40 Average SAT scores 40 Underfunded pension 40 Insurance SSDI benefits 40 Brickstreet 40 inforce premiums 40 multiemployer pension plans 40 Cigna 40 EMIs 40 Crop Hail 40 UnitedHealthCare 40 discourage frivolous lawsuits 40 NAICO 40 Individual Annuity 40 von Ebers 40 SOGAZ 40 GEICO Indemnity 40 Jim Donelon 40 adjustment COLA 40 mortality morbidity 40 healtcare 40 mill levies 40 insurance.com 40 unplanned absences 40 hourly wage 40 Property Taxes 40 AALTCI 40 Preferred Provider Organizations PPOs 40 Long Term Disability 40 Interest Expenses Salaries 40 curbing malpractice lawsuits 40 HealthWave 40 difficulty affording 40 Medisave 40 nonemployer firms 40 WellPoint UnitedHealth 40 PPF levy 40 homestead exemptions 40 takehome pay 40 concessional contributions 40 MCare fund 40 superannuation payouts 40 Medicaid recipients 40 Limra 40 casualty insurer 40 Paul Fronstin director 40 EI claimants 40 catastrophe reinsurance reinstatement 40 PruProtect 40 Stephan Christiansen 40 NEBCO 40 monthly MetroCard 40 Annotti 40 Paid Vacations 40 Health Savings Account 40 wheelage tax 40 Coinsurance 40 ben efits 40 uncollectibles 40 Liability 40 misclassify employees 40 Contributory 40 Professional Liability 40 Chrissy Pearson spokeswoman 40 miscellaneous itemized deductions 40 NJ FamilyCare 40 Homestead Rebates 40 mortgages resetting 40 unscheduled absenteeism 40 Tina Shortle marketing 40 Beardall embezzled 40 Mail Handlers 40 Loretta Worters spokeswoman 40 affecting mortality morbidity 40 Medicare HMO 40 invalidity pensions 40 COLAs 40 postemployment 40 Retirement Accounts 40 Personal bankruptcies 40 surtax 40 income earners 40 Amica Mutual 40 TripSense 40 nonstandard auto 40 Robert Zirkelbach 40 AutoOne 40 Mishandled baggage 40 MoTs 40 compensation 40 Monclova Monterrey highway 40 paycheck 40 Medi Cal reimbursement 40 Social Security COLAs 40 Unfunded liabilities 40 Insurance Fraud 40 Cornhill Direct 40 uninsured Pennsylvanians 40 PELL grants 40 COBRA subsidies 40 noneconomic damages 40 Gerling Global 40 Regence Blue Shield 40 Health insurer Cigna 39 Medicaid enrollees 39 INDIANAPOLIS WellPoint 39 EHIC card 39 WholeCamels Bad sign 39 minimum wage 39 Assessed valuations 39 Ulips 39 Mark Delegal lobbyist 39 Medicare premiums deductibles 39 Rescissions 39 contributory pension 39 WellPoint Anthem Blue 39 Chronic diseases 39 COE premiums 39 actuarially equivalent 39 non itemizers 39 Operating Percentages 39 surcharges 39 CGNU Life 39 PHP# #mn 39 Overdraft fees 39 Membership dues 39 recissions 39 Inc. Nasdaq NSUR 39 JUA 39 withholdings 39 Flexible Spending Account 39 KidCare enrollment 39 Specialty Lines 39 Accommodation Supplement 39 unscheduled absences 39 BlueOptions 39 uncollectible reinsurance 39 Jobseeker allowance 39 Lisanbys 39 refundable Earned Income Tax 39 deductible IRAs 39 homesteaded property 39 nonsalary 39 PCIP 39 levy 39 miles traveled VMT 39 Property Casualty 39 paratransit fares 39 fuel surcharges 39 Medi Cal recipients 39 Tenncare 39 HMOs PPOs 39 HCRA 39 NYSIF 39 AMERISAFE INC. AND SUBSIDIARIES 39 monthly Metrocards 39 liveable wage 39 Tax 39 Radiation Exposure Safety 39 mortgage 39 NBGH 39 Bharti Axa General 39 IBNR reserves 39 insuresupermarket.com 39 Medicare beneficiaries 39 Kathleen Stoll 39 fixed annuities 39 reinsures 39 Rutterschmidt berated Golay 39 Lavarreda 39 MaineCare 39 HealthMarkets 39 GHI HMO 39 life expectancies 39 Uninsured Underinsured Motorist 39 agent Tye Strickland 39 Saver Credit 39 SSNIT contributions 39 COBRA subsidy 39 S CHIP 39 itemizing deductions 39 rebilling 39 Dearness allowance 39 WCIRB 39 Berkshire Hathaway Reinsurance 39 wage freeze 39 Mary Beth Senkewicz 39 Insurances 39 Archer MSAs 39 Stamp Duty threshold 39 assessed valuation 39 nonrepresented employees 39 FEMA reimburses 39 MediCare 39 Workers Comp Rate 39 wage 39 Bharti Axa Life 39 Superintendent Mila Kofman 39 lowincome families 39 frivolous lawsuits 39 SCHIP reauthorization bill 39 FDIC insures 39 HSCRC 39 homestead exclusion 39 Casualty Insurance Guaranty 39 Belshé 39 wage earners 39 premia 39 mortgages 39 nonemployer 39 4percent 39 Inc. NASDAQ MIGP 39 homestead exemption 39 monthly prebate 39 Soc Sec 39 SCHIP eligibility 39 Bellwin scheme 39 Variable annuity 39 Trip Cancellation 39 Dr. Rohack 39 limiting noneconomic damages 39 ULIPS 39 Motor Insurers 39 unreimbursed medical 39 Insurance Underwriting 39 multistate corporations 39 LIMRA 39 Employee Benefits 39 ConfiDent ® 39 Mr Trudgill 39 WellPoint 39 OHIC 39 dissaving 39 Badgercare 39 nonstandard automobile 39 unhelmeted riders 39 SSI SSP 39 FSCS levy 39 Flood Insurance 39 Liquor Liability 39 Diane Koken 39 MCOs 39 PMPM 39 unaffordable 39 VAT PAYE 39 interest rates 39 Jim Poolman 39 CIGNA 39 hardship withdrawals 39 indexed annuity 39 SFY #-# 39 mediclaim policy 39 payments 39 Swiftcover.com 39 Advisen Ltd. 39 actuarially determined 39 malpractice 39 Plans ULIPs 39 LIMRA International 39 Mutual Insurance 39 Repossessions 39 benefits copayments deductibles 39 Valiant Specialty 39 lump sum payouts 39 Casualty 39 Unsubsidized 39 Coverdell ESAs 39 cost 39 travelinsurance.co.uk offers convenient 39 detariffing 39 HDFC Chubb 39 NYIA 39 Soybeans grains 39 Specialty Casualty 39 Jeevan Aastha 39 enrollees