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(Click for frequent words.) 56 Roth IRAs 55 Coverdell accounts 55 Traditional IRAs 54 RRSPs RRIFs 54 IRAs 54 RESPs 54 Roth IRA 53 Coverdells 53 undeducted contributions 53 RDSPs 53 Coverdell ESAs 53 Upromise Investments 53 TFSA 52 Coverdell Education Savings Accounts 52 RRSPs 52 Health Savings Account 52 ScholarShare 52 Rollover IRA 52 TFSAs 52 IRA Roth IRA 51 Coverdell Education Savings Account 51 Coverdell ESA 51 Coverdell Education 51 Savings Plan 51 k rollovers 51 SIMPLE IRA 50 Individual Retirement Accounts 50 CollegeAdvantage 50 Health Savings Accounts 50 ROTH IRA 50 Individual Retirement Account 50 traditional IRAs 50 Ugift 50 RRSP 50 HSA 50 RRIF 50 UGMA 50 Vanguard Asset Allocation 50 accounts HSAs 49 rollover IRA 49 #l k 49 nonretirement 49 IRA rollovers 49 nondeductible contributions 49 RESP 49 #k #b 49 spousal IRA 49 FSAs 49 Individual Savings Account 49 Simplified Employee Pension 49 mutual funds 49 Lifetime Savings Account 48 IRA rollover 48 Upromise Investments Inc. 48 MineralFields Group division 48 SIMPLE IRAs 48 concessionally taxed 48 QDIA 48 MLPs 48 HSAs 48 k 48 reimbursement arrangements HRAs 47 RRSP RRIF 47 elective deferral 47 deductible IRAs 47 DPSPs 47 nondeductible IRAs 47 broadly diversified 47 annuitize 47 annuitization 47 HSAs HRAs 47 subadvised 47 royalty trusts 47 Coverdell 47 Equity Indexed Annuity 47 nondeductible IRA 47 undeducted contribution 47 Prudential IncomeFlex 47 RRIFs 47 IncomeFlex 47 Isa wrapper 47 grantor trust 47 rollover IRAs 46 RDSP 46 GHESP 46 grantor trusts 46 IRAs Roth IRAs 46 Vanguard Inflation Protected 46 SIMPLEs 46 SMART# 46 Isas 46 Roth IRA conversion 46 SponsorMatch 46 elective deferrals 46 Health Reimbursement Arrangements 46 GICs 46 Registered Disability 46 ISA wrapper 46 Lifetime Savings Accounts 46 DRIPs 46 SEP IRA 46 GMWB 45 inherited IRAs 45 deferred annuities 45 RRSP contribution room 45 taxfree 45 automatic dividend reinvestment 45 TOBs 45 diversified portfolio 45 ultrashort bond 45 deferred annuity 45 accounts HRAs 45 RRSP contributions 45 Simplified Employee Pensions 45 Solo #k 45 UGMA UTMA 45 Individual Savings Accounts 45 nonspouse beneficiary 45 PRPP 45 Income Funds RRIFs 45 Quotential 45 Health Reimbursement Account 45 Ginnie Maes 45 SMART# ® 45 Thrift Savings Plan 45 NJBEST 45 Saver Credit 45 deductible 45 deferred variable annuity 45 MESP 45 annuities 44 IRAs #Ks 44 www.fidelity.com 44 UMBFS 44 Unit Investment Trusts 44 accounts FSAs 44 GRATs 44 SEP IRAs 44 SMSF 44 NQDC 44 deferred variable annuities 44 maxi Isa 44 Defined Benefit 44 decumulation phase 44 Health Reimbursement Accounts 44 Dimensional Fund 44 trusteed 44 Roth Individual Retirement 44 nondiversified 44 summary prospectuses 44 Vanguard Precious Metals 44 nonspouse beneficiaries 44 IncomePlus 44 HYLD 44 Grantor Retained Annuity Trusts 44 Retirement Savings Account 44 hardship withdrawals 44 Immediate annuities 44 RRSP contribution 44 Qualified Tuition 44 BCX Split Corp. 44 taxable 44 Norrep Group 44 taxable income 44 SmartGrowth ® 44 UTMA accounts 44 nonqualified retirement 44 Vanguard GNMA 44 Roth IRA conversions 44 subaccounts 44 IRA custodian 43 reinvesting dividends 43 Savings Plan RDSP 43 RRSP withdrawals 43 HDHP 43 Thrift Savings 43 sizable nest egg 43 Rollover IRAs 43 ShareBuilder #k 43 GRAT 43 Internal Revenue Code 43 Irrevocable Life 43 RMFs 43 High Deductible 43 subadvisory 43 mutual fund 43 annuitizing 43 ELSS 43 UTMA account 43 nonqualified deferred compensation 43 nonworking spouse 43 CollegeBoundfund 43 ICMA RC 43 franking credits 43 Vantagepoint 43 Horizons BetaPro ETFs 43 Inflation Protected Securities 43 Segregated funds 43 RRSP TFSA 43 UESP 43 Registered Retirement 43 Lifecycle Funds 43 equity indexed annuity 43 Expense ratios 43 Premium DRIP 43 SPDRs 43 provident fund PPF 43 Prepaid Tuition Program 43 Cash ISAs 43 Creststreet 43 subaccount 43 VUL 43 annuitized 43 Archer MSAs 43 decumulation 43 Pathway Asset Management 43 WHG LargeCap Value 43 IDeal 43 Norrep 43 Balanced Portfolio 43 inverse leveraged 43 Average Avg 43 FundQuest Incorporated registered 42 scheme ELSS 42 Annuities 42 Retirement Accounts 42 fixed annuities 42 Savings Accounts 42 Free Savings Account 42 Retirement Savings 42 CGM Realty 42 SMSFs 42 sheltered annuities 42 ERISA 42 Guaranteed Minimum Withdrawal 42 Hartford Mutual Funds 42 Self Invested Personal 42 subadvises 42 DRIP 42 FundSERV 42 Flexible Spending Account 42 unit trusts OEICs 42 PRPPs 42 IRA withdrawals 42 spousal RRSPs 42 Defined contribution 42 Sailesh answers hi 42 #k Toolbox 42 Advisor LLC LMPFA 42 nonqualified 42 LTCG 42 Nonqualified 42 UTMA 42 Ms. Dabu 42 FMPs 42 Dividend Income Fund 42 VIPSX 42 FDIC insured savings 42 annuity 42 Diversified Equity 42 Flexible Spending Accounts 42 muni bond funds 42 deductions 42 FundQuest Incorporated Registered 42 multicap funds 42 WisdomTree ETFs 42 Specified Investment 42 ELSS schemes 42 Beneficial unitholders 42 ISA allowance 42 ProFunds mutual funds 42 SIFTs 42 visit www.nuveen.com cef 42 Marketocracy Masters 42 UITs 42 Manulife Mutual Funds 42 Fidelity Investments Vanguard 42 GoalMine 42 Rouseys 42 SEPs 42 LSIFs 42 franked dividends 42 GMWBs 42 Mainspring Managed 42 Required Minimum Distribution 42 SEAMARK 42 Disciplined Equity 42 Claymore Investments Inc. 42 underearn 42 Creststreet Resource Fund 42 Dividend reinvestment 42 Individual Retirement Arrangement 42 WisdomTree Trust 42 Variable annuities 42 Funds Declare Monthly Distributions 42 IRAs annuities 42 complying superannuation 42 ETFs ETNs 42 payroll deduction 41 ProShares Ultra ETFs 41 CollegeChoice 41 Vanguard Primecap Core 41 Vanguard LifeStrategy 41 FundVest 41 Vestmark Platform 41 Variable Universal 41 mini Isas 41 etfs 41 limited partnerships MLPs 41 TIPRA 41 Variable Annuity 41 DoubleLine Total 41 Flow Through LP 41 hsa Trustee Services 41 Asset Allocation Funds 41 HRAs 41 RMDs 41 Brandes Investment 41 AdvisorShares 41 Retirement Account 41 Fidelity Spartan 41 NUA 41 Brascan SoundVest Funds 41 Defined Benefit pension 41 AIG VALIC 41 Ken Volpert 41 BabyMint 41 Qualified Default 41 moneyback 41 CEP IV 41 spousal RRSP 41 multiemployer defined 41 Defined Contribution Plan 41 Indexed annuities 41 Upromise 41 Supplement GIS 41 NYSE HTD 41 Managed Portfolios 41 muni bond ETFs 41 Separate Account 41 Dividend Reinvestment Plan DRIP 41 Stable Value 41 PRAs 41 Discounted Gift 41 HSA compatible 41 BMO Asset Management 41 nest egg 41 Pension SIPP 41 Magnum Taxgain 41 Principal LifeTime 41 Wasatch Funds 41 Guaranteed Lifetime 41 www.troweprice.com 41 Brookfield Soundvest Funds 41 endowments foundations pension 41 Mr Modray 41 Multiemployer 41 NYSE RHY 41 PFICs 41 testamentary trust 41 unitrust 41 VTSMX 41 pensions endowments 41 Systematic Investment 41 Liability Driven 41 nonworking spouses 41 NYSE PMX 41 asset allocation 41 savings schemes ELSS 41 SteelPath 41 TreasuryDirect 41 advanceable 41 Actuaries ASPPA 40 PIEs 40 ProShares ETFs 40 Lifestyle Portfolios 40 maxi ISA 40 Income Annuities 40 CGM Focus 40 LTFs 40 Uniform Gift 40 CHET Advisor 40 Oeic 40 fixed indexed annuities 40 Guaranteed Minimum Withdrawal Benefit 40 Eaton Vance Floating Rate 40 Voluntary Employee Beneficiary Association 40 laddered portfolio 40 may modestly overearn 40 RMR Real Estate 40 DoubleLine Funds 40 Distribution Reinvestment Plan 40 RRSPs TFSAs 40 NYSE LAZ LAM 40 REX Agreement 40 SIPPs 40 AIM Trimark 40 Flexible Spending Accounts FSAs 40 foundations endowments corporations 40 Intermediate Term 40 UTI Infrastructure 40 Ucits compliant 40 HDFC Taxsaver 40 CSRS Offset 40 FTAM 40 Gabelli Utility 40 diversifier 40 DWS Strategic Income 40 #CCF 40 LSIF 40 SIPs 40 UTI Mastershare 40 SIFT Tax 40 Securian Retirement 40 Diversified Income 40 FSAs HRAs 40 certificates GICs 40 SIPP 40 diversiYield TM Income 40 Sec #C 40 Ivy Funds 40 VFINX 40 NYSE TYW 40 Required Minimum Distributions 40 Marret Asset Management 40 Titan Managed Portfolios 40 Section #C [002] 40 RBC O'Shaughnessy 40 CaRIT 40 FOLIOfn 40 Savings Account 40 Gabelli Funds LLC 40 KETRA 40 rebalance portfolios 40 CHET 40 iShares Funds 40 revocable trust 40 Nuveen Floating Rate 40 Savings Incentive 40 unitised 40 Jeevan Akshay 40 Altegris Companies 40 QROPS 40 IRA Individual Retirement 40 Mavrix Multi Series 40 Howson Tattersall Investment 40 franking credits attached 40 recharacterization 40 SPDR ETFs 40 Plans RRSPs 40 SMSF trustees 40 multiemployer 40 UPREIT 40 Flexible Lifetime 40 Quadravest Capital Management 40 OptiMix 40 Individual Retirement Arrangements 40 Automatic Rollover 40 Securities VIPSX 40 Isa allowance 40 subadvisers 40 Franklin Templeton Limited Duration 40 ScotiaFunds 40 recordkeepers 40 Floating Rate Fund 40 nonretirement accounts 40 Roth IRA withdrawals 40 deductable 40 Disclosure Booklet 40 Mavrix 40 Special Purpose Vehicles SPVs 40 Health Reimbursement Arrangement 40 Brascan SoundVest Diversified 40 Defined Contribution DC 40 Ascensus 40 GMAB 40 Allsup Medicare 40 expense ratios MERs 40 reinvested distributions 40 Index VFINX 40 tax deductibility 40 Taft Hartley 40 CGM Focus CGMFX 40 taxpayer itemizes deductions 39 Citadel Diversified 39 SIFT entities 39 Path2College 39 recordkeeper 39 GuidedChoice 39 Kasasa Saver 39 LDI strategies 39 FoFs 39 lump sum 39 Announce Distributions 39 progressive indexing 39 IRA Rollover 39 Announce Monthly Distributions 39 Guaranteed Savings 39 itemizing deductions 39 NFJ 39 FERS retirement 39 Upromise rewards 39 HDFC Prudence 39 Primecap Management 39 AGIFM 39 Alerian MLP Index 39 SAYE schemes 39 Eaton Vance Limited Duration 39 Altegris Advisors 39 Subadviser 39 HDHPs 39 Marketocracy Capital 39 Diversified Alternatives 39 ILIT 39 taxexempt 39 Subchapter S 39 Aggressive Growth Portfolio 39 Foliofn 39 InvestMichigan 39 noninterest bearing transaction 39 Franklin Templeton 39 RMK Multi Sector 39 TDFs 39 JovInvestment Management Inc. 39 TDb Split Corp. 39 SIFT 39 NYSE PHYS 39 RRSP deduction 39 POMIS 39 WisdomTree Retirement Services 39 Fairholme FAIRX 39 CVY 39 RiverSource 39 Disability Savings 39 NYSE WIW 39 Fund Distribution Reinvestment 39 MMFs 39 saving schemes ELSS 39 deductibles 39 Hardship withdrawals 39 unlevered 39 PPF NSC 39 SSgA Funds Management 39 www.vanguard.com 39 Grade Fixed Income 39 OFI Private 39 Save Flexible Spending 39 Charitable Gift 39 Exchange Traded Funds 39 Federated Clover Value 39 Invesco Trimark 39 Quebec Pension Plan 39 savings 39 GPAM 39 Section #EC 39 loss carryovers 39 variable annuities 39 PFIC 39 Tuition Promise 39 PBGC insures 39 Rafferty Asset Management 39 iShares CDN 39 withholdable payment 39 PowerShares Dividend Achievers 39 CPP QPP 39 JennisonDryden 39 retirement nest egg 39 Smartleaf 39 Kelmoore 39 ARFs 39 Uniform Gifts 39 AGIFM affiliate serves 39 foundations endowments 39 Mackenzie Cundill Value 39 UMAs 39 Iwry 39 RBC GAM 39 visit www.fidelity.com 39 concessional contributions 39 UTI Dividend Yield 39 undeducted 39 Roy Ramthun 39 CEFs 39 Alternative Asset Allocation 39 EdVest 39 America marketFLEX 39 RiverSource Investments LLC 39 Federated Kaufmann Small Cap 39 policyholder dividends 39 authorized chequing 39 Shareholder Yield 39 Defined Contribution Retirement 39 Horizons AlphaPro 39 Eaton Vance Short Duration 39 chequing accounts 39 HumanaOne 39 revocable trusts 39 UBTI 39 PUTs 39 NWQ 39 resident unitholders Keyera 39 alternate payee 39 Tax Exempt Bond 39 Contribution Limits 39 NYSE PVG 39 Variable annuity 39 unsubsidized Stafford loan 39 HOOPP 39 Auxier Focus 39 funds Gabelli Funds 39 Insured Municipal Bond 39 NAL Oil 39 www.hsabank.com 39 Actively managed 39 Managed Portfolio 38 Vanguard GNMA fund 38 Purchase Plan DRIP 38 IRAs #ks 38 Savings Grant CESG 38 FOLIOfn Investments Inc. 38 medically underwritten 38 Large Cap Equity 38 Rande Spiegelman vice 38 Scotia iTrade 38 Larry Sarbit 38 Retirement Plan 38 FDx Advisors 38 Gaz Métro inc 38 Exchangeable LP Units 38 preferreds 38 commingled trusts 38 dividend reinvestment 38 Hardwoods LP 38 NYSE GUT 38 IOLTA accounts 38 Eaton Vance EV 38 Section #CCC 38 equity indexed annuities 38 CARExpress Plus membership 38 Diversified Yield 38 Distribution Reinvestment 38 ScholarShare College 38 MyFolio 38 Jeevan Varsha 38 Baytex Energy Ltd. 38 PowerShares Active 38 preretirement 38 MERs 38 ISAs 38 Equity indexed annuities 38 Jerry Miccolis 38 RESP contributions 38 Sprott Physical Gold 38 Limited Partnerships MLPs 38 FDIC insured CDs 38 Kenneth Volpert 38 TXF 38 RMK Advantage Income 38 Voluntary Employees Beneficiary Association 38 Kinetics Paradigm 38 imprudently invested 38 Inc. TSX MVX 38 OEICs 38 Revare 38 aC corporation 38 Oeics 38 gain MUCH HIGHER 38 Westpeak 38 EFRBS 38 FICA taxes 38 Kayne Anderson MLP 38 Trust KHI Declares 38 SunWise Elite Plus 38 www.claymore.com 38 Primecap 38 Altegris 38 Fidelity Puritan 38 Birla Midcap 38 CREBs 38 Magnum Contra 38 PBGF 38 dually registered 38 Ucits III powers 38 ULIP 38 RRIF withdrawals 38 Retirement Savings Accounts 38 subaccounting 38 Trust KST 38 Pensions SIPPs 38 Limited Duration 38 AccessTN 38 SIPP Self Invested 38 diversified 38 diversifi cation 38 Mavrix Fund Management 38 ROP Term 38 SBI Magnum Global 38 Innergex Power Income 38 reinvestment 38 Chartwell Unitholder Distribution Reinvestment 38 SPDR Gold Shares 38 Tuition Rewards ™ 38 Mulvihill Premium 38 McLean Budden 38 Managed Balanced 38 LPL Financial Member FINRA 38 DPSP 38 Katonah Debt Advisors 38 StanCorp Investment 38 AdvisorShares ETFs 38 Questrade 38 Calamos Convertible 38 BlackRock iShares 38 Medishield 38 Som Seif 38 nonforfeitable 38 Princor 38 #Ks [002] 38 revocable living 38 XIU 38 Teachers Defined Contribution 38 ProFunds Group 38 superannuation 38 Vanguard Balanced 38 Ssas 38 ING IUL Global 38 indexed annuities 38 Amalgamated LP 38 Sentry Select 38 Mackenzie Investments 38 www.nuveen.com etf 38 Funds ARPS 38 IRC § 38 Gratio Values Fund 38 TreasuryDirect account 38 Grail McDonnell 38 CHAMPVA 38 Unitholders 38 EGTRRA 38 AMLP 38 All Cap Value 38 exempt #c# 38 monthly distributions 38 Distribution Reinvestment Plan DRIP 38 Manulife TEDA 38 Royce Value 38 IRAs SEPs 38 Brookfield Soundvest Equity 38 HSA HDHP 38 Morgan Keegan Select 38 VPAS R 38 Subchapter M 38 SSASs 38 investments Coulard 38 CULAC 38 Claymore ETFs 38 DVY 38 PRNewswire FirstCall Eaton Vance 38 Flexible Spending 38 PPFs 38 MF Declares Dividend 38 Sentry Select Capital 38 Satrix 38 cash Isas 38 Peyto 38 FLPs 38 assessable income 38 FEGLI 38 select subadvisers each 38 unleveraged 38 Randy Ambrosie 38 IA Clarington Investments 38 Fund CREF 38 trusts GRATs 38 Arrangements IRAs 38 Target Maturity 38 Placemark 38 NYLIM Retirement Plan 38 Kotak Contra 38 NYSE NCV 38 VentureLink 38 Short Maturity 38 Liquor Stores LP 38 www.FidelitySouthern.com 38 Fixed annuities 38 Afores 38 Sentry Select Diversified 38 UHNW clients 38 Income Funds Declare 37 NYSE JHI 37 Faircourt 37 Deferred Compensation 37 PFPC Distributors Inc. 37 AFBA 5Star Funds 37 AGF Elements 37 QPRT 37 Robert Pozen 37 CCRx 37 muni ETFs 37 THL Credit 37 MediGap 37 Tax Exempt 37 irrevocable trusts 37 Vanguard Primecap 37 Kelmoore Investment Company 37 Unit Trusts 37 Schwab YieldPlus Fund 37 Dividend Reinvestment Plans 37 Superannuation Guarantee 37 Select Portfolios 37 CSRS retirees 37 TERs 37 Reimbursement Accounts 37 lifestyling 37 Mackenzie Cundill 37 CDHPs 37 Giftrust 37 PGB Trust 37 mini med 37 Evton Real Estate 37 UCITs 37 Hardwoods USLP 37 -PROCTOR Water 37 NYLIM 37 ProFund Advisors LLC 37 FIDAC serves 37 Franklin Templeton Mutual 37 Clairvest realizes value 37 IQ Hedge 37 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ClearCourse 37 Kasasa Cash checking 37 deductible coinsurance 37 Intertainment develops 37 SCITI Trust 37 BenefitStreet 37 Philip Barach 37 STCG 37 investable index 37 NYSE SGOL 37 Stakeholder pensions 37 Variable Contracts 37 Transfer Equity 37 Program FEHBP 37 Low Mileage Discount 37 Carfinco Income Fund 37 unitholders 37 actuarially determined 37 Norrep Performance 37 nonconvertible debt securities 37 Mavrix Funds 37 grantor retained annuity 37 Qtrade 37 NYSE NCZ 37 Medisave 37 www.fool.com 37 university endowments foundations 37 Trust TSX MMP.UN 37 EBITDA distributable cash 37 AIP Mutual Funds 37 Plan HDHP 37 fund 37 Reverse convertibles 37 Market Vectors Agribusiness 37 RRIF withdrawal 37 deduction 37 Cocacola Company 37 Wasatch Small Cap 37 INVESCO PLC 37 UCITS III compliant 37 subadvisors 37 income 37 Flexible Savings Accounts 37 Paydenfunds 37 nondeposit 37 accounts SMAs 37 Calamos Growth 37 endowments foundations 37 Vanguard Emerging Markets 37 Morningstar Managed Portfolios 37 superannuants 37 College Prepaid Tuition 37 Sundaram Select 37 RiverNorth 37 SBLF 37 PPNs 37 irrevocable trust 37 CollegeAmerica 37 EISs 37 BlackRock Dividend Achievers 37 Primecap Odyssey Growth 37 Kirk Hoewisch 37 Tax Beater 37 VentureLink Funds 37 Futuretrust 37 REIT Exemption 37 Boardwalk REIT 37 Fairholme Focused Income 37 under advisement GenSpring 37 Pooled Registered Pension 37 Managed Accounts 37 nontraded 37 AGF Harmony 37 investable hedge 37 MMRS 37 ProShare Advisors LLC 37 www.savingforcollege.com 37 rarified pomp 37 Itemized deductions 37 CPFIS 37 FirstChoice 37 non itemizers 37 Ltd. Exchangeable Shares 37 QTDP 37 Fortune Brands Declares Regular 37 ConnPACE 37 Defined benefit 37 FundsNetwork 37 unsecured debentures 37 paycheck deductions 37 nonpension retirement benefits 37 IHT liability 37 ETFs 37 FERS employees 37 CALAMOS 37 FDIC insured certificates 37 Tax Saver 37 #CCD 37 EquiTrust 37 unitholder 37 Dividend Reinvestment 37 Charitable Rollover 37 Cumulative distributions 37 SPDRs AMEX SPY 37 SAN DIEGO ETFguide.com 37 spendable income 37 APRA regulated 37 Dreyfus Appreciation 37 Energy ETF VDE 37 ESOP Employee 37 SPDR Gold 37 ICICI Prudential Interval 37 Will Danoff 37 PayFlex 37 UTI ULIP 37 HealthShares ETFs 37 Investment Certificates GICs 37 Manulife Brompton Advantaged Bond