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(Click for frequent words.) 80 mortgage servicers 79 servicers 70 loan modifications 65 mortgage lenders 64 loan modification 64 Mortgage servicers 62 borrowers 62 HAMP 61 distressed borrowers 61 foreclosure prevention 61 delinquent borrowers 59 HomeEq 59 lenders 59 Home Affordable Modification 58 servicer 58 loan servicer 57 foreclosure 57 mortgage servicer 57 distressed homeowners 56 Home Affordable 55 AHMSI 55 mortgage brokers 55 mortgage 55 mortgage originators 55 foreclosures 55 HOPE NOW 55 mortgagors 55 robo signing 54 loan originators 54 HAMP modification 54 borrower 53 Ocwen 53 Ocwen Financial Corp. 53 Servicers 53 Loan servicers 53 Loss Mitigation 53 mortgages 52 RESPA 52 Lenders 52 foreclosure moratoriums 52 HAMP modifications 51 HOPE NOW alliance 51 FHFA 51 subprime lenders 51 Ocwen Financial 51 HAFA 51 homeowners 50 FHA insured mortgages 50 subprime borrowers 50 robosigning 50 delinquent loans 50 Saxon Mortgage 50 HOPE NOW Alliance 50 Litton Loan Servicing 50 subprime loans 50 HomEq Servicing 50 Real Estate Settlement Procedures 50 GMAC Mortgage 50 Home Affordable Refinance 49 Homecomings Financial 49 TransLand 49 robo signing controversy 49 foreclosed properties 49 FHASecure 49 Loan Modification 49 Countrywide 49 Cenlar 49 HOPE LoanPort 49 HAMP servicers 49 Foreclosure Prevention 49 REO properties 48 foreclosure proceedings 48 FHA 48 mort gages 48 redefaults 48 mortgagees 48 lenders servicers 48 Home Mortgage Servicing 48 Freddie Mac 48 Mavent 47 permanent HAMP modifications 47 HAMP mods 47 Home Affordability Modification 47 LNR Partners 47 Foreclosure 47 lender Countrywide 47 Mortgage originators 47 brokers appraisers 47 Home Affordable Foreclosure 47 Streamlined Modification Program 47 FedMod 47 NYSE FNM PRM 47 Mortgage Modification 47 predatory lending 47 CitiMortgage 47 option ARMs 47 foreclosure filings 47 Stephanie Dhue reports 47 lender Accredited 47 HECMs 47 lender 46 GMAC ResCap 46 Master Servicer 46 Homeownership Preservation Foundation 46 Mavent Expert System 46 foreclosure affidavits 46 Fannie Mae 46 securitizer 46 Ocwen Loan Servicing 46 GSEs 46 Foreclosure Prevention Working 46 NOD LIS 46 Freddie Mac FMCC.OB 46 HomEq 46 IndyMac 46 robo signers 46 Treating Customers Fairly 46 FFELP lenders 46 HVCC compliance 46 robo signing scandal 46 Loan Modifications 46 Mortgage Disclosure 46 securitizers 46 mortgage originator 46 mortgage lender 46 Foreclosure Relief 46 Homeownership Preservation 46 Mortgage Fraud 46 IndyMac Bancorp. 46 FHA insured loan 46 predatory lending practices 46 Homeowner Affordability 45 avoidable foreclosures 45 Mortgage 45 HOEPA 45 Hardest Hit Fund 45 RxOffice 45 Nationstar 45 QRM definition 45 NovaStar Mortgage 45 nonprime mortgage 45 riskiest borrowers 45 securitized mortgages 45 seriously delinquent borrowers 45 jumbo loans 45 mortgage securitizers 45 Countrywide Financial 45 appraisers 45 nontraditional mortgages 45 Borrowers 45 Dan Frahm 45 Homeowner Assistance 45 robo signer 45 Robo Signing 45 securitized loans 45 HUD FHA 45 Residential Funding 45 Alternatives HAFA 45 default notices 45 conforming mortgages 45 subservicing 45 Subprime lenders 45 cramdowns 45 MERS 45 HEMAP 45 Ameriquest 45 foreclosed 45 credit grantors 44 delinquencies 44 Homeownership Centers 44 bureaucratic runarounds 44 creditworthy borrowers 44 Program HAMP 44 pressuring appraisers 44 Colorado Foreclosure Hotline 44 Act RESPA 44 NYSE OCN 44 Clarifire 44 spokeswoman Amy Bonitatibus 44 mortgagers 44 Home Affordable Modifications 44 unsophisticated borrowers 44 mortgage loan originations 44 Fannie Mae FNM.N 44 subprime mortgages 44 Ally Financial 44 Ocwen Financial Corp 44 debtors 44 foreclosed homes 44 cramdown 44 FHA loans 44 Equity Conversion Mortgages 44 eMortgages 44 rate mortgages ARMs 44 HomeSaver Advance 44 HUD 44 redefault 44 HomeEq Servicing 44 Subprime mortgage 44 unscrupulous lenders 44 FannieMae 44 assignee liability 44 Card issuers 44 American Securitization Forum 44 Hanzimanolis 44 GMAC Mortgage unit 44 predatory lenders 43 Foreclosure Alternatives Program 43 Mortgage Servicer 43 Fannie Mae FNM.P 43 nonprime loans 43 HELOCs 43 IndyMac Bancorp Inc 43 Primary Mortgage Origination 43 insured depository institutions 43 nonprime mortgages 43 adjustable rate 43 Select Portfolio Servicing 43 Operation Malicious Mortgage 43 Loan Modification Programs 43 ComplianceAnalyzer 43 FHA borrowers 43 borrower refinances 43 nonjudicial foreclosures 43 Homeowner HOPE Hotline 43 HMFA 43 subprime adjustable 43 foreclosing 43 DocMagic 43 SoftSecond 43 OFHEO 43 originators 43 Merscorp 43 REOs 43 MLEC 43 refinanced mortgages 43 refinancers 43 MortgageIT 43 Barofsky 43 HECM loans 43 mortagage 43 subprime ARMs 43 inflated appraisals 43 subprime mortgage 43 thrifts 43 Fannie Mae FNMA.OB 43 OneWest 43 mortgage loan origination 43 Homeowner HOPE TM 43 LoanCare 43 card issuers 43 overextended borrowers 43 Subservicing volume 43 Short Refi 43 ResMAE 43 NMLS 43 Rels Valuation 43 FirstClose TM 42 FHA insures 42 mortgager 42 Home Loan Modification 42 tax preparers 42 CNYCN 42 Anti Predatory Lending 42 FDIC Bair 42 Mortgage Bankers 42 GMAC Ally 42 Treasury Troubled Asset 42 Foreclosure Mediation Program 42 Federal Loan Modification 42 homebuilders 42 hybrid ARMs 42 Homeownership Preservation Office 42 HUD OIG 42 Valuation Code 42 Homeowner HOPE ™ 42 Bailout watchdog 42 FHA Secure 42 NACA counselors 42 homebuyers 42 Citgroup Wells Fargo 42 Ofheo 42 downpayment assistance 42 SIGTARP 42 Faith Estimate 42 Lenders Holding Co 42 IndyMac Bancorp Inc IMB.N 42 Mortgage Modifications 42 Lender Processing Services 42 Gina Proia spokeswoman 42 Stolen Dreams 42 Home Modification Program 42 Freddie Mac FMCC 42 Freddie Mac FRE.N 42 subservicer 42 Jumana Bauwens spokeswoman 42 Robo signers 42 credit bureaus 42 FNM PRN 42 Lenders Holding Co. LEND.O 42 SONYMA 42 HomePath 42 NFIP 42 Conduct HVCC 42 Prommis Solutions 42 foreclosure steamroller 42 Loan Modification Program 42 Homeowner Toolbox 42 REO Optimizer 42 subordinate lien holders 42 nonjudicial foreclosure 42 Foreclosure Hotline 42 Aegis Mortgage 42 Agency FHFA 42 FHA insured mortgage 42 Servicer 42 loan fundings 42 Foreclosure Rescue 42 REO 42 mortgage defaults 42 Fovissste 42 homeownership preservation 42 FFEL Program 41 Primary Mortgage Servicer 41 spokeswoman Vickee Adams 41 buysiders 41 HOPE Hotline 41 DataX 41 prospective homebuyers 41 NYHELPs 41 Project Lifeline 41 FDCPA 41 financially strapped borrowers 41 BlitzDocs 41 CFS SunTech 41 Mortgage Servicing 41 Home Lenders Holding 41 CMBS servicers 41 Foreclosing 41 WaMu 41 FDIC insured institutions 41 FHA Refinance 41 pressured appraisers 41 preventable foreclosures 41 insured depositories 41 Fannie Mae OTC FNMA 41 Mierzwinski 41 DJSP Enterprises 41 Foreclosures 41 OOMC 41 Loan Mods 41 forclosure 41 master servicer 41 HMDA 41 Mortgage Loan Modification 41 Prommis 41 eMortgage 41 robo signing foreclosure 41 Troubled Asset 41 OHFA 41 TBW 41 borrower defaults 41 nonprime lending 41 uncreditworthy borrowers 41 loan origination fees 41 mortgage delinquencies 41 enacted foreclosure moratoriums 41 ABN AMRO Mortgage 41 fraudulent appraisals 41 MGIC 41 DJSP Enterprises Inc. 41 mortgagee 41 securitizing mortgages 41 sat uninvestigated 41 Mortgages Ltd. 41 HELOC 41 Option ARM 41 HMDA CRA 41 permanent HAMP modification 41 CashCall 41 subprime 41 conveyancers 41 modification scams 41 NovaStar Mortgage Inc. 41 NHRP eligible 41 IDFPR 41 NYSE FNM 41 repossessions 41 CCCF Act 41 nonlawyers 41 CRA RELIEF 41 subprime lender 41 Debtmerica 41 borrowers defaulting 41 FHA insured loans 41 Chief Executive Richard Syron 41 overdraft fee 41 distressed properties 41 Loan Modification Process 41 Real Estate Owned REO 40 NovaStar 40 Lending Practices 40 CRIIMI MAE 40 Program HARP 40 NREIS 40 DJSP 40 www.makinghomeaffordable.gov 40 nonbanks 40 HousingWire 40 DHCR 40 LoanSafe 40 loan defaults 40 Refinance.com 40 Foreclosure.com 40 FirstMortgage Inc. 40 kinder gentler eviction 40 preforeclosure 40 spokesman Kevin Mukri 40 nonprime residential 40 pre forclosure 40 homebuyer 40 ConformX 40 conforming jumbo 40 chargeoffs 40 mort gage 40 adjustables 40 NYSE LPS 40 ARM resets 40 CWCapital 40 Ivorys 40 Act HMDA 40 GMAC 40 borrower defaulted 40 Jack Schakett 40 AIK Comp 40 FDIC 40 Capmark 40 MERSCORP 40 Mortgage Banker 40 www.HomeBanc.com 40 loan originator 40 DSNews.com 40 LenderLive 40 eTMS 40 GMAC Mortgage LLC 40 Norlarco 40 Delegated Underwriting 40 AimLoan.com 40 PRJ NYSE FNM PRF 40 Foreclosure Prevention Program 40 forbearance agreements 40 StreetLinks 40 Mortgage Originator Magazine 40 foreclose 40 forclosures 40 mortgages ARMs 40 DataTrac 40 Lennar Corp LEN.N 40 spokeswoman Jennifer Zuccarelli 40 Loan Auditors 40 HECM counseling 40 NHMFC 40 MLSs 40 LoanMarq 40 mortgage refinancings 40 securitize mortgages 40 Brasota 40 Subprime borrowers 40 Ameriquest Mortgage Co. 40 DocX 40 Reinvestment Coalition 40 RealtyTrac Rick Sharga 40 brokerage firms 40 Fannie 40 homeownership 40 wrongfully foreclosed 40 Remortgages 40 repossession proceedings 40 TARP recipients 40 BasePoint 40 origination volumes 40 RH Reward 40 overdraft protection 40 Schakett 40 CUSOs 40 loan origination 40 AP IMPACT Gov't 40 forbearances 40 Option ARMs 40 PrimeLending 40 Mortgage Modification Program 40 CitiFinancial Mortgage 40 subprime originations 40 LoanSafe.org 40 adjustable mortgages 40 HAMP Loan Modification 40 Adjustable Rate Mortgages ARMs 40 recoup overpayments 40 LP HFF 40 Fannie Mae FNM.N FNM.P 40 Comergence Compliance Monitoring 40 HFAs 40 foreclosure evictions 40 Lender Processing 40 MORTGAGE 40 BluFi 40 WestAmerica Mortgage Company 40 Citimortgage 40 PennyMac 40 ARMs reset 40 Litton Loan Servicing LP 40 Mortgage Foreclosure 40 Bankaci 40 Suspicious Activity Reports 40 Antonakes 40 credit raters 40 ComplianceEase 40 SharperLending LLC 40 Finance Agency FHFA 40 Novadebt 40 lender IndyMac 40 HomeBuy schemes 40 Peter Ticktin Deerfield 40 subprime lending 40 Freddie Mac FRE.P 40 Clipper Equity 39 SERFF 39 mortgage origination 39 Mortgage Bankers Assn 39 Loss Mitigation Services 39 HFA Hardest Hit 39 RMBS Servicer Ratings 39 morgage 39 mortgage originations 39 RMBSs 39 Nationstar Mortgage 39 Servicing DUS 39 Freddie Mac NYSE FRE 39 BNC Mortgage 39 jumbo conforming 39 AIG counterparties 39 Loan Servicing 39 Predatory Lending 39 Borrower 39 re remics 39 FraudMark 39 Schmieg LLP 39 BofA NYSE BAC 39 mortage 39 RealtyTrac monitors 39 QIOs 39 PHFA 39 Cramdown 39 DISTRESS SALE Bank 39 Calyx Point 39 prepayment penalties 39 NMVTIS 39 FHFB 39 delinquent taxpayers 39 PowerSite 39 evict delinquent borrowers 39 guaranty associations 39 Gadish Properties 39 www.naca.com 39 Freddie Mac nyse FRE 39 Amy Bonitatibus 39 loans 39 FreddieMac 39 unsold homes 39 CARD Act 39 Debt Settlement 39 broker Charcol 39 OLTV greater 39 Second Lien Modification 39 microlenders 39 KFIs 39 Freddie Mac OTCBB FMCC 39 Sallie Mae 39 FirstClose 39 MFAA 39 Freddie Mac FRE 39 NCB FSB 39 Mortgagees 39 Nonprime 39 nondepository 39 FOIA requesters 39 Del Mar DataTrac 39 HomeBanc Mortgage Corporation 39 REX Agreement 39 Association IMLA 39 NCLC 39 proc fees 39 Vestin 39 Delinquent borrowers 39 HECM 39 HECM Saver 39 OneCap 39 DCBS 39 eDisclosure 39 subprimes 39 Renaissant Lafayette 39 Freddie Mac FRE.N 行情 39 Suntasia 39 derivative counterparties 39 Adjustable Rate Mortgage 39 Dataquick 39 Direct Endorsement 39 Community Reinvestment 39 Loan Protector 39 IHFA 39 exigent letters 39 financially strapped homeowners 39 WMC Mortgage 39 borrowers defaulted 39 Milca 39 Mortgage Intermediaries AMI 39 delinquent 39 insurer MGIC Investment 39 QuestSoft 39 BLOOM DM Behavioral 39 InterFirst 39 Troubled Asset Relief Program 39 Relief Refinance 39 TexasLending.com 39 CFPB 39 Avoid Foreclosure 39 nonbank institutions 39 Delinquencies Rise 39 subordinate liens 39 IndyMac Bancorp Inc. 39 Finra 39 notarizations 39 mortgage servicers counselors 39 XetusOne 39 Debt Collection 39 ISoldMyHouse.com 39 iNest 39 BytePro 39 Fannie Freddie 39 BrightHome 39 Argent Mortgage Co. 39 Regulators AARMR 39 Lender 39 BDMs 39 Tarion 39 SouthStar Funding 39 Mortgage Refinancing 39 mortgage servicer Litton 39 Kensington Mortgages 39 OpenClose 39 NCRC 39 Mortgage Loan 39 performing obligors 39 Federal Deposit Insurance 39 Luminent Mortgage Capital 39 FCIC 39 Triad Guaranty 39 IndyMac Bank 39 improperly foreclosing 39 subprime mortages 39 Ocwen Financial Corporation 39 mortages 39 mortgage financers 39 Closeline Settlements 39 William Ruberry spokesman 39 Rebecca Mairone 39 NYSID 39 Maintenance Organization MISMO 39 RALs 39 rapid rescoring 39 HECM reverse 39 тАУ 38 Fannie Mae DUS 38 ReconTrust 38 securitization trusts 38 Mozilo 38 Mark Paustenbach Treasury 38 growing leeriness threatens 38 Conexxus 38 s GMAC Mortgage 38 FRE Quote Chart 38 SharperLending 38 nonmortgage 38 Zillow 38 Calabasas Calif. based 38 Clarity Commitment 38 Olefson 38 Laurie Maggiano policy 38 Foreclosure Crisis 38 TILA 38 Trilegiant 38 HomeSaver 38 evicting homeowners 38 NRSROs 38 Foreclosure Assistance 38 Delinquencies 38 MortgageDashboard 38 Fannie Mae FNM.N Quote 38 payday lenders 38 PushMX 38 H4H 38 Calyx Network 38 ForeclosureListings.com 38 Freddie FRE 38 Ira Rheingold executive 38 Little Caesars franchisees 38 Option Adjustable Rate 38 VINtek helps 38 Beazer Mortgage 38 FICO scores 38 CDFIs 38 idsDoc 38 REMIC 38 Loan Guaranty 38 Convoke Systems 38 Responsible Homeowner Reward 38 Guy Cecala publisher 38 RERA 38 procuration fees 38 FHFC 38 2MP 38 landlords 38 CL Verify 38 FHA VA 38 AGs 38 Homeowner Mortgage 38 Desoer 38 Windows logon passwords 38 Rapid Refund 38 FFIs 38 broker dealers 38 legalized loan sharking 38 Homeowners H4H 38 TrainingPro 38 Wachovia Corp WB.N 38 TARP 38 overstretched homeowners 38 ResMae 38 Pay Option ARMs 38 Freebery 38 lender Countrywide Financial 38 Nigeria MBAN 38 Legacy Asset Servicing 38 delinquencies defaults 38 mechanic liens 38 RealtyTrac foreclosure 38 ProVest 38 defaulting borrower 38 Alternatives HAFA program 38 AAMG 38 Voluntary Disclosure Program 38 Realtor associations 38 federally insured mortgages 38 MISMO XML 38 EFTPS 38 GEOSmart 38 Foreclosure Trackers 38 nonbank 38 Bayview Loan Servicing 38 Pigford II 38 Mortech 38 habitual defaulters 38 Nelnet 38 foreclosure moratoria 38 RESPRO ® 38 NYSE FNM PRH NYSE 38 Sifma 38 ASF LINC 38 Lenders Holding Co LEND.O 38 spokesman Gary Kishner 38 LendingTree Loans 38 Good Neighbor Next Door 38 FINRA arbitrations 38 preapproval 38 Homeowner Preservation 38 OCC OTS 38 Foreclosure Prevention Task Force 38 SmartSAFE 38 Financial Stability Ratings 38 foreclosing lender 38 telemarketers 38 LendingTree 38 Ownit 38 nonaccrual 38 Deal Summary Originators 38 loan delinquencies 38 Colonial BancGroup 38 Non accruing 38 Distressed properties 38 debit card overdraft 38 Consolidated Supervised Entities 38 Teri Schrettenbrunner 38 Steep prepayment penalties 38 LoanToolbox 38 NYSE FNM PRI 38 FDIC Chairwoman 38 Neighborhood Assistance 38 NCUA examiners 38 Roost.com 38 FSPs 38 walkaways 38 Mortgage Brokers 38 Kathleen Keest 38 http:/www.makinghomeaffordable.gov 38 Kurt Pfotenhauer 38 Ira Rheingold 38 Alys Cohen 38 MGIC Investment 38 Legislative Auditor Steve 38 Loan Originator 38 Namcal 38 remortgages 38 AmeriDream 38 Subprime Mortgage 38 Capmark Finance 38 NHHELCO 38 reverse redlining 38 Chairwoman Sheila Bair 38 Mortage 38 Mortgage Bankers Association 38 DBSI 38 creditworthy homebuyers 38 Netupdate 38 FHA insured 38 #-month/#-month Oct [001] 38 Freddie Mac FRE FRE 38 Real Estate Disposition 38 breakpoint discounts 38 DocVelocity 38 Anthony Mirenda 38 Charlene Crowell 38 PCLender 38 FHA Ginnie Mae 37 ResCap 37 ValuFinders 37 Telemarketing Sales Rule 37 Phelan Hallinan & 37 Shebetich 37 First Time Homebuyer 37 spokesman William Ruberry 37 NRMLA 37 Teri Schrettenbrunner Wells Fargo 37 securitized timeshare 37 Mortgage Assistance Program 37 refinance quotes 37 INFLUENCE GAME Govt 37 paydowns 37 SmartSigning Room 37 exploding ARMs 37 securitisers 37 Mortgage HECM 37 Inc. NASDAQ HCII 37 worker misclassification 37 Foreclosure notices 37 MakingHomeAffordable.gov 37 Loan Mod 37 Moshe Orenbuch 37 HVCC compliant 37 Installment Agreement 37 NHRP 37 sponsored enterprises GSEs 37 synthetic collateralised debt 37 Edward DeMarco 37 nonperforming loans 37 Thrift Supervision 37 collaterized 37 Centerra Lifestyle Center 37 Teletrack 37 Troubled Assets Relief Program 37 Prepetition 37 ChexSystems 37 AmeriDream Downpayment Gift 37 bank repossession Sharga 37 RealtyTrac 37 Kelly Beaudin Stapleton 37 Mann Bracken 37 Wamu 37 Dorean Group 37 Installment Agreements 37 nonbank lenders 37 Instant Geocoder 37 CTX Mortgage 37 refund anticipation 37 Servicemembers Civil 37 brokerages 37 Neil Barofsky 37 TARP Troubled Assets 37 nonperforming assets 37 prospective buyers 37 loans collateralizing 37 overdraft fees 37 Gumbinger 37 Commercial Servicer 37 Lenders LEND 37 E LOAN Online 37 FHA modernization 37 Novastar 37 Homeowner Unemployment 37 Special Servicer 37 refinancings 37 mortgage loan fundings 37 Del Mar Database 37 insurers 37 Option ARM resets 37 analyst Vivek Juneja 37 LandAmerica 37 Implode O Meter 37 Catalde 37 straw purchasers 37 & Co WFC.N 37 QuantumDigital 37 Mounting defaults 37 AmTrust Bank 37 Visionet 37 BuckleySandler LLP 37 OFIR 37 UTLS Technology Services 37 homeowner 37 Appraisal Subcommittee 37 Mortgage Lender 37 properties collateralizing 37 Foreclosure Process 37 Ed Domansky spokesman 37 spokesman Daren Blomquist 37 Default notices 37 SureDocs 37 NationPoint 37 Foreclose 37 robo signing approving 37 Freddie Mac FRE.P FRE.N 37 chargeoff 37 subprime mortgage lender 37 Hardship Letter 37 DR Horton DHI 37 Radical Bunny 37 systemically risky 37 Loan Delinquency 37 HSBC Lloyds Banking 37 Adjustable Rate Mortgages 37 redefault rates 37 Compliance EAGLE 37 Pag IBIG 37 subprime mortgage delinquencies 37 Home Loan Modifications 37 fiduciaries 37 captive reinsurance 37 Real Estate Owned 37 noncurrent loans 37 banks 37 Saccacio 37 PBMs 37 LandSafe 37 Dodd Frank 37 shrimpers oystermen restaurant 37 Neighborworks America 37 Lemar Wooley 37 IFMG 37 FHLBanks 37 Reverse Mortgages 37 nonaccrual loan 37 Telemarketer Registration Act 37 FACTA 37 residential mortgage originations 37 EarlyResolution 37 conforming jumbo loans 37 #-month/#-month Sept [001] 37 Mortgage Brokers NAMB 37 Responsible Lending 37 FTRANS 37 Homes.com 37 PAYplus ServiceBureau 37 realtors 37 Paul Koches 37 rated RPS2 37 GovGex 37 LTV ratios 37 Mortgage Originators 37 Rels 37 BlackBox Logic 37 BlitzDocs Collaboration Suite 37 mandatory arbitration clauses 37 nonaccrual loans 37 charge offs 37 Foreclosures skyrocketed 37 National Homeownership Retention 37 nonfilers 37 DotLoop 37 CNBC Diana Olick 37 Laurie Maggiano 37 Reference REMIC securities 37 Protecting Tenants 37 Intermediary Mortgage Lenders 37 brokers 37 Self cert 37 Warehouse Lending 37 Housing Choice Voucher 37 conveyancing solicitors 37 CREL CDOs 37 nonprime