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(Click for frequent words.) 72 natural disasters 68 catastrophes 60 disasters 60 catastrophe 58 winter storm Kyrill 56 Windstorm Kyrill 55 Natural disasters 55 hurricanes 55 xxiv adverse effects 54 Catastrophe losses 53 catastrophies 53 natural calamities 53 hurricanes typhoons 52 Windstorm Xynthia 52 pandemics 52 cyclones droughts 52 floods cyclones 52 earthquakes floods 51 supermoons cause 51 manmade disasters 51 hurricanes floods droughts 51 Munich Re 51 Thomas Loster 50 Kyrill 50 calamities 50 storm Kyrill 50 cyclones tsunamis 49 Reinsurer Munich Re 49 storms floods droughts 49 Swiss Re Munich Re 49 nat cat 49 Jeworrek 49 reinstatement premiums 49 windstorms 49 European windstorm Xynthia 49 retrocessional 49 reinsurance 49 Xynthia 48 typhoons floods 48 reinsurers 48 manmade catastrophes 48 storm Xynthia 48 catastrophe reinsurance 48 landfalling hurricanes 48 catastrophe modelers 48 windstorm Kyrill 48 supermoons 48 earthquakes 48 Swiss Re 48 reinsurers Swiss Re 48 hurricanes earthquakes 47 floods 47 tsunamis earthquakes 47 CHARLOTTE NC Travelers Cos. 47 European Windstorm Xynthia 47 wars famines 47 member Torsten Jeworrek 47 Natural Catastrophes 47 influenza pandemics 47 catastrophe modeler 46 Swiss Re sigma 46 tsunamis 46 reserve reestimates 46 severe droughts 46 droughts floods storms 46 flu pandemics 46 Floods droughts 46 costliest hurricane 46 Catastrophes 46 Lloyd syndicates 46 Storm Xynthia 46 reinsurers Munich Re 45 typhoons earthquakes 45 destructive typhoons 45 megastorm 45 Hannover Re 45 Salvano Briceno director 45 floods droughts 45 cyclonic storms 45 landfalling 45 Berkshire Hathaway Reinsurance 45 Tohoku earthquake 45 Nikolaus von Bomhard 45 cyclones floods 45 Hurricane Katrinas 45 Munich Re MUVGn.DE Quote 45 droughts heatwaves 45 atmospheric CO2 levels 45 casualty reinsurance 44 Chilean Earthquake 44 cyclones earthquakes 44 hurricane landfalls 44 windstorm Xynthia 44 severe droughts floods 44 Hiscox Bermuda 44 NBCR 44 property catastrophe reinsurance 44 reinsurer 44 Insured losses 44 cyclones 44 Catastrophe 44 Victorian bushfire tragedy 44 hurricane 44 deadliest peacetime maritime 44 reinsurance reinstatement 44 reinsurer Swiss Re 44 von Bomhard 44 typhoons 44 waterborne infectious diseases 44 Mother Nature caprices 44 heatwaves floods droughts 44 Tony Kuczinski 44 climatic phenomena 43 ILWs 43 epidemics 43 devastations 43 Montpelier Re 43 Hannover Re anticipates 43 meningitis epidemics 43 catastrophic 43 Torsten Jeworrek 43 cholera epidemics 43 Earthquakes tsunamis 43 heatwaves 43 earthquakes volcanic eruptions 43 Swiss Reinsurance 43 species extinctions 43 earthquakes cyclones 43 reinsurer Munich Re 43 Wilhelm Zeller 43 Chief Executive Jacques Aigrain 43 Flu pandemics 43 IINC Executive 43 Katrinas 43 disaster 43 tropical cyclone Sidr 43 CIRe 43 Chief Executive Wilhelm Zeller 43 diasters 42 NBCR risks 42 Hoeppe 42 Sumatran earthquake 42 AIR Worldwide Corp. 42 Michel Kerjan 42 Swiss Reinsurance Co. 42 megadisasters 42 droughts floods heatwaves 42 cataclysms 42 cyclone Yemyin 42 cedents 42 locust plagues 42 Pandemic influenza 42 avian influenza pandemic 42 Flu pandemic 42 climatic extremes 42 reinsurance recoveries 42 storms 42 droughts floods 42 disasters Nishiyama 42 La Ninas 42 El Niños 42 AIR Worldwide Corporation 42 Disasters CRED 41 Peter Hoeppe 41 landfalling hurricane 41 windstorm 41 Guha Sapir 41 Aon Benfield 41 Swiss Re RUKN.VX 41 costliest natural disasters 41 casualty insurers 41 insurers reinsurers 41 RiskLink 41 earthquakes tsunamis 41 warmings 41 Warmer seas 41 hurrican 41 hurricanes tornadoes 41 Joseph V. Taranto 41 tornados hurricanes 41 Pandemics 41 crises 41 FHCF 41 reinsurance broking 41 natural disasters pandemics 41 Hiscox 41 Ulrich Wallin 41 Grahame Chilton 41 reinsurer Hannover Re 41 floods famines 41 influenza epidemics 41 PXRE undertakes 41 RUKN.VX 41 Peter Zaffino 41 volcanic eruptions earthquakes 41 recurrent droughts 41 flu pandemic 41 MIICL 41 heatwaves floods 41 Labuan Re 41 eartquake 41 greenhouse gas concentrations 41 tsumanis 41 Catastrophe modeling 41 prolonged droughts 41 external shocks 41 Stephan Christiansen 41 Costas Miranthis 41 Guy Carpenter 41 devistation 41 Reinsurers sell 41 ISDR 41 QBE 41 wetter winters 41 seas droughts floods 41 catastrophic floods droughts 41 doctors assistant Jimitre 40 Hurricanes Ike 40 credit cruch 40 Munich Re MUVGn.DE 40 AIR Worldwide 40 meteorological phenomena 40 reinsures 40 climate change 40 workersa compensation 40 floods droughts heat 40 wildfires 40 subduction zone earthquakes 40 Nigel Tapper 40 Reinsurance 40 seasonal cyclones 40 Jacques Aigrain 40 Severe droughts 40 Margareta Wahlström 40 reinsurance brokerage 40 rated EF5 40 Loretta Worters spokeswoman 40 Avian flu pandemic 40 natural disasters epidemics 40 outwards reinsurance 40 microinsurance 40 hurricanes Charley Frances 40 asteroid impacts 40 Cyclone Larry 40 heatwaves droughts 40 windstorm deductibles 40 paralytic polio 40 climatic variations 40 Patrick Thiele 40 Impact Forecasting 40 incalculable proportions 40 pandemic influenza 40 retrocessions 40 hurricanes tornados 40 Lodestone Re 40 Jay Gelb 40 tornados 40 EM DAT 40 Scor SA France 40 Munich Re Geo 40 climatic variability 40 EQECAT 40 Pandemic flu 40 warmer wetter winters 40 Bronek Masojada 40 locust infestations 40 hurricanes Gustav 40 officer Joerg Schneider 40 QBE Insurance Group 40 disciplined underwriting 40 Munich Re AG MUV2.XE 40 subduction earthquake 40 waves droughts floods 40 hurricanes Landsea 40 spokesman Florian Woest 40 earthquakes famines 40 chronic noncommunicable diseases 40 Casualty Reinsurance 40 Super Outbreak 40 Michael Huttner conservatively 40 devastating floods 40 LAE reserves 40 CNBR 40 superstorms 40 Von Bomhard 40 Torsten Jeworrek Munich Re 40 hailstorms 40 Akbar Usmani 39 Hannover Re HNR1 GY 39 earthquakes tornados 39 insolvencies 39 Hannover Re AG HNR1.XE 39 preindustrial temperatures 39 Joseph Annotti 39 locust upsurge 39 deadliest bushfires 39 Bermuda reinsurers 39 CastlePoint Re 39 costliest natural 39 Munich Reinsurance 39 tornadoes 39 Reinsurers 39 Hannover Re HNRGn.DE Quote 39 Cyclone Bola 39 seaquake 39 volcano eruption 39 Natural Disasters 39 insureds 39 Hannover Re Bermuda 39 pedophile priest scandal 39 emergencies 39 Helmut Perlet 39 Frederick H. Eppinger 39 MXN# #mn 39 Hannover Re AG 39 Powerful quakes 39 pandemic 39 Tangshan earthquake 39 catastrophy 39 Hurricanes Gustav 39 PartnerRe 39 droughts heatwaves floods 39 self insured retentions 39 cyclical downturns 39 Ms. Wahlström 39 Insurer Catlin 39 Disasters 39 Cyclone Aila 39 seasonal influenza epidemics 39 Hurricanes Charley Frances 39 unaffiliated reinsurers 39 Hannover Re HNRGn.DE 39 floods droughts heatwaves 39 RenaissanceRe Holdings Ltd. 39 avian influenza outbreaks 39 AIR Worldwide AIR 39 wreaked destruction 39 PERILS 39 earthquakes tsunamis floods 39 earthquakes tidal waves 39 policyholder surplus 39 EUR1 #mn 39 Cyclone Favio 39 retrocession 39 underwriting reserving 39 Jane Cocking 39 nonlife 39 ecological disasters 39 Fay Gustav 39 German reinsurer Munich 39 adverse climatic 39 tornadoes hailstorms 39 Dolly Edouard 39 Cyclone Yemyin 39 waterborne epidemics 39 Sahel belt 39 Muschick 39 megaquakes 39 Bogardi 39 Medieval Warming 39 XL GAPS 39 droughts cyclones 38 Canberra bushfires 38 Swiss Reinsurance Co 38 Underinsurance 38 cyclone Ului 38 terrorist attacks 38 diaster 38 hurricanes Katrina 38 Everest Re 38 cyclone Yasi 38 bushfires 38 Hurricanes Katrina 38 monsoon floods 38 influenza pandemic 38 Thomas V. Cholnoky 38 Tsumani 38 tropical storms 38 Aon Re 38 earthquakes typhoons 38 multiperil 38 Insurer RSA 38 Katrina Rita 38 Hurricane Katrina 38 premiums ceded 38 CMTPL 38 Tohoku Earthquake 38 devestation 38 Vikram Nehru 38 Harmful algal blooms 38 earthquake 38 undersea quakes 38 famines 38 floods heatwaves 38 Director Candysse Miller 38 heavier rainfalls 38 tropical cyclones 38 RenRe 38 tsunami 38 RenaissanceRe Ventures Ltd. 38 reinsurers Hannover Re 38 Munich Re Swiss Re 38 droughts 38 eathquake 38 named Xynthia 38 Travel Insured 38 El Ninos 38 Tillinghast Towers Perrin 38 modeler AIR Worldwide 38 pandemic flu 38 anthropogenically 38 Joerg Schneider 38 Victorian bushfires 38 unimaginable horrors 38 facultative reinsurance 38 broker Benfield 38 Henri de Castries 38 extinctions 38 inundations 38 Indonesia Sunda Strait 38 IBHS 38 Chief Executive Nikolaus von 38 typhoons Ondoy 38 Janos Bogardi 38 megadrought 38 global warming 38 Mayon eruption 38 shrinkages 38 RenaissanceRe Holdings RNR 38 megafires 38 epidemics pandemics 38 Dagoberto Rodriguez visited 38 CLASIC 2 38 Perlet 38 Salvano Briceno 38 AGCS AG 38 Specialty Lines 38 Stephen E. Sandherr 38 Catherine Stagg Macey 38 Rupa Kumar Kolli 38 La Nina phenomenon 38 humanitarian crises 38 Dr van Ommen 38 Sheik Ahmed Hassan 38 reinsurance Hannover Re 38 A/H#N# flu pandemic 38 Georg Marti 38 Calamities 38 Hannover Rueckversicherung AG 38 SwissRe 38 seasonal influenza outbreaks 38 Schinzler 38 Disaster Response Organisation 38 Tropical cyclones 38 Ondoy Pepeng 38 genocide ethnic cleansing 38 Bryon Ehrhart 38 Charley Frances Ivan 38 casualty insurance 38 Thirteen temblors 38 genocides 38 RUKN 38 Windstorms 37 Amlin Bermuda 37 Hurricanes Charley 37 honoring Imam Moussa 37 Seguros ING 37 insurers 37 calamity 37 Flu epidemics 37 ceding commissions 37 Cedric Joiner 37 mammal extinctions 37 downturns 37 Catastrophic Loss Reduction 37 La Niñas 37 Insured Losses 37 Megathrusts produce 37 Superstorm 37 Eqecat 37 superstorm 37 Retrosi wreck 37 Thomas F. Motamed 37 retrocessional reinsurance 37 cyclone Sidr 37 WeatherPredict Consulting Inc. 37 underwriting 37 typhoon Songda 37 floodings 37 Pepeng Parma 37 retrocessional coverage 37 Mother Nature fury 37 nonlife premiums 37 CCRIF 37 drenching springs 37 Fac Re 37 Unitrin Direct segment 37 Cyclone Guba 37 deep convective clouds 37 #/#-like [001] 37 Insurance Facility CCRIF 37 written NPW 37 ravages wrought 37 extratropical cyclones 37 El Nino phenomenon 37 muni defaults 37 tidal waves 37 avian flu pandemic 37 DMSP satellites 37 devastating ecoterrorism 37 RenaissanceRe 37 Cyclone Sidr 37 disater 37 zud 37 SCOR SE 37 Typhoon Damrey 37 collateralized reinsurance 37 whatever reliever Trever 37 Typhoon Maemi 37 tsumani 37 Sumatra Andaman earthquake 37 mosquito borne malaria 37 bird flu pandemic 37 disappearing glaciers 37 theglobe.com inc 37 QBE Insurance 37 supervolcanoes 37 peso devaluations 37 Malcolm Tarling 37 earthquakes volcanoes 37 floods landslides 37 outbreaks epidemics 37 radiological NBCR 37 Gafilo 37 LPT deferred 37 worsening droughts 37 reinsurance treaties 37 Samer Muscati Middle East 37 Syncora Holdings 37 mega deltas 37 dengue epidemics 37 dzud 37 Guinsaugon landslide 37 Strongest aftershock 37 storms Ondoy 37 Toa Re 37 volcano eruptions 37 Rev. Kernal Rehobson 37 Simon Missiri 37 Tropical Cyclone Yasi 37 surface temperatures SSTs 37 tropical storm Conson 37 disaster preparedness 37 bln usd writedown 37 reinsurance coverages 37 fisheries wildlife refuges 37 Chris Landsea meteorologist 37 Bijan Moazami 37 devastating Wenchuan earthquake 37 Fund FHCF 37 Philippines Ketsana 37 Gerhard Rupprecht 37 calamaties 37 Tammam Aloudat 37 tropical storm Jeanne 36 Gerling Global 36 TALCA Chile One 36 mass extinctions 36 Microinsurance 36 reinsurance intermediaries 36 frequent droughts 36 FX McCahill 36 vCJD epidemic 36 Indlala 36 glacier retreat 36 CATRADER 36 flood devastations 36 Flagstone Re 36 broker Aon 36 cyclone SIDR 36 tectonic earthquakes 36 super cyclone Sidr 36 Kanto earthquake 36 Ketsana 36 major proportions Bessler 36 Cyclone Zoe 36 Validus Reinsurance Ltd. 36 tornados hail 36 XL Reinsurance 36 reinsurance recoverables owed 36 policyholder 36 locust invasions 36 XL Insurance 36 Florida Hurricane Catastrophe 36 performing obligors 36 Monte Carlo Rendez Vous 36 insurer Chaucer 36 cyclical droughts 36 Avian Flu pandemic 36 Non communicable diseases 36 supercell storms 36 Micronutrient deficiencies 36 presidentially declared 36 variable annuity hedging 36 anomalously warm 36 Northridge temblor 36 torrential storms 36 Acute watery diarrhea 36 violent seismic upheavals 36 IPCRe 36 Sars epidemic 36 Underwriting Officer 36 David Nabarro 36 Zedelius 36 Lebensversicherung 36 unexploded cluster munitions 36 double decker A# superjumbo 36 tier Saffir Simpson 36 famine 36 Validus Holdings 36 Disaster NVOAD 36 floods droughts mudslides 36 LifeSearch 36 Foodborne illnesses 36 Shanksville Pa. bells tolled 36 encroaching deserts 36 terrorist outrages 36 Peter Levene 36 nor'westers 36 Cholera outbreaks 36 Electro Re 36 Bob Stuchbery 36 Tropical deforestation 36 typhoon Ketsana 36 eyewall replacement 36 intertribal violence 36 tornadoes blizzards 36 Conning Research 36 Reinsurer Swiss Re 36 Robert F. Orlich 36 devastation 36 German reinsurer Hannover 36 intermittent blackouts 36 hotter drier summers 36 identifying beta coefficient 36 famine pestilence 36 FII outflows 36 OMB Kevelighan 36 meltoff 36 Saffir Simpson hurricane 36 monetary tightenings 36 insurable 36 Byron Udell founder 36 economic downturns 36 bioterrorist attacks 36 IBNR reserves 36 Treating Gina 36 wreak devastation 36 ensuing tsunamis 36 lien RMBS 36 Agostino Galvagni 36 Tsunami tidal waves 36 cedent 36 dengue fever outbreak 36 bird flu epidemic 36 chronically hungry 36 ChannelRe 36 RACQ Insurance 36 Global warming 36 anthropogenic warming 36 malaria dengue fever 36 Bernd Goehring 36 colliery accidents 36 analyst Vangelis Agapitos 36 grasshopper infestations 36 CDC Swine flu 36 Allianz SE 36 Adel Nazaire coordinator 36 TMNF 36 avian flue 36 Aon Benfield Analytics 36 Cyclone Ului 36 Hurricane Iniki 36 Catastrophe Losses 36 reinsuring 36 Tsunami 36 Painful reminders 36 measles cholera 36 exogenous shocks 36 Solar eclipses 36 hasty reordering 36 Iceland volcano eruption 36 pestilence famine 36 anthropogenic greenhouse gas 36 archipelagic nation 36 Delvag 36 generous outpourings 36 havocs 36 prosecutor Brit Featherston 36 SF CDO exposure 36 forecaster Jack Beven 36 unforeseen calamities 36 Bellwin scheme 36 Philip Rones deputy 36 XL Capital 35 Hurrican Katrina 35 Earned premiums 35 Debarati Guha Sapir 35 volcano reawakened 35 floods droughts epidemics 35 downbursts 35 Allmerica 35 unforeseeable 35 foreshocks 35 typhoon Fengshen 35 insurer Hiscox 35 liquidate REO 35 dengue outbreaks 35 Victorian bushfire disaster 35 obj obj = 35 Foodborne illness 35 hurricanes Gustav Ike 35 Barrie Cornes 35 HIV Aids epidemic 35 Ken Enscoe Nationwide 35 insurance 35 ceded reinsurance 35 Ondoy Ketsana 35 Reinhard Mechler 35 Cyclone Yasi 35 Verchick 35 tragedies 35 Waterborne diseases 35 Meteorologist Christopher Juckins 35 avian flu 35 Ludger Arnoldussen 35 Christian Mumenthaler 35 bancassurance channel 35 forecaster Richard Pasch 35 manmade CO2 emissions 35 Heatwaves 35 El Nio 35 glaciations 35 uncertainties materialize Shire plc 35 Pierre Cailleteau 35 storm surges 35 preventable tragedies 35 H#N# influenza outbreak 35 Transsib Re 35 KICO 35 PXRE 35 policyholders 35 Salvano Briceño 35 supply disruptions 35 Munich Re MUV2 GY 35 monoline insurers 35 Enriquillo Garden 35 Markku Niskala secretary 35 bioterrorist attack 35 climate 35 Converium 35 Hanshin earthquake 35 reinsurer IPC 35 megathrust quakes 35 foodborne diseases 35 smaller aftershocks rattled 35 catastrophic wildfires 35 Phillip Klotzbach 35 Inga Beale 35 enforcing clawbacks poisons 35 greenhouse warming 35 QIS5 35 GAB Robins 35 DaRoyce 35 Joachim Faber 35 magnitude trembler 35 BPE Segment 35 Catastrophic 35 influenza outbreaks 35 Mapfre Re 35 polio eradication initiative 35 Andrea skirted 35 Northborough Mass. biodiesel 35 Seguros Inbursa 35 SuperMoon 35 manmade greenhouse gases 35 Fixed annuity 35 hammering monsoon rains 35 EF5 monster packing 35 Matthew Fosh 35 forest fires 35 balance sheet deleveraging 35 economicconditions 35 Holdings NYSE WSH 35 AXA RE 35 cedants 35 Vaccine preventable diseases 35 AIDS malaria tuberculosis 35 Typhoon Durian 35 Hotter drier weather 35 tectonic plate movements 35 planet Schulze Makuch 35 Ironshore Insurance 35 Influenza pandemics 35 Guy Gavreau 35 devastations caused 35 Reinsurer Scor 35 reinsurance cessions 35 UBM TechWeb brands 35 Diarrheal diseases 35 EHEC infections 35 Wiener Staedtische 35 uncertainties materialize Shire 35 Nigel Dally 35 EF Scale 35 issuers counterparties 35 conflagrations 35 ACE Tempest Re 35 David Fukutomi 35 Cairnstone 35 pandemic influenza outbreaks 35 AGCS 35 malaria tuberculosis AIDS 35 living spouse Palmiter 35 megathrust earthquakes 35 HIH collapse 35 GeoVera Insurance 35 XL Re 35 Amlin 35 Talbot Underwriting 35 SST anomalies 35 #.#oC [001] 35 bacteria Mycobacterium tuberculosis 35 Baloise 35 democide 35 Katsipis 35 avian flu outbreak 35 deflationary tendencies 35 geopolitical tension 35 AXIS Capital 35 policyowners 35 De Lys 35 uninsurable 35 Wenchuan quake 35 Merapi eruption 35 Cyclone Jokwe 35 Graisse 35 Robert Molleda meteorologist 35 Balboa Reinsurance captive 35 storm modeler Eqecat 35 Tokio Millennium 35 Revios 35 Gustav Ike 35 Mount Pinatubo exploded 35 coastal inundation 35 Species extinction 35 communicable illnesses 35 retrocessionaires 35 Converium CHR 35 Great Tohoku Earthquake 35 Ajkai Timfoldgyar metals 35 Lord Levene 35 London LOL.UL 35 Typhoon Nanmadol 35 avian flu epidemic 35 Agent Orange dioxin 35 Reinsurer 35 typhoon 35 Nancy Dragani 35 Coral bleaching 35 PLN# #mn 35 DAC unlock 35 A/H#N# pandemic 35 coups rebellions 35 reinsurance commutation 35 noninsured 35 theeconomic 35 eventualities 35 periodic droughts 35 SHKPI 35 OdysseyRe 35 spokesman Dick Luedke 35 symptoms Reisacher 35 Specialty Admitted segment 35 typhoon Ondoy 35 super typhoon Reming 35 Swine Flu pandemic 35 Joplin twister 35 astonished Orban 35 Hadi Baksh Kalhoro Thatta 35 CHRONOLOGY Major 35 drier summers 35 subsidiary Montpelier Reinsurance 35 actuarial 35 intercompany reinsurance 35 flash floods landslides 35 Mr Izaga 35 Advisen 35 Oilseeds Processing operating 35 Viktor Dammann 35 outbreaks 35 Jennifer Pralgo meteorologist 35 heatwaves droughts floods 35 Drug resistant tuberculosis 35 HNWI population 35 anticyclones 35 Ltd. ACGL 35 RLI 35 professional indemnity 35 guaranty insurers 35 flattening yield curve 35 Dieter Schiessl director 34 tropical depression Winnie 34 nbAccelerator 34 Venus transits 34 hurricanes Charley 34 casualty 34 cataclysm 34 Tropical Cyclone Sidr 34 typhoons Ketsana 34 Longer lifespans 34 Al Ekhbariyah television 34 Akbar Alavi 34 Property Casualty 34 impunity prevails 34 sufferings inflicted 34 variable annuity reinsurance 34 Gerry LaCavera wildfire 34 Ace Tempest 34 Rene Locher 34 Bekele Geleta 34 La Niña phenomenon 34 flooding 34 Masojada 34 Coquillon 34 manmade calamities 34 quakes 34 tectonic plate shifts 34 earthquakes Bilham 34 presidentially declared disasters 34 La Nià ± 34 Luterbacher 34 Employers Reinsurance 34 H#N# pandemic 34 technologically tinker 34 EIG Ansvar 34 UN ISDR 34 rescued Ena Zizi 34 CIFAS Members 34 Cyclone Monica 34 tropical storm Ketsana 34 underpopulation 34 torrential floods 34 Allianz SpA 34 French reinsurer Scor 34 catastophic 34 icesheets 34 manmade global warming 34 wettest Junes 34 mangle migration 34 bushfire 34 recessions depressions 34 noncombatant casualties 34 monoline insurer 34 heavy monsoonal rains 34 CONRED 34 Theodore Fujita 34 Munich Re AG 34 A/H#N# flu outbreak 34 Haiti cholera epidemic 34 Converium Holding AG 34 Swiss Re Capital Markets 34 Assurant Specialty Property 34 biodiversity hotspots 34 Patria Re 34 subduction earthquakes 34 Monsoon floods 34 GIC Re 34 DAC unlocking 34 Endurance Specialty Holdings 34 Ray Canterford 34 bark beetle infestations 34 Typhoon Bilis 34 Gross Written Premiums 34 increased storminess 34 theimpact 34 spreading cholera epidemic 34 photogs snaps 34 Klaus Kleinfeld Alcoa 34 Subdural hematomas 34 ravaged poultry flocks 34 cataclysmic 34 PVNBP basis 34 mudflow disaster 34 Caribbean Catastrophe Risk 34 Andy Haste 34 Stefan Lippe 34 depressions recessions 34 H#N# flu pandemic