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(Click for frequent words.) 75 Workers comp 71 Workers Comp 67 workers' compensation 65 medical malpractice 63 workman comp 63 workers' comp 63 Workers Compensation 62 med mal 61 Workers Compensation Insurance 60 workman compensation 60 workmen comp 59 Worker Compensation 59 Workman Comp 59 malpractice insurance 58 insurance 58 Worker Comp 57 tort reform 57 Compensation Insurance 56 workmen compensation 56 ISMIE 55 Personal Injury Protection 55 malpractice 54 workman compensation insurance 54 medical malpractice lawsuits 54 Tort reform 53 insurance premiums 53 NYSIF 53 premiums 53 malpractice premiums 52 frivolous malpractice lawsuits 52 uninsured motorist 52 PERS 52 skyrocketing malpractice 52 HMOs 51 Medicaid 51 tort 51 HMO 51 FAIR Plan 50 insurers 50 workers' compensation insurance 50 WCIRB 50 Medi Cal reimbursement 50 OIR 50 Uninsured Motorist 50 AIK Comp 50 JUA 49 capping noneconomic damages 49 Insurance 49 Medicaid reimbursement 49 Garamendi 49 Tort Reform 49 policyholders 49 Insure Montana 49 Brickstreet 49 PEEHIP 49 Mcare 49 Tenncare 49 uninsured 49 TennCare recipients 49 deductibles 49 BrickStreet 49 TennCare 49 EUTF 48 copayments deductibles 48 insureds 48 Workman Compensation 48 TMLT 48 Pinnacol 48 health care 48 MPLI 48 WEA Trust 48 frivolous lawsuits 48 TWIA 48 Kristin Milam 47 policyholder 47 NYSHIP 47 Regence BlueCross 47 Medicare 47 malpractice lawsuits 47 Uninsured motorist 47 PEBB 47 RRGs 47 Self Insured 47 NCCI 47 Anthem WellPoint 47 Blue Cross 47 uninsured underinsured motorist 47 Malpractice 46 Dirigo Choice 46 Medi Cal reimbursements 46 Dirigo Health 46 UM UIM 46 discourage frivolous lawsuits 46 Med mal 46 deductibles copays 46 uninsureds 46 actuarially justified 46 MESSA 46 OHIC 46 ERISA 46 CoverColorado 46 subrogation 46 PEIA 46 Medical Malpractice Insurance 46 employee misclassification 46 healthinsurance 46 Allstate Floridian 46 insurnace 46 Citizens Property 46 SelectHealth 46 prescription drug 45 preexisting conditions 45 Workers Compensation Appeals 45 ratemaking 45 Womer Benjamin 45 prevailing wage 45 AHPs 45 medicaid 45 AHCCCS 45 malpractice payouts 45 Pinnacol Assurance 45 Fronstin 45 BCBS 45 Cal PERS 45 actuarial soundness 45 Automobile Insurance 45 consultant Robert Laszewski 45 CompSource 45 WSIB 45 Prevailing wage 45 nonrenewals 45 BrickStreet Insurance 45 Medical Malpractice 45 lifetime maximums 45 underinsured motorist coverage 45 PEBP 45 malpractice suits 45 rescissions 45 PEHP 45 Denti Cal 45 BlueCross 45 MCARE 45 Malpractice Insurance 45 StanCERA 45 nongroup 45 deductibles copayments 45 Medi Cal 45 HealthChoice 44 pension 44 Rosanne Placey spokeswoman 44 premiums copays 44 Med Mal 44 Jodi Alberts 44 AEIX 44 Deductibles 44 FirstComp 44 premiums deductibles 44 DirigoChoice 44 copayments coinsurance 44 nonexempt employees 44 SUTA dumping 44 Lotane 44 Public Employee Retirement 44 ineligible dependents 44 compensation 44 Mcare Fund 44 comp 44 Insurance VPI 44 Assigned Risk 44 insurors 44 NFIB 44 UnitedHealthCare 44 actuarially 44 noneconomic damages 44 Regence Blue Shield 44 Unum Provident 44 Medicare Advantage 44 MediCal 44 TennCare enrollees 44 BrickStreet Mutual Insurance 44 ERISA pre emption 44 underinsured motorist 44 CalPERS 44 SustiNet 44 Uninsured Motorist Coverage 44 Disability Insurance 43 PBMs 43 Chuck Quackenbush 43 casualty insurance 43 Texas Windstorm Insurance 43 Sallie Hillmon 43 Workmen Compensation 43 MICRA 43 asbestos litigation 43 BISHCA 43 cap noneconomic damages 43 BCBSND 43 Belshé 43 IHSS 43 Stranger Originated Life 43 Medicare reimbursement 43 DMHC 43 reimbursement 43 CoverTN 43 MIIA 43 MAIF 43 insur ance 43 nonparticipating providers 43 uncompensated care 43 Commissioner Diane Koken 43 AGs threaten 43 Workers Comp Claims 43 Birtman 43 Zaremberg 43 retire rehire 43 CompWest Insurance Company 43 Professional Liability Insurance 43 reimbursements 43 Ann Womer Benjamin 43 CEO Bruce Bodaken 43 Medically Needy Program 43 recoup overpayments 43 Compensation 43 Darrel Ng 43 Allstate 43 AB8 43 Medicaid recipients 43 Uni Ter 43 ABX1 1 43 Schlomach 43 Social Security Disability 43 Workers Compensation BWC 43 Affordable Care Act 43 Mcare abatement 42 Insurance Fraud 42 insurer 42 MCare fund 42 Medicaid reimbursements 42 chiropractors 42 FIGA 42 UnitedHealth 42 mini med 42 limiting noneconomic damages 42 Cigna 42 Medical Injury Compensation 42 Allstate Floridian Indemnity 42 Legislature 42 dram shop 42 Medicare beneficiaries 42 Balber 42 Lassen Law Firm 42 WorkCover 42 preauthorization 42 CCPOA 42 iVOS 42 misclassify employees 42 merchant chargebacks 42 Chuck Idelson 42 Pharmacists Mutual 42 BestWire 42 Single payer 42 nonrenewed 42 nonadmitted 42 Nunez Perata 42 uninsured Coloradans 42 Jay Angoff 42 spokesman Ed Domansky 42 meritless lawsuits 42 Risk Retention Groups 42 Long Term Disability 42 Jim Donelon 42 Jerry Hagins 42 SUNZ 42 claims adjusters 42 UnumProvident 42 Insurance SSDI 42 WellPoint Anthem 42 SCIF 42 NAIC 42 ObamaCare 42 Liability Insurance 42 spokeswoman Rosanne Placey 42 Accident Forgiveness 42 Bourhis 42 VOSHA 42 Amex GAN Dallas 42 pocket maximums 42 NEBCO 42 noneconomic damage 42 tort liability 42 Medicare reimbursements 42 CareHere 42 SSDI 42 Donelon 42 Sam Sorich 42 covering elective abortions 42 CompWest 42 FSCO 42 Anthem Blue 42 Obamacare 42 heath care 42 CompSource Oklahoma 41 surance 41 unfunded liability 41 preexisting condition 41 OCERS 41 Captive Insurance 41 Caremark 41 worker misclassification 41 Dunmoyer 41 copays deductibles 41 Patty Wentz 41 jury verdicts 41 actuarial 41 Poizner 41 Angoff 41 Blue Shield 41 Allstate Floridian Insurance 41 ProMutual 41 Medi Cal beneficiaries 41 PacificComp 41 AccessTN 41 Liability 41 Compdata 41 Employer Sponsored Health 41 Blue Shield PPO 41 overinsured 41 Medicade 41 Sandy Praeger 41 PPACA 41 payouts 41 BadgerCare 41 actuarially sound 41 collective bargaining 41 Policyholders 41 pensions 41 PIANY 41 mandatory unpaid furloughs 41 Peter Harbage 41 Underinsured Motorist 41 BestWire Feb. 41 uninsured Tennesseans 41 outsource janitors 41 ratio MLR 41 OCY 41 Hurricane Catastrophe Fund 41 underinsurance 41 Eileen Mallow 41 INSURANCE 41 Robert Laszewski 41 Fred Loya 41 mediclaim 41 Katy Helvenston mother 41 Preferred Provider Organizations 41 reinsurance 41 Peachcare 41 Insurance Regulation OIR 41 ERISA preemption 41 Minot derailment 41 insured 41 nonfatal occupational 41 Robert Zirkelbach 41 Subrogation 41 KidCare 41 MCare 41 uninsurance 41 Fish Parcham 41 LTCi 41 Policyholder 41 PEOs 41 Bob Lotane spokesman 41 self insured retentions 41 PIP 41 OSHA 41 policyholder dividends 41 IBNR levy 41 Renter insurance 41 Unpaid furloughs 41 commissioner Steve Poizner 41 unfunded pensions 41 DTRIC 41 Maintenance Organizations 41 actuaries 40 PCIP 40 unfunded retiree 40 employers 40 attorney Wil Florin 40 GTESS 40 Nodak Mutual 40 copays 40 Overbilling 40 Crime Victims Compensation 40 Rescissions 40 actuarially sound rates 40 Kristin Binns spokeswoman 40 upcoding 40 BCBSM 40 Trip Assured 40 indemnity 40 Senkewicz 40 adultBasic 40 Harvey Rosenfield 40 Karen Pollitz 40 Tanchek 40 Cost Containment 40 Living Wage Ordinance 40 WCB 40 Grinnell Mutual 40 Bill Sirola 40 employer 40 VPI Pet Insurance 40 windstorm deductibles 40 viatical settlement 40 Tort 40 AultCare 40 insurace 40 unbid contracts 40 Mike Kreidler 40 GeoVera 40 contingent commissions 40 underpays 40 Casualty Insurance 40 Malpractice premiums 40 MAG Mutual 40 HealthEssentials 40 MCOs 40 Prevailing Wage Law 40 NYPIUA 40 Ternian 40 Insurer 40 HMO PPO 40 spokesman Darrel Ng 40 AdultBasic 40 OPEA 40 Wellmark 40 Doehrel 40 Medigap supplemental insurance 40 Coverage EPIC 40 Slome notes 40 subsidized COBRA 40 Robert Laszewski health 40 Teachers Defined Contribution 40 imprisoning illegal immigrants 40 KPERS 40 rehiring retirees 40 HDHPs 40 Joint Underwriting 40 Axene Health 40 IHSS recipients 40 Medigap policies 40 Uninsured 40 EPLI 40 WHSCC 40 Alonso Zaldivar 40 VGLI 40 Molasky Arman 40 Plan OHIP 40 Michigan Catastrophic Claims 40 HealthHelp 40 ACandS 40 Connecticut Interlocal Risk 40 deductable 40 FLSA 40 Dick Luedke spokesman 40 Thomas Amschwand 40 policyholder retention 40 MEMIC 40 coverages 40 Bob Lotane 40 Ignani 40 IIABA 40 Sandy Praeger Kansas 40 NFIP 40 COBRAGuard 40 Jim Poolman 40 deductible 40 allowable copays 40 HSA HDHP 40 Reform Act MICRA 40 PIP claimants 40 Medigap 40 Workplace Safety 40 Regence BlueCross BlueShield 40 Gregory Serio 40 FEHBP enrollees 40 muni bond 40 gov vetoes 40 nonadmitted insurance 40 Mike Geeslin 40 WCAB 40 Reinsurance recoverables 40 ICHIP 40 Karen Ignagni 40 BWC 40 IPERS 40 MedSolutions 40 Encompass Floridian Indemnity 40 Keoghs LLP 40 Medically Needy program 40 Allan Zaremberg 40 nonhospital 40 Medically Needy 40 Colleen Medill 40 AMERISAFE actively markets 40 Ellen Melchionni 40 FEGLI 40 Medicaid enrollees 40 Employers Liability 40 Consumer Watchdog Santa Monica 40 SB5 40 VHAP 40 BOLI 39 payraise 39 PERB 39 unfunded accrued 39 Interest Expenses Salaries 39 Companies ACIC 39 BCBSMT 39 TPAs 39 nonhospital providers 39 Delegal 39 WellPoint 39 Carmen Balber consumer 39 Cigna HealthCare 39 UM UIM coverage 39 Insurance Commissioner Nonnie 39 Van Faasen 39 JJ Jelincic 39 OEBB 39 Ingenix database 39 HomeWise 39 Mine Subsidence Insurance 39 Casualty 39 Temporary Disability 39 Thruway tolls 39 Personal Injury Claims 39 young invincibles 39 policyholder surplus 39 NHRS 39 EMPLOYERS ® 39 Trial Lawyers Association 39 grossly underinsured 39 Marijuana dispensary 39 VFIS 39 Mental Health Parity 39 multiemployer 39 Copadis 39 insurer WellPoint 39 Act FELA 39 Physician Groups 39 actuarially unsound 39 IWIF 39 Partnership HealthPlan 39 Kuhnmuench 39 Auditor Monica Lindeen 39 collective bargaining agreements 39 Unemployment Compensation 39 WellCare 39 Eysink 39 PIFC 39 Bruce Bodaken 39 Cindy Ehnes 39 WellPoint Anthem Blue 39 Medicare Advantage Plans 39 PPD lump sum 39 ParallelPay 39 Superintendent Alessandro Iuppa 39 Andrea Hoch 39 WORKERS COMPENSATION 39 Diane Koken 39 Employee Benefit 39 FEHBP 39 Indemnity 39 Property Casualty Insurance 39 Risk Retention 39 disenrollment 39 multistate corporations 39 Workers Comp Rate 39 Medi caid 39 Healthstat 39 nonworking spouses 39 claims adjustors 39 HealthMarkets 39 Medicare HMOs 39 COBRA coverage 39 viatical 39 Mark Delegal 39 Secura Insurance 39 detariffed 39 PacAdvantage 39 ANICO 39 AlohaCare 39 Insurance Reciprocal 39 SCPIE 39 Wellpoint 39 Misclassification 39 Julianne Bowler 39 Mohit Ghose 39 CareCore 39 premiums deductibles copays 39 Aetna 39 Californians foretells skyrocketing 39 Insurance Premiums 39 Mr. Wansacz 39 Rich Halberg 39 uninsurables 39 SVMH 39 PLADs 39 MediCare 39 Allstate Indemnity 39 CorVel 39 noninsurance 39 PBGH 39 deductibles coinsurance 39 Medi Cal recipients 39 MaineCare reimbursements 39 Mila Kofman 39 Crime Victim Compensation 39 adjusters 39 BeneCard 39 Workers Comp Fraud 39 COBRA continuation 39 Liquor Liability 39 UIM coverage 39 Supco 39 Insurers 39 ARKids First 39 deductible coinsurance 39 SDCERS 39 Weldin Stewart 39 Empire BlueCross 39 Umbrella Liability 39 Commissioner Sean Dilweg 39 payor 39 workersa compensation 39 Florida Hurricane Catastrophe 39 Molchatsky 39 pension underfunding 39 CaliforniaChoice 39 insurees 39 adjustors 39 punitive damages 39 NASDAQ OCAS 39 whistleblower retaliation 39 DentaQuest 39 Uncompensated care 39 nonsalary 39 MaineCare recipients 39 paycheck deductions 39 WAEPA 39 Pete Kuhnmuench executive 39 Employer Liability 39 statewide 39 Geoff Souser Progressive 39 MRMIB 38 staffing ratios 38 DMV 38 CalPers 38 Nonunion 38 Terry Lisotta 38 Medicare Advantage HMOs 38 Alberto Gutier 38 USI Affinity 38 Employee Retirement 38 rescission 38 Zarelli 38 Deloitte Keckley 38 unreimbursed 38 Insurance SSDI benefits 38 actuary 38 Employer 38 NMI Retirement Fund 38 Sean Dilweg 38 Surplus Lines 38 MedAmerica 38 payroll deductions 38 regulate payday lenders 38 BlueChoice 38 Crist vetoes 38 Poolman 38 Ms. Ignagni 38 BillingCenter 38 MIRMA 38 nonunion 38 Firemans Fund 38 intermittent FMLA leave 38 Postemployment 38 KHPA 38 noninsured 38 tortfeasors 38 DOL 38 Cindy Ehnes director 38 Unemployment Insurance 38 Medical Malpractice Liability 38 SAIF 38 OMIG 38 Massachusetts Interlocal Insurance 38 GGRA 38 AmCOMP 38 DCBS 38 denturists 38 MPSERS 38 Mastercard Visa accepted 38 WCRI 38 Fremont Rideout 38 dues checkoff 38 FICA taxes 38 DeMoro 38 binding arbitration 38 Amschwand 38 Premium Hikes 38 Cigna Healthcare 38 MIIX 38 Employers Liability Compulsory 38 Genesen 38 CSRS retirees 38 ob gyns 38 CHIP reauthorization 38 Overpayments 38 DeCare Dental 38 Casualty Insurance Co. 38 CAPCOs 38 nonmanagement employees 38 Ingenix databases 38 AAHP HIAA 38 Sterling Zearley 38 Underpayment 38 Wage freezes 38 Medicare Secondary Payer 38 Professional Liability 38 Dr. Rohack 38 Furloughed 38 Healthy Families Program 38 HEALTH INSURANCE 38 enacting tort reform 38 HMOS 38 Xelan 38 TMRS 38 supplemental Medigap 38 Teachers Retirement 38 underinsured motorist UIM 38 FX McCahill 38 wealthiest Californians 38 Crop Hail 38 lt gov 38 partisan Legislative Analyst 38 HEALTH INSURANCE Individuals 38 Health Savings Accounts 38 Gainsharing 38 Arno Political 38 MSEA 38 mass tort 38 Sara Stinski 38 Alan Sklover 38 Klehs 38 Critical Illness 38 MHPAEA 38 AutoOne 38 Medicaid HMO 38 Mediclaim policy 38 Medigap insurance 38 spokesman Bill Mellander 38 MinnesotaCare 38 insurability 38 Korkhova 38 Jodi Bjornson 38 Retirement System 38 Pauken 38 gainsharing 38 Loser Pays 38 KidsCare Parents 38 Sandra Shewry 38 Beaver Logging 38 Vince Sollitto spokesman 38 liablity 38 Zirkelbach 38 Insure Oklahoma 38 & Healthsystem Association 38 James Wrynn 38 healtcare 38 Premera 38 capitated 38 GNY 38 Insurance Underwriting 38 Frank N. Darras 38 Liability Coverage 38 Annotti 38 Indemnity Insurance 38 CFO Alex Sink 38 HEMIC 38 nonrepresented employees 38 Michael McRaith 38 Sedgwick Claims 38 Workers Comp Rates 38 Medicare enrollees 38 Mark Delegal lobbyist 38 Fringe Benefit 38 SoonerCare 38 Badgercare 38 Starkowski 38 Mr Makove 38 ANPAC 38 Dinallo 38 Gail Hillebrand senior 38 Risk Retention Group 38 Richard RJ Eskow 38 SeeChange Health 38 punitives 38 Uncompensated Care Pool 38 Haislmaier 38 HSAs 38 misclassify 38 Medicare Set Asides 38 nonemployer firms 38 Averde 38 SCHIP 38 insures pensions 38 NJ FamilyCare 38 PERS retirees 38 WorkSafeNB 38 pre exisiting 38 Snapshot SM 38 Bodily Injury 38 insured Escalades 38 Jose Montemayor 38 PERS TRS 38 GOP govs 38 MassHealth Basic 38 Administration AHCA 38 atty gen 38 single payer 38 Maviglio 38 Mississippi Windstorm Underwriting 37 QNXT 37 Overtime 37 Medicare Medicaid 37 Benefit Informatics 37 Andrew Clinger 37 DeVeydt 37 Self Insured Solutions 37 Reinsurance Assumed 37 noneconomic 37 Other Expenses Salaries 37 Workers Comp Reform 37 xii downgrades 37 PGBC takes 37 Excellus 37 Victorian WorkCover Authority 37 Deile 37 TRICOR 37 multiemployer pension plans 37 PBGF 37 Poochigian 37 Rescission 37 BestHealthcareRates.com 37 Sutter Solano 37 legislative session 37 smokefree workplace 37 James F. Reda 37 undercompensated 37 Unfunded Liability 37 OWCP 37 AALTCI 37 GEHA 37 imposing unpaid furloughs 37 guaranty associations 37 Prop. 1F 37 Anders Lindall 37 HealthWave 37 Provider Synergies 37 unscheduled absences 37 MSPB 37 Ullico 37 Beth Umland 37 XGen Nevis Island 37 NYCERS 37 Victims Compensation 37 RIte Care 37 SOX whistleblower 37 tort reformers 37 Researcher Anne McCartt 37 Kermitt Brooks 37 Brightway Insurance 37 Medicare HMO 37 Diane Gustus 37 Paid Vacations 37 Copays 37 professionals NAMIC dailyLead 37 ConnectiCare 37 Health Benefits FEHB 37 Kevin Westlye 37 HMOs PPOs 37 Teachers Retirement Fund 37 Excellus BCBS 37 tarmac stranding 37 Employee Benefits 37 Soc Sec 37 Pataki vetoed 37 malpractice tort reform 37 malpractice judgments 37 obamacare 37 eliminates binding arbitration 37 OneShield Dragon 37 CFO Sink 37 Social Se curity 37 combustible dust explosions 37 NICB 37 unemployement 37 Tort Claims 37 Doug Mosebar 37 TennCare rolls 37 liability CGL 37 Peter Kuhnmuench 37 Overpayment 37 UnitedHealthcare 37 AutoClaims Direct 37 Sinrud 37 compensability 37 HMSA 37 Super Speeder 37 Abacus Insurance Brokers 37 Workmen Compensation Act 37 Secure Horizons 37 Prepaid Tuition 37 PROMISE scholarship 37 SEANC 37 Teachers Retirement System 37 Affordable Care 37 DePuy Hip Replacement 37 NYIA 37 TSGLI 37 Koetters 37 CUNA Mutual 37 Klebaum 37 Mutual Insurance 37 noncovered 37 WellPoint nyse WLP 37 Florida KidCare 37 spokeswoman Kristin Binns 37 Healthy Families 37 Der Manouel 37 heathcare 37 Prevailing Wage 37 Dram Shop Act 37 OSHA citations 37 Hartford Casualty Insurance 37 FHCF 37 EEOICPA 37 Diminished Value 37 CTPL 37 TouchPlay 37 eAutoclaims 37 Mark Stinneford 37 claims adjuster 37 Christy Howley 37 tort litigation 37 overpayment recoupment 37 Single Payer 37 D Welches 37 categoricals 37 PMSI Settlement Solutions 37 PPO HMO 37 GEERS 37 Cladouhos 37 Ignagni 37 Regence 37 copay 37 NQDC 37 PPOs HMOs 37 Rich Robleto 37 Broadspire 37 CoverKids 37 retirees 37 Suehs 37 Minimum wage earners 37 Ned Wigglesworth 37 PacificSource 37 McCarran Ferguson 37 misclassify workers 37 BCBSA 37 CIRMA 37 DHSMV 37 Stinneford 37 Oshlo 37 FSLA 37 Nurses Assn 37 liability 37 DiPietre 37 Laszewski 37 cashless mediclaim 37 OSH Act 37 Advisen Ltd. 37 Worksite Wellness 37 farmowners 37 HealthChoices 37 Simply Unum 37 Bureau WCIRB 37 CompPartners 37 underpay doctors