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(Click for frequent words.) 59 pensionable 59 economically inactive 57 occupational pension 57 pensioners 56 pensionable salary 55 pensions 55 jobseeker allowance 55 IB claimants 55 compulsory annuitisation 55 occupational pensions 55 workless households 54 PRSI contributions 54 claiming incapacity 54 Carers Allowance 53 statutory redundancy 53 pension schemes 53 superannuitants 53 Jobseekers Allowance 52 claiming Jobseekers Allowance 52 claiming Jobseeker Allowance 52 JSA claimants 52 demographic timebomb 51 unreduced pension 51 Jobseeker Allowance 51 CPP QPP benefits 51 Newstart Allowance 51 jobseekers allowance 51 annuitise 51 Newstart allowance 51 contributory pensions 51 Carer Allowance 51 unreduced 51 minimum wage NMW 51 Incapacity Benefit claimants 51 dole queue 50 Jobseeker Allowance claimants 50 Job Seeker Allowance 50 claiming Incapacity Benefit 50 IHT threshold 50 workless 49 Dr Ros Altmann 49 superannuation payouts 49 pension 49 babyboomer generation 49 Domestic Purposes Benefit 49 Incapacity Benefits 49 annuitisation 49 redundancy payouts 49 incapacity benefit 49 Job Seekers Allowance 49 Attendance Allowance 49 dole queues 48 compulsory superannuation contributions 48 superannuation 48 Default Retirement 48 Pensions 48 compulsory superannuation 48 Jobseeker allowance 48 carer allowance 48 claiming jobseeker allowance 48 Quebec Pension Plan 48 pensionable salaries 48 KiwiSaver 48 Newstart 48 KiwiSaver scheme 48 Incapacity Benefit 48 Stamp Duty threshold 47 Sickness Benefit 47 NEETs 47 claiming Jobseeker Allowance JSA 47 NZ Superannuation 47 charity Age Concern 47 concessionary fares 47 claiming jobseekers allowance 47 AVCs 47 KiwiSavers 47 compulsory schooling 47 LGPS 47 longer lifespans 47 Insurance Contributions NICs 47 paybill 47 Labour AMs 47 Pensioners Convention 47 NPSS 47 unpaid carers 46 S2P 46 stakeholder pensions 46 redundancy payout 46 wage indexation 46 Individual Savings Accounts 46 Minimum Sum 46 marriageable age 46 Working Tax Credits 46 Neets 46 retirement 46 uprating 46 Stakeholder pensions 46 Gordon Lishman 46 Paid maternity 46 co habiting couples 46 DPB recipients 46 age 46 Remploy factories 46 RRIF withdrawals 46 super annuation 46 preretirement 45 flexitime 45 indexation allowance 45 payrise 45 unsocial hours 45 superannuation entitlements 45 Mr Raynsford 45 clinically obese 45 pensions timebomb 45 RRSP contributions 45 EI premiums 45 Jobseekers allowance 45 inward migration 45 salaried GPs 45 Remuneration Tribunal 45 PRSI ceiling 45 Sex Discrimination Act 45 Senator Harradine 45 Modern Apprenticeships 45 indexation 45 NHS Pension Scheme 45 sicknote culture 45 Employment Tribunals 45 compulsory redundancy 45 dissaving 45 demographic bulge 44 sickness absence 44 mortgage repayments 44 breadline 44 retiral 44 Baroness Hollis 44 Superannuation Guarantee 44 poorer backgrounds 44 Pensioners 44 gainfully occupied 44 paypacket 44 PPF levy 44 teenage conceptions 44 Kiwisaver 44 undeducted contribution 44 Dearness allowance 44 PRSAs 44 thirties forties 44 CPP QPP 44 jobseeker allowance JSA 44 life expectancy 44 poverty datum line 44 Pension Scheme LGPS 44 co habiting 44 Austudy 44 undeducted contributions 44 retirment 44 concessionary fares scheme 44 adjustments COLAs 44 falling birthrates 44 socially excluded 44 forties 44 Gebhardtsbauer 44 nonworking spouse 43 Savings Scheme NPSS 43 SSIA holders 43 HECS fees 43 3per cent 43 Poverty Datum Line 43 CGT exemption 43 Incapacity Benefit IB 43 Age Concern 43 5per cent 43 Remuneration Authority 43 employers PRSI 43 BME backgrounds 43 claimant count 43 concessional contributions 43 Workfare 43 CTFs 43 compulsory superannuation scheme 43 Remuneration Panel 43 life expectancies 43 workless household 43 MMR uptake 43 BlindCraft 43 Jobseekers Allowance claimants 43 Von der Leyen 43 carers 43 Kiwi Saver 43 Child Tax Credits 43 childless 43 babyboomers 43 fee maxima 43 Educational Maintenance Allowance 43 NMW 43 Barnett consequentials 42 jobseeker allowance claimants 42 HECS debts 42 voluntary redundancy scheme 42 concessionally taxed 42 Pension Funds NAPF 42 golden handshakes 42 benefit scroungers 42 SuperGold card 42 Joseph Rowntree Foundation 42 baby boomer generation 42 Dr Stoate 42 Government Actuary 42 Equal Opportunities Commission 42 thalidomiders 42 Miss Winkfield 42 minimum wage earners 42 ISA allowance 42 double jobbing 42 Teachers Pension Scheme 42 Advanced Highers 42 Lm4 42 FE lecturers 42 Education Maintenance Allowance 42 MGM Advantage 42 SSIA accounts 42 LITRG 42 Education Maintenance Allowances 42 Child Benefit 42 incomes 42 Superannuants Association 42 Sir Digby 42 pen sion 42 monthly outgoings 42 FICA taxes 42 golden goodbyes 42 foster carers 42 Research IPPR 42 school leavers 42 Disability Living 42 childcare rebate 42 Pension 42 Life expectancy 42 superannuants 42 Inheritance Tax 42 jobcentre 42 non contributory pension 42 Renewables Obligation RO 42 IoD 42 Isa allowance 42 Routine Paps should 42 Single mums 42 Non doms 42 employer PRSI 42 TUC 42 Additional Voluntary Contributions 42 outgoings 41 JobCentre 41 redundancy entitlements 41 voluntary redundancy 41 Ed Blisset 41 claiming Job Seekers 41 contributory pension 41 Pension Scheme 41 casualised 41 Ucea 41 profits annuitants 41 cohabitees 41 payrises 41 contributions NICs 41 pensioner 41 Inheritance Tax IHT 41 Time Directive 41 wages 41 JobCentres 41 civil servants 41 IHT liability 41 Baby Boomer generation 41 monetization arrears 41 Christine Farnish 41 Funding Requirement 41 ageist 41 compulsorily redundant 41 ITEAs 41 unemploy ment 41 FE colleges 41 Unemployment Benefit 41 apprenticeships 41 bursary scheme 41 HECS repayment 41 Sustaining Progress 41 SuperGold Card 41 £ #bn [002] 41 Reoffending rates 41 DPB 41 pensioned 41 Mr Macniven 41 Ros Altman 41 jobcentres 41 forties fifties 41 dole claimants 41 CGT taper relief 41 Incapacity benefit 41 Safeguarding Vulnerable Groups 41 London Weighting 41 monthly repayments 41 adjustment COLA 41 pensionary benefits 41 dearness allowance 41 expert Ros Altmann 41 Age DRA 41 Serps 41 Saving Scheme NPSS 41 university vice chancellors 41 Sue Moroney 41 entitlements 41 Gibraltarians 41 minimum wage 41 Plaid AMs 40 NCEA qualifications 40 Northavon 40 Lees Galloway 40 dearness allowance DA 40 CIVIL servants 40 Esol 40 Remploy 40 generation Xers 40 Semolic 40 Blindcraft 40 Pensionskassen 40 tertiary education 40 Lodden River 40 NEET 40 Intergenerational Report 40 non domiciles 40 NuLab 40 unskilled manual 40 After Auvinen rampage 40 sports@thevillagesmedia.com 40 mid thirties 40 Mr Clappison 40 Warm Front 40 farmers Roger Burtchin 40 Clapham omnibus 40 Defined Benefit DB 40 Baby Boom generation 40 Hosepipe bans 40 invalidity pensions 40 sub postmasters 40 Isas 40 SFr1 billion 40 wage rollbacks 40 ProjectScotland 40 #F #C [002] 40 Nics 40 PRSI 40 thirties 40 preretirement income 40 Carer Payment 40 minumum wage 40 baby boomers 40 COE quota 40 fdonnelly@siadvance.com 40 BPH afflicts approximately 40 Jobseeker Benefit 40 OAPs 40 Speaker Bercow 40 NHS dentists 40 MMR jab 40 PAYE 40 Tir Mynydd 40 9per cent 40 income earners 40 educational attainments 40 skilled migrants 40 cohabiting couples 40 Diana Crossan 40 Mr Serwotka 40 m illions 40 CGT 40 output Altig 40 SAYE 40 saleem shahzad#@yahoo.com 40 Joanne Segars chief 40 disablity 40 Joanne Segars 40 salary increment 40 OBR forecasts 40 Mr MacShane 40 hepatitis C sufferers 40 Punter Southall 40 BASW 40 Plymothians 40 dearness allowances 40 superannuation surcharge 40 NHS dentistry 40 birthrate 40 infantilised 40 quango cull 40 compos mentis 40 babyboomer 40 ISA savers 40 boomer generation 40 wage earners 40 voluntary redundancies 40 told conservatives.com 40 Elise Gould 40 Personal insolvencies 39 aged 39 Mr Hain 39 discouraged jobseekers 39 EFRBS 39 caregiving responsibilities 39 nonworking spouses 39 Ros Altmann 39 #.#per cent [003] 39 Statutory Sick Pay 39 Minister Emilia Maslarova 39 Calman proposals 39 RRSPs 39 £ 1trillion 39 SSRB 39 Darien Fenton 39 mid forties 39 cervical screening 39 upskilling 39 MPIG 39 workshy 39 Liz Baxendine 39 PBGC insures 39 Ms Blower 39 hereditary peers 39 non doms 39 ConDem coalition 39 intestacy rules 39 Minimum Wage 39 Allowance JSA 39 paypackets 39 Ictu 39 IRA withdrawals 39 Isa savers 39 2p liter 39 PRPP 39 Pensions DWP 39 Sayid Abdelfatah 39 Knee replacements 39 Tuljapurkar 39 Gaelic speakers 39 RDSP 39 Educational Maintenance Allowances 39 unfair dismissal 39 NUPE 39 Mr Prentis 39 ageism 39 4per cent 39 Brendan Barber 39 GDBA unions 39 Paid Parental Leave 39 childcare vouchers 39 payscales 39 dotage 39 Canada Pension Plan 39 Equitable Life policyholders 39 Jobcentres 39 Bundred 39 emoluments 39 backbench MP 39 Workfare Bonus 39 occupational segregation 39 BECTU 39 OAS clawback 39 Civil servants 39 Inheritance Tax threshold 39 #C #.#F [003] 39 ladette culture 39 Mzansi account 39 retail union Usdaw 39 ICTU 39 1p liter 39 Unfair dismissal 39 fonctionnaires 39 dividend imputation 39 trivial commutation 39 kinship carers 39 FERS retirement 39 superannuation nest egg 39 unemployed 39 remuneration 39 ageist attitudes 39 Fund PPF 39 CTF vouchers 39 Emma Soames 39 equalities watchdog 39 Mr Dromey 39 CSRS annuity 39 sickness absences 39 delaying childbearing 39 incomers 39 provident fund 39 Gordon Lishman director 39 homeworking 39 Sickness absence 39 superannuating 39 EFRP 39 Dawn Primarolo 39 FE Colleges 39 Government Equalities 39 workless families 39 vocational qualifications 39 EWTD 39 gray nomads 39 £ #.#m overspend 39 Sir Reg 39 GdL 39 Funded Status 39 sheltered accommodation 39 opinions@dailyillini.com 39 e mail cynthia@ajc.com 39 Superfast broadband 39 Higher Remuneration 39 FTBs 39 earners 39 Medisave 39 Minister Pearnel Charles 39 Accommodation Supplement 39 union Adedy 39 GEPF 39 Stamp duty 39 childcare voucher 39 Andrew Goodsell 39 quangoes 39 Maastricht criterion 39 EEA nationals 39 Dame Joan Bakewell 39 Scottish Widows 39 Compulsory superannuation 39 neets 39 Leader Alfred Sant 39 Unite balloted 39 elective caesarean sections 39 Retirement System CSRS 39 £ #.#trillion [002] 39 Equalities Minister 39 Fatal stabbings 39 mid twenties 39 SIPPs 38 invalids 38 £ 6billion 38 golden hellos 38 dearness relief 38 Childcare vouchers 38 prime childbearing 38 sapper@dailytimes.com.pk 38 Retirement Savings Accounts 38 Guaranteed Income 38 Dolores Cristina 38 Jobcentre Plus 38 Lord Layard 38 Casey Kirschling 38 JobCentre Plus 38 Superannuation 38 Redundancies 38 GBP#bn [001] 38 @ blastmagazine.com 38 Clr Khan 38 stg# [002] 38 anti depressant prescriptions 38 Dearness Allowance 38 cwalters@pioneerpress.com 38 cash Isas 38 Teenage Pregnancy Strategy 38 feather bedded 38 gdp 38 Housing Allowance LHA 38 jstarkey@tribweb.com 38 Workfare Income Supplement 38 involuntary redundancies 38 secretary Dave Prentis 38 Regular Saver 38 remunerations 38 Rantzen 38 skilling 38 Paul Versteege 38 Qualifying Recognised Overseas 38 Royal Mail 38 Hendrikje Van Andel Schipper 38 Lynne Neagle 38 concessionary fare 38 RRIF withdrawal 38 lowest birthrates 38 Minimum Wage NMW 38 nonregular workers 38 ZSSS 38 CIPD 38 Labour 38 IVAs 38 Ms Harman 38 Instant Saver 38 Reserve Fund NPRF 38 SAYE schemes 38 Compensation Scheme 38 Miss Jowell 38 leader Kate Hollern 38 Age Pension Scheme 38 QROPS 38 nondoms 38 Mihai Seitan 38 swingeing cuts 38 Oxbridge educated 38 triennial valuation 38 Sir Gus O'Donnell 38 Lib dems 38 SAYE scheme 38 JLT Benefit Solutions 38 contributory pension scheme 38 Benenden Healthcare 38 MMR immunization 38 Sandy Mewies 38 baby boomer cohort 38 NZUSA 38 £ 2billion 38 young@siadvance.com 38 SCVO 38 2per cent 38 baby boomers retire 38 Supplement GIS 38 CRB checks 38 upskill 38 annuitants 38 mattcabbott@gmail.com 38 sixty somethings 38 Lord Falconer 38 maternity leave 38 Disability Allowance 38 OFMDFM 38 Employment Equality 38 ISA allowances 38 Chancellor Alastair Darling 38 Bekhradnia 38 PBOR 38 £ #.#million [006] 38 Mrs Ilott 38 Visible minorities 38 leave encashment 38 Chevalier Mayes may 38 nonelderly 38 Yearly mammograms 38 unemployement 38 lollipop ladies 38 Apprenticeships 38 Mr Hollobone 38 aganguli@mail.com 38 Union FBU 38 Adair Turner 38 re mortgaging 38 GPs 38 Maslarova 38 Mr Touhig 38 twenties thirties 38 e mail jcohn@jg.net 38 Lm3 38 hereditaries 38 Fostering Network 38 srosenbloom@tribune.com 38 remuneration packages 38 Minister Mihai Seitan 38 Jobcentre 38 Pre Budget 38 Equalities 38 statistics bureau Istat 38 Labour Party 38 Gozitans 38 divorcees 38 ryan@globe.com 38 RRIF 38 PMETs 38 unmarried 38 Reporter Pete Gawda 38 equalities minister 38 Ms Harre 38 hlevitt@langmichener.ca 38 LFASS 38 Individual Savings Account 38 Labour MPs 38 throw sickie 38 birthrates 38 editor@hockeyjournal.com 38 HSMP visas 38 MediShield 38 SSDI benefits 38 self employed 38 Moira Stuart 38 Minister Rosie Winterton 38 guilfoil.j @ blastmagazine.com 38 Kathy Casey Kirschling 38 AfC 38 Mdm Halimah 38 Holtham Commission 38 renumeration 38 Daycare Trust 38 numeracy skills 38 EHRC 38 Mr Wetere 38 Narrabri Shire Council 38 EI claimants 38 flu jab 38 Affairs Mary Hanafin 38 roldboxing@hotmail.com 38 compulsory redundancies 38 SSIA scheme 38 Derek Brownlee 38 Insolvencies 38 minister Nick Raynsford 38 Cohabiting couples 38 RESP contributions 38 Loddon Mallee region 38 PASYDY 38 DIUS 37 Ms Mactaggart 37 reskilling 37 registered childminders 37 FERS 37 wscanlan@thecitizen.canwest.com 37 Higher Education Contribution 37 Consulting Actuaries ACA 37 broadcasting union Bectu 37 Wage earners 37 Contributory Pension Fund 37 ACOSS 37 payscale 37 minium wage 37 SSIA savers 37 Mrs Lutua 37 Mr Hikaumba 37 redistributive taxation 37 Hartz IV reforms 37 reckonable 37 SSIAs 37 Union TEEU 37 wedlock birthrate 37 Mr Alambritis 37 Benefit Institution EOBI 37 invalids beneficiaries 37 Mr Plaskitt 37 Shadow Cabinet 37 Sipps 37 Unskilled 37 salaried nonexempt 37 Personal Accounts 37 Dearness Allowance DA 37 re skilling 37 EDCM 37 Backbench MPs 37 Thatcherites 37 wealthiest estates 37 gerontocracy 37 Union UCU 37 worklife balance 37 briefer bouts 37 Barnardo Cymru 37 tirement 37 wealthy non doms 37 chancellor Alistair Darling 37 £ #.#billion [003] 37 Independent Safeguarding Authority 37 Bahrainisation 37 undischarged bankrupts 37 upskilled 37 Actuarial Profession 37 STUC 37 Modern Apprentices 37 TGWU 37 unemployed Alabamians 37 unionisable 37 subpostmasters 37 Pension Scheme NPS 37 Unfunded pension liabilities 37 #.#pa liter [006] 37 MMR vaccination 37 advantaged backgrounds 37 pleural plaques 37 wage 37 MCESD 37 £ 8billion 37 tuition fees 37 Severn Barrage 37 lloydgarver@gmail.com 37 Trades Unions 37 GARL 37 chronically hungry 37 retrenchees 37 Takeva 37 Tehy 37 Balpa 37 sessionals 37 CEBR 37 osteoporosis Kalkwarf cautions 37 Sandra Gidley 37 Development CIPD 37 GARs 37 Prostitution Reform Act 37 paulcraigroberts@yahoo.com 37 payroll withholdings 37 SUPERANNUATION 37 lender SVR 37 Ms Randerson 37 redundancies 37 £ #billion [002] 37 childlessness 37 Aaron Bracamontes 37 de Vaus 37 Forth Crossing 37 unorganized sector 37 Bellwin scheme 37 Coping Classes 37 Nigel Waterson 37 Fianna Fáil backbenchers 37 workforce 37 school leaver 37 ippr 37 remunerated 37 Underemployed 37 GBP#bn [002] 37 NSITF 37 Nigel Meager 37 sickies 37 Ver.di union 37 liveable wage 37 KAY PATTERSON 37 partial climbdown 37 Peter Hain 37 railcard 37 Mr Cruddas 37 ISAs 37 Dius 37 Labour backbench rebellion 37 £ #.#billion [005] 37 Tim Loughton 37 Lib Dems 37 spokeswoman Jackie Baillie 37 Hon STEVE MAHAREY 37 Pension Schemes 37 Conservative frontbench 37 Anger brews 37 NICs 37 £ #bn [001] 37 balloted 37 Association TSSA 37 doddery 37 Minister Ursula von 37 Marian Sarbu 37 Stamp Duty holiday 37 SSNIT contributions 37 #pc mortgages 37 golden handshake 37 worklessness 37 £ 3billion 37 ContactPoint database 37 conveyance allowance 37 Sub postmasters 37 degression 37 supertax 37 hosepipe ban 37 actuarially 37 Pensions Regulator TPR 37 NOP poll 37 takehome pay 37 Ms Seabeck 37 CSRS Offset 37 Marc Hommel 37 bracket creep 37 Domestic Abuse Helpline 37 PRPPs 37 Miss Blears 37 Incapacity 37 Cllr Clucas 37 inefficient boilers 37 Exchequer 37 sh6b 37 Pension Regulator 37 COLAs 37 Spidla 37 Hymans Robertson 37 falling birthrate 37 Mr Letwin 37 lifestyling 37 salaries 37 casualization 37 penpushers 37 Pupil Premium 37 gainfully employed 37 Maastricht criteria 37 Directgov 37 Gromosiak explained 37 £ #.#bn [004] 37 Workplace Nurseries 37 nonmarital births 37 NIESR 37 Qrops 37 example HSMP visas 37 educationalists 37 TUPE transfer 37 unsociable hours 37 Joe Issachar 37 Mr Bundred 37 allophones 37 Ulrike Mascher 37 unmarried childless 37 Dundonians 37 RRSP withdrawals 37 Ms Burrow 37 LibDems 37 wage freeze 37 FERS employees 37 Emily Goodmann hopes 37 Failed asylum seekers 37 Social Security 37 bene fits 37 persistent absentees 37 manifesto pledges 37 ASGI SA 37 EPFO 37 Mr Rabbitte 37 pension S2P 37 NCVO 37 £ #.#m [005] 37 Retirement Savings Account 37 Mr Kilfoyle 37 MoTs 37 mini Isas 37 Parental Leave 37 Baroness Scotland 37 childcarers 37 Pensionskasse 37 CWDC 37 Liz Buttle 37 Martin Narey 37 Ver.di labor 37 boiler scrappage scheme 37 boomers 37 Social Security Authority GPSSA 37 Rosie Winterton 37 Foulard 37 earnings AWOTE 37 lowincome families 37 Commissioner Diana Crossan 37 Equalities Review 37 Contributory 37 grandparent carers 37 David Willetts 37 Cosla 37 Tory Eurosceptics 37 HECS 37 GCSEs 37 presumed consent 37 Plamen Dimitrov 37 Icas 37 Allwood Anderson 37 lump sum payments 36 Lm8 36 Civil Partnerships 36 Minimum wage 36 lump sum payouts 36 Mr Djanogly 36 ex servicemen 36 BobHarig@gmail.com 36 UKCES 36 Ms Farnish 36 YPDP 36 Ms Bluett 36 Directors IoD 36 sickie 36 BABY boomers 36 vice chancellors 36 ABC1s 36 reskill 36 Individual Voluntary Arrangement 36 Disability Support 36 Pounds #bn [002] 36 EPF contributors 36 ShapeNZ survey 36 stayaways 36 giddy heights 36 unaccompanied asylum 36 PRAs 36 Cuepacs 36 NuLabour 36 terry@blountspeak.com 36 Pensions Regulator 36 unemployment 36 Tory frontbench 36 Clyde shipyards 36 VED bands 36 solvency deficiency 36 HGV drivers 36 richest quintile 36 8per cent 36 mesothelioma sufferers 36 NAPF 36 Organisation EPFO 36 NATFHE 36 Plas Madoc 36 auer@siadvance.com