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(Click for frequent words.) 57 Chief Executive Jacques Aigrain 55 CastlePoint Re 54 DAC unlocking 52 LMGI 52 SigmaKalon acquisition 52 Hiscox Bermuda 52 outwards reinsurance 52 underwriting 51 Berkshire Hathaway Reinsurance 51 catastrophe reinsurance 51 TMNF 50 Admin Re 50 disciplined underwriting 50 Bosna Re 50 balance sheet deleveraging 50 MLIC 49 OMFN 49 SunGard APT 49 noninsurance 49 Tranquilidade 49 ONEOK Partners segment 49 FHCF 49 reinsurance 48 Folksamerica 48 Rialto Investments 48 Copano commodity 48 multiline insurer 48 LUCRF 48 NGAM 48 SHKPI 48 INGIM 48 ACP Mezzanine 48 RenaissanceRe 48 variable annuity guarantees 48 HSBCHSBC 48 AGF Trust 48 BPE Segment 48 Radian Asset 48 IBNR reserves 48 Fixed annuity 48 XL Reinsurance 48 SCNYL 47 SF CDO exposure 47 actuarial liabilities 47 Variable annuity deposits 47 Novae Re 47 XLFA 47 multiline insurers 47 CIRe 47 Electro Re 47 CAMICO 47 monoline insurer 47 retrocessional 47 Fitch Negative Outlook 47 IncomeFlex 47 Fund FHCF 47 BNTB 47 SMMI 47 Marketform 47 BTFG 46 caisse network 46 Vantis Life 46 IGD surplus 46 Statutory surplus 46 CIBM 46 policyholder retention 46 Global MegaTrends Fund 46 noncash accounting 46 receivable securitization 46 store remodelings 46 Gujiao facility 46 BOLI COLI 46 postretirement obligations 46 PrefSure 46 Cobalt Gordian 46 reinsurance Hannover Re 46 MBIA insures 46 IPCRe 46 Djerriwarrh 46 Flagstone Holdings 46 Tanenbaum Harber 46 Lonpac 46 CastleOak 46 FactSet Fundamentals 46 Aegon Transamerica 46 WM Advisors 46 FAFLIC 46 Infrassure 46 undrawn revolving 46 DAC unlock 45 Finzsoft 45 InsPro Technologies 45 Polymer Intermediates 45 currency remeasurement 45 collateralized reinsurance 45 SGAM UK 45 Everbright Pramerica 45 Crestmark Bank 45 Goldbond 45 adjusted capitalization 45 Allmerica 45 UNIFI Companies 45 distributable earnings 45 Asset Accumulation 45 Absolute Return Strategies 45 unlevered balance sheet 45 FTAM 45 Principal LifeTime 45 operatingincome 45 Headcount reductions 45 AmerUS 45 policyholder surplus 45 MSR valuation 45 DPAC amortization 45 Atrium Underwriting 45 partially mitigates 45 receivables factoring 45 Rob Flannagan 45 Quantitative Equity 45 Tranquilidade Vida 45 LAE reserves 45 Lee Munder Capital 45 de novo branching 45 InsPro Enterprise 45 MIICL 45 HBOS.L 45 LoanCare 45 Sinopia 44 KFHP H 44 mitigant 44 reinsurance broking 44 HDFC Taxsaver 44 Guaranteed Minimum Withdrawal Benefit 44 Lloyd syndicates 44 LSV Employee Group 44 Fortegra Financial 44 BarraOne 44 Merastar Insurance 44 AFLIC 44 QGIR 44 QBE QBE 44 TFG CLO 44 Aurigen 44 ABCP conduit 44 temporary impairments OTTI 44 Transsib Re 44 Assurant 44 Stephan Christiansen 44 FDx Advisors 44 Ansvar 44 GCom 44 MG ALFA 44 Ratio BCAR 44 DSD Dairy 44 Manulife TEDA 44 practices Piszel 44 AssetMark 44 Dorinco 44 capitalization 44 MSCI ACWI ex 44 PolicyCenter 44 Bermuda reinsurers 44 analyst Constance Maneaty 44 FSAH acquisition 44 VIST Insurance 44 Fairquest 44 Vanguard Quantitative 44 SBLIC 44 ofapproximately 44 Prospectively AM Best 44 HMFI 44 SunGard iWorks 44 IDIT 44 AGCS 44 GCA VS 44 reinsurance reinstatement 44 CastlePoint Insurance 44 insurer QBE Insurance 44 Wealth Management AWM 44 RenRe 44 Visa indemnification 44 Underwriting 44 foreign currency remeasurement 44 monoline exposure 44 transforming Rimage 44 FirstBest UMS ™ 44 c Relates 44 Ucits III powers 44 WSFG 44 GFIC 44 nonstandard automobile 44 CastlePoint Holdings 44 Absolute Return Funds 44 GAFRI 44 Folksamerica Reinsurance Company 44 QBE 44 DCPM 44 RSM Bentley Jennison 44 DesPrez 44 TimesSquare Capital Management 44 pretax goodwill impairment 44 CLO tranches 43 FICM 43 CastleBay 43 USAllianz 43 GBP#.#b 43 Markel Ventures 43 origination volumes 43 RiverSource Life 43 d Excludes 43 DSD Dairy segment 43 NAIC RBC 43 Labuan Re 43 Becton Property 43 wirehouse channel 43 AmerInst 43 LifeSecure 43 foreignexchange 43 NRUCFC 43 dealer floorplan ABS 43 Visit www.transre.com 43 SurePower Innovation 43 Montpelier Re 43 Fiberglass Composite Pipe 43 LIFO inventory valuation 43 multiasset 43 CheckFree APL 43 policyholder dividends 43 Beazley syndicates 43 noncash goodwill impairment 43 Smartshares 43 Torus Insurance 43 Marlborough Stirling 43 Supply Chain Transformation 43 receivables securitization 43 fiscals #-# 43 Excess Casualty 43 GoSolutions 43 HHG Plc 43 Somewhat mitigating 43 EBITDAF 43 SouthFirst 43 LVAM 43 BondEdge 43 OdysseyRe 43 nbAccelerator 43 SINOSURE 43 SEAMARK 43 OnePath 43 MitonOptimal 43 nonutility operations 43 divesting underperforming 43 QBE Insurance Group 43 NYSE Liffe Clearing 43 AGF Elements 43 Liberty Syndicates 43 GMDB 43 Company noncontributory defined 43 GSCT program 43 incentive accruals 43 Partnered Brands segment 43 Al Fajer Re 43 Linedata Hosting 43 CMBS transactions 43 FCGH 43 Mr Tsenin 43 subordinated CMBS 43 Ambac insures 43 Variable annuity sales 43 Promotions.com subsidiary 43 highly adaptable WFO 43 Re REMICs 43 Hannover Re anticipates 43 BlueCrest AllBlue 43 subordinate tranches 43 property catastrophe reinsurance 43 CDPCs 43 Conning Asset Management 43 noninterest bearing deposit 43 Assurant Inc 43 Northleaf Capital Partners 43 Lloydminster Upgrader 43 OTC derivatives clearing 43 Macquarie CountryWide 43 hedging 43 ScotiaFunds 43 Primecap 43 LIFO adjustment 43 AEGON Asset Management 43 OptiMix 43 SeaBright 43 nonqualified retirement 43 CMG MI 43 MAPFRE RE 43 casualty facultative 43 Excess Liability 43 CDO squared transactions 43 ISCS SurePower Innovation 42 #.#bn writedown 42 Catastrophe losses 42 Garradin 42 BlackRock MLIM transaction 42 Greenlight Re 42 lien RMBS 42 RBC GAM 42 Omnicare CR 42 DTRIC 42 Luxembourg Sicav 42 Montpelier Reinsurance Ltd. 42 Ullico Casualty 42 OREO write downs 42 Avanteos 42 nontraded REIT 42 b Excludes 42 InvestorWeb 42 Invesco AIM 42 WR Berkley 42 Shiozumi 42 balance sheet 42 GAB Robins 42 Operating Profit Margins 42 Toa Re 42 CATRADER 42 Assirt 42 AXA Wealth 42 Unrealized derivative 42 Harsco Infrastructure 42 Lloyd Syndicates 42 CVG Avtec 42 liquidate REO 42 ceded reinsurance 42 NIVM 42 FUA 42 Gerling NCM 42 intercompany reinsurance 42 HRBFA 42 riskmanagement 42 Casiopea Re 42 Corus Aluminum 42 PruProtect 42 RenaissanceRe Holdings RNR 42 #.#mln rub [007] 42 affirmations reflect 42 nat cat 42 ChannelRe 42 bancassurance channel 42 Variable annuity 42 rated MTP Shares 42 Mitsui Sumitomo MetLife 42 Rating Outlook revision 42 AIFRS 42 Vebnet 42 Ambac Assurance Corp 42 EUR#.#b 42 AXA RE 42 Liberty Ermitage 42 rating affirmations 42 Portfolio Optimization 42 Mr. Mathas 42 Petrotemex 42 Emerging Markets EM 42 Talbot Underwriting 42 Whittaker Macnaught 42 Aon Benfield restructuring 42 McLean Budden 42 RFIB 42 Citadel SMaRT 42 cash fl ow 42 Provident Upstream 42 OMAM 42 reinsuring 42 EIG Ansvar 42 Amlin Bermuda 42 multistrategy 42 Compressco 42 Batterymarch Financial Management 42 Nonqualified 42 unrealized losses 42 reinsurer 42 Craig Siegenthaler 42 AUD#.# billion 42 HIBL 42 Anittel 42 RGII 42 Epack 42 Hannover ReTakaful 42 ABN AMRO Mellon 42 merchant bankcard processing 42 Arrowpoint Capital 42 Merastar 42 unabsorbed fixed costs 42 Harcase 42 iTOPS 42 CastlePoint 42 ULLICO Casualty 42 LIFO adjustments 42 de levering 42 Flagstone Re 42 Cashflows 42 CRE concentrations 42 NIPPONKOA Asia 42 Filtran Microcircuits Inc. 42 Regentek 42 HHG plc 42 Brookfield Asset 42 CUMIS 42 theinvestment 42 Radiant Logistics logistics.com 42 PLAR 42 SecurePath 42 inforce premium 42 Equities Fixed Income 42 Individual Annuities segment 42 dollar denominated intercompany 42 accounts receivable securitization 42 Confie Seguros 42 Praetorian Financial 42 Commodities FICC 42 Elisabeth Rudman 42 DHHA 42 Ironshore Insurance 42 Specialty Casualty 42 se2 42 Swiss Re Capital Markets 42 Radian Asset Assurance 42 insurer Kiln 42 Harding Loevner 42 FDIC indemnification 42 Diligenta 42 Vanbreda 42 COGP 41 Radian Guaranty 41 AIP Mutual Funds 41 PlexCrown ratings 41 undrawn revolver 41 Bairro Novo 41 AIGSS 41 ING IUL Global 41 Bray Leino BroadSkill 41 CLN Portfolio 41 LV = Asset Management 41 JPY#.# billion [001] 41 warranty accruals 41 museum Julie Setlock 41 HG LV 41 adopting SFAS #R 41 AEFA 41 HLR Bermuda 41 NewFinance Capital 41 IntelliMaxx TM 41 Underlying EBIT 41 postretirement benefit 41 Gramercy Realty 41 GeoVera 41 MCCSR 41 David Odenath 41 Patria Re 41 forfaiting 41 Negative Rating Outlooks 41 European Windstorm Xynthia 41 unfavorable payor mix 41 Duperreault 41 iSectors 41 MedAmerica 41 bondholder protections 41 KBS REIT II 41 NSLIJ 41 Positive Rating Outlook 41 Manulife 41 OREO valuation 41 Risk Informer 41 Sarasin Alpen 41 Agripec 41 ING Employee Benefits 41 Mr Leupen 41 Genworth 41 KFSI 41 Magnum Midcap 41 Allco REIT 41 Merger Arb ETF 41 Wellington Underwriting 41 WPTE dependence 41 Insurer QBE 41 MetLife 41 asset 41 WorkCenter Total Loss 41 identifying beta coefficient 41 Fab 3E 41 Caribbean Catastrophe Risk 41 Discontinued Lines 41 Ambac Assurance Corporation 41 controllership treasury 41 CAD#m [002] 41 Indexed Universal 41 Timeshare segment 41 Individual Annuities 41 variable annuity reinsurance 41 Hiscox Guernsey 41 Architas 41 imputed dividend 41 ipac 41 NASDAQ AGII 41 Stable Rating Outlooks 41 voluntary prepayment 41 SLF Reinsurance 41 Nigel Dally 41 Canbank MF 41 European windstorm Xynthia 41 CREL CDO delinquencies 41 noncash pretax charge 41 Pentegra Retirement Services 41 ANICO 41 OTTI charges 41 PPC LOAN 41 Folksamerica Re 41 Engineered Polymers 41 variable annuity 41 AMEX Assurance 41 adopting IFRS 41 downstreamed 41 mediumterm 41 GCAN 41 MNMC 41 Deltron acquires profitable 41 merchant bankcard 41 FirstBest UMS TM 41 ROOM Solutions 41 SunAmerica Financial 41 Property Catastrophe Reinsurance 41 Fiducian Portfolio Services 41 Allianz Cornhill 41 multisector 41 custom folding carton 41 SouthernSun 41 MSR impairment 41 MFC GIM 41 TIGRcub TM 41 repo counterparties 41 Reinsurance recoverables 41 Chatfeild Roberts 41 insurer QBE 41 dilutionary effect 41 GERLING NCM 41 Petrofund merger 41 HumanaVitality 41 NYLIM Retirement Plan 41 Chartis 41 covenant headroom 41 Masataka Horii 41 Z5 Technologies 41 FINCAD analytics 41 self insured retentions 41 dividend reinvestments 41 Treatt USA 41 Lead Fabricating 41 Specialty Lines 41 Stable Value 41 insurer MBIA Inc. 41 Sealcorp 41 Boomerang Fay 41 FMFC 41 - - [069] 41 Schroder Income Maximiser 41 SignatureOne Ceremony Server 41 cash fl ows 41 cashflows 41 Athilon 41 underleveraged balance sheet 41 Income Maximiser 41 MSSB 41 OpHedge 41 Chief Executive Samir Brikho 41 RAM Reinsurance 41 Fiserv ISS 41 nonrecourse financing 41 CNAF 41 Huljich KiwiSaver 41 CriticalControl enables 41 SeaBright Holdings 41 OTTI write downs 41 nondiversified 41 BlackRock BGI 41 Keelan Westall 41 GMACI 41 VDM Specialists 41 GFI FENICS 41 Microgen Aptitude 41 Quotestream II 41 PhilNaRe 41 Verisk Analytics Inc 41 Promina 41 Reinsurance 41 NAB MLC 41 Ratabase 41 WNS ADS 41 Amlin plc 41 PlanSource 41 Goodhealth 41 HFSG 41 Plant Nutrient Group 41 incentive LTI 41 QBE Re 41 geographic diversification 41 SCOR Vie 41 TruExposure 41 BBB counterparty 41 UMBFS 41 Converium CHR 41 Witan 41 securitization ABS 41 mitigate counterparty risk 41 Pyramis 41 CTIMCO 41 EMEA CMBS 41 CompWest 41 BuckHickman InOne 41 Jevco 41 CyberSecurity Solutions segment 41 Casualty Reinsurance 41 reinstatement premiums 41 Revises Rating Outlook 41 EBITDAO 41 NGL margins 41 EVLI 41 Empyrean Re 41 Alterra Bermuda 41 Employers Reinsurance 41 PVNBP basis 41 Sabra Purtill 40 policyowners 40 3DELRR 40 Promutuel 40 CGAAP 40 ICON Advisers 40 c Consists 40 aftertax gain 40 Surrenda link 40 MXGL 40 perpetual debentures 40 SCOR.PA Quote Profile Research 40 Watson Wyatt LLP 40 deferred variable annuity 40 Solvency Score 40 Zlatkus 40 SciVest 40 Altisource 40 QSGI offsets 40 Hui Xian sole 40 Alcentra 40 SSA ERP LN 40 MSIG 40 multicap 40 Cazalet Consulting 40 reestimates 40 Med Supp 40 MBS AFS 40 fixed annuities 40 Kingstone Insurance 40 divest noncore assets 40 WorldGroup 40 Seguros ING 40 quotation KZT 40 AAMG 40 CIIH 40 Hueler Companies 40 RLAM 40 solvency ratio 40 Chief Executive Stefan Lippe 40 MBIA insured 40 STG Billing 40 Winterthur Wealth Management 40 MCEV 40 EMAPA 40 HBOS BankWest 40 GreenPoint Insurance 40 Institution Shared Assessments 40 unrealized derivative gains 40 partially mitigated 40 Primus Guaranty 40 cedants 40 MSR hedging 40 caatoosee 40 Manulife TEDA Fund 40 KRIs 40 DBS Asset Management 40 Specialty Underwriting 40 SFSB Inc. 40 Absolute Alpha 40 unrealized derivative 40 HIMCO 40 SecurWorld 40 BoNY Mellon 40 Ample liquidity 40 Liftking 40 Nonperforming asset 40 Wyncrest Group 40 Kereco 40 MEEMIC 40 FSAH 40 ultrashort bond 40 receivables securitization facility 40 ABS CDOs 40 Fac Re 40 HydePark 40 EGI Financial 40 BTGS 40 Lifestyle Portfolios 40 firmer rand 40 P FLOATs 40 subaccounting 40 Fortigent 40 SSRM Holdings Inc. 40 Daido Life 40 stochastic modeling 40 Advanced Engineered Materials 40 ESFG 40 Kbw 40 lifecos 40 equities 40 Lloyd insurer Amlin 40 principal paydowns 40 subadvises 40 convertible arbitrage strategies 40 Assurant AIZ 40 WholesaleInsurance.net 40 counterparty exposures 40 hedge ineffectiveness 40 SunGard WealthStation 40 PTC PDS 40 Hannover Re Bermuda 40 LIFO inventory reserve 40 Fabricated Products segment 40 Coverages 40 anduncertainties 40 IndiaFirst 40 Centene CNC 40 ClaimCenter 40 RMBS exposures 40 NYLIM 40 LMCM 40 mortgage loan originations 40 insurer Promina 40 unhedged 40 accounts receivable balances 40 Thunderhead NOW platform 40 RenaissanceRe Holdings 40 JMP Credit 40 FP.L 40 TSUK 40 Daycoval 40 GCCS J 40 capital raisings 40 NCBJ 40 Mark Ordan Sunrise 40 reinsurance recoverable 40 Rasameel 40 catastrophe reinsurance reinstatement 40 securitization exposures 40 AFBA 5Star Funds 40 MFC Global 40 BestWire Feb. 40 PineBridge Investments 40 inforce premiums 40 ResMAE 40 multistrategy hedge fund 40 van Eyk Research 40 Dualam 40 AMBest 40 Insurance Facility CCRIF 40 Sanjiv Duggal 40 EdgeStone Funds 40 A-/Stable/A-2 40 b Relates 40 Composite Fibers 40 actuarial valuation 40 Nissay 40 Thanos Papasavvas 40 SPIAS 40 LNL Agency 40 Altamira Investment 40 relative underperformer 40 TARIC 40 EnnisKnupp 40 NetSurant 40 Defined Contributions 40 Aviva LON AV 40 LGIM 40 Matthew Fosh 40 Ms. Frangou continued 40 Schroders SDR.L 40 SWIP Property 40 HomEq 40 Insphere Insurance Solutions 40 ProShares UltraShort QQQ QID 40 Univeyor 40 cardmember spending 40 FinCor 40 TIAA 40 Meiji Yasuda 40 Functional Transformation 40 Chief Executive Cameron Clyne 40 pretax writedown 40 guaranty insurers 40 Hartford HIG 40 noncash goodwill 40 Than Temporary Impairments 40 Aioi Insurance 40 Regulation XXX 40 paydowns 40 #bps QoQ [002] 40 LogiCamms 40 HPHC 40 Amcil 40 Mark Rouck 40 ResCap GMAC 40 BancWare 40 Bob Stuchbery 40 #.#mln rub [004] 40 Seguros Inbursa 40 Patersons Securities Limited 40 Qtrade 40 unfavorable variance 40 GIBGIB 40 f Represents 40 Butterfield Fulcrum 40 Britannic Money 40 CEO Alex Wynaendts 40 Diamcor Mining 40 DEXUS 40 origination structuring 40 AMP 40 subadvisors 40 Asset Servicing 40 Surplus Requirements MCCSR 40 ALTANA Chemie 40 Ackman hedge fund 40 Corporation NASDAQ FADV 40 obligor concentration 40 BH Macro 40 FirstComp 40 LSV Asset Management 40 CALLIDUS SOFTWARE INC. CONDENSED 40 Chris Hentemann 40 cash flows 40 Nisshin Fire 40 GEAM 40 firm Cerulli Associates 40 Ms. Vazza 40 Jerneh Insurance Berhad 40 Jim Clishem president 40 Medicare Advantage PFFS 40 MMC Contrarian 40 Sportscover 40 adopting FIN 40 EMEA Subsidiaries 40 goodwill impairment 40 Primary Servicer Rating 40 unfunded accrued 40 CPFIS 40 Uni Ter 40 HFA Holdings 40 HDI Industrie 40 BB IDR 40 Findur 40 Manulife Financial Corp MFC.TO 40 CMS BondEdge 40 Giles Hargreave 40 OPEB obligations 40 ungeared balance sheet 40 mitigants 40 Invested assets 40 writebacks 40 Sanlam Employee Benefits 40 ARIG 40 catastrophe modeler 40 Re REMIC 40 Ternian 40 Sukuk issuance 40 KEIC 40 MOODY 'S MCO 40 Wayne Stechman 40 FPKCCW 40 ACGL 40 TFG CLO investments 40 Lifeco 40 DKN 40 currency translation 40 Malon Wilkus Chairman 40 ARM MBS 40 RiskLink 40 A#.#bn 40 FMBI 40 Aioi Nissay Dowa 40 Negative Outlooks 40 FIS IBS 40 PLC OML.LN 40 AustralianSuper 39 InterNotes 39 Ian Spreadbury 39 HFA Accelerator Plus 39 Managed Portfolios 39 Marlborough Special Situations 39 PasswordCourier 39 mortgagebacked securities 39 CanEra 39 Aon Affinity 39 AREIT 39 Zeehan Zinc 39 shareholder Trafigura Beheer 39 c Excludes 39 IFS rating 39 accretable yield 39 AnaCap 39 BNPP IP 39 Aigrain 39 BSHSI 39 Domestic Brokerage 39 Broadspire Services 39 Defined Contribution DC 39 Negative Rating Watch 39 unrealized derivative losses 39 STANLIB 39 Inviva 39 3M ICD 39 Autoben 39 divestures 39 #bps qoq [002] 39 Kiodex 39 Margin Lending 39 Solvency ratio 39 AC1 CDO 39 casualty reinsurance 39 CBPE 39 BNY Asset Management 39 Partially offset 39 Barings Asset Management 39 nondeductible expenses 39 Fiera Sceptre 39 performing obligors 39 RSUI 39 Assumed Reinsurance 39 Select Portfolios 39 Surface Specialties acquisition 39 Avionics Modernization Program 39 actuarial 39 Assurant Solutions 39 Munich Re 39 Olefins Polyolefins 39 Novae 39 AA-/Stable/A-1 + 39 Coaxis 39 YonY 39 Suncorp Metway Ltd 39 PRU PriceWatch Alert 39 JCR VIS 39 Shekel weakens 39 Crédit Agricole Asset Management 39 takaful operators 39 Gary Wojtaszek 39 Cotshott 39 KRW#.# trillion [004] 39 Broadpoint DESCAP 39 Unfavorable currency 39 YMG Capital 39 Giftrust 39 Currency fluctuation 39 PVC Additives business 39 CypressTree 39 KIPCOKIPCO 39 Arch Reinsurance 39 Imerica 39 Mr Deverall 39 Taxable Fixed Income 39 undepreciated assets 39 notional amounts 39 USAble Life 39 Group plc BEZ.L 39 Shanghai Aohong 39 CWCI 39 Manulife Financial MFC.TO 39 Hurricane Catastrophe Fund 39 BFSRs 39 Assessed valuation 39 UTI Dividend Yield 39 Moody Aaa 39 Wajax Corporation 39 ARCap 39 Properly structured 39 becoming GreenPowerhouse TM 39 Q1 F# 39 Beecher Carlson 39 SEK3 39 FuelQuest solutions 39 Convertible arbitrage 39 ourbusiness 39 Validus Re 39 counter cyclically 39 EquityStar 39 Euroz Securities