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(Click for frequent words.) 82 overdraft 65 unauthorized overdraft 65 overdraft fees 64 unauthorized overdrafts 63 overdraft protection 61 overdrawn 59 Overdraft 58 overdraw 57 overdraft fee 57 repayments 57 unarranged overdraft 57 Overdrafts 57 loans 55 0pc 55 monthly repayments 55 credit cards 55 unauthorized overdraft fees 55 Overdraft fees 54 unarranged overdrafts 54 payday loans 54 debit card overdrafts 54 Isa savers 54 APRs 53 direct debits 53 overlimit fees 53 FlexAccount 52 remortgaging 52 ATM surcharges 51 unauthorized debits 51 Barclaycard Platinum 51 unauthorized overdraft charges 51 borrowing 51 credit card 51 fixedrate 51 lending 51 monthly outgoings 51 Percentage Rate 51 debiting 50 Vanquis 50 Feddis 50 lendings 50 Balance Transfer 50 card issuers 50 homeloans 50 intro APR 50 Flexible Saver 50 unsecured debts 50 Direct debits 50 Flexi Rate 50 charging overdraft fees 50 Lloyds TSB NatWest 50 overdrawing 49 Payday loans 49 tracker mortgages 49 loan 49 RBS Natwest 49 HELOCs 49 Card issuers 49 cash Isas 49 Merchants Credit Card 49 HELOC 49 remortgage 49 mortgages 49 sub PLR 48 Remortgages 48 Isa Saver 48 borrowings 48 Direct Debits 48 homeloan 48 Standard Variable Rate 48 remortgages 48 debit card overdraft 48 overdrafting 48 debit card overdraft fees 48 Nationwide FlexAccount 48 ISA savers 48 loan repayments 48 Remortgaging 48 debits 48 overdues 48 balances 48 noninterest bearing checking 48 introductory APR 48 Unsecured loans 48 cahoot 47 invoice discounting 47 Emigrant Direct 47 eSaver account 47 CCJs 47 Regular Saver 47 Barclaycard 47 Cahoot 47 inactivity fees 47 passbook accounts 47 debit card transactions 47 ATM withdrawals 47 Bonus Saver 47 IVAs 47 gross pa AER 47 debit card 47 Discount Window 47 monthly installments EMIs 47 MoneyExpert.com 47 Cash ISAs 47 Financial Regulator 46 eSaver 46 MoneyExpert 46 NSF OD 46 outstation checks 46 Easy Saver 46 card issuer 46 cardholders 46 lenders 46 Bounced checks 46 Direct Debit 46 loan origination fees 46 nonmortgage 46 overdrew 46 Moneyback Bank 46 Revolving credit 46 Cater Allen 46 Mzansi account 46 payday loan 46 automatic debits 46 chequing accounts 46 Barclaycard Simplicity 46 Current Account 46 deemed uncollectible 45 cardmember spending 45 Stuart Glendinning 45 Regular Saver account 45 rediscount rate 45 borrowers 45 passbook savings 45 loan outstandings 45 RBS NatWest 45 Unsecured lending 45 #pc mortgages 45 Tesco Clubcard Credit Card 45 Moneynet.co.uk 45 Moneyback 45 check kiting 45 repayment 45 nonrevolving debt 45 Base Rate 45 FSCS 45 creditcard 45 eBanking account 45 SVRs 45 prepayment penalties 45 Usury Act 45 Personal Loans 45 mortgage repayments 45 outstandings 45 DMBs 45 Prepayment penalties 45 Fixed Rate Saver 45 net chargeoffs 44 Loans 44 loan chargeoffs 44 nonsufficient fund 44 Annual Percentage 44 mortgage 44 debit cards 44 Balance Transfers 44 Consumer Installment 44 Checking Account 44 ChexSystems 44 re mortgaging 44 ATM Debit cards 44 FairFX 44 Cashplus 44 association Apacs 44 loan fundings 44 Prepaid debit cards 44 debts 44 SSIA scheme 44 noncustomers 44 nonsufficient funds 44 Credit Card 44 Individual Voluntary Arrangements 44 Gross NPAs 44 lender SVR 44 payments association Apacs 44 nonrevolving 44 Overdraft Fee 44 moneyfacts.co.uk 44 ISAs 44 #.# bln rbs 44 negatively amortizing 44 Walmart MoneyCard 44 banks 44 payday lenders 44 Brokered deposits 44 Loan origination 44 Building Societies 43 bank 43 BPay 43 disbursals 43 outgoings 43 noninterest bearing deposit 43 overdraws 43 automatically debited 43 borrower refinances 43 Mzansi accounts 43 FDIC insured deposits 43 nostro accounts 43 RALs 43 chequing 43 debit card interchange 43 borrower repays 43 CCCF Act 43 proc fee 43 Loan 43 Automated Teller Machines ATMs 43 unsubsidized Stafford loan 43 ATM debit cards 43 creditcards 43 overlimit fee 43 Equivalent Rate 43 plain vanilla mortgages 43 dormancy fees 43 lodgments 43 CARD Act 43 rediscount 43 cashback 43 Overpayments 43 OnePulse card 43 TARP repayments 43 loan disbursal 43 stakeholder pensions 43 gross NPAs 43 rediscounting facility 43 InterestPlus Online Savings 43 Stakeholder pensions 43 Debit 43 microlenders 43 Hardekopf 43 uncollectible debts 43 mortagage 43 Vanquis Bank 43 CDARS deposits 43 PLRs 43 unsubsidized Stafford loans 42 Instant Saver 42 Debit cards 42 faxless 42 DFIs 42 Mortgages 42 Saambou 42 SFLG 42 HSBC Lloyds TSB 42 Andrew Hagger 42 EFTPOS transactions 42 Fixed Rate 42 Student Loans 42 debit cardholders 42 Kasasa Cash checking 42 Simon Ripton 42 misselling 42 Visa debit card 42 Interest accrues 42 payday lender 42 HomeEq 42 overstretching themselves 42 mutuals 42 insured depository institutions 42 Credit Cooperative Societies 42 AccelaPay mobile 42 withdrawals 42 Denis Orrock 42 HiSAVE 42 mortgages ARMs 42 unvouchered expense 42 Way2Save 42 ATM Debit Card 42 VISA Mastercard 42 loan originations 42 ACH debit 42 association APACS 42 Credit Debit 42 BPAY 42 Unsecured borrowing 42 ATM debit card 42 remortgagers 42 deemed uncollectable 42 unsubsidized Stafford 42 undischarged bankrupts 42 Partybets account 42 chargeoff 42 unlinked shekel 42 Remortgaging activity 42 ACH transactions 42 depositers 42 Fool.co.uk 42 Service FOS 42 gross AER 42 debit 42 Zayat Stables defaulted 42 deposits 42 Refinancings 42 Customer Repo 42 uncollateralised 42 customer overdraws 42 Santander Zero 42 Visa Debit 42 noninterest bearing deposits 42 Saver Issue 42 Moneyexpert.com 42 Moebs 42 unsecured debt 42 Current Liabilities Notes 42 Overdraft Protection 42 uncollateralized 42 Visa Debit card 42 Consolidation Loan 42 Visa Electron 42 #,#,# #,#,# Accrued expenses [002] 42 Rate Matcher 42 Individual Voluntary Arrangements IVAs 42 Allyoubet Join us 42 Mform 42 Northern Rock 42 Saswitch 42 indebtedness 41 Consolidation Loans 41 Kevin Mountford 41 chargeoffs 41 loanbook 41 Till Payday 41 VISA debit card 41 Moneyfacts 41 Delinquent loans 41 rediscounting 41 Payday Loans 41 PerkStreet 41 Senlitonga 41 NetSpend prepaid 41 Mr Munchenberg 41 LTV ratios 41 Debit card 41 rate mortgages ARMs 41 NetBank Saver 41 Rewards Prepaid MasterCard 41 uncreditworthy 41 withdrawls 41 Payday lenders 41 Unfair Terms 41 CreditCards.com Weekly Credit Card 41 ACH debits 41 unarranged overdraft charges 41 Credit CARD Act 41 interbank borrowing 41 balance sheet securitized cardmember 41 refis 41 FSCS levy 41 voluntary arrangements IVAs 41 Farepak fiasco 41 value LTV ratios 41 Visa Electron card 41 BPLRs 41 Bacs Direct Credit 41 institutions MFIs 41 British Bankers Association 41 nonbanks 41 Non accrual 41 refinancing 41 APYs 41 Promissory note 41 Charge offs 41 Overdraft Fees 41 NRI deposits 41 credit bureaus 41 re mortgagers 41 lender 41 proc fees 41 Mr Alambritis 41 Birmingham Midshires 41 adjustables 41 Tax Beater 41 faxing payday 41 Bill Hardekopf CEO 41 Impaired loans 41 maturing SSIA 41 nonrevolving loans 41 lodgements 41 Express Debit MasterCard 41 SCBs 41 moneylenders 41 procuration fee 41 Skipton BS 41 overpayments 41 NSFAS 41 mydeposits.co.uk 41 Option Student Loan 41 Kasasa Saver 41 Eftpos transactions 41 lenders SVRs 41 Mr Senlitonga 41 #.#tn pesos [001] 41 usury laws 41 FDIC insured institutions 41 loan disbursals 41 gross NPL ratio 41 insolvencies 41 - - [055] 41 faxless payday loan 41 legalized loan sharking 41 layaways 41 LTVs 41 prepayment penalty 41 Refund Anticipation Loan 41 MORTGAGE lending 41 Covered Loans 40 David Dooks 40 Monthly Saver 40 Flexible ISA 40 Saambou Bank 40 pawnbroking 40 Isas 40 Blended churn 40 Helen Bierton 40 eSavings 40 payday lending 40 Payment Clearing Services 40 cashpoints 40 Premier Regular Saver 40 POPmoney 40 postdated checks 40 uncollectable receivables 40 Lending Practices 40 interfund loans 40 savers 40 Credit Card Debt 40 http:/www.capitalcarloans.com 40 cardholder 40 Individual Voluntary Arrangement 40 Ala. reddish brown 40 LibertyBank Acquisition 40 accountholders 40 noninterest bearing transaction 40 NBFIs 40 bankless 40 Fixed Rate ISA 40 depositors 40 HIBOR 40 Financial Institutions Act BOFIA 40 Bankrupts 40 HECM Standard 40 chequing account 40 Heritable Bank 40 Flexible Isa 40 doubtful debts 40 flat yield curve 40 revolving credit 40 Landsbanki Icesave 40 RPIX measure 40 Mortgage originations 40 nonmortgage debt 40 hybrid ARMs 40 lovemoney.com 40 noninterest 40 EBTs 40 Installment Loans 40 nonaccount holders 40 refund anticipation 40 spokeswoman Betty Riess 40 Bacs Payment Schemes 40 Harry Senlitonga 40 EMIs equated monthly 40 borrower 40 FHLBNY advances 40 mis selling 40 unauthorized withdrawals 40 FRBNY Credit Facility 40 EZ Checking 40 Eibor 40 Advance Payday Loans 40 FFELP Stafford 40 eChecks 40 BillPay 40 Undrawn 40 Ulzheimer 40 Nessa Feddis 40 Visa Debit cards 40 FDIC insures 40 Transacting 40 storecard 40 - ASSETS Cash [007] 40 loan modifications 40 chargeoff rate 40 Plc NRK LN 40 Revolving Credit Agreement 40 FICOs 40 Subordinated convertible debentures 40 mortgage lenders 40 below SBAR 40 Indebtedness 40 covenant lite loans 40 FICO scores 40 debit interchange 40 TRUPs 40 Kardashian Prepaid MasterCard 40 uncollectible balances 40 charge offs 40 Lembo Zisa 40 garnishee orders 40 Nationalised banks 40 Value LTV 40 nonaccruals 40 SSIA holders 40 MFIs 40 RBSG 40 Term Deposits 40 cashpoint 40 HLCs 40 Credit 40 Average noninterest bearing 40 Arrears 40 Moneyfacts.co.uk 39 banker acceptances 39 principal paydowns 39 Nostro accounts 39 Lending 39 overdrafted 39 disbursements 39 Bankers Acceptances 39 Savings Maximiser 39 invoice factoring 39 PIN debit transactions 39 Platinum Credit Card 39 overspend 39 HiSave 39 Liquidity Ratio 39 Apacs 39 Payment Clearing 39 usurious 39 Covenant lite 39 Firstplus 39 uncollectable 39 debit card issuers 39 Credit Cardholders 39 Postpaid subscribers 39 receivable securitization 39 banksâ € ™ 39 OpenNow ® FundNow ® 39 Rate LIBOR 39 OIS spreads 39 IFSRA 39 LTV mortgages 39 moneysupermarket 39 EMIs 39 Chargeoffs 39 Graduate PLUS 39 nonprime borrowers 39 SmartGrowth deposits 39 Kalman Chany author 39 mortgagers 39 Lloyds TSB 39 interest margin NIM 39 Noninterest Earning Assets 39 Loan Guarantee Scheme 39 Pavala Vaddi scheme 39 overclaim 39 NPL ratios 39 BPPR 39 Eric Leenders 39 L Cs 39 FFEL loans 39 RushCard 39 FCDUs 39 Mark Jalovec 39 Nectar Credit Card 39 prepaying 39 MoneySavingExpert.com 39 Total nonaccrual loans 39 NatWest 39 MoneyFacts 39 #,#,# #,#,# Repayment [001] 39 faxless payday loans 39 One Account Cahoot 39 SmartyPig Cash 39 re loadable prepaid 39 Savings Account 39 Uganda BOU 39 ATM Debit card 39 Laurie Readhead Bank 39 swingline loans 39 Federally insured 39 Financing Activities Decrease 39 credit 39 superprime 39 Debits 39 PIKs 39 Moneynet 39 Klick SM Banking 39 EIBOR 39 Finance Institutions MFIs 39 NRE deposits 39 Faster Payments 39 overextending themselves 39 remittances coursed 39 Check cashers 39 Secured Credit Card 39 SBLF 39 Remortgage 39 jumbo ARMs 39 overpayments underpayments 39 CSCU 39 Payday loan 39 Individual Savings Account 39 reloadable prepaid 39 reloadable prepaid card 39 irrecoverable VAT 39 Notes Receivable 39 Mortgage approvals 39 depository institutions 39 thrifts 39 AVCs 39 Direct Deposit 39 payments 39 IOLTA accounts 39 SSIA savers 39 MasterCard Visa Discover 39 NCB FSB 39 debited 39 Prepay 39 check cashers 39 procyclicality 39 #,#,# #,#,# Repayments 39 Credit Cards 39 prepay 39 Bpay 39 Repossessions 39 Larry DiRita spokesman 39 check cashing 39 ATM Debit 39 iAdvance 39 Dining Credits 39 jumbo adjustable 39 covenant breaches 39 MIFs 39 Louise Cuming 39 Revolving Credit 39 COMET Issuance Trust 39 RNBCs 39 BPPG 39 ANGLO Irish 39 accounts receivable factoring 39 levelized billing 39 FDIC indemnification asset 39 Zimbank 39 Natwest 39 mortgage loan fundings 39 Kaupthing Edge 39 overpay underpay 39 Capitec 39 LVRs 39 performing loans NPLs 39 CheckAlt 39 Permo 39 Finance Guarantee EFG 39 Ghana BoG 39 Moneysupermarket 39 Saswitch fees 39 forex bureaux 39 SmartGrowth Loans 38 RevolutionCard 38 redefault 38 £ #.#billion [003] 38 NPLs 38 uncollectable balances 38 Payday Loan Tree 38 qualifying TCF Checking 38 IceSave 38 HAMP modifications 38 Repayments 38 APR 38 Adjustable Rate Mortgages ARMs 38 nonaccruing loans 38 accretable yield 38 BACS 38 ZIRP zero 38 dormancy inactivity 38 overclaimed 38 Option ARMS 38 CitiBusiness 38 BoSI 38 Allpoint ATMs 38 surcharging 38 Charcol 38 autopay 38 LloydsTSB 38 Deposit Accounts 38 LowCards.com 38 anywhere Debit MasterCard 38 nonbank 38 amortizations 38 OREO write downs 38 Betty Riess 38 prudential regulations 38 5x rollover 38 CNY#.# trillion [002] 38 unsecured 38 QR#.#bn [001] 38 RAKBANK 38 Corporation NYSE BAC 38 Net chargeoffs 38 Fixed Deposit 38 Eligible Liabilities 38 Marambii 38 Fixed Rate Savings 38 HBOS Lloyds TSB 38 kiting scheme 38 kisan credit 38 Intro APR 38 interest rates 38 OLTV greater 38 Revolving Facility 38 Low rate crdit 38 LIBOR OIS spread 38 trust preferreds 38 Kasasa Cash 38 interest margins NIMs 38 Predatory lenders 38 repossession proceedings 38 noncurrent loans 38 NRE FCNR 38 teletrack payday loan 38 libor 38 Rajshahi Krishi Unnayan 38 prepaids 38 Homeowner Loans 38 Monilink 38 Unsecured Loan 38 subfacility 38 nonperforming loans NPLs 38 CreditExpert 38 Individual Savings Accounts 38 overindebtedness 38 mini Isas 38 payslips 38 APACS 38 Rachel Thrussell 38 Children Regular Saver 38 jumbo adjustable IO 38 FCNR deposits 38 Interest Expense Interest expense 38 subprime originations 38 Special Liquidity Scheme 38 equity withdrawls 38 FHLB advances decreased 38 overlending 38 Prices HICP 38 Loan originations 38 FCNR B deposits 38 FDIC insures deposits 38 Permanent TSB 38 trillion kronur 38 Visa MasterCard AMEX 38 deductors 38 EmigrantDirect 38 DEBIT 38 FFEL lenders 38 AER * 38 workers union Finsec 38 Insolvencies 38 collateralizing 38 Tesco Clubcard 38 Ed Bowsher 38 dishonored checks 38 Pibs 38 Nonrevolving credit 38 PAYG withholding 38 negative amortizing 38 Self cert 38 Tenancy Deposit Scheme 38 RateCity 38 Clubcard vouchers 38 floorplan lenders 38 SmartGrowth Deposits 38 Defaqto 38 blue badge holders 38 Pounds #bn [002] 38 nonprime mortgages 38 fraudulent ATM withdrawals 38 BPLR 38 institutions ADIs 38 Interest Bearing Due 38 Netbank 38 VISA debit cards 38 Moneyextra 38 Visa Debit Cards 38 Wall Streetâ 38 banks DFIs 38 billpay 38 WTDirect 38 FFEL Program 38 residential mortgage originations 38 LLoyds TSB 38 PIN debit cards 38 Visa debit cards 38 Prepaying 38 netbanking 38 Flexible Spending Account 38 National Debtline 38 Tenancy Deposit Protection 38 FHA insured loan 38 Intrust 38 nonperforming asset 38 Default Rate 38 FCDU 38 TED Spread 38 sundry debtors 38 Bridgingloans.com 38 nationalized Anglo Irish 38 Funds Transfer 38 FirstPlus 38 Myfico.com 38 #,#,# #,#,# Repayment [002] 38 Cardholder 38 ISA allowance 38 creditcards.com 38 OnePulse 38 Real disposable incomes 38 Mortgage Lenders CML 38 KCCs 38 insured depositories 38 Offset Mortgage 38 #,#,# #,#,# Accounts payable 38 postdated check 38 origination fee 38 RBS HBOS 37 OneAccount 37 overclaiming 37 TransferNow 37 NRE deposit 37 nonrecourse loans 37 Option ARMs 37 FRMs 37 rebilling 37 extortionately 37 lendable 37 receivable balances 37 postpay 37 SACCOs 37 sharesave scheme 37 AfI 37 Lowcards.com 37 Barclaycard OnePulse 37 SSIAs 37 prepaid debit card 37 Borrowers 37 PPF levy 37 Term Facility 37 Rachel Thrussell head 37 Year Fixed Rate 37 ATMs 37 Bloom Raskin 37 Payments 37 willful defaulters 37 FFELP lenders 37 Charge Offs 37 Prepaid Visa RushCard 37 repossessions 37 Accounts payable #,#,# #,#,# 37 eWalletXpress 37 debtors 37 procuration fees 37 borrowers defaulting 37 SBAExpress 37 unscrupulous moneylenders 37 Aldermore 37 Unsecured Credit 37 AP IMPACT Bypassing 37 Noncustodial parents 37 analyst Harry Senlitonga 37 Permanent tsb 37 subprime mortages 37 Borrowings repayments 37 swingline 37 MyECheck 37 employers PRSI 37 Kenya CBK 37 NPL ratio 37 nonprime loans 37 treasurer Jack Dromey 37 mort gage 37 Fixed Rate Monthly 37 Mortgage Arrears 37 mort gages 37 Reporting Agencies CRAs 37 Money loveA 37 mso font pitch 37 Citizens Advice 37 KIBOR 37 payables 37 maturing FHLB advances 37 Peter Garuccio spokesman 37 monthly installments 37 Rmb1 #bn 37 Skukum gold 37 Mortgage Lenders 37 income teb 37 hawaladars 37 introductory teaser 37 Cashier Checks 37 Loan Interest Rates 37 capitalisations 37 nonemployer firms 37 uncollectible 37 chairman Seán FitzPatrick 37 passbook 37 Foreclosed real estate 37 nonaccrual loan 37 originations 37 FlexPay 37 interbank 37 Maxing 37 R#.#bn [006] 37 UAH #.#bn [004] 37 overborrowing 37 Credit Card Reform Act 37 value ratios LTVs 37 Betty Riess spokeswoman 37 Total nonperforming loans 37 paydowns 37 Banking 37 SR#.#bn [002] 37 Visa Debit Card 37 PIN debit 37 reverse convertibles 37 Popmoney 37 Cardpoint 37 -Nahal Toosi Zahar 37 MasterCards 37 reconnection fee 37 fractional reserve 37 Debts 37 borrowings repayments 37 teller machines 37 Automatic Teller Machines ATMs 37 eBanking 37 Gerri Detweiler author 37 FCDU loans 37 Bill Hardekopf 37 overexpenditures 37 paycheck withholdings 37 FHLBB 37 Credit Card Debt Consolidation 37 paycheck deductions 37 Regulated fares 37 Sufficient Funds 37 forfaiting 37 initial overcollateralization OC 37 Travellers Cheques 37 kiting checks 37 FFEL 37 savings 37 Services DFS.N 37 Retirement Savings Accounts 37 -Athletic Bilbao Telmo Zarra 37 rebill 37 refinancers 37 checkless 37 Account Transfer 37 Pay stubs 37 Mortgage Originations 37 Assets NPAs 37 Hbos 37 assets NPAs 37 PRSAs 37 Creditworthy 37 Uswitch 37 Banks ALBK.I 37 gilt auctions 37 ISA allowances 37 Compensation Scheme FSCS 37 Ukraine NBU 37 unamortized discount 37 £ #.#billion [005] 37 moneysupermarket.com 37 Fax Payday Loans 37 Julie Westermann 37 FDLP 37 NetSpend cardholders 37 MSN DirectPay card 37 phishing e mails 37 Student Loan Scheme 37 Non accruing 37 Guaranteed Saver 37 Virtual Wallet 37 PDCF 37 Bill Hampel 37 arrears 37 MMCB 37 DCCBs 37 Srednicki 37 Harsh Roongta answers