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(Click for frequent words.) 57 Presentment 50 remittance processing 49 billers 49 CheckAlt 49 biller direct 48 Remote Deposit Capture 48 electronic presentment 48 lockbox processing 48 ACH origination 46 CheckFree RXP 46 eStatements 46 check electronification 45 EBPP 45 ACH Automated Clearing 45 Bill Presentment 45 wholesale lockbox 44 invoice presentment 44 Clearingworks 44 ACH debit 44 NetDeposit 44 Remote Deposit 44 ® RXP 44 Remote Deposit Capture RDC 43 BANKLINK 43 Simplifile 43 CaptureOne 43 Lockbox 43 Funds Transfer EFT 43 iPay Technologies 43 Sierra Xpedite 43 NYCE Network 43 eDelivery 43 TotaleReceipts 43 transmodus 43 ImageNet Mobile Deposit 43 ACH transactions 42 ATM PIN debit 42 SVPCO 42 Murthy Veeraghanta president 42 Viewpointe 42 clearinghouse ACH 42 Management Electronic Invoice 42 Check# 42 ACH debits 42 payment EIPP 42 MyECheck 41 WAUSAU Financial 41 Endpoint Exchange 41 Item Processing 41 Xign 41 Cleartouch 41 electronic invoice presentment 41 ACH EFT 41 lockbox 41 outstation checks 41 CashEdge 41 Jopari 41 AnyDoc ® 41 FundsXpress 41 payee 41 ImagePoint Hub 41 IRDs 40 eCheck 40 iLINK 40 check truncation 40 OPEN SCAN 40 Alogent 40 BillPay 40 POPmoney 40 MICR laser 40 payees 40 eBAM 40 eChecks 40 Popmoney 40 EIPP 40 Plug'n Pay 40 automatic debits 40 transfer EFT 40 PaymentsNation 39 Utiba Pte Ltd. 39 GoldTracks 39 LINK2GOV 39 Fedwire 39 DepositNow 39 Skyline DirectFED 39 CenterVision 39 GTESS 39 Princeton eCom 39 EPN STP 39 TotaleChecks 39 Viewpointe Archive Services 39 Aptys 39 eMortgage 39 Inovium 39 loan origination 39 TranDotCom 39 SEPA Direct Debits 39 TeleCheck 39 RealMed 39 ebanking 39 debiting 39 Click2Pay 39 Electronic Payments 39 Teller Capture 39 iPay 39 nonsufficient funds 39 VerifySmart TM 38 billpay 38 WebSeries 38 CASHplus 38 ACH 38 Accounts Receivable Conversion 38 ledger reconciliations 38 NYCE Payments Network 38 JetPay 38 Digital Mailroom 38 OpSource Billing CLM 38 BillingTree 38 Inc. OTCBB PYDS 38 GIFTS Software 38 Global PAYplus 38 via BPAY 38 MeS 38 PPI PayMover 38 Magnetic Ink Character Recognition 38 Funds Transfer 38 ePayments 38 Direct Debits 38 electronic presentment ACH 38 PINless debit 38 Popmoney ® 38 www.metavante.com 38 ATM debit 38 Synergent 38 ATM Debit card 38 FDMS 38 NEOVIA Payment Suite 38 ePASS 38 AdminisTEP 38 Dupe Detective 38 ImageWay 38 INETCO Insight 38 automatically debited 38 Mitek Systems 37 ACH Direct 37 Chexar 37 Global eTelecom 37 NeoFirma 37 DataTrac 37 ePayment 37 PayCash Mobile 37 ACHeck# 37 eWalletXpress 37 VECTORsgi 37 paperless invoicing 37 Yodlee 37 NetCapture 37 WTDirect 37 BenSoft 37 bankcard processing 37 unauthorized debits 37 eCheck payments 37 uFund 37 PIN Debit 37 ICBA Bancard 37 LCM Payments 37 check kiting 37 Electracash 37 eLending 37 Direct Deposit 37 CheckFree Nasdaq CKFR 37 Payment Processing 37 iPay Technologies operates 37 BytePro 37 SVPCo 37 Green Dot MoneyPak 37 Symitar TM 37 DataFlow Transaction Network 37 ACCEL Exchange 37 ANSI X# 37 Paymode X 37 Item Capture 36 Transcard 36 Mitek Mobile 36 A2iA CheckReader 36 Advancial 36 RTGS NEFT 36 Orbograph 36 echeck 36 IntelAccount 36 CheckFreePay 36 Payerpath 36 OFX 36 System ITMS 36 InHouse Mortgage 36 BuyerWall 36 BillMatrix 36 Remote Capture 36 Remittance Processing 36 Yodlee BillPay 36 tokenization 36 Albridge 36 Checkgateway 36 3DSI 36 Intelligent Authentication 36 StreamLend Velocity 36 iLumen 36 check cashing 36 EBIDS 36 prepaid cardholders 36 SignatureLink 36 Ellie Mae ePASS 36 Genpass 36 Skyline DirectFED Payment 36 remittance 36 OTCBB MYEC 36 Mitek 36 ATM debit card 36 Payment EBPP 36 SynTel 36 biller 36 Pointe2Pointe 36 General Purpose Reloadable 36 CardWizard 36 electronification 36 PayCash 36 PIN debit 36 Cred Ex 36 cardholder authentication 36 SEPA compliant 36 InstaMed 36 eInvoice 36 HIPAA compliant 36 Solutran 36 VisaNet Visa global 36 Metavante Image 36 PAYplus USA 36 PAYplus ServiceBureau 36 overdraft protection 36 ubmitIt 35 data interchange EDI 35 visit www.elavon.com 35 Fast Transact 35 NASDAQ FISV 35 Loan Servicing Platform 35 Symcor 35 Corillian Voyager platform 35 ACH origination cross 35 Transworld Systems 35 Electronic Clearing 35 OmniPay 35 NetTeller Online Banking 35 CheckFree 35 ecash checking 35 Instant Geocoder 35 HBNet 35 Stored Value 35 eBanking 35 Payment EIPP Electronic 35 NETBANX 35 EDI Electronic 35 VitalChek 35 Sharetec 35 Account Origination 35 telebanking 35 QuickPay 35 Metavante 35 Payment Gateways 35 notarizing documents 35 eFunds Corporation 35 REWARDChecking ® 35 NCR ImageMark 35 BROOKFIELD Wis. Fiserv 35 Brainware Distiller 35 ImagePoint 35 CheckFree PEP + 35 VSoft 35 DCS CardWizard software 35 PayMaxx 35 CashWorks 35 Cheque Clearing 35 merchant bankcard 35 WebPay 35 Aliaswire 35 PreCash 35 Euronet operates 35 ComplianceOne 35 ATM Debit cards 35 Travelers Cheques 35 DataView# 35 InteliData 35 NEFT 35 SWIFT FIN 35 Panini Vision 35 BlitzDocs 35 ChoicePay 35 issuers acquirers 35 MasterCard rePower 35 UseMyBank 35 Ed Starrs 35 eWAY 35 POS 35 FraudNet 35 TransferOrbit 34 TransEngen 34 Fiserv Clearing 34 BPay 34 NACHA PAYMENTS 34 eBanking account 34 e Invoicing 34 NASDAQ EEFT 34 DuoCash 34 paycard 34 Incurrent 34 CSCU 34 decisioning 34 ProfitStars 34 Summit.NET 34 receipting 34 FAST TRANSACT 34 GETPAID 34 IPRO eCapture 34 FTRANS 34 MyECheck Inc. 34 Pin Debit 34 netbanking 34 IntraNet Worldwide 34 Docufide 34 Fund SERV 34 SVPCO Image Payments 34 LoanCenter Consumer 34 uttering forged 34 Everlink 34 Intrieve 34 ATM POS 34 DeviceFidelity In2Pay 34 FraudProtect System 34 ConformX 34 Corillian Voyager 34 CheckFree Corporation 34 ePayables 34 TransFirst LLC 34 Payday Loan 34 NYSE EFD 34 Goldleaf Financial 34 Fiserv EFT 34 Verifi 34 I4 Commerce 34 Valutec 34 MoneyPak 34 M Com BankAnywhere 34 MedAvant 34 Fiserv VISION 34 idsDoc 34 NEOVIA 34 direct debits 34 MICR 34 uMonitor 34 BankServ 34 Clearent 34 ProtectPay 34 SWIFTNet FileAct 34 Velocitymoney.com 34 SSFCU 34 FirstClose 34 eRM 33 BPAY 33 CrossCheck 33 presigned 33 credit card 33 AMISYS Advance 33 MasterCard Visa Discover 33 GulfPak 33 Navicure 33 Inc. Amex UDW 33 postdated 33 Paycom 33 Postmarked Email 33 Dataworks 33 Lancore 33 eCom 33 www.elavon.com 33 prepaid debit 33 Direct Debit Limited 33 Adjudicare 33 nuBridges Exchange 33 Goldleaf 33 Evare 33 Rêv 33 Secure Payment 33 EFT 33 Link2Gov 33 IRA custodian 33 DolEx 33 ClearCommerce 33 PayNearMe 33 TIO Networks 33 T Recs Enterprise 33 NACHA 33 eWatchLine 33 preprinted checks 33 Only Cashier 33 HERAE 33 LandSafe 33 Carreker 33 central counterparty CCP 33 CashPro 33 LoanServ 33 Fundtech Ltd. 33 YapStone 33 Neal Auction Co. 33 Carreker Corporation 33 Bpay 33 Commerciant 33 ReD Shield 33 Ukash voucher 33 Viewpointe Pointe2Pointe 33 BizManager 33 CFSA Best Practices 33 cardholder 33 Fiserv 33 eDesk 33 MortgageDashboard 33 Benefitfocus eBilling 33 S1 Postilion 33 B2E 33 PaymentVision 33 Secure Vault Payments 33 drawee 33 Semafone 33 Trustcash TM 33 ChannelAdvisor Complete 33 BACS 33 BranchNet 33 Image Teller 33 BidPay 33 PAYplus 33 MoneyPass 33 automated teller 33 PayMode 33 chequing 33 Jose Velarde 33 ewallet 33 Jopari Solutions 33 Saylent 33 Faster Payments 33 goDough 33 Credit Debit 33 SecureTrading 33 negotiable certificates 33 TurboSwift 33 NYMEX ClearPort ® 33 Cypra Media 33 StatementOne 33 INTRUST 33 UniRush 33 CardinalCommerce 33 TotaleAtlas 32 hyperWALLET 32 nostro 32 ClairMail 32 Allpoint ATMs 32 accountholder 32 American Bancard 32 Personal Identification Verification 32 X#.# [004] 32 Amisys Synertech 32 recharacterizing 32 MasterCard inControl 32 multibank 32 TransArmor solution 32 notarizing 32 Stored Value Cards 32 reloadable cards 32 PayPro 32 PIN debit transactions 32 transacting 32 Establishing PaySecure 32 teletrack 32 Electronic Payment Processing 32 HyperSafe Secure 32 PAY.ON 32 ATM debit cards 32 Netgiro 32 OxiCash 32 Accuity 32 payment 32 checkless 32 iPAY 32 PayCard 32 ILD Teleservices 32 seamlessly interfaced 32 SWIFT messaging 32 PayPass reader 32 easyLENDER 32 ATM 32 demat 32 Fifth Third Processing 32 EPPICard 32 InnoTrust 32 Veracity Payment Solutions 32 Plasticjungle.com 32 BankNet 32 PaySecure 32 Ariba Invoice 32 QAT Consulting 32 American CREDCO 32 faxless payday loans 32 Mobilescape 32 Intercash 32 VoiceVerified 32 eCommerce checkout 32 eGistics 32 WorkingRx 32 DirectSpend 32 Checkfree 32 Teller Item 32 comparative raters 32 escrowing 32 SWIFTNet Funds 32 PCI DSS compliant 32 debit card 32 Moneydirect 32 visiting www.officialpayments.com 32 debited 32 ACH Clarity 32 POS terminal 32 Discover Debit 32 CURRENT LIABILITIES Notes 32 lodgement 32 PayPad 32 STEP2 32 WebMD Envoy 32 deferred presentment 32 Cardinal Centinel ® 32 Check Truncation 32 FinanceWorks 32 online merchants MyECheck 32 Purepay 32 EFTs 32 FSA HRA 32 NYSE GPN 32 branded prepaid debit 32 VISA CISP 32 Ed Labry president 32 MiCash 31 Experian Payments 31 revocable trust accounts 31 Optio Solutions 31 payday loan 31 2CO 31 debit EBT 31 EcoCard 31 SEPA Credit 31 KODAK INSITE Prepress Portal 31 Availity 31 SECURE eBill 31 ACATS 31 ClickPay Solutions Inc. 31 CashNetUSA 31 Ambiron 31 FundsXpress Financial 31 Automated Clearinghouse 31 Payee 31 RDM Image 31 Walmart MoneyCard 31 Convoke 31 receipt 31 created checks RCCs 31 dormancy inactivity 31 ATM Debit 31 PDNB 31 DocVelocity 31 Credito Artigiano SpA 31 checkable deposits 31 Automated Clearing House 31 Wire Transfer 31 debit cards 31 Readychex ® 31 Firm# 31 NetWitness NextGen 31 Global Axcess 31 LinkConnector 31 Solveras Payment Solutions 31 ZashPay 31 SWIFT connectivity 31 charging overdraft fees 31 debit card transactions 31 ICE eConfirm 31 Skukum gold 31 Debit MasterCard ® 31 rePower 31 FiCentive 31 eFunds 31 Epson CaptureOne 31 Hunterdon Middlesex Somerset 31 CashPoint 31 ClairMail System 31 Checking Account 31 cashbook 31 Loan Origination System 31 InterSwitch 31 lodgements 31 Citigroup Institutional Clients 31 depository participant 31 CheXpress 31 cashiers checks 31 RentPayment 31 Chase Paymentech 31 SEPA Direct Debit 31 eLynx 31 PayItGreen 31 Persolvo 31 OPEN SCAN ® 31 FurnishNet 31 eAutoclaims 31 prepaid reloadable 31 USALive 31 SmartyPig Cash 31 encashment 31 remitter 31 faxless 31 AliPay 31 Feddis 31 ReliaCard 31 BASE# eps 31 countersign 31 garnishing wages 31 Gasper Vantage 31 GHR Systems 31 Interpay 31 unordered merchandise 31 Paycheck Secure 31 Fintura 31 Readychex R 31 BluePay 31 overdrawn 31 Neteller 31 dye stained 31 Paymentech 31 MBI Benefits 31 RiskWise 31 XPRT Ventures LLC 31 FirsTech 30 eWallets 30 MDwerks 30 informedRx 30 garnisheeing wages 30 PayFlex 30 ATTUS Technologies 30 Merchants Credit Card 30 Beanstream 30 PSCU Financial Services 30 SafeSend 30 debits 30 autopay 30 reloadable debit card 30 processing subsidiary FirsTech 30 borrower repays 30 CheckFree FraudNet 30 USA ePay 30 Debit Card Processing 30 SafetyPay 30 PSPP Holdings 30 Rewards Prepaid MasterCard 30 Cyganiewicz 30 Efile 30 automatically deducted 30 TranzWare 30 Stored Value Card 30 PaySimple Solution 30 Solvport 30 banker acceptances 30 bankcard 30 SafeCart 30 Qualtrax 30 MXsense 30 SEDONA CRM 30 IFMG 30 automated redaction 30 VALID Systems 30 MISER 30 Portware FX 30 ARTA Deposit 30 institutions ADIs 30 FirstClose TM 30 Satilla Community Bank 30 Curomax 30 Money Remittance 30 Confirmation.com 30 Cheque Truncation 30 Cardholder 30 SQN Banking Systems 30 ATM deployer 30 MoneyBookers 30 Interac Online 30 Refund Anticipation Loan 30 MedCom USA 30 XpressCredit 30 PULSE EFT Association 30 CareMedic 30 wire transfers 30 Internet PIN Debit 30 Floyds Knobs Jeffersonville 30 Eiger Systems 30 BasePoint FraudMark 30 Nastacie 30 GAXC 30 CertifiChecks gift certificates 30 lodgments 30 depository 30 icesave 30 Cology Inc. 30 OpenNow ® FundNow ® 30 identity theft 30 Peru Pico Machay 30 Debit 30 ABN AMRO Mortgage 30 ATM Debit Card 30 Durivage wrote 30 BioPay 30 customer overdraws 30 Jware 30 ECCHO 30 Intuit GoPayment 30 payday lending 30 CardWorks 30 anywhere Debit MasterCard 30 InvestEdge 30 BLMIS 30 reconcilement 30 TrustKeeper 30 Benefit Transfer EBT 30 i Lytics SECURE 30 Vital Processing 30 depositing 30 IntraNet 30 ePassporte 30 SiNSYS 30 MedCom System 30 Secure Identity 30 iMTS 30 iKobo 30 SafePay 30 Debitman 30 Mpayy 30 debit 29 Wells Fargo ExpressSend 29 prepaid MasterCard 29 Fiserv ISS 29 Certegy 29 Certegy Check Services 29 KARPOWER Online 29 SilverLake System 29 myCitadel 29 SHAZAM 29 Klick SM Banking 29 undeposited 29 POSA terminals 29 check casher 29 Billers 29 accounts receivable factoring 29 processing 29 ProLender 29 kiting checks 29 renminbi banknotes 29 decoupled debit 29 Contactless payment 29 RBS Worldpay 29 lodgment 29 EastNets 29 Visa debit cards 29 teller drawers 29 Parascript 29 Lorton Data 29 Postilion 29 Elavon 29 Otelco Declares Distribution 29 CheckFree TradeFlow 29 Card Personalization 29 swipes debit card 29 inControl 29 Paymentech LP 29 BCLOC 29 reloadable prepaid 29 Busey Wealth Management 29 payday loans 29 LandAmerica OneStop 29 Fiserv Imagesoft 29 WorldSharp 29 FinnOne ™ 29 First Advantage CREDCO 29 Wiz Sentri 29 eDisclosures 29 ACH Transactions 29 deposit 29 Pivotal Payments 29 NetDeposit LLC 29 Bling Nation 29 Club Vivanet 29 MyECheck commented 29 Comdata 29 GlobalPay 29 overdraft 29 chequing accounts 29 Stan Hollen 29 RJ Mattes reads 29 automated teller machine 29 Firepay 29 PhoenixEFE 29 Revolution MoneyExchange 29 Cashier Check 29 TLM Corona 29 Prepaid Visa RushCard 29 DCT Pilot 29 Harland Printed Products 29 largest bankcard acquirer 29 TradePMR 29 teller 29 Mike Golebiowski 29 Bill2Phone 29 nonsufficient fund 29 COCARD 29 Neovia Financial 29 Check Cashers Act 29 machines ABMs 29 postdated checks 29 RevolutionCard 29 debit card overdrafts 29 Visa Debit 29 nondeposit 29 VISA debit card 29 Visa Cardholder Information 29 Teletrack 29 reloadable prepaid cards 29 Avista Agile 29 PenChecks 29 blank payee lines 29 ResourceOne 29 fraudlent 29 Visa ReadyLink 29 SunGard AvantGard 29 Visa payWave contactless 28 prepaid debit card 28 American Express ExpressPay 28 Fifth Third Bank 28 Cerro Solo Uranium 28 Citibank Gurgaon 28 CyBux 28 fraudulent ATM withdrawals 28 Not Present CNP 28 YESpay 28 merchant acquirer 28 CheckCard 28 faxless payday loan 28 Moneris 28 reloadable prepaid Visa 28 MoneyPass ATMs 28 Automated Teller Machines ATMs 28 passbook accounts 28 MyECheck utilizes patented 28 Debit Cards 28 Debit card 28 Ashish Bahl CEO 28 Direct Debit 28 Depositing 28 Regions AmSouth 28 Blackboard Transaction 28 dematerialized 28 AmeriCU 28 Cryptomathic 28 Strangeloop Site Optimizer 28 DoCoMo iD 28 instant prescreen 28 Wal Mart MoneyCard 28 Calnet 28 reloadable Visa 28 InformedRx 28 redeposit 28 Europay MasterCard Visa EMV 28 Flexible Spending Accounts FSAs 28 spokeswoman Betty Riess 28 EZShield 28 US BankNet 28 ZirMed 28 reloadable prepaid debit cards 28 prefunded 28 ATM withdrawals 28 PowerTrack 28 Merchant Capture 28 SynTel LLC 28 Visa Debit Card 28 Individual Retirement Arrangement 28 Signature Verification 28 PINs passwords 28 PAYware Mobile 28 clearXchange 28 FirePay 28 IRA rollover 28 Laru Corporation 28 FDIC insured certificates 28 BillMyParents 28 EFMARK 28 NYSE CEY 28 CheckFree Software 28 nFinanSe Network 28 IDS Holders 28 Checksmart 28 Kinecta 28 FLDI 28 bailee 28 Debit Card 28 Authenticate Pro 28 Processing Solutions 28 LendingTools.com 28 CreditQuest 28 Benefitfocus eEnrollment 28 central Khillani square 28 AmeriNet 28 Central Bancompany 28 CO OP Financial 28 Arriva Card 28 Pay Pal 28 Inscrybe 28 DealHub 28 qualifying TCF Checking 28 rate CZECH NATIONAL 28 Magensa 28 Instaloans act 28 VISA MC 28 FrontStream Payments 28 deverus 28 VMP Mortgage Solutions 28 Environment IBE 28 Fundtech Global CASHplus 28 debit cardholders 28 IPayment 28 MasterCard Paypass 28 MainSource Bank 28 fradulent 28 overdrew 28 Automated Clearinghouse ACH 28 Nexxo 28 Goldleaf Financial Solutions 28 Rocket Refund 28 Clearstream Luxembourg 28 Remittance 28 AccelaPay 28 Inc. Nasdaq JKHY 28 CME Clearing 28 Card Issuing Services 28 MasterCard PayPass contactless 28 SIP Gateway VerazView 28 Average noninterest bearing 28 Trustcash Holdings Inc. 28 AP IMPACT Bypassing 28 MediPayment 28 noninterest bearing checking 28 uncashed payroll checks 28 huntington.com 28 Bankcard 28 NetSpend prepaid 28 PayONE 28 modularly designed 28 http:/www.americanexpress.com 28 Axway SecureTransport 28 DirectPay 28 Global CASHplus 28 RDSI 28 MagTek 28 Aimbridge Indirect Lending 28 overlimit 28 ATMs 28 VISA debit cards 28 insured depository 28 iou 28 RTGS 28 NYCE 28 iDEAL 28 TERMS Cash 28 FullCircle Registry 28 MasterCard SDP 28 Edward Stotesbury 28 Flagstar Bank 28 PaySpot 27 VISA Mastercard 27 Jose Pidal 27 Carona Haidl 27 OneAccount 27 Paynova 27 spokeswoman Sharon Gamsin 27 TransFirst 27 Equens 27 ACI Worldwide 27 gold porphyry skarn 27 informant Solomon Dwek 27 reloadable debit cards 27 Chase Paymentech Solutions 27 noninterest bearing deposits