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(Click for frequent words.) 60 Persistency 55 disciplined underwriting 54 policyholder retention 51 lapsation 51 mortality morbidity 50 indexed annuity 50 underwriting 49 policyholder 49 GMDB 49 BOLI COLI 49 policyholder surplus 49 inforce 49 premiums 49 reinsurance 49 reinsurance treaties 48 variable annuity 48 policyowner 48 annuity 48 cedant 48 DPAC amortization 48 policyholder dividends 48 actuarial 47 PruProtect 47 ceded reinsurance 46 equivalent APE 46 Ulips 46 Medicare Supplement 46 policyholders 46 IBNR 46 Variable annuity 46 Ulip 46 PFFS 45 reinsurance recoverables 45 Hiscox Bermuda 45 MXN# #mn 45 fixed annuities 45 Coinsurance 45 retrocessional 45 MCEV 45 variable annuities 45 Reinsurance recoverables 45 SHKPI 45 bancassurance 44 payor mix 44 affecting mortality morbidity 44 outwards reinsurance 44 retentions 44 inforce premium 44 fixed indexed annuities 44 keyman insurance 44 actuarially determined 44 Fixed Annuity 44 VNB 44 THB# #mn 44 EquiTrust Life 44 ceding commissions 44 retrocessional coverage 44 DAC unlocking 44 Annuity 43 insurance 43 ULIPs 43 Reinsurance Assumed 43 variable annuity guarantees 43 reinsurers 43 self insured retentions 43 PVNBP 43 CommInsure 43 adjusted capitalization 43 cedents 43 casualty reinsurance 43 nbAccelerator 43 Conseco Insurance 43 nonadmitted 43 HG LV 43 BSLI 42 incentive accruals 42 coinsurance 42 Discontinued Lines 42 Specialty Lines 42 MedAmerica 42 annuitization 42 Earned premiums 42 unfavorable variances 42 GMIB 42 annuities 42 capitated 42 intercompany reinsurance 42 Gentle EVER 42 insureds 42 nonlife 42 Unit Linked 42 mortality persistency 41 ULIP 41 Broadspire 41 UPCIC 41 persistency mortality 41 insurer 41 Fixed annuities 41 BillingCenter 41 recoverables 41 Scottish Provident 41 Ansvar 41 MIICL 41 cedants 41 CIRe 41 GMWBs 41 Best Capital Adequacy 41 bancassurers 41 reinsurance broking 41 retrocession 41 Specialty Admitted segment 41 Med Supp 41 MGUs 41 ULIPS 41 GMWB 41 LTCi 41 RRGs 41 Stephan Christiansen 41 deferred annuity 41 indexed annuities 41 Bancassurance 41 Critical Illness 41 LTCI 41 nonstandard automobile 41 actuaries 41 Fixed annuity 40 CastlePoint Re 40 HMFI 40 nonstandard auto 40 Regulation XXX 40 Critical Illness Cover 40 written NPW 40 LAE ratio 40 actuarial calculations 40 compensation accruals 40 FirstBest UMS 40 uncollectible reinsurance 40 catastrophe reinsurance 40 insurers 40 actuary 40 GBP#.#b 40 professional indemnity 40 Defined Benefit 40 Medicare Advantage PFFS 40 FinCor 40 borrower depositor 40 FAFLIC 40 medically underwritten 40 bancassurance channel 40 Medicare Advantage MLR 40 LNL Agency 40 noninterest bearing deposit 40 InsPro 40 Premium persistency 40 Guaranteed Minimum Income 40 RMBS exposures 40 mediclaim policies 40 Forethought 40 wirehouse channel 40 PLIC 40 CastlePoint Insurance 40 PhilNaRe 40 receivable balances 40 PDP MLR 40 Insurance 40 Assurance 40 Variable Universal 40 Medicare Advantage membership 40 EUR1 #mn 40 MPLI 40 reinsures 40 Revios 40 NBV margin 40 Employers Liability Compulsory 40 Slome notes 40 equity indexed annuity 39 Ambac Assurance Corporation 39 actuarial assumptions 39 deductibles copays 39 Disability Insurance 39 TFG CLO investments 39 detariffed 39 Bosna Re 39 Coverages 39 Uni.Asia 39 HDI Industrie 39 Radian Asset 39 Sum Assured 39 Lonpac 39 captive reinsurance 39 IBNR reserves 39 MasterDex 39 Assumed Reinsurance 39 LIMRA International 39 origination volumes 39 insurability 39 ULPs 39 Ratio BCAR 39 solvency ratio 39 IGD surplus 39 nondeposit fees 39 NIPPONKOA Asia 39 Equity indexed annuities 39 OMFN 39 Axa 39 Jeevan Varsha 39 GARs 39 tele underwriting 39 LAE reserves 39 Variable Annuity 39 PPO POS 39 VUL 39 AGF Trust 39 Earned Premiums 39 LMGI 39 cedent 39 YoverY 39 Torchmark 39 GAFRI 39 HMO PPO POS 39 CDO financings 39 CAMICO 39 FHCF 39 RiverSource Life 39 Lloyd syndicates 39 Debt prepayment 39 Policyholder 39 ARS# #mn 39 Folksamerica Re 39 Merastar 39 professional indemnity PI 39 equity indexed annuities 39 Irda 39 premiums GWP 39 reinsurance recoverable 39 policyowners 39 AmerInst 39 FEGLI 39 Marketform 38 Separate Account 38 WR Berkley 38 SunAmerica Financial 38 ratecard 38 Reinsurance 38 reinsurance Hannover Re 38 FSAH acquisition 38 Underwriting 38 Statutory surplus 38 actuarial valuations 38 ROP Term 38 Hiscox Guernsey 38 Cobalt Gordian 38 retention 38 Unum 38 ROAs 38 Plans ULIPs 38 LifeSearch 38 Unitrin Direct segment 38 de tariffing 38 CDHP enrollees 38 DTRIC 38 Mapfre Re 38 ICICI Prudential Life 38 prepayment speeds 38 Fac Re 38 AM Best 38 inventory obsolescence 38 VGLI 38 KICO 38 noninterest 38 Nationwide L.inc 38 TMNF 38 Immediate annuities 38 AGCS AG 38 Jeworrek 38 Delvag 38 nonlife insurance 38 FUEL CHEM segment 38 EVLI 38 Medicare Advantage 38 Personal Lines 38 facultative 38 Indexed Universal 38 partially mitigated 38 IBER 38 VGBL 38 MDRT membership 38 UILIC 38 FirstBest Agent 38 reinsurance recoveries 38 NBCR risks 38 life assurers 38 Stable Value 38 actuarially 38 profitability 38 PPO HMO 38 Century Indemnity 38 Transsib Re 38 deductibles copayments 38 Novae Re 38 FEHBP enrollees 38 Medigap 38 underwritings 37 iWorks Prophet 37 EquiTrust 37 EXAMPLE Platform 37 FirstBest UMS ™ 37 premiums ceded 37 Premiums 37 reinsurance reinstatement 37 IFS ratings 37 Gross Premiums Written 37 cessions 37 COLI BOLI 37 Valiant Specialty 37 Medmarc 37 premium GWP 37 medigap 37 Folksamerica 37 Assurant Health 37 Jeevan Anand 37 Kingstone Insurance 37 FirstBest UMS TM 37 CIGNA 37 Operating Percentages 37 finite reinsurance 37 InsPro Enterprise 37 gross NPL ratio 37 premia 37 PruLife 37 Jeevan Aastha 37 nonperforming asset 37 PHP# #mn 37 CNY# #mn 37 MedicareAdvantage 37 Critical Illness Insurance 37 Toa Re 37 ICOB 37 MGAs 37 AultCare 37 retrocessionaires 37 Montpelier Re 37 deferred loan origination 37 actuarially justified 37 Partially mitigating 37 mediclaim 37 downward repricing 37 KPIs metrics 37 noninterest bearing deposits 37 annuitisation 37 WCIRB 37 Telstra eBusiness 37 AMP Sanmar 37 retrocessions 37 variable annuity reinsurance 37 nondeductible expenses 37 gross NPAs 37 GRENKE Group 37 Balboa Reinsurance 37 reinsurance recoverables owed 37 ACR ReTakaful SEA 37 Casiopea Re 37 Beazley syndicates 37 QGIR 37 LIFO adjustments 37 Radian Guaranty 37 Guardrisk 37 de tariffed 37 reinsurance receivables 37 Mr. Mathas 37 SBLIC 37 Professional Liability PL 37 mso font pitch 37 advocate Clare Spottiswoode 37 Labuan Re 37 PVNBP basis 37 property catastrophe reinsurance 37 SecurePath 37 Conning Research 37 Partially offsetting these 37 Aioi Nissay Dowa 37 Seguros ING 37 casualty insurance 37 Allianz Tiriac 37 nonlife premiums 37 RenaissanceRe Syndicate 37 deferred variable annuity 37 takaful operators 37 benefits copayments deductibles 37 PolicyCenter 37 MVRs 37 Unitrin Specialty 37 retrocessional reinsurance 37 Annuities 37 MoneyGuard 37 IFAs 37 CGU 37 Infrassure 37 EBIDTA margin 37 PLN# #mn 37 Guaranteed Lifetime 37 COLI policies 37 reinsuring 37 PMPM basis 37 Blended churn 37 MA PFFS product 37 HMO 37 XLFA 37 EUR#.#b 37 inforce premiums 37 Chartis enables 37 Crop1 37 capitation 37 Bima Plus 36 BKIC 36 APE 36 Gross Profit Margins 36 DailyMed TM 36 Life Insurance 36 IPCRe 36 preneed 36 tele interviewing 36 VANTAGE ONE 36 Vacation Interval sales 36 Guaranteed Minimum Death 36 flow NIW 36 IRDA 36 Selects Guidewire 36 reestimates 36 Aurigen 36 GCAN 36 Retirement Annuity 36 ING Asigurari de Viata 36 Allianz SpA 36 reinsurance commutations 36 Defined Contribution DC 36 loan origination fees 36 financial guaranty reinsurance 36 copays deductibles 36 Gross Written Premiums 36 MCCSR ratio 36 SCOR SE 36 mis selling 36 ratio MLR 36 CMTPL 36 Actuarial 36 Somewhat offsetting these 36 Mbask 36 BICI 36 actuarially sound 36 Aegon 36 Policyholder benefits 36 assurers 36 ClaimCenter 36 MajescoMastek 36 Ceding commission 36 Chola MS 36 Health insurer Cigna 36 Benefits Benchmarking Tool 36 Wiener Städtische 36 insur ance 36 Long Term Disability 36 subaccount 36 Byron Udell founder 36 SurePower Innovation 36 guaranty reinsurance 36 FCGH 36 billable headcount 36 Omniasig 36 reinsurance ceded 36 RVUs 36 reinsurer 36 Associa client 36 KFSI 36 RSUI 36 LIMRA 36 RightAnswers delivers 36 AXA RE 36 noncovered 36 Firemans Fund 36 Surplus Lines segment 36 MAPFRE RE 36 HUK 36 RIMS Benchmark Survey 36 Van Ribbink 36 PXRE 36 intermediated 36 Iffco Tokio 36 Jevco 36 governmental payors 36 ANICO 36 dealer floorplan ABS 36 OneShield Dragon 36 microinsurance 36 Cardif Pinnacle 36 warranty accruals 36 gross activations 36 Lloyd Syndicate 36 ING IUL Global 36 reinsured 36 TIAA Traditional 36 Securian 36 PLANCO 36 BlueOptions 36 HDHP HSA 36 finite reinsurance contracts 36 AFLIC 36 VPAS R 36 renewals 36 Pension Reform Act 36 COLI 36 pro forma MADS 36 Insurance Broking 36 Actuarial Guideline 36 MEEMIC Insurance Company 36 HFSG 36 BestWire 36 HSA HDHP 36 Revises Rating Outlook 36 Syncora Capital 36 reattribution 36 reserve reestimates 35 No Lapse Guarantee 35 workers comp 35 Aegon Religare 35 Scottish Equitable 35 contributory pension 35 premium 35 AllLife 35 Electro Re 35 Insurer 35 contingent commissions 35 OBPI 35 actuarially sound rates 35 RAAs 35 ProCentury 35 SMMI 35 Income Annuities 35 deductibles coinsurance 35 Assurant Intermediary 35 Consistent Embedded 35 NAIC 35 accruals 35 PLICO 35 PTNS therapy 35 EAIG 35 QBE 35 edgeConnect 35 Folksamerica Reinsurance Company 35 #bps QoQ [002] 35 AGCS 35 Flagstone Holdings 35 TPAs 35 Premiums Written 35 Asiban 35 subscriber churn 35 unfunded accrued 35 Van Faasen 35 HDHP 35 linear pharmacokinetics 35 DNBi 35 de Seguros y 35 Prescription Drug Plan 35 FTE staffing 35 #bp qoq [001] 35 uninsured underinsured motorist 35 Chief Executive Jacques Aigrain 35 Thomas F. Motamed 35 Unearned Premiums 35 HUF# #mn 35 Aon Re 35 Mainspring Managed 35 Policyholder Advocate 35 Property Casualty 35 VALIC 35 postpaid churn 35 Indemnity 35 Bima Account 35 Greenlight Re 35 reversionary bonus 35 OIR 35 Employee Compensation 35 Long Term Care 35 Flexible Lifetime 35 stakeholder CTFs 35 ProMutual 35 Mr Makove 35 underinsurance 35 Inviva 35 Limra 35 HDHPs 35 Lease Losses ALLL 35 Sword AgencyPort 35 Deerbrook ® Insurance 35 MCCSR 35 Assurant Preneed 35 BP insurer QBE 35 AMBest 35 Retirement Annuities 35 Disability RMS 35 skyrocketing malpractice 35 Holdings AMEX UVE 35 Variable annuity deposits 35 postpay 35 established CoverX R 35 thequarter 35 Policyholders 35 Assurant Solutions 35 operating EBIDA 35 salesand 35 Jeevan Akshay 35 Admin Re 35 NCQA accreditation 35 HDFC Chubb 35 collateralization 35 reinsurance cessions 35 i aXs 35 GPPs 35 pd ratings 35 EUR2 #mn 35 Fortegra Financial 35 fixed indexed annuity 35 Ceded premiums 35 Variable annuities 35 BPE Segment 35 OREO valuation 35 Seguros Inbursa 35 Overhead Expense 35 Rs.#.#cr 35 multiline insurer 35 CDHP 35 BestWire Feb. 35 Surplus Lines 35 Bao Minh CMG 35 Immtech clinical trials 35 workersa compensation 35 procuration fees 35 PFFS plans 35 IncomePlus 35 Mediclaim 35 StanCorp 35 j Represents 35 TFG CLO 35 MCOT TM 35 entities VIE 35 Premium DRIP 35 guaranty 35 FDIC indemnification asset 35 CDHPs 35 French reinsurer SCOR 35 Nick Prettejohn 35 longevity 35 nsurance 35 IFS rating 35 unitised 35 Future Generali 35 Tranquilidade 34 nonaccrual loan 34 OHIC 34 windstorm deductibles 34 subrogation 34 Contingent commissions 34 Gerling Global 34 view www.idexrecruitment.com 34 Fiduciary Liability 34 balance sheet deleveraging 34 Facultative 34 unamortized premiums 34 insurance premiums 34 Catastrophe losses 34 ERGO Insurance 34 solvency 34 FBL 34 Chief Executive Ramani Ayer 34 insurees 34 noninsurance 34 ultrashort bond 34 uninsureds 34 noninterest bearing checking 34 Shareholder Return 34 payor reimbursement 34 UNIFI Companies 34 BEST RE 34 delinquencies defaults 34 rent escalations 34 capitalization 34 Generali Pilipinas 34 principal paydowns 34 repricing downward 34 Amlin Bermuda 34 Insurer Financial 34 Meiji Yasuda 34 Sword Intech 34 Talanx 34 HealthMarkets 34 Lasaco 34 HBDT 34 CyberSecurity Solutions segment 34 Donegal Mutual 34 Unitrin 34 Allianz Leben 34 Plant Nutrient Group 34 HMEC 34 OM Kotak Mahindra 34 HMO PPO 34 bonus accruals 34 Slome explains 34 Defined Benefit DB 34 redistributional 34 Nationale Nederlanden 34 AmerUs 34 Ascensus 34 DAKOTACARE 34 rating affirmations 34 originations 34 Medicare Part 34 agents brokers MGAs 34 IDIT 34 Mine LOM 34 WholesaleInsurance.net 34 Guidewire ClaimCenter 34 bps qoq 34 LTC 34 Tokio Millennium 34 Variable Annuity Life 34 Continental Casualty 34 Unitrin Direct 34 Marita Zuraitis president 34 AutoOne 34 SCOR Global 34 Thunderhead NOW platform 34 Variable Annuities 34 Forethought Life 34 facultative reinsurance 34 MBIA Insurance 34 ILU occupancy 34 Loss Ratio 34 Strength IFS ratings 34 MetLife 34 HEMIC 34 TMLT 34 ISMIE 34 MediGap 34 SBLI USA 34 Lloyd Syndicates 34 GWP 34 H. Edward Hanway 34 cashflows 34 actuarial soundness 34 Partnered Brands segment 34 RenRe 34 Livestock Gross Margin 34 maturing FHLB advances 34 EbixExchange 34 wholelife 34 healthplans 34 ASTRA Asigurari 34 Bima Nivesh 34 Groups Directive IGD 34 SF CDO exposure 34 lien RMBS 34 Chesnara 34 Blue Shield PPO 34 BlueChoice 34 Liz Zlatkus 34 Multi Peril 34 Vitality Re 34 annuitized 34 Bajaj Allianz 34 winbacks 34 FINEOS Claims 34 reinstatement premiums 34 postretirement obligations 34 Fund FHCF 34 JMP Credit 34 EBIDTA margins 34 NGL margins 34 LIC 34 High Deductible 34 Flagstone Suisse 34 MYR# #mn 34 Stakeholder pensions 34 Insureds 34 Medicare Supplement Earned 34 caisse network 34 FSAH 34 AAIC 34 cardmember spending 34 PrefSure 34 Multi Peril Crop 34 PPO EPO 34 CUMIS 34 Variable annuity sales 34 NQDC 34 GMACI 34 incepting 34 Operating Expense Ratio 34 GCom 34 giant Fortis NV 34 SUNZ 34 iPipeline 34 Paymentshield 34 CIGNA Choice 34 unapplied 34 AVMA GHLIT 34 Bezeq Fixed Line 34 Cold Remedy segment 34 HealthFund 34 eRisk Hub 34 Max Bupa 34 Deductible 34 Hannover Re 34 PFZW 34 Transamerica Re 34 CorSolutions 34 Insurers 34 Mediclaim policy 34 Matthew Josefowicz director 34 Nippon Life 34 Transamerica Reinsurance 34 Physhield Insurance Exchange 34 IntellectTM 34 Finite Risk segment 34 Revenues Premiums 34 Gary Bhojwani 34 Excess Liability 34 reinsurance coverages 34 SmartGrowth deposits 34 ING Vysya Life 34 DxCG 34 unamortized deferred 34 TIG Insurance 34 Casualty Reinsurance 34 accommodative macroeconomic 34 PARIS RE 34 Piecemeal reform 34 Premium Equivalent APE 34 Immediate Annuity 34 nonaccruals 33 Underwriting Officer 33 wholsesale 33 insurance BOLI 33 collateralization tests 33 Allmerica 33 Autoben 33 NAICO 33 SigmaKalon acquisition 33 LTVs 33 nondeposit investment 33 PruHealth 33 d Reflects 33 spokeswoman Kate Hollcraft 33 UPDRS scores 33 Xantic acquisition 33 modified coinsurance 33 de novo branching 33 confiscatory penalties 33 Chartis 33 moneyback 33 procuration fee 33 Sharpe Ratio 33 Keoghs LLP 33 spokeswoman Kristin Binns 33 actuarial liabilities 33 Scottish Amicable 33 Conseco 33 interest margins NIMs 33 surance 33 Symetra Life 33 CastlePoint 33 DSIC 33 RenaissanceRe 33 Liberty Syndicates 33 Ambac Assurance Corp. 33 Financial Stability Rating 33 Insurance Regulatory 33 proc fees 33 Ssas 33 indemnity 33 Chief Actuary 33 Alternatively Secured 33 specialty casualty multiline 33 Marlborough Stirling 33 SCOR Vie 33 Colorectal cancer incidence 33 chargeoffs 33 unfavorable payor mix 33 recoupments 33 Ullico Casualty 33 deductible IRAs 33 Inc. NASDAQ MIGP 33 Assurant 33 PMPM 33 winback 33 Gerling NCM 33 Thunderhead NOW 33 blockers angiogenesis inhibitors 33 ARIG 33 Domestic Brokerage 33 MarketScout 33 CNA HealthPro 33 Demotech 33 MVAS gross 33 assurer 33 Gamma Iota Sigma 33 CAD#m [002] 33 Ceylinco Life 33 Mortgage Guaranty 33 Asteron 33 Fiberglass Composite Pipe 33 rollover IRAs 33 Holding AG SLHN.VX 33 FirstComp 33 Protective Life 33 Socioeconomic factors 33 AmTrust 33 repricings 33 Gausewitz 33 Membership persistency 33 HealthStream Learning 33 inverse floater 33 Lenovo AsiaInfo 33 Andy Goldby 33 AEGON Religare Life 33 LTCG 33 Professional Liability 33 rescissions 33 UNIQA 33 NSF OD 33 Everest Re 33 detariffing 33 CGNU Life 33 ParallelPay 33 Email Encryption 33 address inadvertent miscalculations 33 WAEPA 33 ACORD standards 33 postemployment 33 Lonny Reisman MD 33 LIFO inventory 33 AEGON 33 ratio #.#:# #.#:# 33 Subrogation 33 ratios compare favorably 33 iPartners 33 Finetre 33 NaviSys 33 LPT deferred 33 HMOs 33 Guidewire Insurance 33 JIIC 33 HumanaOne 33 Ternian 33 ONEOK Partners segment 33 FBL Financial Group 33 Genworth 33 Solvency 33 Development Authority Irda 33 AgencyPortal 33 involuntary attrition 33 residual 33 Aetna HealthFund 33 Minimum Continuing 33 RMBS transactions 33 GENEX 33 RapidSure 33 multiemployer 33 FirstBest 33 Invested Capital ROIC 33 TFN NEWS BRIEFING Banking 33 EPLI 33 Pacifico Vida 33 copayments deductibles 33 Case persistency 33 JEVCO 33 BCR Asigurari de Viata 33 urinary retention gastric 33 cecal intubation 33 Novae Group 33 Univest Insurance 33 DailyMed ™ 33 Sedgwick CMS 33 MVAs 33 Meritain 33 Rs2 #cr 33 XLCA 33 Assured Guaranty Re 33 ARMtech 33 decumulation 33 unlevered balance sheet 33 Unizan merger 33 CIFG NA 33 refundings 33 OREO write downs 33 reinsurance commutation 33 SLF Reinsurance 33 SpHb monitoring 33 Pohjola Non 33 postretirement benefit