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(Click for frequent words.) 72 Pensioners 69 pensioner 69 OAPs 64 superannuitants 64 PENSIONERS 62 pensions 60 claiming incapacity 59 Attendance Allowance 59 Carers Allowance 59 unpaid carers 57 pensionable age 57 jobseeker allowance 57 occupational pensions 57 jobseekers allowance 56 Jobseeker allowance 56 carer allowance 56 workless 56 SuperGold card 56 civil servants 55 contributory pensions 55 JobCentres 55 statutory redundancy 55 Incapacity Benefit 55 claiming Incapacity Benefit 55 Carer Allowance 55 Incapacity Benefits 55 carers 54 concessionary fares 54 SuperGold Card 54 occupational pension 54 incapacity benefit 54 pensioners carers 54 superannuation payouts 54 Equitable Life policyholders 54 Working Tax Credits 54 Jobseekers Allowance 54 elderly 54 Incapacity Benefit claimants 54 thalidomiders 54 Pensions 54 Jobseeker Allowance 54 Remploy factories 53 Age Concern 53 sub postmasters 53 Jobseekers allowance 53 Farepak collapse 53 CIVIL servants 53 ex servicemen 53 benefit scroungers 53 charity Age Concern 53 pension 53 SSIA holders 53 retirees 53 householders 53 Newstart allowance 52 jobcentres 52 breadline 52 Job Seekers Allowance 52 Child Tax Credits 52 pension schemes 52 Newstart Allowance 52 concessionary fares scheme 52 Disability Living 52 Pensioners Convention 52 workless households 52 Pensioner 52 subpostmasters 52 Failed asylum seekers 51 Pensions DWP 51 Jobcentres 51 CARERS 51 Gordon Lishman 51 pensionable 51 Job Seeker Allowance 51 Warm Front 51 SSIA savers 51 sheltered accommodation 51 Equitable policyholders 51 claiming jobseekers allowance 51 minister James Plaskitt 51 ELDERLY 51 childcare vouchers 51 ISA savers 51 Incapacity benefit 51 nondoms 50 savers 50 Farepak savers 50 bogus workmen 50 Education Maintenance Allowance 50 OAP 50 profits annuitants 50 superannuants 50 Austudy 50 income earners 50 jobseeker allowance JSA 50 Mr Serwotka 49 trawlermen 49 Superannuants Association 49 grandparent carers 49 Mr Shapps 49 Allowance DLA 49 Domestic Purposes Benefit 49 scroungers 49 BENEFITS cheat 49 Sandra Gidley 49 minimum wage NMW 49 claiming Jobseeker Allowance JSA 49 Sickness Benefit 49 PRSI contributions 49 LGPS 49 Bogus callers 49 Isa savers 49 NZ Superannuation 49 OAPS 49 giros 49 MPs 49 Workfare 49 Pension 49 Dearness Relief 49 concessionary fare 49 golden goodbyes 49 railcard 49 redundancy payouts 49 Miss Winkfield 49 JSA claimants 49 stakeholder pensions 48 Jobseeker Benefit 48 Con Dem 48 Civil servants 48 Bryneithin 48 invalids 48 IB claimants 48 HOUSEHOLDS 48 Chancellor Alastair Darling 48 boiler scrappage 48 economically inactive 48 workshy 48 Pupil Premium 48 non contributory pension 48 Flu jabs 48 childcare rebate 48 jobcentre 48 spokeswoman Sarah Teather 48 Bill Esterson 48 FE lecturers 48 expert Ros Altmann 48 Child Benefit 48 Education Maintenance Allowances 48 ConDems 48 PMS savers 48 public servants 48 Non doms 48 contributory pension 48 Centrelink 48 penpushers 48 compulsory annuitisation 48 Dawn Primarolo 48 Wire ASW 48 KiwiSavers 47 sicknote culture 47 Abstudy 47 KIRKLEES Council 47 unsocial hours 47 PRSAs 47 Coping Classes 47 cash Isas 47 JobCentre 47 Newstart 47 Dr Stoate 47 claiming Jobseekers Allowance 47 posties 47 widows widowers 47 £ 2billion 47 paypoint 47 £ #BILLION 47 Baroness Hollis 47 spokesman Lord Oakeshott 47 superannuation entitlements 47 Jenny Willott 47 charity Barnardo 47 Single mums 47 superannuation 47 lucidity Julien 47 giro checks 47 Remploy factory 47 destitute asylum seekers 47 shopworkers 47 postmen 47 MSP Alasdair Allan 47 contributions NICs 47 Hertsmere MP 47 Dr Ros Altmann 47 flu jab 47 Farepak fiasco 47 Carer Payment 47 cider drinkers 47 ConDem 47 Superannuants League 47 HARD UP 47 Minister Rosie Winterton 46 Skeagh House 46 Devon Pensioners 46 binmen 46 Educational Maintenance Allowance 46 £ #.#m overspend 46 jobseeker allowance claimants 46 Inheritance Tax IHT 46 Citizens Advice Bureaux CAB 46 Liz Baxendine 46 HOUSEHOLDERS 46 secretary Dave Prentis 46 Hubert Falco secretary 46 RAIL passengers 46 socially excluded 46 Disability Allowance 46 Insurance Contributions NICs 46 Housing Allowance LHA 46 kinship carers 46 lollipop ladies 46 Icesave savers 46 CTFs 46 Mr Dromey 46 boiler scrappage scheme 46 Inheritance Tax threshold 46 holidaymakers 46 Bellwin scheme 46 mums 46 Plymothians 46 retrenchees 46 Supplement GIS 46 dole queue 46 Ms Teather 46 taxfree 46 Individual Savings Accounts 46 invalidity pensions 46 ContactPoint database 46 HECS debts 46 wage earners 46 frail pensioner 46 Invalids 46 Stakeholder pensions 46 destitutes 46 Pension Schemes 46 AISH recipients 46 bogus workman 46 Tir Mynydd 46 Ms Merron 46 workless families 46 Paul Versteege 46 Dundonians 46 indexation 46 Educational Maintenance Allowances 46 Carers 46 housebuyers 45 Mr Raynsford 45 minister Grant Shapps 45 LITRG 45 Quebec Pension Plan 45 LHA claimants 45 secretary Mark Serwotka 45 Blindcraft 45 dementia sufferers 45 Paymaster General 45 dustmen 45 EPF contributors 45 Research IPPR 45 BABY boomers 45 Gurkha veterans 45 school leavers 45 Tatton MP 45 Andrew Stunell 45 Lib Dem councilors 45 Citizens Advice Bureaux 45 Welwyn Hatfield MP 45 Statutory Sick Pay 45 Labour MPs 45 EFRBS 45 blue badge holders 45 Tony McNulty 45 BINMEN 45 Gozitans 45 Dimos Koumbouris head 45 PPF levy 45 Minister Grant Shapps 45 £ 9billion 45 Lembit Opik MP 45 rough sleepers 45 claiming Jobseeker Allowance 45 minister Yvette Cooper 45 Bogus caller 45 £ 8billion 45 payrises 45 dearness allowances 45 Mr Burstow 45 widowed spouses 45 non domiciles 45 Mrs Gillan 45 Bogus workmen 45 ComCare Fund 45 Children charity Barnardo 45 Mr Ruffley 45 union USDAW 45 NHS dentists 45 Derek Twigg 45 minister Rosie Winterton 45 David Gauke 45 shillings #p 45 railwaymen 45 Tim Loughton 44 Tax payers 44 Ms Primarolo 44 Lm4 44 Royal Mail 44 Labour AMs 44 Citizens Advice 44 leader Kate Hollern 44 undischarged bankrupts 44 childcare voucher 44 beedi workers 44 £ #.#MILLION 44 m illions 44 ConDem coalition 44 Hogmanay revelers 44 Jobseeker Allowance claimants 44 Nigel Waterson 44 Mario Galea 44 fixed incomes 44 throw sickie 44 James Clappison 44 LibDem MPs 44 Jobcentre 44 Dayanand Social Security 44 £ 6billion 44 widows 44 subsistence allowances 44 mortgage repayments 44 Paul Burstow 44 Mr Clappison 44 Rough sleepers 44 SINGLE mum 44 Nationalist MSPs 44 Jobseeker Allowance JSA 44 Kiwisaver 44 annuitants 44 Thalidomide Trust 44 EDCM 44 dearness relief 44 Pension Scheme LGPS 44 London Weighting 44 Hartz IV welfare 44 minister Nick Raynsford 44 Pension Scheme 44 MP Kali Mountford 44 wrinklies 44 adjustments COLAs 44 minister Dawn Primarolo 44 CASH strapped 44 secretary Yvette Cooper 44 hauliers 44 Ros Altmann 44 £ 5billion 44 Falinge 44 pitmen 44 Carl Sargeant 44 STAGGERING 44 TORY MP 44 Swingeing cuts 44 CHANCELLOR Alistair Darling 44 Sub postmasters 44 Higher Education Contribution 44 unemployment blackspots 44 Mr Cawsey 44 Serps 44 resthomes 44 #pc mortgages 44 charity Combat Stress 44 minister Malcolm Wicks 44 Sub Postmasters 44 Workplace Nurseries 44 General Employee Entitlements 44 trade unionists 44 ROYAL Mail 44 HOLIDAYMAKERS 44 postie 44 heartless thieves 44 Karl Chircop 44 Jack Dromey deputy 44 AGE Concern 44 Mr Liddell Grainger 44 claiming jobseeker allowance 44 non doms 44 DPB recipients 44 ex gratia payments 44 Incapacity Benefit IB 44 Paid Parental Leave 44 FAMILIES 44 Justine Greening 44 Householders 44 PENSION 44 Sure Start 44 Pension SIPP 44 Tax Benefit 43 mineworkers 43 Mr Prentis 43 Guaranteed Income 43 SubPostmasters 43 MP Lorely Burt 43 playschemes 43 Iain Duncan Smith 43 leavers 43 Sir Nicholas Winterton 43 redundancy entitlements 43 SuperGold 43 partial climbdown 43 dependents 43 PENSIONS 43 Aged Age Concern 43 MP Paul Burstow 43 annuitisation 43 Social Security recipients 43 Concessionary 43 Homebuy scheme 43 claimants 43 BlindCraft 43 Childcare vouchers 43 compulsory superannuation 43 Affairs Rafi Eitan 43 annuitise 43 Julie Kirkbride 43 Gibraltarians 43 tax payers 43 Dearness allowance 43 Stockwell Strangler 43 Group LITRG 43 MP Kitty Ussher 43 fortnightly rubbish collections 43 Natascha Engel 43 Church Gresley 43 registered childminders 43 Pensions Sipps 43 Ilias Iliopoulos general 43 Esol 43 Decent Homes Standard 43 Binmen 43 Pensions SIPPs 43 Tasmanians 43 swingeing 43 Don Touhig 43 Pension Bima Yojana 43 Mr Robathan 43 ACOSS 43 Mr Gauke 43 KIND HEARTED 43 Pennine Housing 43 Aberdonians 43 poorer backgrounds 43 Cheryl Gillan 43 Pension Funds NAPF 43 CPAG 43 Association TSSA 43 Anger brews 43 NEEDY 43 Sickness absence 43 £ #billion [001] 43 sickies 43 spokeswoman Jackie Baillie 43 superannuation surcharge 43 HOUSING chiefs 43 union UNISON 43 chancellor Alistair Darling 43 Ann Winterton 43 leader Peter Britcliffe 43 MoTs 43 Minimum Wage NMW 43 CASH STRAPPED 43 Shapps 43 VINCE CABLE 43 fortnightly installments 43 £ #.#billion [005] 43 uprating 43 MP Mark Oaten 43 Ms Winterton 43 wealthy non doms 43 Shetlanders 43 Redditch constituency 43 Leader Alfred Sant 43 pleural plaques sufferers 43 2p liter 43 Savings Certificates 42 ASBOS 42 Medisave accounts 42 Gordon Lishman director 42 Chancellor Alastair 42 Equitable Life 42 Minister Mihai Seitan 42 Isas 42 worklessness 42 Rodney Bickerstaffe 42 retail union Usdaw 42 Mr Plaskitt 42 Supertram 42 co habiting couples 42 Conmen 42 CTF vouchers 42 Dementia sufferers 42 Barnado 42 TUC 42 Remploy 42 Dave Prentis 42 Clr Khan 42 Meg Hillier 42 postmistresses 42 paybill 42 CSRS retirees 42 retiral 42 charity Mencap 42 Joanne Segars 42 Ageing Justine Elliot 42 Darien Fenton 42 Jobseekers Allowance claimants 42 ex Servicemen 42 RHODRI Morgan 42 James Plaskitt 42 Plas Madoc 42 lowincome families 42 Labour backbench rebellion 42 Lorry drivers 42 Dreamscheme 42 nonpoor 42 Wintertons 42 famillies 42 postcode lottery 42 sufferers 42 Harrowgate Hill 42 Lib Dem MPs 42 quango chiefs 42 Edward Garnier 42 Wokingham borough 42 lump sum payouts 42 MP Bill Rammell 42 Pieter Wessels 42 CGT exemption 42 employer PRSI 42 FTBs 42 Equitable Life debacle 42 MHKs 42 Contributory Pension Fund 42 swingeing cuts 42 Rosie Winterton 42 families 42 cavity wall 42 golden hellos 42 conmen 42 NORTH Lincolnshire 42 Fianna Fail backbenchers 42 £ 4billion 42 leaky aortic valves 42 quangocrats 42 AISH 42 Mr Heathcoat Amory 42 LABOUR councilors 42 George Osborne 42 MP Oliver Heald 42 Dame Joan Bakewell 42 Exchequer 42 sixth formers 42 told conservatives.com 42 Silvio Parnis 42 Tenancy Deposit Protection 42 Labour backbenchers 42 VULNERABLE 42 Affairs Mary Hanafin 42 pen sion 42 bairns 42 LONDONERS 42 Ms Goldie 42 spongers 42 MediShield 42 Secretary Yvette Cooper 42 Housebuyers 42 FRAUDSTERS 42 bursaries 42 cashstrapped 42 MP Julie Kirkbride 42 Childless couples 42 Citizen Advice 42 Bernard Jenkin 42 PRSI 42 disabled 42 pensions timebomb 42 KAY PATTERSON 42 Neighbourhood Watch schemes 42 taxman 42 doorstep conmen 42 MP Mark Lazarowicz 42 www.dwp.gov.uk 42 Bridgemary 42 FSCS levy 42 Citizens Advice Bureau 42 Childcare Vouchers 42 TaxPayers Alliance 42 Clr Pinnock 42 Phil Gallie 42 exorbitant rents 42 AVCs 42 dole claimants 42 rateable values 42 Minister Derek Twigg 42 Labour 42 coalminers 42 coachloads 42 busmen 42 BME backgrounds 42 Ms Kirkbride 42 Fianna Fáil TDs 42 Living Allowance 42 Tory MPs 42 unreduced pension 42 HOME OWNERS 42 ConDem cuts 42 Chief Executive Adam Crozier 42 railworkers 42 dole queues 42 Allowance JSA 42 Lm8 42 CARER 42 DAVID Blunkett 42 incomers 42 superloo 42 Gravesham 42 mesothelioma sufferers 42 Canberrans 42 bedsits 42 Hertsmere 42 Sir Alan Beith 42 Mr Djanogly 42 WRVS 42 Ann McKechin 42 NHS dentistry 42 HOSPITAL bosses 42 mums dads 42 widows orphans 42 virtually housebound 42 cashpoints 42 Jackie Baillie 42 pounds# [001] 42 grannies 42 HOMEBUYERS 42 playscheme 42 Working Neighbourhoods Fund 42 PASYDY 42 Retirees 42 Joseph Rowntree Foundation 42 bogus callers 42 £ #.#billion [001] 42 Teachers Pension Scheme 42 Bellwin Scheme 42 SSAFA 42 Stamp Duty threshold 42 Kiwi Saver 42 entitlements 41 Czech Romanies 41 Fine Gael Leo Varadkar 41 PBGC insures 41 Minimum Sum 41 backbenchers 41 employers PRSI 41 David Ruffley 41 Citizens Advice bureaux 41 Redditch Borough Council 41 PAYE 41 Samurdhi beneficiaries 41 LFASS 41 Scheme SPS 41 Mrs Cryer 41 Mervyn Kohler 41 firsttime buyers 41 dole bludgers 41 Distraction burglars 41 MP Eric Martlew 41 inefficient boilers 41 mini Isas 41 carer 41 Lib Dems 41 Sharesave 41 strath 41 TAXI drivers 41 housholds 41 Chancellor Alistair Darling 41 RRIF withdrawals 41 IHT threshold 41 nonworking spouses 41 pulling sickies 41 Britons 41 golden handshakes 41 workless household 41 monthly outgoings 41 S2P 41 Benenden Healthcare 41 Labour heartlands 41 NASUWT teaching 41 Stephen Hesford 41 Zimbabwean asylum seekers 41 Victorians 41 MP Elliot Morley 41 privitisation 41 Individual Savings Account 41 university vice chancellors 41 KiwiSaver 41 Inheritance Tax 41 CONMEN 41 paypacket 41 yobs 41 teenage yobs 41 Chief Mahinda Balasuriya 41 beneficiaries 41 Unison branch 41 Kiwisaver scheme 41 ZUS 41 Retirement System CSRS 41 Income Supplement 41 Fraudster jailed 41 subways trolleys 41 Andrew Robathan 41 Elderly 41 yob culture 41 Homeswest 41 Mr Letwin 41 GPs 41 Sheffielders 41 Glencraft 41 MSP Richard Lochhead 41 Mrs Ilott 41 quangoes 41 SPENDING REVIEW 41 gray nomads 41 maisonettes 41 Ian Swales 41 Tory backbenchers 41 Accommodation Supplement 41 COUNCILS 41 Plaid Cymru AMs 41 claiming Job Seekers 41 COLAS 41 Mr Connarty 41 ABC1s 41 cross benchers 41 pension S2P 41 publicans 41 Subpostmasters 41 Aids sufferers 41 householder 41 £ #.#billion [003] 41 Minister Emilia Maslarova 41 FlexAccount 41 Cr Bourke 41 ex serviceman 41 Anne Begg 41 railcards 41 bereaved relatives 41 voluntary contributions AVCs 41 MP Nigel Waterson 41 Malcolm Wicks 41 REDUNDANCY 41 minister Derek Twigg 41 Mr Touhig 41 COUNCIL bosses 41 Ormsgill 41 Fylde coast 41 Greypower 41 Armed Forces Compensation Scheme 41 Mr Spellar 41 FJF 41 Medifund 41 Philippa Roe 41 Connah Quay councilor 41 Backbench MPs 41 PPF 41 consumer watchdog Postwatch 41 numpties 41 Secretary Cheryl Gillan 41 Playbuilder scheme 41 childcarers 41 Allowance ESA 41 BELB 41 union PASYDY 41 FYLDE coast 41 BENEFIT cheat 41 Welwyn Hatfield 41 NPSS 41 Isa allowance 41 foster carers 41 Christine Farnish 41 VCOSS 41 Railcard 41 Nick Gibb 41 HMRC 41 Lm7 41 Dr Stephen Ladyman 41 Tory frontbenchers 41 SAYE scheme 41 Gurkha soldiers 41 £ 8bn 41 CLICO policyholders 41 Palmers Green 41 GPs surgeries 41 coffin dodgers 41 Mr Alambritis 41 ORGANISATIONS 41 Indira Yojana 41 Mr McGimpsey 41 Gwenda Thomas 41 greedy geezers 41 Service ACOSS 41 Philip Hammond 41 PRSI ceiling 41 MP Grant Shapps 41 Age Concern Islington 41 Fiscal Studies 41 Ageing Santo Santoro 41 NAPF 41 Sheffield Hallam MP 41 Mark Serwotka 41 manifesto pledges 41 bursary scheme 41 Nhs 41 EI claimants 41 Welfare Reform 41 Homeworkers 41 SSIAs 41 Mr Farron 41 Paid maternity 41 HEALTH bosses 41 WorkCover premiums 41 quango cull 41 JobCentre Plus 41 Bethlehem Steel retirees 41 Ian Liddell Grainger 41 Assistance Scheme 41 NHS 41 Ms Harman 41 RAC motoring strategist 41 £ 7billion 41 SAYE schemes 41 FERS retirement 41 Shadow Chancellor George 41 £ 3billion 41 Gregg McClymont 41 Ms Featherstone 40 minimum wage earners 40 downshifters 40 brick kiln slaves 40 Energy regulator Ofgem 40 Usdaw 40 SNP MSPs 40 LibDem MP 40 infirm 40 Small Businesses FSB 40 Conservative backbenchers 40 Speaker Bercow 40 unorganized laborers 40 MP Shailesh Vara 40 Glasgow Shettleston 40 www.direct.gov.uk 40 unscrupulous landlords 40 allowances 40 overclaimed 40 Landsbanki Guernsey 40 HEALTH campaigners 40 Hartz IV 40 Inland Revenue 40 pupils 40 Subsidised 40 rented accomodation 40 Service TPAS 40 HOMEOWNERS 40 PBGF 40 Peter Cardy 40 super annuation 40 cervical cancer vaccination 40 Rudi Vis 40 Redundancy Payment 40 Witney MP 40 Sarah Teather 40 MP Alistair Burt 40 Farepak Response Fund 40 compulsory redundancy 40 Thatcherites 40 MP Clive Efford 40 AllPay 40 Combined Pensioners 40 fortnightly collections 40 SAYE 40 ISAs 40 Ms Shortall 40 £ #MILLION [001] 40 Ms Randerson 40 schoolfriends 40 mentally infirm 40 Unison Dave Prentis 40 leader Elfyn Llwyd 40 minister Don Touhig 40 cohabitees 40 AN INITIATIVE 40 Renewables Obligation RO 40 Labour backbencher 40 secretary Andrew Lansley 40 Kevan Jones 40 Mark Serwotka general 40 Leuchie 40 Mereham 40 SIPPs 40 Eastbourne Buses 40 redundancy payout 40 Scottish Nationalists 40 Housing Federation NHF 40 Jobcentre Plus 40 Lm3 40 Kingskerswell bypass 40 rent arrears 40 Gurkhas 40 overclaim 40 Tory grandees 40 seniors 40 CREDIT crunch 40 voluntary redundancy scheme 40 babyboomer generation 40 UNISON 40 Grant Shapps 40 Wiganers 40 VAT 40 ring fenced 40 Beverley Hughes 40 Mid Beds 40 monetization arrears 40 Khodorkovsky exchanged glances 40 Martin Narey 40 UNION bosses 40 Andrew Lansley 40 MP Kate Hoey 40 ABCUL 40 Lindsay Hoyle 40 Jennifer Rankine 40 Mrs Keeble 40 Mary Creagh 40 Annapurna Yojana 40 Séamus Brennan 40 Refuse collectors 40 Age Pension Scheme 40 reablement 40 pensionable salaries 40 Silver Surfers 40 equalities minister 40 Mr Ng'ang'a 40 Liam Byrne 40 TPAS 40 #,#.# #,#.# Prepaid 40 £ #/#m 40 Cllr Clucas 40 unemployables 40 shirkers 40 Broxbourne Council 40 sunseekers 40 CREDIT CRUNCH CRISIS 40 redundancy 40 stakeholder CTF 40 MP Andrew Stunell 40 Ex Servicemen Contributory 40 Comely Bank 40 charity WellChild 40 HGV drivers 40 Stamp Duty holiday 40 Minister Pearnel Charles 40 nondrivers 40 Kali Mountford 40 SHOPKEEPERS 40 GST Credits 40 MP Llew 40 Sheffield Hallam constituency 40 SocietyGuardian.co.uk 40 SBP DIC offset 40 St Elphin 40 queuers 40 Cash ISAs 40 Lib Dem MP 40 Liz Kwantes 40 sh6b 40 mydeposits.co.uk 40 TORIES 40 Sir Gus O'Donnell 40 reservists 40 sheme 40 Workfare Bonus 40 Caroline Flint 40 tuition fees 40 BRITONS 40 allowance HRA 40 Ms Seabeck 40 UNIONS